Firstmerit Bank Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Firstmerit Bank Na 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstmerit Bank Na Iii Cascade Plaza - Cas46 Akron, OH 44308 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,564 |
| Total Mortgage Loan Application Amount | $1,513,819,000 |
| Average Mortgage Loan Application Amount | $122,000 |
| Highest Mortgage Loan Application Amount | $33,000,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $2,026,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Firstmerit Bank Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstmerit Bank Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Firstmerit Bank Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstmerit Bank Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstmerit Bank Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstmerit Bank Na's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Summit County Ohio | 1,072 | $ 143,696,000 | $ 134,000 | $ 83,000 |
| Stark County Ohio | 792 | $ 93,192,000 | $ 117,000 | $ 79,000 |
| Cuyahoga County Ohio | 621 | $ 113,312,000 | $ 182,000 | $ 96,000 |
| Genesee County Michigan | 607 | $ 43,307,000 | $ 71,000 | $ 65,000 |
| Lorain County Ohio | 514 | $ 80,055,000 | $ 155,000 | $ 69,000 |
| Medina County Ohio | 498 | $ 78,149,000 | $ 156,000 | $ 87,000 |
| Cook County Illinois | 421 | $ 84,585,000 | $ 200,000 | $ 104,000 |
| Lake County Ohio | 300 | $ 37,952,000 | $ 126,000 | $ 63,000 |
| Wayne County Ohio | 294 | $ 30,417,000 | $ 103,000 | $ 72,000 |
| Saginaw County Michigan | 286 | $ 21,842,000 | $ 76,000 | $ 70,000 |
| Ashtabula County Ohio | 246 | $ 20,992,000 | $ 85,000 | $ 57,000 |
| Oakland County Michigan | 244 | $ 53,473,000 | $ 219,000 | $ 128,000 |
| Lawrence County Pennsylvania | 206 | $ 22,320,000 | $ 108,000 | $ 72,000 |
| Jackson County Michigan | 182 | $ 15,337,000 | $ 84,000 | $ 64,000 |
| Washtenaw County Michigan | 180 | $ 40,846,000 | $ 226,000 | $ 116,000 |
| Portage County Ohio | 177 | $ 22,922,000 | $ 129,000 | $ 80,000 |
| Wayne County Michigan | 175 | $ 13,553,000 | $ 77,000 | $ 83,000 |
| Bay County Michigan | 165 | $ 11,383,000 | $ 68,000 | $ 62,000 |
| Franklin County Ohio | 161 | $ 122,104,000 | $ 758,000 | $ 91,000 |
| Ashland County Ohio | 147 | $ 13,272,000 | $ 90,000 | $ 51,000 |
| Richland County Ohio | 147 | $ 13,129,000 | $ 89,000 | $ 68,000 |
| Livingston County Michigan | 129 | $ 17,610,000 | $ 136,000 | $ 92,000 |
| Geauga County Ohio | 123 | $ 23,078,000 | $ 187,000 | $ 134,000 |
| Midland County Michigan | 85 | $ 10,934,000 | $ 128,000 | $ 115,000 |
| St. Joseph County Michigan | 82 | $ 5,125,000 | $ 62,000 | $ 59,000 |
| Wexford County Michigan | 78 | $ 4,351,000 | $ 55,000 | $ 59,000 |
| Crawford County Ohio | 73 | $ 4,404,000 | $ 60,000 | $ 45,000 |
| Osceola County Michigan | 70 | $ 1,718,000 | $ 24,000 | $ 44,000 |
| Macomb County Michigan | 69 | $ 6,513,000 | $ 94,000 | $ 86,000 |
| Erie County Ohio | 69 | $ 9,307,000 | $ 134,000 | $ 89,000 |
| DuPage County Illinois | 68 | $ 21,542,000 | $ 316,000 | $ 170,000 |
| Knox County Ohio | 65 | $ 6,293,000 | $ 96,000 | $ 63,000 |
| Shiawassee County Michigan | 62 | $ 3,233,000 | $ 52,000 | $ 61,000 |
| Ingham County Michigan | 59 | $ 4,853,000 | $ 82,000 | $ 94,000 |
