First National Bk Of The South
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bk Of The South.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First National Bk Of The South P.O. Box 3508 Spartanburg, SC 29304 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,032 |
| Total Mortgage Loan Application Amount | $357,483,000 |
| Average Mortgage Loan Application Amount | $141,333 |
| Highest Mortgage Loan Application Amount | $2,560,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,869,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 212 | $ 37,937,000 | $ 178,000 | $ 83,000 |
| Spartanburg County South Carolina | 137 | $ 16,707,000 | $ 121,000 | $ 49,000 |
| Montgomery County Virginia | 137 | $ 25,231,000 | $ 184,000 | $ 84,000 |
| Anderson County South Carolina | 65 | $ 11,648,000 | $ 179,000 | $ 93,000 |
| Horry County South Carolina | 65 | $ 13,044,000 | $ 200,000 | $ 79,000 |
| Alleghany County Virginia | 46 | $ 5,078,000 | $ 110,000 | $ 57,000 |
| Charleston County South Carolina | 43 | $ 9,942,000 | $ 231,000 | $ 142,000 |
| York County South Carolina | 42 | $ 8,233,000 | $ 196,000 | $ 81,000 |
| Berkeley County South Carolina | 40 | $ 7,170,000 | $ 179,000 | $ 74,000 |
| Rockbridge County Virginia | 38 | $ 7,070,000 | $ 186,000 | $ 63,000 |
| Botetourt County Virginia | 36 | $ 6,171,000 | $ 171,000 | $ 69,000 |
| Pickens County South Carolina | 30 | $ 4,298,000 | $ 143,000 | $ 75,000 |
| Surry County North Carolina | 29 | $ 4,026,000 | $ 138,000 | $ 59,000 |
| Greenbrier County West Virginia | 29 | $ 4,067,000 | $ 140,000 | $ 66,000 |
| Mecklenburg County North Carolina | 23 | $ 4,737,000 | $ 205,000 | $ 147,000 |
| Orangeburg County South Carolina | 22 | $ 3,207,000 | $ 145,000 | $ 60,000 |
| Augusta County Virginia | 19 | $ 3,577,000 | $ 188,000 | $ 67,000 |
| Carroll County Virginia | 19 | $ 2,734,000 | $ 143,000 | $ 79,000 |
| Bedford County Virginia | 18 | $ 3,672,000 | $ 204,000 | $ 107,000 |
| Smyth County Virginia | 17 | $ 2,161,000 | $ 127,000 | $ 66,000 |
| Lexington County Virginia | 16 | $ 2,695,000 | $ 168,000 | $ 76,000 |
| Pulaski County Virginia | 16 | $ 2,602,000 | $ 162,000 | $ 64,000 |
| Sevier County Tennessee | 15 | $ 3,346,000 | $ 223,000 | $ 125,000 |
| Campbell County Virginia | 15 | $ 1,918,000 | $ 127,000 | $ 61,000 |
| Covington County Virginia | 15 | $ 1,251,000 | $ 83,000 | $ 37,000 |
| Roanoke County Virginia | 15 | $ 2,661,000 | $ 177,000 | $ 68,000 |
| Buena Vista County Virginia | 14 | $ 1,877,000 | $ 134,000 | $ 55,000 |
| Colleton County South Carolina | 13 | $ 1,756,000 | $ 135,000 | $ 77,000 |
| Laurens County South Carolina | 13 | $ 2,058,000 | $ 158,000 | $ 79,000 |
| Oconee County South Carolina | 13 | $ 2,620,000 | $ 201,000 | $ 119,000 |
| Roanoke City County Virginia | 13 | $ 1,675,000 | $ 128,000 | $ 65,000 |
| Richland County South Carolina | 12 | $ 2,186,000 | $ 182,000 | $ 65,000 |
| Prince Edward County Virginia | 12 | $ 1,914,000 | $ 159,000 | $ 84,000 |
| Dorchester County South Carolina | 11 | $ 2,230,000 | $ 202,000 | $ 68,000 |
| Union County South Carolina | 11 | $ 1,378,000 | $ 125,000 | $ 60,000 |
| Franklin County Virginia | 11 | $ 1,583,000 | $ 143,000 | $ 58,000 |
| Wake County North Carolina | 10 | $ 1,802,000 | $ 180,000 | $ 62,000 |
| Lynchburg County Virginia | 10 | $ 1,478,000 | $ 147,000 | $ 57,000 |
| Mecklenburg County Virginia | 10 | $ 1,910,000 | $ 191,000 | $ 79,000 |
| Union County North Carolina | 9 | $ 2,573,000 | $ 285,000 | $ 539,000 |
| Lexington County South Carolina | 9 | $ 1,951,000 | $ 216,000 | $ 93,000 |
| Nottoway County Virginia | 9 | $ 1,486,000 | $ 165,000 | $ 77,000 |
| Halifax County North Carolina | 8 | $ 1,251,000 | $ 156,000 | $ 51,000 |
