First National Bk Of The South
Mortgage Loan Application
Totals and Details
for 2007
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bk Of The South.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First National Bk Of The South P.O. Box 3508 Spartanburg, SC 29304 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,520 |
| Total Mortgage Loan Application Amount | $262,849,000 |
| Average Mortgage Loan Application Amount | $134,333 |
| Highest Mortgage Loan Application Amount | $2,900,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,560,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 199 | $ 35,173,000 | $ 176,000 | $ 90,000 |
| Spartanburg County South Carolina | 168 | $ 17,182,000 | $ 102,000 | $ 57,000 |
| Horry County South Carolina | 64 | $ 12,686,000 | $ 198,000 | $ 96,000 |
| Montgomery County Virginia | 56 | $ 9,665,000 | $ 172,000 | $ 70,000 |
| Rockbridge County Virginia | 39 | $ 7,792,000 | $ 199,000 | $ 78,000 |
| Charleston County South Carolina | 37 | $ 11,080,000 | $ 299,000 | $ 140,000 |
| Anderson County South Carolina | 30 | $ 4,287,000 | $ 142,000 | $ 69,000 |
| Botetourt County Virginia | 28 | $ 4,981,000 | $ 177,000 | $ 72,000 |
| Berkeley County South Carolina | 25 | $ 7,414,000 | $ 296,000 | $ 144,000 |
| Oconee County South Carolina | 23 | $ 4,158,000 | $ 180,000 | $ 82,000 |
| York County South Carolina | 23 | $ 4,147,000 | $ 180,000 | $ 84,000 |
| Roanoke County Virginia | 22 | $ 4,140,000 | $ 188,000 | $ 81,000 |
| Orangeburg County South Carolina | 19 | $ 3,134,000 | $ 164,000 | $ 66,000 |
| Pickens County South Carolina | 19 | $ 3,966,000 | $ 208,000 | $ 70,000 |
| Buena Vista County Virginia | 16 | $ 2,712,000 | $ 169,000 | $ 84,000 |
| Alleghany County Virginia | 14 | $ 1,347,000 | $ 96,000 | $ 73,000 |
| Colleton County South Carolina | 12 | $ 1,744,000 | $ 145,000 | $ 130,000 |
| Roanoke City County Virginia | 12 | $ 1,218,000 | $ 101,000 | $ 75,000 |
| Surry County North Carolina | 11 | $ 1,316,000 | $ 119,000 | $ 54,000 |
| Dorchester County South Carolina | 11 | $ 2,059,000 | $ 187,000 | $ 78,000 |
| Augusta County Virginia | 11 | $ 2,049,000 | $ 186,000 | $ 79,000 |
| Richland County South Carolina | 10 | $ 1,711,000 | $ 171,000 | $ 154,000 |
| Pulaski County Virginia | 10 | $ 1,157,000 | $ 115,000 | $ 53,000 |
| Watauga County North Carolina | 9 | $ 1,776,000 | $ 197,000 | $ 77,000 |
| Carroll County Virginia | 8 | $ 1,107,000 | $ 138,000 | $ 61,000 |
| Covington County Virginia | 8 | $ 686,000 | $ 85,000 | $ 52,000 |
| Grayson County Virginia | 8 | $ 984,000 | $ 123,000 | $ 59,000 |
| Prince Edward County Virginia | 8 | $ 1,101,000 | $ 137,000 | $ 59,000 |
| Greenbrier County West Virginia | 8 | $ 1,254,000 | $ 156,000 | $ 61,000 |
| Wake County North Carolina | 7 | $ 1,397,000 | $ 199,000 | $ 84,000 |
| Georgetown County South Carolina | 7 | $ 2,330,000 | $ 332,000 | $ 122,000 |
| Radford County Virginia | 7 | $ 842,000 | $ 120,000 | $ 66,000 |
| Mecklenburg County North Carolina | 6 | $ 1,419,000 | $ 236,000 | $ 74,000 |
| Greenwood County South Carolina | 6 | $ 922,000 | $ 153,000 | $ 54,000 |
| Bedford County Virginia | 6 | $ 832,000 | $ 138,000 | $ 63,000 |
| Brunswick County North Carolina | 5 | $ 1,585,000 | $ 317,000 | $ 322,000 |
| Laurens County South Carolina | 5 | $ 761,000 | $ 152,000 | $ 53,000 |
| Lexington County Virginia | 5 | $ 766,000 | $ 153,000 | $ 111,000 |
| Mecklenburg County Virginia | 5 | $ 1,087,000 | $ 217,000 | $ 115,000 |
| Forsyth County North Carolina | 4 | $ 665,000 | $ 166,000 | $ 104,000 |
| Guilford County North Carolina | 4 | $ 903,000 | $ 225,000 | $ 211,000 |
| Calhoun County South Carolina | 4 | $ 615,000 | $ 153,000 | $ 59,000 |
| Fairfield County South Carolina | 4 | $ 367,000 | $ 91,000 | $ 44,000 |
| Union County South Carolina | 4 | $ 376,000 | $ 94,000 | $ 47,000 |
| Sevier County Tennessee | 4 | $ 486,000 | $ 121,000 | $ 32,000 |
| Bath County Virginia | 4 | $ 285,000 | $ 71,000 | $ 51,000 |
| Fairfax County Virginia | 4 | $ 1,072,000 | $ 268,000 | $ 82,000 |
| Nottoway County Virginia | 4 | $ 602,000 | $ 150,000 | $ 62,000 |
| Smyth County Virginia | 4 | $ 503,000 | $ 125,000 | $ 40,000 |
