Firstrust Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Firstrust Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firstrust Savings Bank 1 Walnut Grove Drive Conshohocken, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 946 |
| Total Mortgage Loan Application Amount | $98,049,000 |
| Average Mortgage Loan Application Amount | $97,333 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $1,604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Firstrust Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firstrust Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Firstrust Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firstrust Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Firstrust Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firstrust Savings Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 209 | $ 18,389,000 | $ 87,000 | $ 80,000 |
| Montgomery County Pennsylvania | 160 | $ 22,154,000 | $ 138,000 | $ 155,000 |
| Bucks County Pennsylvania | 147 | $ 16,335,000 | $ 111,000 | $ 113,000 |
| Chester County Pennsylvania | 44 | $ 9,316,000 | $ 211,000 | $ 229,000 |
| Delaware County Pennsylvania | 38 | $ 7,243,000 | $ 190,000 | $ 167,000 |
| Camden County New Jersey | 23 | $ 1,841,000 | $ 80,000 | $ 155,000 |
| Lehigh County Pennsylvania | 19 | $ 1,822,000 | $ 95,000 | $ 104,000 |
| Atlantic County New Jersey | 16 | $ 2,079,000 | $ 129,000 | $ 148,000 |
| Burlington County New Jersey | 12 | $ 1,069,000 | $ 89,000 | $ 83,000 |
| Gloucester County New Jersey | 11 | $ 846,000 | $ 76,000 | $ 127,000 |
| Kent County Delaware | 9 | $ 598,000 | $ 66,000 | $ 47,000 |
| New Castle County Delaware | 9 | $ 318,000 | $ 35,000 | $ 51,000 |
| Sussex County Delaware | 9 | $ 348,000 | $ 38,000 | $ 45,000 |
| Lancaster County Pennsylvania | 9 | $ 325,000 | $ 36,000 | $ 31,000 |
| Clinton County New York | 7 | $ 512,000 | $ 73,000 | $ 35,000 |
| Berks County Pennsylvania | 7 | $ 354,000 | $ 50,000 | $ 59,000 |
| Northampton County Pennsylvania | 7 | $ 465,000 | $ 66,000 | $ 71,000 |
| Anne Arundel County Maryland | 6 | $ 386,000 | $ 64,000 | $ 46,000 |
| York County Pennsylvania | 6 | $ 342,000 | $ 57,000 | $ 36,000 |
| Howard County Maryland | 5 | $ 290,000 | $ 58,000 | $ 57,000 |
| Cumberland County Pennsylvania | 5 | $ 288,000 | $ 57,000 | $ 32,000 |
| Cape May County New Jersey | 4 | $ 702,000 | $ 175,000 | $ 158,000 |
| St. Lawrence County New York | 4 | $ 233,000 | $ 58,000 | $ 31,000 |
| Adams County Pennsylvania | 4 | $ 227,000 | $ 56,000 | $ 32,000 |
| Erie County Pennsylvania | 4 | $ 171,000 | $ 42,000 | $ 37,000 |
| Vanderburgh County Indiana | 3 | $ 115,000 | $ 38,000 | $ 35,000 |
| Otsego County New York | 3 | $ 235,000 | $ 78,000 | $ 38,000 |
| Saratoga County New York | 3 | $ 175,000 | $ 58,000 | $ 61,000 |
| Ulster County New York | 3 | $ 120,000 | $ 40,000 | $ 26,000 |
| Franklin County Ohio | 3 | $ 61,000 | $ 20,000 | $ 25,000 |
| Portage County Ohio | 3 | $ 87,000 | $ 29,000 | $ 56,000 |
| Trumbull County Ohio | 3 | $ 213,000 | $ 71,000 | $ 60,000 |
| Butler County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 31,000 |
| Kanawha County West Virginia | 3 | $ 117,000 | $ 39,000 | $ 27,000 |
| Wayne County Indiana | 2 | $ 48,000 | $ 24,000 | $ 45,000 |
| Dorchester County Maryland | 2 | $ 145,000 | $ 72,000 | $ 25,000 |
| Macomb County Michigan | 2 | $ 92,000 | $ 46,000 | $ 39,000 |
| Wayne County Michigan | 2 | $ 35,000 | $ 17,000 | $ 39,000 |
| Cumberland County New Jersey | 2 | $ 132,000 | $ 66,000 | $ 62,000 |
| Mercer County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 450,000 |
| Ocean County New Jersey | 2 | $ 339,000 | $ 169,000 | $ 402,000 |
| Cattaraugus County New York | 2 | $ 81,000 | $ 40,000 | $ 52,000 |
| Chenango County New York | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Tioga County New York | 2 | $ 86,000 | $ 43,000 | $ 37,000 |
| Washington County New York | 2 | $ 132,000 | $ 66,000 | $ 44,000 |
| Adams County Ohio | 2 | $ 51,000 | $ 25,000 | $ 30,000 |
| Hocking County Ohio | 2 | $ 47,000 | $ 23,000 | $ 25,000 |
| Ross County Ohio | 2 | $ 53,000 | $ 26,000 | $ 35,000 |
