The First National Bank Of Middle Tennessee
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
The First National Bank Of Middle Tennessee 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The First National Bank Of Middle Tennessee 200 E Main St Mcminnville, TN 37110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 705 |
| Total Mortgage Loan Application Amount | $249,285,000 |
| Average Mortgage Loan Application Amount | $258,600 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $148,200 |
| Highest Applicant Income | $4,546,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with The First National Bank Of Middle Tennessee. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The First National Bank Of Middle Tennessee's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down The First National Bank Of Middle Tennessee's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The First National Bank Of Middle Tennessee serves its applicants.
Each category highlights the total number of mortgage applications processed by The First National Bank Of Middle Tennessee, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The First National Bank Of Middle Tennessee's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rutherford County Tennessee | 154 | $ 55,000,000 | $ 357,000 | $ 102,000 |
| Warren County Tennessee | 87 | $ 16,755,000 | $ 192,000 | $ 75,000 |
| Davidson County Tennessee | 73 | $ 30,315,000 | $ 415,000 | $ 181,000 |
| Bedford County Tennessee | 44 | $ 11,760,000 | $ 267,000 | $ 96,000 |
| Coffee County Tennessee | 29 | $ 9,245,000 | $ 318,000 | $ 93,000 |
| Maury County Tennessee | 25 | $ 6,665,000 | $ 266,000 | $ 131,000 |
| Lawrence County Tennessee | 21 | $ 4,545,000 | $ 216,000 | $ 67,000 |
| Williamson County Tennessee | 21 | $ 17,615,000 | $ 838,000 | $ 549,000 |
| Sumner County Tennessee | 19 | $ 6,335,000 | $ 333,000 | $ 109,000 |
| Franklin County Tennessee | 17 | $ 4,125,000 | $ 242,000 | $ 125,000 |
| Marshall County Tennessee | 14 | $ 3,760,000 | $ 268,000 | $ 86,000 |
| Tuscaloosa County Alabama | 13 | $ 4,645,000 | $ 357,000 | $ 114,000 |
| Wilson County Tennessee | 12 | $ 4,970,000 | $ 414,000 | $ 110,000 |
| Cannon County Tennessee | 11 | $ 3,475,000 | $ 315,000 | $ 78,000 |
| Shelby County Tennessee | 11 | $ 2,795,000 | $ 254,000 | $ 144,000 |
| DeKalb County Tennessee | 10 | $ 2,560,000 | $ 256,000 | $ 146,000 |
| Rhea County Tennessee | 10 | $ 2,650,000 | $ 265,000 | $ 81,000 |
| Hamilton County Tennessee | 7 | $ 2,095,000 | $ 299,000 | $ 110,000 |
| Chester County Tennessee | 6 | $ 1,570,000 | $ 261,000 | $ 90,000 |
| Montgomery County Tennessee | 6 | $ 1,400,000 | $ 233,000 | $ 98,000 |
| Gibson County Tennessee | 4 | $ 740,000 | $ 185,000 | $ 69,000 |
| Lincoln County Tennessee | 4 | $ 730,000 | $ 182,000 | $ 120,000 |
| Madison County Tennessee | 4 | $ 530,000 | $ 132,000 | $ 63,000 |
| Moore County Tennessee | 4 | $ 920,000 | $ 230,000 | $ 74,000 |
| Robertson County Tennessee | 4 | $ 2,250,000 | $ 562,000 | $ 126,000 |
| Lamar County Alabama | 3 | $ 565,000 | $ 188,000 | $ 60,000 |
| Walton County Florida | 3 | $ 2,335,000 | $ 778,000 | $ 974,000 |
| DeSoto County Mississippi | 3 | $ 895,000 | $ 298,000 | $ 138,000 |
| Giles County Tennessee | 3 | $ 975,000 | $ 325,000 | $ 88,000 |
| Hardeman County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 64,000 |
| Trousdale County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 247,000 |
| Los Angeles County California | 2 | $ 8,830,000 | $ 4,415,000 | $ 1,660,000 |
| Orange County California | 2 | $ 4,720,000 | $ 2,360,000 | $ 0 |
| Jackson County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| Clay County Missouri | 2 | $ 820,000 | $ 410,000 | $ 145,000 |
| Cheatham County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 55,000 |
| Cumberland County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 87,000 |
| Dickson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 122,000 |
| Fayette County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 97,000 |
| Grundy County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Hickman County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 80,000 |
| Knox County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 128,000 |
| Putnam County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 75,000 |
| Sevier County Tennessee | 2 | $ 830,000 | $ 415,000 | $ 174,000 |
| Van Buren County Tennessee | 2 | $ 690,000 | $ 345,000 | $ 492,000 |
| White County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 47,000 |
| Chilton County Alabama | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Fayette County Alabama | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Madison County Alabama | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Marengo County Alabama | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Morgan County Alabama | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Carroll County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Madison County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 89,000 |
| Santa Clara County California | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Bay County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Gulf County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,016,000 |
| Miami-Dade County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 755,000 | $ 755,000 | $ 283,000 |
