Foundation Financial Group
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Foundation Financial Group 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Foundation Financial Group 100 Galleria Pkwy, Suite 1400 Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 346 |
| Total Mortgage Loan Application Amount | $55,339,000 |
| Average Mortgage Loan Application Amount | $153,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $76,500 |
| Highest Applicant Income | $445,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Foundation Financial Group. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Foundation Financial Group's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Foundation Financial Group's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Foundation Financial Group serves its applicants.
Each category highlights the total number of mortgage applications processed by Foundation Financial Group, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Foundation Financial Group's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Georgia | 16 | $ 2,319,000 | $ 144,000 | $ 70,000 |
| Duval County Florida | 14 | $ 1,995,000 | $ 142,000 | $ 87,000 |
| Fulton County Georgia | 13 | $ 1,910,000 | $ 146,000 | $ 83,000 |
| Gwinnett County Georgia | 11 | $ 2,563,000 | $ 233,000 | $ 69,000 |
| Allegheny County Pennsylvania | 8 | $ 709,000 | $ 88,000 | $ 46,000 |
| Jefferson County Alabama | 7 | $ 862,000 | $ 123,000 | $ 58,000 |
| Polk County Florida | 6 | $ 1,117,000 | $ 186,000 | $ 73,000 |
| Miami-Dade County Florida | 5 | $ 1,147,000 | $ 229,000 | $ 63,000 |
| Clayton County Georgia | 5 | $ 658,000 | $ 131,000 | $ 56,000 |
| Cobb County Georgia | 5 | $ 645,000 | $ 129,000 | $ 65,000 |
| Douglas County Georgia | 5 | $ 525,000 | $ 105,000 | $ 53,000 |
| Mobile County Alabama | 4 | $ 893,000 | $ 223,000 | $ 73,000 |
| Henry County Georgia | 4 | $ 644,000 | $ 161,000 | $ 42,000 |
| Baltimore County Maryland | 4 | $ 645,000 | $ 161,000 | $ 50,000 |
| Plymouth County Massachusetts | 4 | $ 1,077,000 | $ 269,000 | $ 102,000 |
| Monroe County Pennsylvania | 4 | $ 684,000 | $ 171,000 | $ 73,000 |
| Philadelphia County Pennsylvania | 4 | $ 280,000 | $ 70,000 | $ 58,000 |
| Madison County Alabama | 3 | $ 255,000 | $ 85,000 | $ 51,000 |
| Marion County Florida | 3 | $ 370,000 | $ 123,000 | $ 125,000 |
| Orange County Florida | 3 | $ 875,000 | $ 291,000 | $ 70,000 |
| Pinellas County Florida | 3 | $ 468,000 | $ 156,000 | $ 36,000 |
| Houston County Georgia | 3 | $ 480,000 | $ 160,000 | $ 163,000 |
| Prince George's County Maryland | 3 | $ 620,000 | $ 206,000 | $ 99,000 |
| Barnstable County Massachusetts | 3 | $ 698,000 | $ 232,000 | $ 56,000 |
| Berks County Pennsylvania | 3 | $ 310,000 | $ 103,000 | $ 42,000 |
| Delaware County Pennsylvania | 3 | $ 1,085,000 | $ 361,000 | $ 216,000 |
| Franklin County Pennsylvania | 3 | $ 342,000 | $ 114,000 | $ 64,000 |
| Northampton County Pennsylvania | 3 | $ 410,000 | $ 136,000 | $ 83,000 |
| York County South Carolina | 3 | $ 430,000 | $ 143,000 | $ 42,000 |
| Baldwin County Alabama | 2 | $ 254,000 | $ 127,000 | $ 67,000 |
| Calhoun County Alabama | 2 | $ 164,000 | $ 82,000 | $ 97,000 |
| Dallas County Alabama | 2 | $ 180,000 | $ 90,000 | $ 31,000 |
| Etowah County Alabama | 2 | $ 680,000 | $ 340,000 | $ 124,000 |
| Morgan County Alabama | 2 | $ 307,000 | $ 153,000 | $ 62,000 |
| Tallapoosa County Alabama | 2 | $ 437,000 | $ 218,000 | $ 91,000 |
| El Paso County Colorado | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| New Haven County Connecticut | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| New London County Connecticut | 2 | $ 424,000 | $ 212,000 | $ 66,000 |
| Hillsborough County Florida | 2 | $ 297,000 | $ 148,000 | $ 48,000 |
| Lee County Florida | 2 | $ 396,000 | $ 198,000 | $ 59,000 |
| Palm Beach County Florida | 2 | $ 336,000 | $ 168,000 | $ 63,000 |
| Putnam County Florida | 2 | $ 163,000 | $ 81,000 | $ 29,000 |