| Tazewell County Virginia | 4 | $ 403,000 | $ 100,000 | $ 62,000 |
| Chatham County Georgia | 3 | $ 466,000 | $ 155,000 | $ 92,000 |
| Haralson County Georgia | 3 | $ 554,000 | $ 184,000 | $ 129,000 |
| Alleghany County North Carolina | 3 | $ 591,000 | $ 197,000 | $ 75,000 |
| Buncombe County North Carolina | 3 | $ 518,000 | $ 172,000 | $ 48,000 |
| Cherokee County South Carolina | 3 | $ 298,000 | $ 99,000 | $ 64,000 |
| Lexington County South Carolina | 3 | $ 504,000 | $ 168,000 | $ 41,000 |
| Sumter County South Carolina | 3 | $ 198,000 | $ 66,000 | $ 23,000 |
| Albemarle County Virginia | 3 | $ 717,000 | $ 239,000 | $ 65,000 |
| Galax County Virginia | 3 | $ 646,000 | $ 215,000 | $ 63,000 |
| Patrick County Virginia | 3 | $ 393,000 | $ 131,000 | $ 68,000 |
| Russell County Virginia | 3 | $ 482,000 | $ 160,000 | $ 98,000 |
| Suffolk County Virginia | 3 | $ 588,000 | $ 196,000 | $ 54,000 |
| Bryan County Georgia | 2 | $ 627,000 | $ 313,000 | $ 109,000 |
| Douglas County Georgia | 2 | $ 529,000 | $ 264,000 | $ 180,000 |
| Lincoln County Nebraska | 2 | $ 146,000 | $ 73,000 | $ 74,000 |
| Avery County North Carolina | 2 | $ 377,000 | $ 188,000 | $ 117,000 |
| Burke County North Carolina | 2 | $ 166,000 | $ 83,000 | $ 93,000 |
| Davidson County North Carolina | 2 | $ 275,000 | $ 137,000 | $ 63,000 |
| Davie County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Durham County North Carolina | 2 | $ 155,000 | $ 77,000 | $ 99,000 |
| Haywood County North Carolina | 2 | $ 525,000 | $ 262,000 | $ 258,000 |
| Iredell County North Carolina | 2 | $ 632,000 | $ 316,000 | $ 95,000 |
| Lincoln County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 133,000 |
| Aiken County South Carolina | 2 | $ 166,000 | $ 83,000 | $ 27,000 |
| Beaufort County South Carolina | 2 | $ 704,000 | $ 352,000 | $ 42,000 |
| Marion County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Johnson County Tennessee | 2 | $ 253,000 | $ 126,000 | $ 49,000 |
| Campbell County Virginia | 2 | $ 270,000 | $ 135,000 | $ 45,000 |
| Charlottesville County Virginia | 2 | $ 369,000 | $ 184,000 | $ 65,000 |
| Chesterfield County Virginia | 2 | $ 472,000 | $ 236,000 | $ 218,000 |
| Fluvanna County Virginia | 2 | $ 352,000 | $ 176,000 | $ 59,000 |
| Franklin County Virginia | 2 | $ 322,000 | $ 161,000 | $ 38,000 |
| Lunenburg County Virginia | 2 | $ 318,000 | $ 159,000 | $ 106,000 |
| Lynchburg County Virginia | 2 | $ 124,000 | $ 62,000 | $ 38,000 |
| Staunton County Virginia | 2 | $ 392,000 | $ 196,000 | $ 89,000 |
| Hartford County Connecticut | 1 | $ 342,000 | $ 342,000 | $ 119,000 |
| Escambia County Florida | 1 | $ 650,000 | $ 650,000 | $ 423,000 |
| St. Johns County Florida | 1 | $ 304,000 | $ 304,000 | $ 239,000 |
| Bulloch County Georgia | 1 | $ 246,000 | $ 246,000 | $ 134,000 |
| Cobb County Georgia | 1 | $ 800,000 | $ 800,000 | $ 254,000 |
| Columbia County Georgia | 1 | $ 154,000 | $ 154,000 | $ 94,000 |
| Effingham County Georgia | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Gwinnett County Georgia | 1 | $ 283,000 | $ 283,000 | $ 65,000 |
| Hart County Georgia | 1 | $ 264,000 | $ 264,000 | $ 159,000 |
| Spalding County Georgia | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Union County Georgia | 1 | $ 114,000 | $ 114,000 | $ 147,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 144,000 |
| Yellowstone County Montana | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Ashe County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 35,000 |
| Caldwell County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 73,000 |
| Columbus County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Henderson County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 80,000 |
| Jackson County North Carolina | 1 | $ 1,160,000 | $ 1,160,000 | $ 0 |
| Orange County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 127,000 |
| Randolph County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Rockingham County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 133,000 |
| Rowan County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Abbeville County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Chester County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Dillon County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Lee County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 36,000 |
| Williamsburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Amelia County Virginia | 1 | $ 189,000 | $ 189,000 | $ 70,000 |
| Appomattox County Virginia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Bristol County Virginia | 1 | $ 220,000 | $ 220,000 | $ 113,000 |
| Buchanan County Virginia | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Charlotte County Virginia | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Cumberland County Virginia | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| Floyd County Virginia | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| Giles County Virginia | 1 | $ 137,000 | $ 137,000 | $ 61,000 |
| Greene County Virginia | 1 | $ 217,000 | $ 217,000 | $ 45,000 |
| Harrisonburg County Virginia | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Henrico County Virginia | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Louisa County Virginia | 1 | $ 122,000 | $ 122,000 | $ 48,000 |
| Nelson County Virginia | 1 | $ 221,000 | $ 221,000 | $ 69,000 |
| Page County Virginia | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Prince William County Virginia | 1 | $ 248,000 | $ 248,000 | $ 100,000 |
| Richmond City County Virginia | 1 | $ 164,000 | $ 164,000 | $ 142,000 |
| Salem County Virginia | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Washington County Virginia | 1 | $ 200,000 | $ 200,000 | $ 77,000 |
| Wythe County Virginia | 1 | $ 270,000 | $ 270,000 | $ 35,000 |
| Fayette County West Virginia | 1 | $ 148,000 | $ 148,000 | $ 71,000 |
| Mercer County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Monongalia County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Monroe County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bk Of The South in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 754 | $121,181,000 | $160,000 | $2,900,000 | $78,000 | $1,220,000 |
| Refinancing | 745 | $140,501,000 | $188,000 | $1,500,000 | $87,000 | $1,560,000 |
| Home Improvement | 21 | $1,167,000 | $55,000 | $191,000 | $72,000 | $198,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,244 | $218,877,000 | $175,000 | $2,900,000 | $90,000 | $1,560,000 |
| Not Provided | 97 | $15,378,000 | $158,000 | $842,000 | $78,000 | $1,007,000 |
| Not applicable | 83 | $14,310,000 | $172,000 | $1,460,000 | $0 | $0 |
| Black or African American | 59 | $7,999,000 | $135,000 | $410,000 | $65,000 | $198,000 |
| Hispanic | 20 | $3,635,000 | $181,000 | $960,000 | $75,000 | $336,000 |
| Asian | 12 | $1,865,000 | $155,000 | $350,000 | $56,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $642,000 | $160,000 | $214,000 | $58,000 | $91,000 |
| American Indian or Alaskan Native | 1 | $143,000 | $143,000 | $143,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,516 | $262,383,000 | $173,000 | $2,900,000 | $83,000 | $1,560,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $376,000 | $125,000 | $153,000 | $45,000 | $54,000 |
| VA-guaranteed (Veterans Administration) | 1 | $90,000 | $90,000 | $90,000 | $44,000 | $44,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,136 | $193,928,000 | $170,000 | $2,900,000 | $81,000 | $1,220,000 |
| Application Withdrawn By Applicant | 273 | $53,844,000 | $197,000 | $1,500,000 | $97,000 | $1,560,000 |
| Application Denied By Financial Institution | 99 | $13,739,000 | $138,000 | $842,000 | $58,000 | $510,000 |
| Application Approved But Not Accepted | 8 | $980,000 | $122,000 | $224,000 | $74,000 | $199,000 |
| File Closed For Incompleteness | 2 | $198,000 | $99,000 | $109,000 | $31,000 | $34,000 |
| Preapproval Approved but not Accepted | 2 | $160,000 | $80,000 | $80,000 | $27,000 | $39,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 62 | $7,368,000 | $118,000 | $590,000 | $53,000 | $402,000 |
| Other | 23 | $4,593,000 | $199,000 | $842,000 | $55,000 | $276,000 |
| Collateral | 7 | $1,047,000 | $149,000 | $256,000 | $139,000 | $510,000 |
| Debt-To-Income Ratio | 7 | $731,000 | $104,000 | $206,000 | $34,000 | $53,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.