| Delaware County Ohio | 57 | $ 14,831,000 | $ 260,000 | $ 143,000 |
| Will County Illinois | 53 | $ 10,764,000 | $ 203,000 | $ 147,000 |
| Lucas County Ohio | 52 | $ 24,854,000 | $ 477,000 | $ 112,000 |
| Oconto County Wisconsin | 48 | $ 4,038,000 | $ 84,000 | $ 62,000 |
| Ogemaw County Michigan | 43 | $ 1,462,000 | $ 34,000 | $ 51,000 |
| Lake County Illinois | 42 | $ 9,194,000 | $ 218,000 | $ 160,000 |
| Clinton County Michigan | 41 | $ 2,381,000 | $ 58,000 | $ 62,000 |
| Brown County Wisconsin | 40 | $ 4,150,000 | $ 103,000 | $ 61,000 |
| Arenac County Michigan | 36 | $ 1,858,000 | $ 51,000 | $ 45,000 |
| Tuscola County Michigan | 35 | $ 2,329,000 | $ 66,000 | $ 46,000 |
| Huron County Ohio | 35 | $ 11,029,000 | $ 315,000 | $ 60,000 |
| Wood County Ohio | 30 | $ 2,831,000 | $ 94,000 | $ 67,000 |
| Outagamie County Wisconsin | 30 | $ 3,031,000 | $ 101,000 | $ 76,000 |
| Vilas County Wisconsin | 30 | $ 5,100,000 | $ 170,000 | $ 82,000 |
| Walworth County Wisconsin | 30 | $ 3,489,000 | $ 116,000 | $ 70,000 |
| Missaukee County Michigan | 29 | $ 1,674,000 | $ 57,000 | $ 49,000 |
| Holmes County Ohio | 28 | $ 4,623,000 | $ 165,000 | $ 59,000 |
| Crawford County Michigan | 27 | $ 1,921,000 | $ 71,000 | $ 51,000 |
| Oneida County Wisconsin | 27 | $ 3,506,000 | $ 129,000 | $ 116,000 |
| Marquette County Michigan | 26 | $ 1,481,000 | $ 56,000 | $ 53,000 |
| Grand Traverse County Michigan | 25 | $ 18,338,000 | $ 733,000 | $ 77,000 |
| Monroe County Michigan | 25 | $ 2,491,000 | $ 99,000 | $ 77,000 |
| Waushara County Wisconsin | 25 | $ 1,724,000 | $ 68,000 | $ 70,000 |
| Charlevoix County Michigan | 24 | $ 4,346,000 | $ 181,000 | $ 87,000 |
| Otsego County Michigan | 24 | $ 1,687,000 | $ 70,000 | $ 57,000 |
| Madison County Ohio | 24 | $ 2,154,000 | $ 89,000 | $ 61,000 |
| Mahoning County Ohio | 24 | $ 2,218,000 | $ 92,000 | $ 62,000 |
| Portage County Wisconsin | 24 | $ 2,134,000 | $ 88,000 | $ 73,000 |
| Carroll County Ohio | 23 | $ 2,411,000 | $ 104,000 | $ 79,000 |
| Calumet County Wisconsin | 22 | $ 1,908,000 | $ 86,000 | $ 55,000 |
| McHenry County Illinois | 21 | $ 3,181,000 | $ 151,000 | $ 121,000 |
| Ottawa County Michigan | 21 | $ 1,369,000 | $ 65,000 | $ 117,000 |
| Morrow County Ohio | 21 | $ 2,378,000 | $ 113,000 | $ 87,000 |
| Door County Wisconsin | 21 | $ 3,481,000 | $ 165,000 | $ 123,000 |
| Winnebago County Wisconsin | 21 | $ 1,411,000 | $ 67,000 | $ 54,000 |
| Tuscarawas County Ohio | 20 | $ 2,561,000 | $ 128,000 | $ 72,000 |
| Antrim County Michigan | 19 | $ 1,611,000 | $ 84,000 | $ 58,000 |
| Iosco County Michigan | 19 | $ 1,858,000 | $ 97,000 | $ 74,000 |
| Allegheny County Pennsylvania | 19 | $ 12,831,000 | $ 675,000 | $ 122,000 |
| Mercer County Pennsylvania | 19 | $ 2,742,000 | $ 144,000 | $ 78,000 |
| Roscommon County Michigan | 18 | $ 1,850,000 | $ 102,000 | $ 81,000 |
| Trumbull County Ohio | 18 | $ 1,725,000 | $ 95,000 | $ 52,000 |
| Seneca County Ohio | 17 | $ 877,000 | $ 51,000 | $ 37,000 |
| Columbiana County Ohio | 16 | $ 2,061,000 | $ 128,000 | $ 62,000 |
| Grant County Wisconsin | 16 | $ 1,525,000 | $ 95,000 | $ 53,000 |
| Collier County Florida | 15 | $ 6,475,000 | $ 431,000 | $ 642,000 |
| Muskegon County Michigan | 15 | $ 406,000 | $ 27,000 | $ 66,000 |
