Firstmerit Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Firstmerit Bank Na 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstmerit Bank Na Iii Cascade Plaza - Cas46 Akron, OH 44308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,150 |
| Total Mortgage Loan Application Amount | $798,607,000 |
| Average Mortgage Loan Application Amount | $109,333 |
| Highest Mortgage Loan Application Amount | $10,660,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $3,348,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Firstmerit Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmerit Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Firstmerit Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmerit Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstmerit Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmerit Bank Na's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Summit County Ohio | 1,011 | $ 102,376,000 | $ 101,000 | $ 86,000 |
| Stark County Ohio | 811 | $ 95,311,000 | $ 117,000 | $ 82,000 |
| Medina County Ohio | 488 | $ 74,470,000 | $ 152,000 | $ 86,000 |
| Lorain County Ohio | 437 | $ 45,237,000 | $ 103,000 | $ 74,000 |
| Cuyahoga County Ohio | 384 | $ 55,404,000 | $ 144,000 | $ 110,000 |
| Wayne County Ohio | 316 | $ 33,536,000 | $ 106,000 | $ 68,000 |
| Cook County Illinois | 307 | $ 54,282,000 | $ 176,000 | $ 112,000 |
| Lake County Ohio | 220 | $ 25,698,000 | $ 116,000 | $ 74,000 |
| Ashland County Ohio | 208 | $ 19,364,000 | $ 93,000 | $ 58,000 |
| Richland County Ohio | 188 | $ 17,635,000 | $ 93,000 | $ 62,000 |
| Lawrence County Pennsylvania | 174 | $ 16,037,000 | $ 92,000 | $ 64,000 |
| Portage County Ohio | 173 | $ 19,120,000 | $ 110,000 | $ 69,000 |
| Ashtabula County Ohio | 168 | $ 13,255,000 | $ 78,000 | $ 60,000 |
| Franklin County Ohio | 136 | $ 31,011,000 | $ 228,000 | $ 112,000 |
| Delaware County Ohio | 107 | $ 21,234,000 | $ 198,000 | $ 109,000 |
| Geauga County Ohio | 89 | $ 17,088,000 | $ 192,000 | $ 186,000 |
| Erie County Ohio | 78 | $ 10,949,000 | $ 140,000 | $ 104,000 |
| Knox County Ohio | 76 | $ 7,696,000 | $ 101,000 | $ 118,000 |
| Crawford County Ohio | 69 | $ 4,330,000 | $ 62,000 | $ 51,000 |
| DuPage County Illinois | 65 | $ 14,725,000 | $ 226,000 | $ 125,000 |
| Wood County Ohio | 52 | $ 6,146,000 | $ 118,000 | $ 75,000 |
| Huron County Ohio | 46 | $ 3,357,000 | $ 72,000 | $ 54,000 |
| Lake County Illinois | 38 | $ 7,503,000 | $ 197,000 | $ 119,000 |
| Seneca County Ohio | 34 | $ 2,371,000 | $ 69,000 | $ 47,000 |
| Lucas County Ohio | 31 | $ 14,383,000 | $ 463,000 | $ 103,000 |
| Will County Illinois | 26 | $ 5,719,000 | $ 219,000 | $ 119,000 |
| Holmes County Ohio | 25 | $ 2,756,000 | $ 110,000 | $ 54,000 |
| Madison County Ohio | 23 | $ 1,689,000 | $ 73,000 | $ 56,000 |
| Morrow County Ohio | 23 | $ 2,499,000 | $ 108,000 | $ 67,000 |
| Carroll County Ohio | 18 | $ 1,447,000 | $ 80,000 | $ 77,000 |
| McHenry County Illinois | 17 | $ 2,688,000 | $ 158,000 | $ 111,000 |
| Kane County Illinois | 16 | $ 3,826,000 | $ 239,000 | $ 112,000 |
| Licking County Ohio | 16 | $ 12,648,000 | $ 790,000 | $ 96,000 |
| Trumbull County Ohio | 16 | $ 1,589,000 | $ 99,000 | $ 53,000 |
| Ottawa County Ohio | 14 | $ 2,657,000 | $ 189,000 | $ 217,000 |
| Allegheny County Pennsylvania | 14 | $ 1,503,000 | $ 107,000 | $ 99,000 |
| Fairfield County Ohio | 13 | $ 2,391,000 | $ 183,000 | $ 102,000 |
| Mahoning County Ohio | 12 | $ 7,445,000 | $ 620,000 | $ 89,000 |
| Collier County Florida | 8 | $ 2,427,000 | $ 303,000 | $ 190,000 |
| Sandusky County Ohio | 8 | $ 861,000 | $ 107,000 | $ 57,000 |
| Tuscarawas County Ohio | 8 | $ 1,140,000 | $ 142,000 | $ 71,000 |
| Butler County Pennsylvania | 7 | $ 1,484,000 | $ 212,000 | $ 206,000 |
| Mercer County Pennsylvania | 6 | $ 754,000 | $ 125,000 | $ 70,000 |
| Lee County Florida | 5 | $ 828,000 | $ 165,000 | $ 172,000 |
| Kendall County Illinois | 5 | $ 521,000 | $ 104,000 | $ 65,000 |
| Columbiana County Ohio | 5 | $ 957,000 | $ 191,000 | $ 111,000 |
| Union County Ohio | 5 | $ 546,000 | $ 109,000 | $ 65,000 |
| Coshocton County Ohio | 4 | $ 448,000 | $ 112,000 | $ 47,000 |
| Pickaway County Ohio | 4 | $ 364,000 | $ 91,000 | $ 56,000 |
| Wyandot County Ohio | 4 | $ 476,000 | $ 119,000 | $ 31,000 |
| Westmoreland County Pennsylvania | 4 | $ 258,000 | $ 64,000 | $ 42,000 |
| Miami-Dade County Florida | 3 | $ 662,000 | $ 220,000 | $ 233,000 |
