Foundation Capital Group Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Foundation Capital Group Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Foundation Capital Group Inc 12275 El Camino Real Ste 130 San Diego, CA 92130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 255 |
| Total Mortgage Loan Application Amount | $57,247,000 |
| Average Mortgage Loan Application Amount | $300,000 |
| Highest Mortgage Loan Application Amount | $603,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $284,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Foundation Capital Group Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Foundation Capital Group Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Foundation Capital Group Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Foundation Capital Group Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Foundation Capital Group Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Foundation Capital Group Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Honolulu County Hawaii | 19 | $ 6,442,000 | $ 339,000 | $ 70,000 |
| Salt Lake County Utah | 16 | $ 3,248,000 | $ 203,000 | $ 53,000 |
| Bernalillo County New Mexico | 12 | $ 2,222,000 | $ 185,000 | $ 55,000 |
| Baltimore County Maryland | 10 | $ 1,731,000 | $ 173,000 | $ 64,000 |
| Prince George's County Maryland | 10 | $ 2,280,000 | $ 228,000 | $ 63,000 |
| Hawaii County Hawaii | 9 | $ 2,300,000 | $ 255,000 | $ 88,000 |
| Anchorage County Alaska | 8 | $ 1,876,000 | $ 234,000 | $ 92,000 |
| King County Washington | 7 | $ 2,067,000 | $ 295,000 | $ 76,000 |
| Multnomah County Oregon | 6 | $ 1,252,000 | $ 208,000 | $ 49,000 |
| Utah County Utah | 5 | $ 772,000 | $ 154,000 | $ 49,000 |
| Pierce County Washington | 5 | $ 1,207,000 | $ 241,000 | $ 91,000 |
| Snohomish County Washington | 5 | $ 1,406,000 | $ 281,000 | $ 72,000 |
| San Diego County California | 4 | $ 799,000 | $ 199,000 | $ 74,000 |
| Baltimore City County Maryland | 4 | $ 600,000 | $ 150,000 | $ 49,000 |
| Henrico County Virginia | 4 | $ 652,000 | $ 163,000 | $ 46,000 |
| Clark County Washington | 4 | $ 617,000 | $ 154,000 | $ 91,000 |
| Fairfield County Connecticut | 3 | $ 888,000 | $ 296,000 | $ 108,000 |
| Broward County Florida | 3 | $ 618,000 | $ 206,000 | $ 53,000 |
| Palm Beach County Florida | 3 | $ 592,000 | $ 197,000 | $ 55,000 |
| Anne Arundel County Maryland | 3 | $ 818,000 | $ 272,000 | $ 61,000 |
| Montgomery County Maryland | 3 | $ 897,000 | $ 299,000 | $ 91,000 |
| Jackson County Oregon | 3 | $ 493,000 | $ 164,000 | $ 30,000 |
| Marion County Oregon | 3 | $ 518,000 | $ 172,000 | $ 50,000 |
| Washington County Oregon | 3 | $ 844,000 | $ 281,000 | $ 82,000 |
| Riverside County California | 2 | $ 769,000 | $ 384,000 | $ 165,000 |
| New Castle County Delaware | 2 | $ 409,000 | $ 204,000 | $ 50,000 |
| Miami-Dade County Florida | 2 | $ 458,000 | $ 229,000 | $ 58,000 |
| Orange County Florida | 2 | $ 374,000 | $ 187,000 | $ 43,000 |
| Clayton County Georgia | 2 | $ 276,000 | $ 138,000 | $ 59,000 |
| DeKalb County Georgia | 2 | $ 358,000 | $ 179,000 | $ 61,000 |
| Fulton County Georgia | 2 | $ 413,000 | $ 206,000 | $ 54,000 |
| Gwinnett County Georgia | 2 | $ 376,000 | $ 188,000 | $ 74,000 |
| Maui County Hawaii | 2 | $ 804,000 | $ 402,000 | $ 62,000 |
| Frederick County Maryland | 2 | $ 392,000 | $ 196,000 | $ 58,000 |
| Washington County Maryland | 2 | $ 296,000 | $ 148,000 | $ 45,000 |
| Essex County Massachusetts | 2 | $ 343,000 | $ 171,000 | $ 44,000 |
