First National Bk Of The South
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for First National Bk Of The South.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | First National Bk Of The South P.O. Box 3508 Spartanburg, SC 29304 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,465 |
| Total Mortgage Loan Application Amount | $240,136,000 |
| Average Mortgage Loan Application Amount | $113,000 |
| Highest Mortgage Loan Application Amount | $1,313,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $1,874,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 194 | $ 34,022,000 | $ 175,000 | $ 88,000 |
| Spartanburg County South Carolina | 70 | $ 7,323,000 | $ 104,000 | $ 59,000 |
| Smyth County Virginia | 42 | $ 4,861,000 | $ 115,000 | $ 56,000 |
| Carroll County Virginia | 41 | $ 5,765,000 | $ 140,000 | $ 56,000 |
| Horry County South Carolina | 40 | $ 8,105,000 | $ 202,000 | $ 94,000 |
| Montgomery County Virginia | 38 | $ 7,084,000 | $ 186,000 | $ 68,000 |
| Pickens County South Carolina | 36 | $ 5,012,000 | $ 139,000 | $ 70,000 |
| York County South Carolina | 36 | $ 6,664,000 | $ 185,000 | $ 82,000 |
| Anderson County South Carolina | 32 | $ 5,269,000 | $ 164,000 | $ 76,000 |
| Rockbridge County Virginia | 32 | $ 6,947,000 | $ 217,000 | $ 110,000 |
| Alleghany County Virginia | 31 | $ 3,765,000 | $ 121,000 | $ 65,000 |
| Botetourt County Virginia | 31 | $ 6,159,000 | $ 198,000 | $ 80,000 |
| Roanoke County Virginia | 31 | $ 5,661,000 | $ 182,000 | $ 79,000 |
| Surry County North Carolina | 30 | $ 4,900,000 | $ 163,000 | $ 92,000 |
| Berkeley County South Carolina | 22 | $ 4,163,000 | $ 189,000 | $ 68,000 |
| Grayson County Virginia | 20 | $ 2,182,000 | $ 109,000 | $ 56,000 |
| Greenbrier County West Virginia | 17 | $ 1,780,000 | $ 104,000 | $ 46,000 |
| Richland County South Carolina | 16 | $ 2,652,000 | $ 165,000 | $ 65,000 |
| Oconee County South Carolina | 15 | $ 2,876,000 | $ 191,000 | $ 86,000 |
| Haywood County North Carolina | 13 | $ 2,336,000 | $ 179,000 | $ 67,000 |
| Charleston County South Carolina | 13 | $ 2,539,000 | $ 195,000 | $ 87,000 |
| Roanoke City County Virginia | 13 | $ 1,935,000 | $ 148,000 | $ 62,000 |
| Mecklenburg County North Carolina | 12 | $ 2,753,000 | $ 229,000 | $ 90,000 |
| Augusta County Virginia | 12 | $ 2,159,000 | $ 179,000 | $ 50,000 |
| Franklin County Virginia | 12 | $ 2,153,000 | $ 179,000 | $ 121,000 |
| Washington County Virginia | 12 | $ 1,223,000 | $ 101,000 | $ 55,000 |
| Georgetown County South Carolina | 11 | $ 1,944,000 | $ 176,000 | $ 116,000 |
| Sevier County Tennessee | 11 | $ 2,267,000 | $ 206,000 | $ 91,000 |
| Covington County Virginia | 11 | $ 1,114,000 | $ 101,000 | $ 40,000 |
| Prince Edward County Virginia | 11 | $ 1,750,000 | $ 159,000 | $ 81,000 |
| Orangeburg County South Carolina | 10 | $ 1,792,000 | $ 179,000 | $ 61,000 |
| Buena Vista County Virginia | 10 | $ 1,302,000 | $ 130,000 | $ 53,000 |
| Campbell County Virginia | 10 | $ 1,429,000 | $ 142,000 | $ 49,000 |
| Galax County Virginia | 10 | $ 1,453,000 | $ 145,000 | $ 57,000 |
| Union County South Carolina | 9 | $ 974,000 | $ 108,000 | $ 73,000 |
| Mecklenburg County Virginia | 9 | $ 1,745,000 | $ 193,000 | $ 101,000 |
| Nottoway County Virginia | 9 | $ 985,000 | $ 109,000 | $ 56,000 |
| Caldwell County North Carolina | 7 | $ 834,000 | $ 119,000 | $ 48,000 |
| Fairfield County South Carolina | 7 | $ 675,000 | $ 96,000 | $ 65,000 |
| Lexington County South Carolina | 7 | $ 1,201,000 | $ 171,000 | $ 45,000 |
| Bedford County Virginia | 7 | $ 1,205,000 | $ 172,000 | $ 66,000 |
| Colleton County South Carolina | 6 | $ 834,000 | $ 139,000 | $ 47,000 |
| Halifax County Virginia | 6 | $ 888,000 | $ 148,000 | $ 81,000 |
| Union County North Carolina | 5 | $ 1,032,000 | $ 206,000 | $ 62,000 |
| Calhoun County South Carolina | 5 | $ 872,000 | $ 174,000 | $ 63,000 |
| Frederick County Virginia | 5 | $ 829,000 | $ 165,000 | $ 37,000 |
| Lexington County Virginia | 5 | $ 781,000 | $ 156,000 | $ 73,000 |
| Lunenburg County Virginia | 5 | $ 645,000 | $ 129,000 | $ 60,000 |
| Halifax County North Carolina | 4 | $ 868,000 | $ 217,000 | $ 216,000 |
| Dorchester County South Carolina | 4 | $ 839,000 | $ 209,000 | $ 105,000 |
| Sullivan County Tennessee | 4 | $ 479,000 | $ 119,000 | $ 40,000 |
| Bath County Virginia | 4 | $ 446,000 | $ 111,000 | $ 59,000 |
| Bristol County Virginia | 4 | $ 366,000 | $ 91,000 | $ 64,000 |
