Foundation One Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Foundation One Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Foundation One Bank 4141 N 156Th St Suite 101 Omaha, NE 68116 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 436 |
| Total Mortgage Loan Application Amount | $91,938,000 |
| Average Mortgage Loan Application Amount | $168,333 |
| Highest Mortgage Loan Application Amount | $615,000 |
| Average Applicant Income | $162,000 |
| Highest Applicant Income | $2,402,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Foundation One Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Foundation One Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Foundation One Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Foundation One Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Foundation One Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Foundation One Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 207 | $ 42,151,000 | $ 203,000 | $ 150,000 |
| Sarpy County Nebraska | 89 | $ 17,792,000 | $ 199,000 | $ 105,000 |
| Lancaster County Nebraska | 25 | $ 5,773,000 | $ 230,000 | $ 124,000 |
| Baldwin County Alabama | 15 | $ 4,257,000 | $ 283,000 | $ 150,000 |
| Saunders County Nebraska | 9 | $ 1,443,000 | $ 160,000 | $ 254,000 |
| Washington County Nebraska | 8 | $ 1,907,000 | $ 238,000 | $ 124,000 |
| Washington County Arkansas | 7 | $ 1,649,000 | $ 235,000 | $ 186,000 |
| Cass County Nebraska | 6 | $ 1,014,000 | $ 169,000 | $ 94,000 |
| Otoe County Nebraska | 5 | $ 1,189,000 | $ 237,000 | $ 133,000 |
| Pottawattamie County Iowa | 4 | $ 884,000 | $ 221,000 | $ 123,000 |
| Lincoln County Nebraska | 4 | $ 1,151,000 | $ 287,000 | $ 226,000 |
| Holt County Nebraska | 3 | $ 690,000 | $ 230,000 | $ 89,000 |
| Mobile County Alabama | 2 | $ 384,000 | $ 192,000 | $ 76,000 |
| Sharp County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 35,000 |
| Denver County Colorado | 2 | $ 530,000 | $ 265,000 | $ 120,000 |
| Jefferson County Colorado | 2 | $ 583,000 | $ 291,000 | $ 84,000 |
| Weld County Colorado | 2 | $ 327,000 | $ 163,000 | $ 137,000 |
| St. Johns County Florida | 2 | $ 819,000 | $ 409,000 | $ 327,000 |
| Sedgwick County Kansas | 2 | $ 383,000 | $ 191,000 | $ 108,000 |
| Hennepin County Minnesota | 2 | $ 578,000 | $ 289,000 | $ 390,000 |
| Buchanan County Missouri | 2 | $ 267,000 | $ 133,000 | $ 300,000 |
| Hall County Nebraska | 2 | $ 227,000 | $ 113,000 | $ 75,000 |
| Clark County Nevada | 2 | $ 472,000 | $ 236,000 | $ 1,022,000 |
| Salt Lake County Utah | 2 | $ 573,000 | $ 286,000 | $ 107,000 |
| Ozaukee County Wisconsin | 2 | $ 724,000 | $ 362,000 | $ 108,000 |
| Maricopa County Arizona | 1 | $ 224,000 | $ 224,000 | $ 90,000 |
| Pinal County Arizona | 1 | $ 316,000 | $ 316,000 | $ 160,000 |
| Benton County Arkansas | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| San Luis Obispo County California | 1 | $ 337,000 | $ 337,000 | $ 183,000 |
| Douglas County Colorado | 1 | $ 3,000 | $ 3,000 | $ 43,000 |
| New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 301,000 |
| Pinellas County Florida | 1 | $ 278,000 | $ 278,000 | $ 436,000 |
| Bulloch County Georgia | 1 | $ 191,000 | $ 191,000 | $ 111,000 |
| Lake County Illinois | 1 | $ 368,000 | $ 368,000 | $ 751,000 |
| Audubon County Iowa | 1 | $ 69,000 | $ 69,000 | $ 50,000 |
| Mills County Iowa | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
| Johnson County Kansas | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Becker County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
| DeSoto County Mississippi | 1 | $ 208,000 | $ 208,000 | $ 249,000 |
| Clay County Missouri | 1 | $ 117,000 | $ 117,000 | $ 91,000 |
| Johnson County Missouri | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| St. Charles County Missouri | 1 | $ 310,000 | $ 310,000 | $ 237,000 |
| Wright County Missouri | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| Boone County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Buffalo County Nebraska | 1 | $ 242,000 | $ 242,000 | $ 91,000 |
| Dodge County Nebraska | 1 | $ 182,000 | $ 182,000 | $ 109,000 |
| Hamilton County Nebraska | 1 | $ 228,000 | $ 228,000 | $ 159,000 |
| Scotts Bluff County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| Seward County Nebraska | 1 | $ 262,000 | $ 262,000 | $ 90,000 |
| Cass County North Dakota | 1 | $ 177,000 | $ 177,000 | $ 65,000 |
| Multnomah County Oregon | 1 | $ 337,000 | $ 337,000 | $ 150,000 |
| Shelby County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 192,000 |
| Sullivan County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Foundation One Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 338 | $72,649,000 | $214,000 | $417,000 | $138,000 | $1,920,000 |
| Home Purchase | 93 | $18,840,000 | $202,000 | $615,000 | $171,000 | $2,402,000 |
| Home Improvement | 5 | $449,000 | $89,000 | $360,000 | $177,000 | $395,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 413 | $87,267,000 | $211,000 | $615,000 | $145,000 | $2,402,000 |
| Hispanic | 10 | $2,314,000 | $231,000 | $417,000 | $196,000 | $751,000 |
| Asian | 6 | $1,342,000 | $223,000 | $336,000 | $186,000 | $298,000 |
| Not applicable | 4 | $426,000 | $106,000 | $132,000 | $0 | $0 |
| Black or African American | 3 | $589,000 | $196,000 | $206,000 | $110,000 | $116,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 436 | $91,938,000 | $210,000 | $615,000 | $145,000 | $2,402,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 328 | $70,333,000 | $214,000 | $615,000 | $153,000 | $2,402,000 |
| Application Denied By Financial Institution | 56 | $10,046,000 | $179,000 | $417,000 | $92,000 | $348,000 |
| Application Withdrawn By Applicant | 29 | $5,611,000 | $193,000 | $417,000 | $91,000 | $249,000 |
| Application Approved But Not Accepted | 22 | $5,533,000 | $251,000 | $417,000 | $229,000 | $1,920,000 |
| File Closed For Incompleteness | 1 | $415,000 | $415,000 | $415,000 | $229,000 | $229,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 28 | $5,315,000 | $189,000 | $411,000 | $86,000 | $348,000 |
| Credit History | 22 | $3,793,000 | $172,000 | $417,000 | $101,000 | $275,000 |
| Collateral | 5 | $783,000 | $156,000 | $389,000 | $94,000 | $129,000 |
| Employment History | 1 | $155,000 | $155,000 | $155,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Foundation One Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Foundation One Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.