| Washington County Tennessee | 8 | $ 1,100,000 | $ 137,000 | $ 65,000 |
| Giles County Virginia | 8 | $ 850,000 | $ 106,000 | $ 34,000 |
| Washington County Virginia | 8 | $ 1,063,000 | $ 132,000 | $ 94,000 |
| Buncombe County North Carolina | 7 | $ 985,000 | $ 140,000 | $ 70,000 |
| Fairfield County South Carolina | 7 | $ 798,000 | $ 114,000 | $ 99,000 |
| Amelia County Virginia | 7 | $ 1,675,000 | $ 239,000 | $ 69,000 |
| Frederick County Virginia | 7 | $ 1,204,000 | $ 172,000 | $ 82,000 |
| Grayson County Virginia | 7 | $ 1,499,000 | $ 214,000 | $ 61,000 |
| Wythe County Virginia | 7 | $ 1,197,000 | $ 171,000 | $ 81,000 |
| Brunswick County North Carolina | 6 | $ 1,237,000 | $ 206,000 | $ 93,000 |
| Davie County North Carolina | 6 | $ 1,593,000 | $ 265,000 | $ 142,000 |
| Greenwood County South Carolina | 6 | $ 2,830,000 | $ 471,000 | $ 92,000 |
| Haywood County North Carolina | 5 | $ 733,000 | $ 146,000 | $ 57,000 |
| New Hanover County North Carolina | 5 | $ 1,142,000 | $ 228,000 | $ 93,000 |
| Cherokee County South Carolina | 5 | $ 679,000 | $ 135,000 | $ 15,000 |
| Greene County Tennessee | 5 | $ 596,000 | $ 119,000 | $ 48,000 |
| Amherst County Virginia | 5 | $ 751,000 | $ 150,000 | $ 58,000 |
| Bath County Virginia | 5 | $ 904,000 | $ 180,000 | $ 81,000 |
| Floyd County Virginia | 5 | $ 700,000 | $ 140,000 | $ 46,000 |
| Pittsylvania County Virginia | 5 | $ 716,000 | $ 143,000 | $ 57,000 |
| Monroe County West Virginia | 5 | $ 463,000 | $ 92,000 | $ 34,000 |
| Caldwell County North Carolina | 4 | $ 855,000 | $ 213,000 | $ 73,000 |
| Columbus County North Carolina | 4 | $ 483,000 | $ 120,000 | $ 49,000 |
| Watauga County North Carolina | 4 | $ 789,000 | $ 197,000 | $ 56,000 |
| Georgetown County South Carolina | 4 | $ 690,000 | $ 172,000 | $ 89,000 |
| Sullivan County Tennessee | 4 | $ 629,000 | $ 157,000 | $ 65,000 |
| Galax County Virginia | 4 | $ 450,000 | $ 112,000 | $ 73,000 |
| Henry County Virginia | 4 | $ 499,000 | $ 124,000 | $ 42,000 |
| Salem County Virginia | 4 | $ 617,000 | $ 154,000 | $ 58,000 |
| Staunton County Virginia | 4 | $ 539,000 | $ 134,000 | $ 67,000 |
| Suffolk County Virginia | 4 | $ 979,000 | $ 244,000 | $ 100,000 |
| Rockdale County Georgia | 3 | $ 435,000 | $ 145,000 | $ 67,000 |
| Gaston County North Carolina | 3 | $ 2,713,000 | $ 904,000 | $ 46,000 |
| Henderson County North Carolina | 3 | $ 372,000 | $ 124,000 | $ 51,000 |
| Randolph County North Carolina | 3 | $ 364,000 | $ 121,000 | $ 42,000 |
| Aiken County South Carolina | 3 | $ 355,000 | $ 118,000 | $ 61,000 |
| Beaufort County South Carolina | 3 | $ 955,000 | $ 318,000 | $ 301,000 |
| Lancaster County South Carolina | 3 | $ 656,000 | $ 218,000 | $ 83,000 |
| Albemarle County Virginia | 3 | $ 680,000 | $ 226,000 | $ 69,000 |
| Chesterfield County Virginia | 3 | $ 622,000 | $ 207,000 | $ 88,000 |
| Jefferson County West Virginia | 3 | $ 662,000 | $ 220,000 | $ 109,000 |
| Chatham County Georgia | 2 | $ 382,000 | $ 191,000 | $ 70,000 |
| Alamance County North Carolina | 2 | $ 168,000 | $ 84,000 | $ 125,000 |
| Davidson County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 102,000 |
| Northampton County North Carolina | 2 | $ 471,000 | $ 235,000 | $ 62,000 |
| Orange County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 72,000 |
| Polk County North Carolina | 2 | $ 202,000 | $ 101,000 | $ 27,000 |
| Rowan County North Carolina | 2 | $ 306,000 | $ 153,000 | $ 93,000 |
| Rutherford County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 145,000 |
| Stokes County North Carolina | 2 | $ 222,000 | $ 111,000 | $ 120,000 |
| Calhoun County South Carolina | 2 | $ 391,000 | $ 195,000 | $ 97,000 |