| Volusia County Florida | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Bibb County Georgia | 2 | $ 535,000 | $ 267,000 | $ 138,000 |
| McDuffie County Georgia | 2 | $ 258,000 | $ 129,000 | $ 40,000 |
| Whitfield County Georgia | 2 | $ 52,000 | $ 26,000 | $ 51,000 |
| Anne Arundel County Maryland | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Montgomery County Maryland | 2 | $ 282,000 | $ 141,000 | $ 46,000 |
| St. Mary's County Maryland | 2 | $ 350,000 | $ 175,000 | $ 85,000 |
| Essex County Massachusetts | 2 | $ 493,000 | $ 246,000 | $ 112,000 |
| Middlesex County Massachusetts | 2 | $ 539,000 | $ 269,000 | $ 61,000 |
| Worcester County Massachusetts | 2 | $ 638,000 | $ 319,000 | $ 100,000 |
| Dauphin County Pennsylvania | 2 | $ 228,000 | $ 114,000 | $ 58,000 |
| Lackawanna County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 45,000 |
| Schuylkill County Pennsylvania | 2 | $ 174,000 | $ 87,000 | $ 57,000 |
| Westmoreland County Pennsylvania | 2 | $ 383,000 | $ 191,000 | $ 52,000 |
| Richland County South Carolina | 2 | $ 259,000 | $ 129,000 | $ 63,000 |
| Spartanburg County South Carolina | 2 | $ 92,000 | $ 46,000 | $ 55,000 |
| Sumter County South Carolina | 2 | $ 277,000 | $ 138,000 | $ 44,000 |
| Anderson County Tennessee | 2 | $ 349,000 | $ 174,000 | $ 39,000 |
| Davidson County Tennessee | 2 | $ 348,000 | $ 174,000 | $ 84,000 |
| Dickson County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 30,000 |
| Shelby County Tennessee | 2 | $ 417,000 | $ 208,000 | $ 73,000 |
| Augusta County Virginia | 2 | $ 176,000 | $ 88,000 | $ 83,000 |
| Frederick County Virginia | 2 | $ 412,000 | $ 206,000 | $ 57,000 |
| Blount County Alabama | 1 | $ 62,000 | $ 62,000 | $ 19,000 |
| Cleburne County Alabama | 1 | $ 144,000 | $ 144,000 | $ 63,000 |
| Cullman County Alabama | 1 | $ 243,000 | $ 243,000 | $ 49,000 |
| DeKalb County Alabama | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
| Franklin County Alabama | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Geneva County Alabama | 1 | $ 68,000 | $ 68,000 | $ 79,000 |
| Lee County Alabama | 1 | $ 109,000 | $ 109,000 | $ 34,000 |
| Limestone County Alabama | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Montgomery County Alabama | 1 | $ 146,000 | $ 146,000 | $ 47,000 |
| Shelby County Alabama | 1 | $ 231,000 | $ 231,000 | $ 79,000 |
| Talladega County Alabama | 1 | $ 78,000 | $ 78,000 | $ 42,000 |
| Adams County Colorado | 1 | $ 288,000 | $ 288,000 | $ 79,000 |
| Jefferson County Colorado | 1 | $ 470,000 | $ 470,000 | $ 130,000 |
| Weld County Colorado | 1 | $ 173,000 | $ 173,000 | $ 61,000 |
| Hartford County Connecticut | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Litchfield County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Alachua County Florida | 1 | $ 123,000 | $ 123,000 | $ 31,000 |
| Bay County Florida | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Brevard County Florida | 1 | $ 230,000 | $ 230,000 | $ 86,000 |
| Broward County Florida | 1 | $ 218,000 | $ 218,000 | $ 41,000 |
| Charlotte County Florida | 1 | $ 491,000 | $ 491,000 | $ 162,000 |
| Columbia County Florida | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Escambia County Florida | 1 | $ 161,000 | $ 161,000 | $ 95,000 |
| Hendry County Florida | 1 | $ 80,000 | $ 80,000 | $ 63,000 |
| Manatee County Florida | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Osceola County Florida | 1 | $ 176,000 | $ 176,000 | $ 79,000 |
| St. Johns County Florida | 1 | $ 288,000 | $ 288,000 | $ 84,000 |
| Washington County Florida | 1 | $ 89,000 | $ 89,000 | $ 27,000 |
| Brantley County Georgia | 1 | $ 157,000 | $ 157,000 | $ 49,000 |
| Butts County Georgia | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Carroll County Georgia | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
| Catoosa County Georgia | 1 | $ 450,000 | $ 450,000 | $ 168,000 |
| Chatham County Georgia | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Cherokee County Georgia | 1 | $ 186,000 | $ 186,000 | $ 57,000 |