| Floyd County Virginia | 4 | $ 692,000 | $ 173,000 | $ 60,000 |
| Giles County Virginia | 4 | $ 507,000 | $ 126,000 | $ 52,000 |
| Prince George County Virginia | 4 | $ 565,000 | $ 141,000 | $ 57,000 |
| Salem County Virginia | 4 | $ 625,000 | $ 156,000 | $ 73,000 |
| Staunton County Virginia | 4 | $ 725,000 | $ 181,000 | $ 87,000 |
| Suffolk County Virginia | 4 | $ 805,000 | $ 201,000 | $ 65,000 |
| Tazewell County Virginia | 4 | $ 600,000 | $ 150,000 | $ 77,000 |
| Washington County Maryland | 3 | $ 668,000 | $ 222,000 | $ 81,000 |
| Guilford County North Carolina | 3 | $ 464,000 | $ 154,000 | $ 74,000 |
| Henderson County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 49,000 |
| Jackson County North Carolina | 3 | $ 904,000 | $ 301,000 | $ 737,000 |
| Lincoln County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 52,000 |
| Chester County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 75,000 |
| Kershaw County South Carolina | 3 | $ 518,000 | $ 172,000 | $ 84,000 |
| Knox County Tennessee | 3 | $ 484,000 | $ 161,000 | $ 75,000 |
| Rutherford County Tennessee | 3 | $ 449,000 | $ 149,000 | $ 132,000 |
| Albemarle County Virginia | 3 | $ 925,000 | $ 308,000 | $ 137,000 |
| Amelia County Virginia | 3 | $ 329,000 | $ 109,000 | $ 76,000 |
| Chesapeake County Virginia | 3 | $ 676,000 | $ 225,000 | $ 140,000 |
| Cumberland County Virginia | 3 | $ 624,000 | $ 208,000 | $ 91,000 |
| Lynchburg County Virginia | 3 | $ 196,000 | $ 65,000 | $ 35,000 |
| Pulaski County Virginia | 3 | $ 390,000 | $ 130,000 | $ 63,000 |
| Rockingham County Virginia | 3 | $ 599,000 | $ 199,000 | $ 70,000 |
| Shenandoah County Virginia | 3 | $ 530,000 | $ 176,000 | $ 60,000 |
| Catawba County North Carolina | 2 | $ 1,422,000 | $ 711,000 | $ 230,000 |
| Wake County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Watauga County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 60,000 |
| Wilkes County North Carolina | 2 | $ 269,000 | $ 134,000 | $ 42,000 |
| Darlington County South Carolina | 2 | $ 189,000 | $ 94,000 | $ 41,000 |
| Florence County South Carolina | 2 | $ 208,000 | $ 104,000 | $ 59,000 |
| Lancaster County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 90,000 |
| Amherst County Virginia | 2 | $ 297,000 | $ 148,000 | $ 55,000 |
| Appomattox County Virginia | 2 | $ 182,000 | $ 91,000 | $ 62,000 |
| Brunswick County Virginia | 2 | $ 148,000 | $ 74,000 | $ 61,000 |
| Danville County Virginia | 2 | $ 122,000 | $ 61,000 | $ 553,000 |
| Goochland County Virginia | 2 | $ 601,000 | $ 300,000 | $ 118,000 |
| Louisa County Virginia | 2 | $ 601,000 | $ 300,000 | $ 82,000 |
| Russell County Virginia | 2 | $ 282,000 | $ 141,000 | $ 88,000 |
| Warren County Virginia | 2 | $ 250,000 | $ 125,000 | $ 48,000 |
| Wythe County Virginia | 2 | $ 265,000 | $ 132,000 | $ 36,000 |
| Bibb County Georgia | 1 | $ 272,000 | $ 272,000 | $ 80,000 |
| DeKalb County Georgia | 1 | $ 138,000 | $ 138,000 | $ 83,000 |
| Gwinnett County Georgia | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Newton County Georgia | 1 | $ 127,000 | $ 127,000 | $ 53,000 |
| Rockdale County Georgia | 1 | $ 123,000 | $ 123,000 | $ 30,000 |
| Washtenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 443,000 |
| Alexander County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 69,000 |
| Alleghany County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Anson County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 40,000 |
| Avery County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
| Brunswick County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 629,000 |
| Burke County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 80,000 |
| Cabarrus County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 90,000 |
| Davidson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Durham County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Forsyth County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 93,000 |
| Macon County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 101,000 |
| McDowell County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 46,000 |
| Moore County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 36,000 |
| New Hanover County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 63,000 |
| Rutherford County North Carolina | 1 | $ 246,000 | $ 246,000 | $ 301,000 |