| Oscoda County Michigan | 15 | $ 693,000 | $ 46,000 | $ 44,000 |
| Jefferson County Wisconsin | 15 | $ 1,509,000 | $ 100,000 | $ 44,000 |
| Waupaca County Wisconsin | 15 | $ 1,508,000 | $ 100,000 | $ 88,000 |
| Lapeer County Michigan | 14 | $ 765,000 | $ 54,000 | $ 51,000 |
| Lenawee County Michigan | 14 | $ 2,052,000 | $ 146,000 | $ 185,000 |
| Ottawa County Ohio | 14 | $ 1,905,000 | $ 136,000 | $ 110,000 |
| Gladwin County Michigan | 13 | $ 1,788,000 | $ 137,000 | $ 78,000 |
| Fairfield County Ohio | 13 | $ 22,389,000 | $ 1,722,000 | $ 63,000 |
| Alger County Michigan | 12 | $ 881,000 | $ 73,000 | $ 63,000 |
| Cheboygan County Michigan | 12 | $ 1,082,000 | $ 90,000 | $ 93,000 |
| Houghton County Michigan | 12 | $ 698,000 | $ 58,000 | $ 41,000 |
| Kent County Michigan | 12 | $ 1,431,000 | $ 119,000 | $ 87,000 |
| Presque Isle County Michigan | 12 | $ 781,000 | $ 65,000 | $ 43,000 |
| Shawano County Wisconsin | 12 | $ 1,265,000 | $ 105,000 | $ 141,000 |
| Alpena County Michigan | 11 | $ 712,000 | $ 64,000 | $ 58,000 |
| Lincoln County Wisconsin | 11 | $ 820,000 | $ 74,000 | $ 53,000 |
| Polk County Wisconsin | 11 | $ 846,000 | $ 76,000 | $ 81,000 |
| Kane County Illinois | 10 | $ 1,180,000 | $ 118,000 | $ 59,000 |
| Calhoun County Michigan | 10 | $ 481,000 | $ 48,000 | $ 46,000 |
| Emmet County Michigan | 10 | $ 3,624,000 | $ 362,000 | $ 278,000 |
| Gratiot County Michigan | 10 | $ 213,000 | $ 21,000 | $ 38,000 |
| Marion County Ohio | 10 | $ 756,000 | $ 75,000 | $ 88,000 |
| Crawford County Wisconsin | 10 | $ 713,000 | $ 71,000 | $ 43,000 |
| Alcona County Michigan | 9 | $ 851,000 | $ 94,000 | $ 64,000 |
| Kalamazoo County Michigan | 9 | $ 594,000 | $ 66,000 | $ 63,000 |
| Green County Wisconsin | 9 | $ 767,000 | $ 85,000 | $ 94,000 |
| Lee County Florida | 8 | $ 1,732,000 | $ 216,000 | $ 348,000 |
| Douglas County Wisconsin | 8 | $ 369,000 | $ 46,000 | $ 59,000 |
| Marinette County Wisconsin | 8 | $ 512,000 | $ 64,000 | $ 33,000 |
| Branch County Michigan | 7 | $ 332,000 | $ 47,000 | $ 93,000 |
| Dickinson County Michigan | 7 | $ 393,000 | $ 56,000 | $ 36,000 |
| Eaton County Michigan | 7 | $ 424,000 | $ 60,000 | $ 57,000 |
| Crawford County Pennsylvania | 7 | $ 751,000 | $ 107,000 | $ 80,000 |
| Delaware County Pennsylvania | 7 | $ 1,373,000 | $ 196,000 | $ 111,000 |
| Lake County Indiana | 6 | $ 1,073,000 | $ 178,000 | $ 52,000 |
| Clare County Michigan | 6 | $ 231,000 | $ 38,000 | $ 43,000 |
| Gogebic County Michigan | 6 | $ 409,000 | $ 68,000 | $ 51,000 |
| Ionia County Michigan | 6 | $ 366,000 | $ 61,000 | $ 56,000 |
| Montmorency County Michigan | 6 | $ 404,000 | $ 67,000 | $ 74,000 |
| Butler County Pennsylvania | 6 | $ 809,000 | $ 134,000 | $ 73,000 |
| Kewaunee County Wisconsin | 6 | $ 337,000 | $ 56,000 | $ 32,000 |
| Langlade County Wisconsin | 6 | $ 357,000 | $ 59,000 | $ 33,000 |
| Broward County Florida | 5 | $ 1,013,000 | $ 202,000 | $ 299,000 |
| Sarasota County Florida | 5 | $ 771,000 | $ 154,000 | $ 111,000 |
| Allegan County Michigan | 5 | $ 160,000 | $ 32,000 | $ 62,000 |
| Hillsdale County Michigan | 5 | $ 503,000 | $ 100,000 | $ 65,000 |
| Manistee County Michigan | 5 | $ 696,000 | $ 139,000 | $ 96,000 |
| Licking County Ohio | 5 | $ 796,000 | $ 159,000 | $ 98,000 |
| Marathon County Wisconsin | 5 | $ 647,000 | $ 129,000 | $ 76,000 |