| Crisp County Georgia | 1 | $ 252,000 | $ 252,000 | $ 85,000 |
| Dawson County Georgia | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Dougherty County Georgia | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Forsyth County Georgia | 1 | $ 132,000 | $ 132,000 | $ 89,000 |
| Gordon County Georgia | 1 | $ 232,000 | $ 232,000 | $ 44,000 |
| Greene County Georgia | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Hall County Georgia | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Haralson County Georgia | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Harris County Georgia | 1 | $ 174,000 | $ 174,000 | $ 95,000 |
| Hart County Georgia | 1 | $ 132,000 | $ 132,000 | $ 118,000 |
| Laurens County Georgia | 1 | $ 53,000 | $ 53,000 | $ 21,000 |
| Lowndes County Georgia | 1 | $ 104,000 | $ 104,000 | $ 25,000 |
| Lumpkin County Georgia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Madison County Georgia | 1 | $ 229,000 | $ 229,000 | $ 47,000 |
| Marion County Georgia | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Mitchell County Georgia | 1 | $ 131,000 | $ 131,000 | $ 96,000 |
| Murray County Georgia | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Newton County Georgia | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Polk County Georgia | 1 | $ 244,000 | $ 244,000 | $ 83,000 |
| Richmond County Georgia | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Toombs County Georgia | 1 | $ 157,000 | $ 157,000 | $ 117,000 |
| Walker County Georgia | 1 | $ 204,000 | $ 204,000 | $ 106,000 |
| White County Georgia | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Allegany County Maryland | 1 | $ 111,000 | $ 111,000 | $ 47,000 |
| Baltimore City County Maryland | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Carroll County Maryland | 1 | $ 191,000 | $ 191,000 | $ 47,000 |
| Cecil County Maryland | 1 | $ 203,000 | $ 203,000 | $ 55,000 |
| Queen Anne's County Maryland | 1 | $ 160,000 | $ 160,000 | $ 44,000 |
| Washington County Maryland | 1 | $ 396,000 | $ 396,000 | $ 105,000 |
| Bristol County Massachusetts | 1 | $ 193,000 | $ 193,000 | $ 39,000 |
| Norfolk County Massachusetts | 1 | $ 312,000 | $ 312,000 | $ 103,000 |
| Charlevoix County Michigan | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Manistee County Michigan | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Oceana County Michigan | 1 | $ 109,000 | $ 109,000 | $ 30,000 |
| Burke County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 102,000 |
| Beaver County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Bedford County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
| Blair County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Bucks County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 198,000 |
| Cambria County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 30,000 |
| Carbon County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Clinton County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Indiana County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| Lebanon County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Lycoming County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Mifflin County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Perry County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Pike County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 42,000 |
| York County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| Anderson County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Beaufort County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 42,000 |
| Berkeley County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 60,000 |
| Charleston County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 69,000 |
| Dorchester County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Greenville County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Horry County South Carolina | 1 | $ 149,000 | $ 149,000 | $ 374,000 |