| Hampden County Massachusetts | 2 | $ 286,000 | $ 143,000 | $ 34,000 |
| Middlesex County Massachusetts | 2 | $ 690,000 | $ 345,000 | $ 119,000 |
| St. Louis County Missouri | 2 | $ 280,000 | $ 140,000 | $ 42,000 |
| Hillsborough County New Hampshire | 2 | $ 577,000 | $ 288,000 | $ 107,000 |
| Lane County Oregon | 2 | $ 443,000 | $ 221,000 | $ 61,000 |
| Linn County Oregon | 2 | $ 318,000 | $ 159,000 | $ 62,000 |
| Shelby County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Weber County Utah | 2 | $ 404,000 | $ 202,000 | $ 120,000 |
| Fairfax County Virginia | 2 | $ 920,000 | $ 460,000 | $ 113,000 |
| Kitsap County Washington | 2 | $ 367,000 | $ 183,000 | $ 92,000 |
| Kenai Peninsula County Alaska | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Matanuska-Susitna County Alaska | 1 | $ 184,000 | $ 184,000 | $ 58,000 |
| Orange County California | 1 | $ 538,000 | $ 538,000 | $ 114,000 |
| San Luis Obispo County California | 1 | $ 162,000 | $ 162,000 | $ 75,000 |
| Ventura County California | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Denver County Colorado | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Weld County Colorado | 1 | $ 119,000 | $ 119,000 | $ 20,000 |
| Hartford County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Tolland County Connecticut | 1 | $ 170,000 | $ 170,000 | $ 76,000 |
| Windham County Connecticut | 1 | $ 161,000 | $ 161,000 | $ 47,000 |
| Citrus County Florida | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| DeSoto County Florida | 1 | $ 116,000 | $ 116,000 | $ 89,000 |
| Duval County Florida | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Lake County Florida | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Lee County Florida | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Leon County Florida | 1 | $ 134,000 | $ 134,000 | $ 33,000 |
| Nassau County Florida | 1 | $ 198,000 | $ 198,000 | $ 47,000 |
| Okaloosa County Florida | 1 | $ 243,000 | $ 243,000 | $ 104,000 |
| St. Johns County Florida | 1 | $ 178,000 | $ 178,000 | $ 49,000 |
| Volusia County Florida | 1 | $ 223,000 | $ 223,000 | $ 262,000 |
| Cobb County Georgia | 1 | $ 136,000 | $ 136,000 | $ 22,000 |
| Fayette County Georgia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Forsyth County Georgia | 1 | $ 191,000 | $ 191,000 | $ 42,000 |
| Spalding County Georgia | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| York County Maine | 1 | $ 146,000 | $ 146,000 | $ 59,000 |
| Cecil County Maryland | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Charles County Maryland | 1 | $ 181,000 | $ 181,000 | $ 49,000 |
| Harford County Maryland | 1 | $ 144,000 | $ 144,000 | $ 30,000 |
| Plymouth County Massachusetts | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Worcester County Massachusetts | 1 | $ 379,000 | $ 379,000 | $ 120,000 |
| Ramsey County Minnesota | 1 | $ 279,000 | $ 279,000 | $ 105,000 |
| Jefferson County Missouri | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Belknap County New Hampshire | 1 | $ 338,000 | $ 338,000 | $ 123,000 |
| Grafton County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Rockingham County New Hampshire | 1 | $ 390,000 | $ 390,000 | $ 65,000 |
| Strafford County New Hampshire | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| Dona Ana County New Mexico | 1 | $ 171,000 | $ 171,000 | $ 35,000 |
| Santa Fe County New Mexico | 1 | $ 188,000 | $ 188,000 | $ 88,000 |
| Taos County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Clackamas County Oregon | 1 | $ 115,000 | $ 115,000 | $ 26,000 |