| Sumter County Florida | 3 | $ 572,000 | $ 190,000 | $ 135,000 |
| Clark County Ohio | 3 | $ 397,000 | $ 132,000 | $ 46,000 |
| Miami County Ohio | 3 | $ 733,000 | $ 244,000 | $ 172,000 |
| Luzerne County Pennsylvania | 3 | $ 478,000 | $ 159,000 | $ 140,000 |
| Northampton County Pennsylvania | 3 | $ 263,000 | $ 87,000 | $ 50,000 |
| Custer County Colorado | 2 | $ 544,000 | $ 272,000 | $ 63,000 |
| Osceola County Florida | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 460,000 | $ 230,000 | $ 280,000 |
| Pinellas County Florida | 2 | $ 506,000 | $ 253,000 | $ 196,000 |
| Polk County Florida | 2 | $ 153,000 | $ 76,000 | $ 42,000 |
| Sarasota County Florida | 2 | $ 925,000 | $ 462,000 | $ 243,000 |
| St. Lucie County Florida | 2 | $ 213,000 | $ 106,000 | $ 41,000 |
| Walton County Florida | 2 | $ 455,000 | $ 227,000 | $ 303,000 |
| Boone County Illinois | 2 | $ 207,000 | $ 103,000 | $ 44,000 |
| Lake County Indiana | 2 | $ 331,000 | $ 165,000 | $ 99,000 |
| Emmet County Michigan | 2 | $ 2,605,000 | $ 1,302,000 | $ 636,000 |
| Brunswick County North Carolina | 2 | $ 868,000 | $ 434,000 | $ 259,000 |
| Butler County Ohio | 2 | $ 303,000 | $ 151,000 | $ 63,000 |
| Clermont County Ohio | 2 | $ 557,000 | $ 278,000 | $ 213,000 |
| Hamilton County Ohio | 2 | $ 380,000 | $ 190,000 | $ 84,000 |
| Logan County Ohio | 2 | $ 394,000 | $ 197,000 | $ 165,000 |
| Marion County Ohio | 2 | $ 119,000 | $ 59,000 | $ 52,000 |
| Warren County Ohio | 2 | $ 561,000 | $ 280,000 | $ 144,000 |
| Beaver County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 65,000 |
| Berks County Pennsylvania | 2 | $ 295,000 | $ 147,000 | $ 107,000 |
| Clarion County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 30,000 |
| Delaware County Pennsylvania | 2 | $ 331,000 | $ 165,000 | $ 119,000 |
| Philadelphia County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 114,000 |
| Venango County Pennsylvania | 2 | $ 85,000 | $ 42,000 | $ 80,000 |
| Washington County Pennsylvania | 2 | $ 386,000 | $ 193,000 | $ 189,000 |
| Horry County South Carolina | 2 | $ 459,000 | $ 229,000 | $ 93,000 |
| Walworth County Wisconsin | 2 | $ 628,000 | $ 314,000 | $ 376,000 |
| Eagle County Colorado | 1 | $ 520,000 | $ 520,000 | $ 420,000 |
| Charlotte County Florida | 1 | $ 288,000 | $ 288,000 | $ 105,000 |
| Duval County Florida | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Indian River County Florida | 1 | $ 575,000 | $ 575,000 | $ 782,000 |
| Manatee County Florida | 1 | $ 28,000 | $ 28,000 | $ 69,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 124,000 |
| Orange County Florida | 1 | $ 102,000 | $ 102,000 | $ 72,000 |
| Pasco County Florida | 1 | $ 208,000 | $ 208,000 | $ 138,000 |
| Seminole County Florida | 1 | $ 300,000 | $ 300,000 | $ 171,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Grundy County Illinois | 1 | $ 116,000 | $ 116,000 | $ 174,000 |
| LaSalle County Illinois | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Lee County Illinois | 1 | $ 192,000 | $ 192,000 | $ 61,000 |
| Macon County Illinois | 1 | $ 38,000 | $ 38,000 | $ 26,000 |
| Sangamon County Illinois | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
| Union County Illinois | 1 | $ 112,000 | $ 112,000 | $ 77,000 |
| Marshall County Indiana | 1 | $ 417,000 | $ 417,000 | $ 389,000 |
| Alger County Michigan | 1 | $ 290,000 | $ 290,000 | $ 126,000 |
| Antrim County Michigan | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Calhoun County Michigan | 1 | $ 64,000 | $ 64,000 | $ 62,000 |
| Livingston County Michigan | 1 | $ 247,000 | $ 247,000 | $ 170,000 |
| Muskegon County Michigan | 1 | $ 63,000 | $ 63,000 | $ 109,000 |
| Sarpy County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Washoe County Nevada | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Cattaraugus County New York | 1 | $ 51,000 | $ 51,000 | $ 241,000 |
| Henderson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 136,000 |
| Allen County Ohio | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Brown County Ohio | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Fulton County Ohio | 1 | $ 13,000 | $ 13,000 | $ 70,000 |
| Gallia County Ohio | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Greene County Ohio | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Hancock County Ohio | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Hardin County Ohio | 1 | $ 54,000 | $ 54,000 | $ 151,000 |
