Flexpoint Funding Corporation
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Flexpoint Funding Corporation.
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and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Flexpoint Funding Corporation
30 Executive Park Suite 200
Irvine, CA 92614
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  
Total Number of Mortgage Applications 3,427
Total Mortgage Loan Application Amount $624,428,000
Average Mortgage Loan Application Amount $148,551
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $71,428
Highest Applicant Income $603,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Flexpoint Funding Corporation by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 236 $ 51,891,000 $ 219,000 $ 85,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 147 $ 36,597,000 $ 248,000 $ 89,000
CHICAGO-NAPERVILLE-JOLIET, IL 137 $ 25,137,000 $ 183,000 $ 67,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 126 $ 18,307,000 $ 145,000 $ 58,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 101 $ 21,622,000 $ 214,000 $ 67,000
PHILADELPHIA, PA 99 $ 18,788,000 $ 189,000 $ 81,000
SANTA ANA-ANAHEIM-IRVINE, CA 85 $ 32,304,000 $ 380,000 $ 139,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 74 $ 14,661,000 $ 198,000 $ 63,000
SEATTLE-BELLEVUE-EVERETT, WA 64 $ 13,604,000 $ 212,000 $ 70,000
PHOENIX-MESA-SCOTTSDALE, AZ 62 $ 9,632,000 $ 155,000 $ 139,000
WARREN-FARMINGTON HILLS-TROY, MI 59 $ 10,043,000 $ 170,000 $ 62,000
FRESNO, CA 56 $ 9,290,000 $ 165,000 $ 103,000
RICHMOND, VA 55 $ 7,641,000 $ 138,000 $ 57,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 52 $ 15,338,000 $ 294,000 $ 75,000
BAKERSFIELD, CA 43 $ 6,800,000 $ 158,000 $ 76,000
DETROIT-LIVONIA-DEARBORN, MI 43 $ 5,889,000 $ 136,000 $ 58,000
OAKLAND-FREMONT-HAYWARD, CA 42 $ 13,970,000 $ 332,000 $ 112,000
DENVER-AURORA, CO 39 $ 7,418,000 $ 190,000 $ 71,000
INDIANAPOLIS, IN 38 $ 5,016,000 $ 132,000 $ 65,000
STOCKTON, CA 38 $ 8,293,000 $ 218,000 $ 76,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 37 $ 5,269,000 $ 142,000 $ 70,000
ORLANDO, FL 34 $ 5,600,000 $ 164,000 $ 73,000
MODESTO, CA 32 $ 6,251,000 $ 195,000 $ 60,000
TACOMA, WA 31 $ 5,447,000 $ 175,000 $ 52,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 29 $ 5,000,000 $ 172,000 $ 67,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 28 $ 4,659,000 $ 166,000 $ 64,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 27 $ 5,576,000 $ 206,000 $ 64,000
BOISE CITY-NAMPA, ID 26 $ 3,691,000 $ 141,000 $ 98,000
PITTSBURGH, PA 25 $ 3,651,000 $ 146,000 $ 68,000
GRAND RAPIDS-WYOMING, MI 24 $ 3,310,000 $ 137,000 $ 62,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 24 $ 3,741,000 $ 155,000 $ 54,000
JACKSONVILLE, FL 22 $ 2,773,000 $ 126,000 $ 64,000
VALLEJO-FAIRFIELD, CA 22 $ 6,060,000 $ 275,000 $ 69,000
GARY, IN 21 $ 3,159,000 $ 150,000 $ 65,000
BURLINGTON-SOUTH BURLINGTON, VT 20 $ 2,976,000 $ 148,000 $ 51,000
MEMPHIS, TN-MS-AR 18 $ 3,227,000 $ 179,000 $ 66,000
FLINT, MI 16 $ 2,743,000 $ 171,000 $ 90,000
SARASOTA-BRADENTON-VENICE, FL 16 $ 2,518,000 $ 157,000 $ 59,000