| Palm Beach County Florida | 4 | $ 563,000 | $ 140,000 | $ 268,000 |
| Boone County Illinois | 4 | $ 242,000 | $ 60,000 | $ 37,000 |
| Kalkaska County Michigan | 4 | $ 270,000 | $ 67,000 | $ 64,000 |
| Keweenaw County Michigan | 4 | $ 311,000 | $ 77,000 | $ 64,000 |
| Menominee County Michigan | 4 | $ 232,000 | $ 58,000 | $ 52,000 |
| St. Clair County Michigan | 4 | $ 545,000 | $ 136,000 | $ 112,000 |
| Clark County Ohio | 4 | $ 486,000 | $ 121,000 | $ 78,000 |
| Harrison County Ohio | 4 | $ 621,000 | $ 155,000 | $ 125,000 |
| Montgomery County Ohio | 4 | $ 197,000 | $ 49,000 | $ 65,000 |
| Sandusky County Ohio | 4 | $ 574,000 | $ 143,000 | $ 95,000 |
| Union County Ohio | 4 | $ 502,000 | $ 125,000 | $ 88,000 |
| Wyandot County Ohio | 4 | $ 376,000 | $ 94,000 | $ 59,000 |
| Beaver County Pennsylvania | 4 | $ 362,000 | $ 90,000 | $ 46,000 |
| Westmoreland County Pennsylvania | 4 | $ 903,000 | $ 225,000 | $ 133,000 |
| Price County Wisconsin | 4 | $ 288,000 | $ 72,000 | $ 64,000 |
| Rock County Wisconsin | 4 | $ 402,000 | $ 100,000 | $ 49,000 |
| Waukesha County Wisconsin | 4 | $ 887,000 | $ 221,000 | $ 70,000 |
| Manatee County Florida | 3 | $ 321,000 | $ 107,000 | $ 62,000 |
| Hamilton County Indiana | 3 | $ 885,000 | $ 295,000 | $ 772,000 |
| Marion County Indiana | 3 | $ 412,000 | $ 137,000 | $ 69,000 |
| Baraga County Michigan | 3 | $ 84,000 | $ 28,000 | $ 15,000 |
| Berrien County Michigan | 3 | $ 2,549,000 | $ 849,000 | $ 581,000 |
| Chippewa County Michigan | 3 | $ 125,000 | $ 41,000 | $ 27,000 |
| Huron County Michigan | 3 | $ 370,000 | $ 123,000 | $ 45,000 |
| Iron County Michigan | 3 | $ 67,000 | $ 22,000 | $ 41,000 |
| Leelanau County Michigan | 3 | $ 1,298,000 | $ 432,000 | $ 390,000 |
| Mackinac County Michigan | 3 | $ 280,000 | $ 93,000 | $ 146,000 |
| Newaygo County Michigan | 3 | $ 160,000 | $ 53,000 | $ 69,000 |
| Hancock County Ohio | 3 | $ 180,000 | $ 60,000 | $ 54,000 |
| Luzerne County Pennsylvania | 3 | $ 284,000 | $ 94,000 | $ 69,000 |
| Forest County Wisconsin | 3 | $ 290,000 | $ 96,000 | $ 33,000 |
| Iowa County Wisconsin | 3 | $ 283,000 | $ 94,000 | $ 74,000 |
| Lafayette County Wisconsin | 3 | $ 85,000 | $ 28,000 | $ 74,000 |
| Manitowoc County Wisconsin | 3 | $ 242,000 | $ 80,000 | $ 52,000 |
| Milwaukee County Wisconsin | 3 | $ 347,000 | $ 115,000 | $ 77,000 |
| District of Columbia County District Of Columbia | 2 | $ 949,000 | $ 474,000 | $ 144,000 |
| Charlotte County Florida | 2 | $ 362,000 | $ 181,000 | $ 170,000 |
| Okaloosa County Florida | 2 | $ 1,130,000 | $ 565,000 | $ 628,000 |
| Orange County Florida | 2 | $ 264,000 | $ 132,000 | $ 300,000 |
| Sumter County Florida | 2 | $ 152,000 | $ 76,000 | $ 69,000 |
| Cobb County Georgia | 2 | $ 342,000 | $ 171,000 | $ 112,000 |
| DeKalb County Illinois | 2 | $ 222,000 | $ 111,000 | $ 50,000 |
| Sangamon County Illinois | 2 | $ 751,000 | $ 375,000 | $ 776,000 |
| LaPorte County Indiana | 2 | $ 200,000 | $ 100,000 | $ 288,000 |
| Benzie County Michigan | 2 | $ 223,000 | $ 111,000 | $ 126,000 |
| Cass County Michigan | 2 | $ 648,000 | $ 324,000 | $ 431,000 |
| Mason County Michigan | 2 | $ 32,000 | $ 16,000 | $ 233,000 |
| Oceana County Michigan | 2 | $ 162,000 | $ 81,000 | $ 81,000 |
| Sanilac County Michigan | 2 | $ 83,000 | $ 41,000 | $ 25,000 |