| Deschutes County Oregon | 1 | $ 436,000 | $ 436,000 | $ 221,000 |
| Douglas County Oregon | 1 | $ 266,000 | $ 266,000 | $ 79,000 |
| Polk County Oregon | 1 | $ 244,000 | $ 244,000 | $ 61,000 |
| Yamhill County Oregon | 1 | $ 166,000 | $ 166,000 | $ 76,000 |
| Providence County Rhode Island | 1 | $ 209,000 | $ 209,000 | $ 77,000 |
| Beaufort County South Carolina | 1 | $ 243,000 | $ 243,000 | $ 68,000 |
| Berkeley County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 57,000 |
| Charleston County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Greenville County South Carolina | 1 | $ 327,000 | $ 327,000 | $ 117,000 |
| Davis County Utah | 1 | $ 174,000 | $ 174,000 | $ 28,000 |
| Chesterfield County Virginia | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Hanover County Virginia | 1 | $ 152,000 | $ 152,000 | $ 19,000 |
| Orange County Virginia | 1 | $ 129,000 | $ 129,000 | $ 37,000 |
| Spotsylvania County Virginia | 1 | $ 258,000 | $ 258,000 | $ 29,000 |
| Virginia Beach County Virginia | 1 | $ 256,000 | $ 256,000 | $ 71,000 |
| Spokane County Washington | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Whatcom County Washington | 1 | $ 417,000 | $ 417,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Foundation Capital Group Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 252 | $56,111,000 | $222,000 | $603,000 | $67,000 | $284,000 |
| Home Purchase | 3 | $1,136,000 | $378,000 | $538,000 | $116,000 | $147,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 163 | $35,289,000 | $216,000 | $538,000 | $69,000 | $284,000 |
| Hispanic | 30 | $6,187,000 | $206,000 | $573,000 | $64,000 | $262,000 |
| Black or African American | 25 | $5,100,000 | $204,000 | $490,000 | $65,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $6,830,000 | $310,000 | $603,000 | $69,000 | $154,000 |
| Asian | 11 | $2,801,000 | $254,000 | $465,000 | $63,000 | $96,000 |
| Not Provided | 3 | $772,000 | $257,000 | $379,000 | $71,000 | $120,000 |
| American Indian or Alaskan Native | 1 | $268,000 | $268,000 | $268,000 | $119,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 169 | $37,592,000 | $222,000 | $590,000 | $66,000 | $284,000 |
| FHA-insured (Federal Housing Administration) | 86 | $19,655,000 | $228,000 | $603,000 | $71,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 125 | $27,524,000 | $220,000 | $603,000 | $64,000 | $284,000 |
| Application Withdrawn By Applicant | 50 | $12,119,000 | $242,000 | $573,000 | $78,000 | $262,000 |
| Application Denied By Financial Institution | 47 | $10,056,000 | $213,000 | $544,000 | $61,000 | $128,000 |
| File Closed For Incompleteness | 17 | $3,783,000 | $222,000 | $432,000 | $80,000 | $160,000 |
| Application Approved But Not Accepted | 16 | $3,765,000 | $235,000 | $491,000 | $80,000 | $183,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8 | $2,234,000 | $279,000 | $541,000 | $60,000 | $122,000 |
| Collateral | 7 | $1,447,000 | $206,000 | $390,000 | $63,000 | $128,000 |
| Credit History | 7 | $1,393,000 | $199,000 | $544,000 | $74,000 | $126,000 |
| Employment History | 2 | $278,000 | $139,000 | $170,000 | $46,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $494,000 | $247,000 | $332,000 | $98,000 | $122,000 |
| Other | 1 | $162,000 | $162,000 | $162,000 | $26,000 | $26,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Foundation Capital Group Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Foundation Capital Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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