ALBUQUERQUE, NM 15 $ 2,132,000 $ 142,000 $ 50,000
READING, PA 15 $ 2,183,000 $ 145,000 $ 63,000
TUCSON, AZ 15 $ 1,816,000 $ 121,000 $ 65,000
VISALIA-PORTERVILLE, CA 15 $ 2,209,000 $ 147,000 $ 72,000
LANSING-EAST LANSING, MI 14 $ 2,231,000 $ 159,000 $ 81,000
NAPLES-MARCO ISLAND, FL 14 $ 2,669,000 $ 190,000 $ 78,000
OXNARD-THOUSAND OAKS-VENTURA, CA 14 $ 4,235,000 $ 302,000 $ 82,000
SCRANTON--WILKES-BARRE, PA 14 $ 1,618,000 $ 115,000 $ 40,000
LANCASTER, PA 12 $ 1,685,000 $ 140,000 $ 61,000
MERCED, CA 12 $ 2,266,000 $ 188,000 $ 80,000
MONROE, MI 12 $ 1,359,000 $ 113,000 $ 52,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 12 $ 1,921,000 $ 160,000 $ 73,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 12 $ 1,593,000 $ 132,000 $ 74,000
WINCHESTER, VA-WV 12 $ 1,969,000 $ 164,000 $ 55,000
ANN ARBOR, MI 11 $ 1,909,000 $ 173,000 $ 74,000
CHAMPAIGN-URBANA, IL 11 $ 1,175,000 $ 106,000 $ 42,000
CHICO, CA 11 $ 1,884,000 $ 171,000 $ 108,000
EUGENE-SPRINGFIELD, OR 11 $ 1,501,000 $ 136,000 $ 54,000
MIAMI-MIAMI BEACH-KENDALL, FL 11 $ 3,572,000 $ 324,000 $ 138,000
ROANOKE, VA 11 $ 1,782,000 $ 162,000 $ 62,000
SALEM, OR 11 $ 1,715,000 $ 155,000 $ 98,000
SALINAS, CA 11 $ 2,758,000 $ 250,000 $ 68,000
BREMERTON-SILVERDALE, WA 10 $ 1,952,000 $ 195,000 $ 61,000
CAPE CORAL-FORT MYERS, FL 10 $ 1,627,000 $ 162,000 $ 105,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 10 $ 1,901,000 $ 190,000 $ 88,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 10 $ 1,893,000 $ 189,000 $ 59,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 10 $ 3,324,000 $ 332,000 $ 73,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 10 $ 2,449,000 $ 244,000 $ 129,000
JACKSON, MI 9 $ 1,134,000 $ 126,000 $ 51,000
KENNEWICK-RICHLAND-PASCO, WA 9 $ 996,000 $ 110,000 $ 72,000
OMAHA-COUNCIL BLUFFS, NE-IA 9 $ 1,083,000 $ 120,000 $ 67,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 9 $ 3,113,000 $ 345,000 $ 92,000
BELLINGHAM, WA 8 $ 1,086,000 $ 135,000 $ 48,000
BLOOMINGTON-NORMAL, IL 8 $ 864,000 $ 108,000 $ 76,000
CHATTANOOGA, TN-GA 8 $ 1,160,000 $ 145,000 $ 79,000
COLORADO SPRINGS, CO 8 $ 1,327,000 $ 165,000 $ 45,000
GREELEY, CO 8 $ 1,222,000 $ 152,000 $ 52,000
KALAMAZOO-PORTAGE, MI 8 $ 850,000 $ 106,000 $ 39,000
MADERA, CA 8 $ 1,428,000 $ 178,000 $ 67,000
PENSACOLA-FERRY PASS-BRENT, FL 8 $ 977,000 $ 122,000 $ 118,000
REDDING, CA 8 $ 1,000,000 $ 125,000 $ 39,000
ROCKFORD, IL 8 $ 994,000 $ 124,000 $ 58,000
WENATCHEE, WA 8 $ 1,053,000 $ 131,000 $ 51,000
YAKIMA, WA 8 $ 916,000 $ 114,000 $ 50,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 7 $ 975,000 $ 139,000 $ 57,000
CHARLOTTESVILLE, VA 7 $ 749,000 $ 107,000 $ 50,000
ERIE, PA 7 $ 757,000 $ 108,000 $ 57,000
HANFORD-CORCORAN, CA 7 $ 827,000 $ 118,000 $ 50,000
HARRISBURG-CARLISLE, PA 7 $ 813,000 $ 116,000 $ 58,000
PUEBLO, CO 7 $ 807,000 $ 115,000 $ 50,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 7 $ 1,033,000 $ 147,000 $ 55,000
SPOKANE, WA 7 $ 856,000 $ 122,000 $ 47,000
TALLAHASSEE, FL 7 $ 1,148,000 $ 164,000 $ 63,000
ANDERSON, IN 6 $ 604,000 $ 100,000 $ 44,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 713,000 $ 118,000 $ 73,000