| Florence County South Carolina | 2 | $ 303,000 | $ 151,000 | $ 91,000 |
| Blount County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Bedford City County Virginia | 2 | $ 282,000 | $ 141,000 | $ 114,000 |
| Charlottesville County Virginia | 2 | $ 337,000 | $ 168,000 | $ 41,000 |
| Craig County Virginia | 2 | $ 524,000 | $ 262,000 | $ 88,000 |
| Dinwiddie County Virginia | 2 | $ 374,000 | $ 187,000 | $ 62,000 |
| Louisa County Virginia | 2 | $ 461,000 | $ 230,000 | $ 75,000 |
| Lunenburg County Virginia | 2 | $ 289,000 | $ 144,000 | $ 55,000 |
| Martinsville County Virginia | 2 | $ 281,000 | $ 140,000 | $ 64,000 |
| Nelson County Virginia | 2 | $ 332,000 | $ 166,000 | $ 72,000 |
| Radford County Virginia | 2 | $ 272,000 | $ 136,000 | $ 55,000 |
| Rockingham County Virginia | 2 | $ 322,000 | $ 161,000 | $ 66,000 |
| Shenandoah County Virginia | 2 | $ 683,000 | $ 341,000 | $ 172,000 |
| Waynesboro County Virginia | 2 | $ 257,000 | $ 128,000 | $ 41,000 |
| Winchester County Virginia | 2 | $ 477,000 | $ 238,000 | $ 94,000 |
| Pocahontas County West Virginia | 2 | $ 162,000 | $ 81,000 | $ 56,000 |
| New Castle County Delaware | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Bryan County Georgia | 1 | $ 124,000 | $ 124,000 | $ 94,000 |
| Carroll County Georgia | 1 | $ 183,000 | $ 183,000 | $ 85,000 |
| DeKalb County Georgia | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Fulton County Georgia | 1 | $ 158,000 | $ 158,000 | $ 120,000 |
| Gwinnett County Georgia | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Jasper County Georgia | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Lowndes County Georgia | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Muscogee County Georgia | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Newton County Georgia | 1 | $ 258,000 | $ 258,000 | $ 66,000 |
| Kendall County Illinois | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Logan County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| East Baton Rouge County Louisiana | 1 | $ 237,000 | $ 237,000 | $ 55,000 |
| Frederick County Maryland | 1 | $ 301,000 | $ 301,000 | $ 77,000 |
| Ashe County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 142,000 |
| Avery County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Bladen County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 118,000 |
| Carteret County North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Dare County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 233,000 |
| Forsyth County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 21,000 |
| Franklin County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Guilford County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 65,000 |
| Iredell County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 40,000 |
| Johnston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Lincoln County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 59,000 |
| Onslow County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 142,000 |
| Stanly County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 1,000,000 | $ 1,000,000 | $ 436,000 |
| Barnwell County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 66,000 |
| Edgefield County South Carolina | 1 | $ 279,000 | $ 279,000 | $ 64,000 |
| Hampton County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 53,000 |
| Jasper County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 80,000 |
| Marlboro County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| McCormick County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 85,000 |
| Sumter County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 74,000 |