| Laurens County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Lexington County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 82,000 |
| Pickens County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Union County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 74,000 |
| Bledsoe County Tennessee | 1 | $ 71,000 | $ 71,000 | $ 40,000 |
| Bradley County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Chester County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Giles County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 39,000 |
| Humphreys County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Lake County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 15,000 |
| Madison County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Monroe County Tennessee | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Putnam County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 22,000 |
| Smith County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Williamson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Caroline County Virginia | 1 | $ 382,000 | $ 382,000 | $ 86,000 |
| Charlottesville County Virginia | 1 | $ 226,000 | $ 226,000 | $ 34,000 |
| Chesapeake County Virginia | 1 | $ 156,000 | $ 156,000 | $ 47,000 |
| Gloucester County Virginia | 1 | $ 164,000 | $ 164,000 | $ 28,000 |
| Halifax County Virginia | 1 | $ 56,000 | $ 56,000 | $ 16,000 |
| King William County Virginia | 1 | $ 217,000 | $ 217,000 | $ 48,000 |
| Lexington County Virginia | 1 | $ 174,000 | $ 174,000 | $ 27,000 |
| Louisa County Virginia | 1 | $ 88,000 | $ 88,000 | $ 14,000 |
| Richmond City County Virginia | 1 | $ 132,000 | $ 132,000 | $ 25,000 |
| Roanoke County Virginia | 1 | $ 231,000 | $ 231,000 | $ 90,000 |
| Rockingham County Virginia | 1 | $ 124,000 | $ 124,000 | $ 19,000 |
| Spotsylvania County Virginia | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Milwaukee County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Waushara County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Foundation Financial Group in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 315 | $50,838,000 | $161,000 | $600,000 | $66,000 | $445,000 |
| Home Purchase | 31 | $4,501,000 | $145,000 | $299,000 | $87,000 | $360,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 190 | $32,076,000 | $168,000 | $600,000 | $73,000 | $445,000 |
| Black or African American | 78 | $11,216,000 | $143,000 | $429,000 | $63,000 | $360,000 |
| Not Provided | 67 | $10,144,000 | $151,000 | $470,000 | $59,000 | $144,000 |
| Hispanic | 10 | $1,667,000 | $166,000 | $268,000 | $60,000 | $96,000 |
| American Indian or Alaskan Native | 1 | $236,000 | $236,000 | $236,000 | $56,000 | $56,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 346 | $55,339,000 | $159,000 | $600,000 | $68,000 | $445,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 346 | $55,339,000 | $159,000 | $600,000 | $68,000 | $445,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 129 | $19,353,000 | $150,000 | $594,000 | $66,000 | $360,000 |
| Credit History | 92 | $16,072,000 | $174,000 | $600,000 | $70,000 | $445,000 |
| Other | 70 | $10,517,000 | $150,000 | $470,000 | $66,000 | $207,000 |
| Debt-To-Income Ratio | 20 | $3,137,000 | $156,000 | $396,000 | $68,000 | $182,000 |
| Employment History | 15 | $2,702,000 | $180,000 | $429,000 | $86,000 | $374,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,171,000 | $146,000 | $230,000 | $50,000 | $83,000 |
| Unverifiable Information | 7 | $1,591,000 | $227,000 | $508,000 | $75,000 | $130,000 |
| Credit Application Incomplete | 5 | $796,000 | $159,000 | $300,000 | $68,000 | $174,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Foundation Financial Group's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Foundation Financial Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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