| Clark County Nevada | 2 | $ 272,000 | $ 136,000 | $ 318,000 |
| Belmont County Ohio | 2 | $ 141,000 | $ 70,000 | $ 51,000 |
| Champaign County Ohio | 2 | $ 91,000 | $ 45,000 | $ 65,000 |
| Coshocton County Ohio | 2 | $ 47,000 | $ 23,000 | $ 64,000 |
| Fulton County Ohio | 2 | $ 216,000 | $ 108,000 | $ 42,000 |
| Gallia County Ohio | 2 | $ 72,000 | $ 36,000 | $ 97,000 |
| Guernsey County Ohio | 2 | $ 215,000 | $ 107,000 | $ 134,000 |
| Hamilton County Ohio | 2 | $ 194,000 | $ 97,000 | $ 96,000 |
| Jefferson County Ohio | 2 | $ 147,000 | $ 73,000 | $ 47,000 |
| Logan County Ohio | 2 | $ 119,000 | $ 59,000 | $ 119,000 |
| Monroe County Ohio | 2 | $ 142,000 | $ 71,000 | $ 75,000 |
| Noble County Ohio | 2 | $ 256,000 | $ 128,000 | $ 151,000 |
| Pickaway County Ohio | 2 | $ 1,794,000 | $ 897,000 | $ 37,000 |
| Putnam County Ohio | 2 | $ 237,000 | $ 118,000 | $ 43,000 |
| Bucks County Pennsylvania | 2 | $ 353,000 | $ 176,000 | $ 94,000 |
| Fayette County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 70,000 |
| Philadelphia County Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 66,000 |
| Washington County Pennsylvania | 2 | $ 309,000 | $ 154,000 | $ 90,000 |
| Racine County Wisconsin | 2 | $ 676,000 | $ 338,000 | $ 218,000 |
| Sauk County Wisconsin | 2 | $ 235,000 | $ 117,000 | $ 76,000 |
| St. Croix County Wisconsin | 2 | $ 406,000 | $ 203,000 | $ 95,000 |
| Shelby County Alabama | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| Pima County Arizona | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Pinal County Arizona | 1 | $ 152,000 | $ 152,000 | $ 129,000 |
| Riverside County California | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Indian River County Florida | 1 | $ 99,000 | $ 99,000 | $ 1,035,000 |
| Marion County Florida | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Monroe County Florida | 1 | $ 280,000 | $ 280,000 | $ 200,000 |
| Osceola County Florida | 1 | $ 289,000 | $ 289,000 | $ 254,000 |
| Pasco County Florida | 1 | $ 118,000 | $ 118,000 | $ 115,000 |
| Pinellas County Florida | 1 | $ 664,000 | $ 664,000 | $ 166,000 |
| Polk County Florida | 1 | $ 43,000 | $ 43,000 | $ 71,000 |
| St. Johns County Florida | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Volusia County Florida | 1 | $ 51,000 | $ 51,000 | $ 45,000 |
| Walton County Florida | 1 | $ 206,000 | $ 206,000 | $ 200,000 |
| Carroll County Illinois | 1 | $ 807,000 | $ 807,000 | $ 1,711,000 |
| Iroquois County Illinois | 1 | $ 142,000 | $ 142,000 | $ 76,000 |
| Kankakee County Illinois | 1 | $ 190,000 | $ 190,000 | $ 250,000 |
| Kendall County Illinois | 1 | $ 219,000 | $ 219,000 | $ 149,000 |
| Knox County Illinois | 1 | $ 182,000 | $ 182,000 | $ 101,000 |
| Ogle County Illinois | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Clark County Indiana | 1 | $ 2,550,000 | $ 2,550,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 160,000 | $ 160,000 | $ 47,000 |
| Hancock County Indiana | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Hendricks County Indiana | 1 | $ 156,000 | $ 156,000 | $ 106,000 |
| Porter County Indiana | 1 | $ 58,000 | $ 58,000 | $ 71,000 |
| Wabash County Indiana | 1 | $ 27,000 | $ 27,000 | $ 116,000 |