| Stokes County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Barnwell County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Beaufort County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 56,000 |
| Dillon County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 23,000 |
| Edgefield County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 61,000 |
| Greenwood County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 101,000 |
| Hampton County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 108,000 |
| Carter County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Cocke County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Greene County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Washington County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Wayne County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
| Wilson County Tennessee | 1 | $ 221,000 | $ 221,000 | $ 80,000 |
| Arlington County Virginia | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Buckingham County Virginia | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Charlotte County Virginia | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Dinwiddie County Virginia | 1 | $ 173,000 | $ 173,000 | $ 66,000 |
| Fauquier County Virginia | 1 | $ 202,000 | $ 202,000 | $ 74,000 |
| Gloucester County Virginia | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Harrisonburg County Virginia | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| Henrico County Virginia | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Henry County Virginia | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| James City County Virginia | 1 | $ 417,000 | $ 417,000 | $ 115,000 |
| Page County Virginia | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Patrick County Virginia | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| Pittsylvania County Virginia | 1 | $ 139,000 | $ 139,000 | $ 41,000 |
| Powhatan County Virginia | 1 | $ 209,000 | $ 209,000 | $ 66,000 |
| Radford County Virginia | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Waynesboro County Virginia | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| Wise County Virginia | 1 | $ 101,000 | $ 101,000 | $ 26,000 |
| Berkeley County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
| Hampshire County West Virginia | 1 | $ 121,000 | $ 121,000 | $ 38,000 |
| Monongalia County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for First National Bk Of The South in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,007 | $180,677,000 | $179,000 | $1,313,000 | $81,000 | $672,000 |
| Home Purchase | 440 | $58,988,000 | $134,000 | $417,000 | $66,000 | $1,874,000 |
| Home Improvement | 18 | $471,000 | $26,000 | $128,000 | $57,000 | $251,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,329 | $218,487,000 | $164,000 | $1,313,000 | $77,000 | $1,874,000 |
| Not Provided | 49 | $9,884,000 | $201,000 | $417,000 | $80,000 | $320,000 |
| Black or African American | 38 | $5,059,000 | $133,000 | $408,000 | $51,000 | $109,000 |
| Not applicable | 22 | $2,464,000 | $112,000 | $544,000 | $0 | $0 |
| Hispanic | 14 | $1,502,000 | $107,000 | $238,000 | $56,000 | $105,000 |
| Asian | 8 | $1,807,000 | $225,000 | $417,000 | $118,000 | $325,000 |
| American Indian or Alaskan Native | 3 | $508,000 | $169,000 | $275,000 | $85,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $425,000 | $212,000 | $325,000 | $152,000 | $252,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,304 | $220,933,000 | $169,000 | $1,313,000 | $80,000 | $1,874,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 161 | $19,203,000 | $119,000 | $273,000 | $41,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 985 | $158,424,000 | $160,000 | $544,000 | $78,000 | $1,874,000 |
| Application Withdrawn By Applicant | 350 | $64,515,000 | $184,000 | $1,313,000 | $79,000 | $672,000 |
| Application Denied By Financial Institution | 130 | $17,197,000 | $132,000 | $600,000 | $54,000 | $192,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $4,770,000 | $108,000 | $238,000 | $43,000 | $99,000 |
| Other | 29 | $3,185,000 | $109,000 | $273,000 | $48,000 | $147,000 |
| Debt-To-Income Ratio | 28 | $4,296,000 | $153,000 | $600,000 | $52,000 | $155,000 |
| Collateral | 23 | $3,696,000 | $160,000 | $417,000 | $84,000 | $192,000 |
| Employment History | 3 | $561,000 | $187,000 | $266,000 | $54,000 | $76,000 |
| Mortgage Insurance Denied | 3 | $689,000 | $229,000 | $417,000 | $54,000 | $91,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.