HOLLAND-GRAND HAVEN, MI 6 $ 838,000 $ 139,000 $ 70,000
IDAHO FALLS, ID 6 $ 630,000 $ 105,000 $ 42,000
KNOXVILLE, TN 6 $ 543,000 $ 90,000 $ 42,000
KOKOMO, IN 6 $ 579,000 $ 96,000 $ 50,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 6 $ 882,000 $ 147,000 $ 74,000
MISSOULA, MT 6 $ 989,000 $ 164,000 $ 47,000
ST. CLOUD, MN 6 $ 868,000 $ 144,000 $ 52,000
COEUR D'ALENE, ID 5 $ 798,000 $ 159,000 $ 57,000
EL CENTRO, CA 5 $ 740,000 $ 148,000 $ 48,000
LEWISTON-AUBURN, ME 5 $ 591,000 $ 118,000 $ 53,000
LINCOLN, NE 5 $ 705,000 $ 141,000 $ 72,000
MUSKEGON-NORTON SHORES, MI 5 $ 761,000 $ 152,000 $ 57,000
NILES-BENTON HARBOR, MI 5 $ 454,000 $ 90,000 $ 45,000
PEORIA, IL 5 $ 583,000 $ 116,000 $ 65,000
PRESCOTT, AZ 5 $ 752,000 $ 150,000 $ 60,000
YORK-HANOVER, PA 5 $ 657,000 $ 131,000 $ 56,000
YUBA CITY, CA 5 $ 890,000 $ 178,000 $ 79,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 4 $ 369,000 $ 92,000 $ 38,000
BLOOMINGTON, IN 4 $ 385,000 $ 96,000 $ 70,000
CHEYENNE, WY 4 $ 554,000 $ 138,000 $ 87,000
ELKHART-GOSHEN, IN 4 $ 555,000 $ 138,000 $ 71,000
EVANSVILLE, IN-KY 4 $ 417,000 $ 104,000 $ 36,000
FARMINGTON, NM 4 $ 624,000 $ 156,000 $ 64,000
LAKELAND, FL 4 $ 576,000 $ 144,000 $ 60,000
LONGVIEW, WA 4 $ 701,000 $ 175,000 $ 71,000
LYNCHBURG, VA 4 $ 675,000 $ 168,000 $ 79,000
MUNCIE, IN 4 $ 593,000 $ 148,000 $ 94,000
SANTA ROSA-PETALUMA, CA 4 $ 969,000 $ 242,000 $ 86,000
BANGOR, ME 3 $ 414,000 $ 138,000 $ 40,000
DANVILLE, IL 3 $ 174,000 $ 58,000 $ 65,000
DANVILLE, VA 3 $ 249,000 $ 83,000 $ 83,000
DULUTH, MN-WI 3 $ 298,000 $ 99,000 $ 32,000
FLAGSTAFF, AZ 3 $ 500,000 $ 166,000 $ 62,000
FORT COLLINS-LOVELAND, CO 3 $ 851,000 $ 283,000 $ 87,000
GRAND JUNCTION, CO 3 $ 434,000 $ 144,000 $ 57,000
HARRISONBURG, VA 3 $ 397,000 $ 132,000 $ 47,000
KANKAKEE-BRADLEY, IL 3 $ 401,000 $ 133,000 $ 62,000
MEDFORD, OR 3 $ 597,000 $ 199,000 $ 56,000
NAPA, CA 3 $ 1,286,000 $ 428,000 $ 107,000
OCALA, FL 3 $ 479,000 $ 159,000 $ 57,000
OLYMPIA, WA 3 $ 521,000 $ 173,000 $ 55,000
PORT ST. LUCIE-FORT PIERCE, FL 3 $ 454,000 $ 151,000 $ 37,000
ROCHESTER, MN 3 $ 1,249,000 $ 416,000 $ 95,000
SALT LAKE CITY, UT 3 $ 541,000 $ 180,000 $ 63,000
SAN LUIS OBISPO-PASO ROBLES, CA 3 $ 1,186,000 $ 395,000 $ 175,000
SIOUX FALLS, SD 3 $ 360,000 $ 120,000 $ 53,000
SOUTH BEND-MISHAWAKA, IN-MI 3 $ 923,000 $ 307,000 $ 73,000
SPRINGFIELD, IL 3 $ 443,000 $ 147,000 $ 69,000
STATE COLLEGE, PA 3 $ 370,000 $ 123,000 $ 61,000
BAY CITY, MI 2 $ 148,000 $ 74,000 $ 33,000
BISMARCK, ND 2 $ 228,000 $ 114,000 $ 55,000
CLARKSVILLE, TN-KY 2 $ 243,000 $ 121,000 $ 117,000
CLEVELAND, TN 2 $ 260,000 $ 130,000 $ 56,000
DECATUR, IL 2 $ 243,000 $ 121,000 $ 64,000
FARGO, ND-MN 2 $ 323,000 $ 161,000 $ 62,000
GAINESVILLE, FL 2 $ 225,000 $ 112,000 $ 61,000
GRAND FORKS, ND-MN 2 $ 273,000 $ 136,000 $ 82,000
GREAT FALLS, MT 2 $ 313,000 $ 156,000 $ 29,000
JOHNSTOWN, PA 2 $ 272,000 $ 136,000 $ 62,000
LAFAYETTE, IN 2 $ 169,000 $ 84,000 $ 52,000
LEWISTON, ID-WA 2 $ 210,000 $ 105,000 $ 44,000
MOUNT VERNON-ANACORTES, WA 2 $ 198,000 $ 99,000 $ 24,000
PUNTA GORDA, FL 2 $ 259,000 $ 129,000 $ 73,000
RAPID CITY, SD 2 $ 73,000 $ 36,000 $ 24,000
SANTA FE, NM 2 $ 348,000 $ 174,000 $ 51,000