| Dauphin County Pennsylvania | 2 | $ 56,000 | $ 28,000 | $ 61,000 |
| Franklin County Pennsylvania | 2 | $ 29,000 | $ 14,000 | $ 45,000 |
| Jefferson County Pennsylvania | 2 | $ 136,000 | $ 68,000 | $ 26,000 |
| Wayne County Pennsylvania | 2 | $ 113,000 | $ 56,000 | $ 25,000 |
| Newport News County Virginia | 2 | $ 94,000 | $ 47,000 | $ 31,000 |
| Miami-Dade County Florida | 1 | $ 560,000 | $ 560,000 | $ 425,000 |
| Harrison County Indiana | 1 | $ 34,000 | $ 34,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 18,000 | $ 18,000 | $ 17,000 |
| Grant County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 42,000 |
| Harlan County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 70,000 |
| Henry County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 19,000 |
| Lawrence County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 12,000 |
| Magoffin County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Martin County Kentucky | 1 | $ 14,000 | $ 14,000 | $ 72,000 |
| Whitley County Kentucky | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Knox County Maine | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Penobscot County Maine | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Piscataquis County Maine | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Waldo County Maine | 1 | $ 96,000 | $ 96,000 | $ 32,000 |
| Baltimore County Maryland | 1 | $ 68,000 | $ 68,000 | $ 45,000 |
| Cecil County Maryland | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Charles County Maryland | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Harford County Maryland | 1 | $ 50,000 | $ 50,000 | $ 13,000 |
| Prince George's County Maryland | 1 | $ 41,000 | $ 41,000 | $ 138,000 |
| Calhoun County Michigan | 1 | $ 27,000 | $ 27,000 | $ 21,000 |
| Genesee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Kent County Michigan | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Monroe County Michigan | 1 | $ 28,000 | $ 28,000 | $ 39,000 |
| Ottawa County Michigan | 1 | $ 28,000 | $ 28,000 | $ 21,000 |
| St. Clair County Michigan | 1 | $ 18,000 | $ 18,000 | $ 34,000 |
| Van Buren County Michigan | 1 | $ 53,000 | $ 53,000 | $ 159,000 |
| Gallatin County Montana | 1 | $ 258,000 | $ 258,000 | $ 1,368,000 |
| Hudson County New Jersey | 1 | $ 244,000 | $ 244,000 | $ 51,000 |
| Hunterdon County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 138,000 |
| Monmouth County New Jersey | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Salem County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Broome County New York | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Chautauqua County New York | 1 | $ 31,000 | $ 31,000 | $ 42,000 |
| Chemung County New York | 1 | $ 18,000 | $ 18,000 | $ 29,000 |
| Dutchess County New York | 1 | $ 32,000 | $ 32,000 | $ 54,000 |
| Franklin County New York | 1 | $ 84,000 | $ 84,000 | $ 56,000 |
| Livingston County New York | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Oneida County New York | 1 | $ 11,000 | $ 11,000 | $ 46,000 |
| Oswego County New York | 1 | $ 27,000 | $ 27,000 | $ 33,000 |
| Schenectady County New York | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
| Steuben County New York | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Sullivan County New York | 1 | $ 38,000 | $ 38,000 | $ 40,000 |
| Ashland County Ohio | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Butler County Ohio | 1 | $ 37,000 | $ 37,000 | $ 53,000 |
| Columbiana County Ohio | 1 | $ 18,000 | $ 18,000 | $ 38,000 |
| Hancock County Ohio | 1 | $ 42,000 | $ 42,000 | $ 12,000 |
| Highland County Ohio | 1 | $ 38,000 | $ 38,000 | $ 48,000 |
| Lawrence County Ohio | 1 | $ 59,000 | $ 59,000 | $ 11,000 |
| Logan County Ohio | 1 | $ 16,000 | $ 16,000 | $ 10,000 |
| Morgan County Ohio | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Stark County Ohio | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Wayne County Ohio | 1 | $ 21,000 | $ 21,000 | $ 53,000 |
| Wood County Ohio | 1 | $ 36,000 | $ 36,000 | $ 35,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Armstrong County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 110,000 |