| Polk County Florida | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Cobb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Fulton County Georgia | 1 | $ 1,055,000 | $ 1,055,000 | $ 1,762,000 |
| Gwinnett County Georgia | 1 | $ 2,815,000 | $ 2,815,000 | $ 1,015,000 |
| Houston County Georgia | 1 | $ 375,000 | $ 375,000 | $ 127,000 |
| Washington County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| DuPage County Illinois | 1 | $ 445,000 | $ 445,000 | $ 201,000 |
| Marion County Indiana | 1 | $ 255,000 | $ 255,000 | $ 227,000 |
| Crittenden County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 127,000 |
| Logan County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 134,000 |
| Warren County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Talbot County Maryland | 1 | $ 1,005,000 | $ 1,005,000 | $ 3,509,000 |
| Genesee County Michigan | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lee County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 825,000 |
| Lowndes County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Middlesex County New Jersey | 1 | $ 1,045,000 | $ 1,045,000 | $ 587,000 |
| Haywood County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 4,546,000 |
| Mecklenburg County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 885,000 |
| Jackson County Oregon | 1 | $ 575,000 | $ 575,000 | $ 104,000 |
| Charleston County South Carolina | 1 | $ 2,355,000 | $ 2,355,000 | $ 4,546,000 |
| Anderson County Tennessee | 1 | $ 585,000 | $ 585,000 | $ 0 |
| Bledsoe County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Blount County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Carroll County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 207,000 |
| Crockett County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Fentress County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 110,000 |
| Humphreys County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Jackson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Lauderdale County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Lewis County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 97,000 |
| Morgan County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Overton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Smith County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 196,000 |
| Denton County Texas | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for The First National Bank Of Middle Tennessee in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 479 | $161,715,000 | $337,000 | $3,935,000 | $122,000 | $1,657,000 |
| Refinancing | 131 | $63,785,000 | $486,000 | $7,005,000 | $320,000 | $4,546,000 |
| Cash-out Refinancing | 85 | $22,715,000 | $267,000 | $1,005,000 | $89,000 | $240,000 |
| Other Purpose | 6 | $760,000 | $126,000 | $335,000 | $68,000 | $171,000 |
| Home Improvement | 4 | $310,000 | $77,000 | $125,000 | $142,000 | $186,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 557 | $180,185,000 | $323,000 | $3,505,000 | $160,000 | $4,546,000 |
| Hispanic | 71 | $19,115,000 | $269,000 | $495,000 | $80,000 | $245,000 |
| Black or African American | 34 | $13,640,000 | $401,000 | $2,815,000 | $167,000 | $1,015,000 |
| Not applicable | 29 | $29,305,000 | $1,010,000 | $7,005,000 | $0 | $0 |
| Asian | 7 | $4,875,000 | $696,000 | $1,505,000 | $405,000 | $951,000 |
| Not Provided | 6 | $1,980,000 | $330,000 | $545,000 | $111,000 | $205,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 549 | $202,605,000 | $369,000 | $7,005,000 | $177,000 | $4,546,000 |
| FHA-insured (Federal Housing Administration) | 86 | $24,340,000 | $283,000 | $635,000 | $74,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 39 | $15,595,000 | $399,000 | $1,345,000 | $105,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $6,745,000 | $217,000 | $375,000 | $62,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 564 | $203,200,000 | $360,000 | $7,005,000 | $165,000 | $4,546,000 |
| Application Withdrawn By Applicant | 93 | $29,685,000 | $319,000 | $1,505,000 | $118,000 | $951,000 |
| Application Denied By Financial Institution | 44 | $14,910,000 | $338,000 | $3,505,000 | $87,000 | $319,000 |
| Application Approved But Not Accepted | 2 | $1,060,000 | $530,000 | $1,005,000 | $217,000 | $402,000 |
| File Closed For Incompleteness | 1 | $235,000 | $235,000 | $235,000 | $116,000 | $116,000 |
| Loan Purchased By The Institution | 1 | $195,000 | $195,000 | $195,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 661 | $234,375,000 | $354,000 | $7,005,000 | $158,000 | $4,546,000 |
| Collateral | 13 | $3,755,000 | $288,000 | $565,000 | $107,000 | $319,000 |
| Debt-To-Income Ratio | 13 | $7,175,000 | $551,000 | $3,505,000 | $89,000 | $215,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,640,000 | $205,000 | $365,000 | $73,000 | $170,000 |
| Credit History | 6 | $760,000 | $126,000 | $225,000 | $54,000 | $110,000 |
| Other | 2 | $1,070,000 | $535,000 | $645,000 | $100,000 | $128,000 |
| Unverifiable Information | 2 | $510,000 | $255,000 | $255,000 | $92,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The First National Bank Of Middle Tennessee's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The First National Bank Of Middle Tennessee's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.