VERO BEACH, FL 2 $ 199,000 $ 99,000 $ 38,000
ALTOONA, PA 1 $ 90,000 $ 90,000 $ 51,000
APPLETON, WI 1 $ 114,000 $ 114,000 $ 29,000
BATTLE CREEK, MI 1 $ 125,000 $ 125,000 $ 28,000
BEND, OR 1 $ 176,000 $ 176,000 $ 61,000
BILLINGS, MT 1 $ 251,000 $ 251,000 $ 48,000
BOSTON-QUINCY, MA 1 $ 330,000 $ 330,000 $ 96,000
BOULDER, CO 1 $ 300,000 $ 300,000 $ 127,000
CASPER, WY 1 $ 85,000 $ 85,000 $ 41,000
CORVALLIS, OR 1 $ 162,000 $ 162,000 $ 68,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 136,000 $ 136,000 $ 40,000
JACKSON, TN 1 $ 189,000 $ 189,000 $ 114,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 104,000 $ 104,000 $ 76,000
LAS CRUCES, NM 1 $ 213,000 $ 213,000 $ 47,000
LEBANON, PA 1 $ 103,000 $ 103,000 $ 36,000
MICHIGAN CITY-LA PORTE, IN 1 $ 102,000 $ 102,000 $ 37,000
MORRISTOWN, TN 1 $ 165,000 $ 165,000 $ 88,000
PANAMA CITY-LYNN HAVEN, FL 1 $ 151,000 $ 151,000 $ 92,000
POCATELLO, ID 1 $ 120,000 $ 120,000 $ 51,000
RACINE, WI 1 $ 128,000 $ 128,000 $ 48,000
SANTA CRUZ-WATSONVILLE, CA 1 $ 435,000 $ 435,000 $ 81,000
TERRE HAUTE, IN 1 $ 55,000 $ 55,000 $ 69,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Flexpoint Funding Corporation in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,299 $599,771,000 $156,607 $1,000,000 $64,464 $603,000
Home Purchase 116 $23,300,000 $153,857 $672,000 $98,714 $549,000
Home Improvement 12 $1,357,000 $105,714 $282,000 $44,714 $188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,981 $347,470,000 $149,846 $850,000 $64,923 $574,000
Not applicable 475 $88,541,000 $149,875 $800,000 $65,500 $507,000
Black or African American 361 $68,114,000 $167,050 $1,000,000 $74,450 $603,000
Hispanic 324 $68,398,000 $180,882 $672,000 $66,588 $540,000
Not Provided 207 $34,270,000 $147,571 $700,000 $59,047 $229,000
Asian 62 $13,671,000 $185,923 $525,000 $76,615 $280,000
American Indian or Alaskan Native 9 $1,705,000 $151,666 $420,000 $59,333 $106,000
Native Hawaiian or Other Pacific Islander 8 $2,259,000 $199,000 $488,000 $76,000 $158,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,427 $624,428,000 $156,392 $1,000,000 $65,357 $603,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,384 $452,509,000 $162,592 $850,000 $67,185 $603,000
Application Denied By Financial Institution 630 $98,335,000 $140,083 $800,000 $63,208 $574,000
Application Approved But Not Accepted 313 $55,055,000 $145,208 $1,000,000 $59,041 $490,000
Application Withdrawn By Applicant 100 $18,529,000 $158,666 $764,000 $77,333 $246,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 335 $50,890,000 $140,541 $800,000 $63,083 $507,000
Credit History 129 $20,499,000 $145,888 $540,000 $66,611 $574,000
Insufficient Cash (Downpayment, Closing Cost) 109 $17,128,000 $143,055 $520,000 $59,166 $300,000
Other 33 $5,754,000 $159,428 $500,000 $68,428 $199,000
Debt-To-Income Ratio 11 $2,078,000 $163,000 $450,000 $69,900 $160,000
Employment History 7 $1,169,000 $166,500 $300,000 $60,500 $104,000
Unverifiable Information 1 $118,000 $118,000 $118,000 $66,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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