Prosperity Home Mortgage, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Prosperity Home Mortgage, Llc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Home Mortgage, Llc 14501 George Carter Way Suite 300 Glen Allen, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,100 |
| Total Mortgage Loan Application Amount | $408,467,000 |
| Average Mortgage Loan Application Amount | $200,000 |
| Highest Mortgage Loan Application Amount | $978,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $1,137,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Prosperity Home Mortgage, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Home Mortgage, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Prosperity Home Mortgage, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Home Mortgage, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Home Mortgage, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Home Mortgage, Llc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 1,126 | $ 240,296,000 | $ 213,000 | $ 94,000 |
| Durham County North Carolina | 253 | $ 44,551,000 | $ 176,000 | $ 83,000 |
| Charleston County South Carolina | 105 | $ 24,572,000 | $ 234,000 | $ 112,000 |
| Johnston County North Carolina | 68 | $ 10,196,000 | $ 149,000 | $ 64,000 |
| Orange County North Carolina | 58 | $ 12,806,000 | $ 220,000 | $ 118,000 |
| Berkeley County South Carolina | 46 | $ 7,498,000 | $ 163,000 | $ 80,000 |
| Dorchester County South Carolina | 44 | $ 6,488,000 | $ 147,000 | $ 47,000 |
| Franklin County North Carolina | 30 | $ 4,890,000 | $ 163,000 | $ 64,000 |
| Chatham County North Carolina | 27 | $ 6,143,000 | $ 227,000 | $ 99,000 |
| Sumter County South Carolina | 25 | $ 3,466,000 | $ 138,000 | $ 57,000 |
| Granville County North Carolina | 16 | $ 2,808,000 | $ 175,000 | $ 66,000 |
| Harnett County North Carolina | 13 | $ 1,755,000 | $ 135,000 | $ 46,000 |
| Alamance County North Carolina | 9 | $ 1,462,000 | $ 162,000 | $ 64,000 |
| Mecklenburg County North Carolina | 7 | $ 1,174,000 | $ 167,000 | $ 73,000 |
| Nash County North Carolina | 6 | $ 655,000 | $ 109,000 | $ 42,000 |
| Clarendon County South Carolina | 6 | $ 710,000 | $ 118,000 | $ 32,000 |
| Person County North Carolina | 5 | $ 796,000 | $ 159,000 | $ 62,000 |
| Carteret County North Carolina | 4 | $ 764,000 | $ 191,000 | $ 166,000 |
| Lee County North Carolina | 4 | $ 711,000 | $ 177,000 | $ 82,000 |
| Warren County North Carolina | 4 | $ 1,105,000 | $ 276,000 | $ 168,000 |
| Brunswick County North Carolina | 3 | $ 654,000 | $ 218,000 | $ 169,000 |
| Cumberland County North Carolina | 3 | $ 628,000 | $ 209,000 | $ 80,000 |
| Guilford County North Carolina | 3 | $ 641,000 | $ 213,000 | $ 67,000 |
| Moore County North Carolina | 3 | $ 679,000 | $ 226,000 | $ 112,000 |
| New Hanover County North Carolina | 3 | $ 684,000 | $ 228,000 | $ 157,000 |
| Florence County South Carolina | 3 | $ 295,000 | $ 98,000 | $ 31,000 |
| Horry County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 150,000 |
| Pitt County North Carolina | 2 | $ 407,000 | $ 203,000 | $ 105,000 |
| Colleton County South Carolina | 2 | $ 606,000 | $ 303,000 | $ 128,000 |
| Dillon County South Carolina | 2 | $ 207,000 | $ 103,000 | $ 33,000 |
| Greenville County South Carolina | 2 | $ 295,000 | $ 147,000 | $ 153,000 |
| Beaufort County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 100,000 |
| Cabarrus County North Carolina | 1 | $ 221,000 | $ 221,000 | $ 53,000 |
| Caswell County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 116,000 |
| Dare County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 111,000 |
| Davidson County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 111,000 |
| Gaston County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 79,000 |
| Iredell County North Carolina | 1 | $ 396,000 | $ 396,000 | $ 211,000 |
| Jackson County North Carolina | 1 | $ 304,000 | $ 304,000 | $ 150,000 |
| Onslow County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
| Pender County North Carolina | 1 | $ 592,000 | $ 592,000 | $ 127,000 |
| Union County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Wayne County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
| Lexington County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Orangeburg County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
| Richland County South Carolina | 1 | $ 234,000 | $ 234,000 | $ 94,000 |
| York County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, Llc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,637 | $311,126,000 | $190,000 | $978,000 | $78,000 | $1,137,000 |
| Refinancing | 463 | $97,341,000 | $210,000 | $592,000 | $105,000 | $644,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,764 | $352,693,000 | $199,000 | $978,000 | $88,000 | $644,000 |
| Black or African American | 146 | $23,321,000 | $159,000 | $417,000 | $53,000 | $239,000 |
| Not Provided | 83 | $12,269,000 | $147,000 | $900,000 | $44,000 | $1,137,000 |
| Asian | 61 | $12,270,000 | $201,000 | $540,000 | $101,000 | $275,000 |
| Hispanic | 43 | $6,977,000 | $162,000 | $392,000 | $59,000 | $168,000 |
| American Indian or Alaskan Native | 3 | $937,000 | $312,000 | $417,000 | $122,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,372 | $287,092,000 | $209,000 | $978,000 | $96,000 | $1,137,000 |
| FHA-insured (Federal Housing Administration) | 449 | $73,526,000 | $163,000 | $341,000 | $61,000 | $373,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 164 | $25,034,000 | $152,000 | $312,000 | $47,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 115 | $22,815,000 | $198,000 | $600,000 | $73,000 | $258,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,583 | $322,476,000 | $203,000 | $978,000 | $91,000 | $644,000 |
| Application Withdrawn By Applicant | 242 | $46,618,000 | $192,000 | $900,000 | $87,000 | $1,137,000 |
| Application Denied By Financial Institution | 204 | $26,866,000 | $131,000 | $304,000 | $21,000 | $201,000 |
| Application Approved But Not Accepted | 70 | $12,407,000 | $177,000 | $414,000 | $78,000 | $291,000 |
| Preapproval Approved but not Accepted | 1 | $100,000 | $100,000 | $100,000 | $33,000 | $33,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $1,538,000 | $128,000 | $250,000 | $22,000 | $82,000 |
| Debt-To-Income Ratio | 5 | $562,000 | $112,000 | $195,000 | $38,000 | $79,000 |
| Employment History | 2 | $412,000 | $206,000 | $295,000 | $76,000 | $122,000 |
| Other | 2 | $400,000 | $200,000 | $280,000 | $113,000 | $200,000 |
| Collateral | 1 | $116,000 | $116,000 | $116,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, Llc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.