| Harrison County Ohio | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Henry County Ohio | 1 | $ 219,000 | $ 219,000 | $ 92,000 |
| Hocking County Ohio | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Mercer County Ohio | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Perry County Ohio | 1 | $ 378,000 | $ 378,000 | $ 104,000 |
| Washington County Ohio | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Williams County Ohio | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 70,000 |
| Carbon County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 49,000 |
| Centre County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Chester County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 141,000 |
| Dauphin County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Franklin County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Lackawanna County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Montgomery County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 146,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Northampton County Virginia | 1 | $ 280,000 | $ 280,000 | $ 127,000 |
| Pocahontas County West Virginia | 1 | $ 394,000 | $ 394,000 | $ 406,000 |
| Calumet County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Kenosha County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for Firstmerit Bank Na in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,093 | $585,476,000 | $143,000 | $10,660,000 | $91,000 | $3,348,000 |
| Home Purchase | 1,324 | $172,683,000 | $130,000 | $2,485,000 | $91,000 | $1,595,000 |
| Home Improvement | 733 | $40,448,000 | $55,000 | $10,343,000 | $52,000 | $260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,498 | $537,673,000 | $119,000 | $2,485,000 | $87,000 | $3,348,000 |
| Not Provided | 1,310 | $162,377,000 | $123,000 | $2,500,000 | $93,000 | $2,751,000 |
| Black or African American | 149 | $9,709,000 | $65,000 | $417,000 | $52,000 | $250,000 |
| Hispanic | 78 | $6,915,000 | $88,000 | $417,000 | $59,000 | $207,000 |
| Asian | 73 | $11,440,000 | $156,000 | $841,000 | $104,000 | $540,000 |
| Not applicable | 27 | $69,576,000 | $2,576,000 | $10,660,000 | $0 | $0 |
| American Indian or Alaskan Native | 8 | $413,000 | $51,000 | $199,000 | $55,000 | $148,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $504,000 | $72,000 | $126,000 | $61,000 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,137 | $797,103,000 | $129,000 | $10,660,000 | $87,000 | $3,348,000 |
| FHA-insured (Federal Housing Administration) | 7 | $593,000 | $84,000 | $155,000 | $53,000 | $98,000 |
| VA-guaranteed (Veterans Administration) | 6 | $911,000 | $151,000 | $250,000 | $59,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,888 | $545,323,000 | $140,000 | $10,660,000 | $92,000 | $2,837,000 |
| Application Denied By Financial Institution | 1,197 | $105,715,000 | $88,000 | $10,343,000 | $67,000 | $3,348,000 |
| Application Withdrawn By Applicant | 799 | $118,503,000 | $148,000 | $9,250,000 | $85,000 | $1,226,000 |
| Application Approved But Not Accepted | 156 | $11,539,000 | $73,000 | $1,300,000 | $86,000 | $987,000 |
| File Closed For Incompleteness | 97 | $15,925,000 | $164,000 | $675,000 | $113,000 | $1,177,000 |
| Preapproval Denied by Financial Institution | 13 | $1,602,000 | $123,000 | $413,000 | $53,000 | $195,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 376 | $29,819,000 | $79,000 | $10,343,000 | $41,000 | $338,000 |
| Collateral | 376 | $58,160,000 | $154,000 | $2,485,000 | $105,000 | $3,348,000 |
| Credit History | 314 | $8,771,000 | $27,000 | $413,000 | $55,000 | $481,000 |
| Other | 112 | $7,998,000 | $71,000 | $942,000 | $64,000 | $846,000 |
| Credit Application Incomplete | 10 | $768,000 | $76,000 | $466,000 | $86,000 | $255,000 |
| Unverifiable Information | 8 | $262,000 | $32,000 | $80,000 | $49,000 | $89,000 |
| Employment History | 7 | $726,000 | $103,000 | $152,000 | $36,000 | $70,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $370,000 | $92,000 | $192,000 | $57,000 | $89,000 |
| Mortgage Insurance Denied | 3 | $443,000 | $147,000 | $180,000 | $37,000 | $48,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmerit Bank Na's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstmerit Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.