| Middlesex County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Barry County Michigan | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Delta County Michigan | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
| Lake County Michigan | 1 | $ 3,000 | $ 3,000 | $ 13,000 |
| Mecosta County Michigan | 1 | $ 19,000 | $ 19,000 | $ 22,000 |
| Montcalm County Michigan | 1 | $ 304,000 | $ 304,000 | $ 377,000 |
| Ontonagon County Michigan | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Schoolcraft County Michigan | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Van Buren County Michigan | 1 | $ 257,000 | $ 257,000 | $ 474,000 |
| Dakota County Minnesota | 1 | $ 262,000 | $ 262,000 | $ 96,000 |
| Chautauqua County New York | 1 | $ 138,000 | $ 138,000 | $ 231,000 |
| Oneida County New York | 1 | $ 374,000 | $ 374,000 | $ 188,000 |
| Butler County Ohio | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Clinton County Ohio | 1 | $ 153,000 | $ 153,000 | $ 58,000 |
| Defiance County Ohio | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Greene County Ohio | 1 | $ 37,000 | $ 37,000 | $ 74,000 |
| Miami County Ohio | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Perry County Ohio | 1 | $ 334,000 | $ 334,000 | $ 212,000 |
| Scioto County Ohio | 1 | $ 61,000 | $ 61,000 | $ 75,000 |
| Clarion County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 68,000 |
| Dauphin County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 120,000 |
| Greene County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Lackawanna County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 30,000 |
| Lancaster County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 49,000 |
| Lehigh County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 66,000 |
| Montgomery County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Somerset County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 85,000 |
| Wayne County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Charleston County South Carolina | 1 | $ 412,000 | $ 412,000 | $ 700,000 |
| Greenville County South Carolina | 1 | $ 192,000 | $ 192,000 | $ 161,000 |
| Claiborne County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 64,000 |
| Loudon County Tennessee | 1 | $ 392,000 | $ 392,000 | $ 123,000 |
| Addison County Vermont | 1 | $ 239,000 | $ 239,000 | $ 206,000 |
| Harrisonburg County Virginia | 1 | $ 200,000 | $ 200,000 | $ 213,000 |
| Loudoun County Virginia | 1 | $ 226,000 | $ 226,000 | $ 71,000 |
| Adams County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 155,000 |
| Bayfield County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 71,000 |
| Columbia County Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 287,000 |
| Dodge County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Dunn County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Fond du Lac County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Green Lake County Wisconsin | 1 | $ 310,000 | $ 310,000 | $ 417,000 |
| Iron County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| Kenosha County Wisconsin | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Marquette County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 103,000 |
| Ozaukee County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| Richland County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 33,000 |