| Carter County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Wilson County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 134,000 |
| Dallas County Texas | 1 | $ 360,000 | $ 360,000 | $ 120,000 |
| Bristol County Virginia | 1 | $ 106,000 | $ 106,000 | $ 49,000 |
| Brunswick County Virginia | 1 | $ 167,000 | $ 167,000 | $ 63,000 |
| Clarke County Virginia | 1 | $ 326,000 | $ 326,000 | $ 69,000 |
| Fluvanna County Virginia | 1 | $ 219,000 | $ 219,000 | $ 84,000 |
| Goochland County Virginia | 1 | $ 312,000 | $ 312,000 | $ 137,000 |
| Halifax County Virginia | 1 | $ 324,000 | $ 324,000 | $ 354,000 |
| Harrisonburg County Virginia | 1 | $ 176,000 | $ 176,000 | $ 33,000 |
| James City County Virginia | 1 | $ 320,000 | $ 320,000 | $ 128,000 |
| Norfolk County Virginia | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Norton County Virginia | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Patrick County Virginia | 1 | $ 173,000 | $ 173,000 | $ 67,000 |
| Portsmouth County Virginia | 1 | $ 146,000 | $ 146,000 | $ 66,000 |
| Prince George County Virginia | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Spotsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Sussex County Virginia | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Tazewell County Virginia | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Wise County Virginia | 1 | $ 163,000 | $ 163,000 | $ 47,000 |
| Kanawha County West Virginia | 1 | $ 417,000 | $ 417,000 | $ 209,000 |
| Nicholas County West Virginia | 1 | $ 238,000 | $ 238,000 | $ 166,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bk Of The South in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,142 | $217,598,000 | $190,000 | $2,560,000 | $82,000 | $1,400,000 |
| Home Purchase | 875 | $138,744,000 | $158,000 | $2,072,000 | $78,000 | $1,869,000 |
| Home Improvement | 15 | $1,141,000 | $76,000 | $320,000 | $77,000 | $251,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,742 | $301,966,000 | $173,000 | $1,425,000 | $83,000 | $1,869,000 |
| Not Provided | 99 | $19,239,000 | $194,000 | $417,000 | $87,000 | $422,000 |
| Not applicable | 77 | $16,794,000 | $218,000 | $2,560,000 | $0 | $0 |
| Black or African American | 57 | $9,368,000 | $164,000 | $417,000 | $71,000 | $276,000 |
| Hispanic | 34 | $5,648,000 | $166,000 | $800,000 | $72,000 | $504,000 |
| Asian | 18 | $3,740,000 | $207,000 | $417,000 | $110,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $425,000 | $141,000 | $240,000 | $65,000 | $107,000 |
| American Indian or Alaskan Native | 2 | $303,000 | $151,000 | $174,000 | $57,000 | $58,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,003 | $354,251,000 | $176,000 | $2,560,000 | $81,000 | $1,869,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $3,232,000 | $111,000 | $194,000 | $39,000 | $67,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,619 | $281,094,000 | $173,000 | $2,560,000 | $80,000 | $1,869,000 |
| Application Withdrawn By Applicant | 350 | $65,484,000 | $187,000 | $1,000,000 | $83,000 | $841,000 |
| Application Denied By Financial Institution | 59 | $10,364,000 | $175,000 | $1,425,000 | $68,000 | $644,000 |
| Loan Purchased By The Institution | 4 | $541,000 | $135,000 | $216,000 | $34,000 | $53,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $2,409,000 | $109,000 | $270,000 | $45,000 | $131,000 |
| Debt-To-Income Ratio | 11 | $1,884,000 | $171,000 | $400,000 | $40,000 | $72,000 |
| Mortgage Insurance Denied | 11 | $1,466,000 | $133,000 | $417,000 | $51,000 | $114,000 |
| Collateral | 8 | $2,299,000 | $287,000 | $915,000 | $133,000 | $350,000 |
| Other | 7 | $2,306,000 | $329,000 | $1,425,000 | $136,000 | $644,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.