| Beaver County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Bedford County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Cambria County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Carbon County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Columbia County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 35,000 |
| Crawford County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 18,000 |
| Indiana County Pennsylvania | 1 | $ 61,000 | $ 61,000 | $ 52,000 |
| Lebanon County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 17,000 |
| Luzerne County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 105,000 |
| McKean County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 44,000 |
| Mifflin County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Monroe County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Schuylkill County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 39,000 |
| Somerset County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 51,000 |
| Susquehanna County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 18,000 |
| Washington County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 56,000 |
| Westmoreland County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 16,000 |
| Caledonia County Vermont | 1 | $ 107,000 | $ 107,000 | $ 26,000 |
| Rutland County Vermont | 1 | $ 151,000 | $ 151,000 | $ 37,000 |
| Washington County Vermont | 1 | $ 175,000 | $ 175,000 | $ 25,000 |
| Brunswick County Virginia | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| Campbell County Virginia | 1 | $ 34,000 | $ 34,000 | $ 23,000 |
| Chesterfield County Virginia | 1 | $ 61,000 | $ 61,000 | $ 41,000 |
| Cumberland County Virginia | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| Fredericksburg County Virginia | 1 | $ 46,000 | $ 46,000 | $ 23,000 |
| Spotsylvania County Virginia | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Stafford County Virginia | 1 | $ 24,000 | $ 24,000 | $ 228,000 |
| Wythe County Virginia | 1 | $ 26,000 | $ 26,000 | $ 60,000 |
| Greenbrier County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Lincoln County West Virginia | 1 | $ 37,000 | $ 37,000 | $ 37,000 |
| Wirt County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Firstrust Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 407 | $50,887,000 | $125,000 | $1,400,000 | $123,000 | $1,557,000 |
| Home Purchase | 305 | $33,447,000 | $109,000 | $1,000,000 | $75,000 | $1,604,000 |
| Home Improvement | 234 | $13,715,000 | $58,000 | $600,000 | $123,000 | $1,203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 543 | $59,768,000 | $110,000 | $1,102,000 | $138,000 | $1,604,000 |
| Not applicable | 294 | $27,432,000 | $93,000 | $894,000 | $55,000 | $697,000 |
| Black or African American | 50 | $4,201,000 | $84,000 | $1,400,000 | $83,000 | $1,557,000 |
| Asian | 33 | $3,471,000 | $105,000 | $320,000 | $99,000 | $287,000 |
| Hispanic | 14 | $1,888,000 | $134,000 | $672,000 | $127,000 | $755,000 |
| Not Provided | 7 | $611,000 | $87,000 | $326,000 | $93,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $448,000 | $149,000 | $268,000 | $71,000 | $93,000 |
| American Indian or Alaskan Native | 2 | $230,000 | $115,000 | $215,000 | $139,000 | $231,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 946 | $98,049,000 | $103,000 | $1,400,000 | $107,000 | $1,604,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 446 | $50,807,000 | $113,000 | $1,400,000 | $143,000 | $1,604,000 |
| Loan Purchased By The Institution | 294 | $27,432,000 | $93,000 | $894,000 | $55,000 | $697,000 |
| Application Denied By Financial Institution | 124 | $12,071,000 | $97,000 | $672,000 | $86,000 | $400,000 |
| File Closed For Incompleteness | 67 | $5,933,000 | $88,000 | $350,000 | $139,000 | $755,000 |
| Application Withdrawn By Applicant | 15 | $1,806,000 | $120,000 | $835,000 | $106,000 | $281,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstrust Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstrust Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.