| Natrona County Wyoming | 1 | $ 411,000 | $ 411,000 | $ 126,000 |
Mortgage Loan Application Detail Totals for Firstmerit Bank Na in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,933 | $962,557,000 | $162,000 | $33,000,000 | $88,000 | $2,026,000 |
| Home Purchase | 3,150 | $466,107,000 | $147,000 | $15,050,000 | $88,000 | $1,935,000 |
| Home Improvement | 1,481 | $85,155,000 | $57,000 | $28,000,000 | $52,000 | $826,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,503 | $809,767,000 | $107,000 | $1,850,000 | $80,000 | $1,711,000 |
| Not Provided | 2,109 | $310,077,000 | $147,000 | $2,500,000 | $106,000 | $2,026,000 |
| Black or African American | 531 | $29,879,000 | $56,000 | $675,000 | $51,000 | $418,000 |
| Hispanic | 230 | $20,540,000 | $89,000 | $396,000 | $65,000 | $779,000 |
| Asian | 86 | $14,146,000 | $164,000 | $895,000 | $147,000 | $915,000 |
| Not applicable | 69 | $327,984,000 | $4,753,000 | $33,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 28 | $1,055,000 | $37,000 | $178,000 | $46,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $371,000 | $46,000 | $155,000 | $90,000 | $194,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,711 | $1,423,501,000 | $146,000 | $33,000,000 | $86,000 | $2,026,000 |
| FHA-insured (Federal Housing Administration) | 798 | $82,816,000 | $103,000 | $579,000 | $49,000 | $278,000 |
| VA-guaranteed (Veterans Administration) | 55 | $7,502,000 | $136,000 | $403,000 | $58,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,428 | $884,677,000 | $137,000 | $15,050,000 | $91,000 | $2,026,000 |
| Application Denied By Financial Institution | 2,062 | $186,926,000 | $90,000 | $20,800,000 | $61,000 | $1,711,000 |
| Application Withdrawn By Applicant | 1,202 | $261,471,000 | $217,000 | $25,000,000 | $85,000 | $1,384,000 |
| Application Approved But Not Accepted | 442 | $130,027,000 | $294,000 | $33,000,000 | $79,000 | $757,000 |
| Loan Purchased By The Institution | 225 | $23,030,000 | $102,000 | $402,000 | $59,000 | $480,000 |
| File Closed For Incompleteness | 116 | $17,962,000 | $154,000 | $1,800,000 | $105,000 | $1,442,000 |
| Preapproval Denied by Financial Institution | 89 | $9,726,000 | $109,000 | $1,000,000 | $43,000 | $160,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 747 | $23,965,000 | $32,000 | $1,260,000 | $48,000 | $418,000 |
| Debt-To-Income Ratio | 564 | $70,433,000 | $124,000 | $20,800,000 | $43,000 | $279,000 |
| Collateral | 438 | $73,066,000 | $166,000 | $4,000,000 | $105,000 | $1,711,000 |
| Other | 227 | $12,740,000 | $56,000 | $2,775,000 | $51,000 | $580,000 |
| Credit Application Incomplete | 87 | $5,039,000 | $57,000 | $750,000 | $74,000 | $513,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $5,278,000 | $142,000 | $413,000 | $84,000 | $345,000 |
| Unverifiable Information | 26 | $3,688,000 | $141,000 | $1,000,000 | $83,000 | $547,000 |
| Employment History | 22 | $1,975,000 | $89,000 | $162,000 | $37,000 | $94,000 |
| Mortgage Insurance Denied | 3 | $468,000 | $156,000 | $250,000 | $67,000 | $84,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstmerit Bank Na's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstmerit Bank Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.