Four Points
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Four Points 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Four Points 510 N 127Th St Omaha, NE 68154 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 174 |
| Total Mortgage Loan Application Amount | $26,828,000 |
| Average Mortgage Loan Application Amount | $136,000 |
| Highest Mortgage Loan Application Amount | $544,000 |
| Average Applicant Income | $112,666 |
| Highest Applicant Income | $420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Four Points. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Four Points's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Four Points's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Four Points serves its applicants.
Each category highlights the total number of mortgage applications processed by Four Points, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Four Points's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 17 | $ 1,703,000 | $ 100,000 | $ 112,000 |
| Stanislaus County California | 6 | $ 1,299,000 | $ 216,000 | $ 131,000 |
| Sarpy County Nebraska | 4 | $ 987,000 | $ 246,000 | $ 141,000 |
| York County Nebraska | 4 | $ 496,000 | $ 124,000 | $ 76,000 |
| Maricopa County Arizona | 3 | $ 670,000 | $ 223,000 | $ 117,000 |
| Lancaster County Nebraska | 3 | $ 292,000 | $ 97,000 | $ 49,000 |
| Yankton County South Dakota | 3 | $ 354,000 | $ 118,000 | $ 109,000 |
| Craighead County Arkansas | 2 | $ 175,000 | $ 87,000 | $ 147,000 |
| Fresno County California | 2 | $ 275,000 | $ 137,000 | $ 126,000 |
| Washington County Mississippi | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Boone County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 57,000 |
| Dodge County Nebraska | 2 | $ 94,000 | $ 47,000 | $ 38,000 |
| Red Willow County Nebraska | 2 | $ 146,000 | $ 73,000 | $ 62,000 |
| Seward County Nebraska | 2 | $ 66,000 | $ 33,000 | $ 101,000 |
| Codington County South Dakota | 2 | $ 568,000 | $ 284,000 | $ 127,000 |
| Lincoln County South Dakota | 2 | $ 342,000 | $ 171,000 | $ 118,000 |
| Skagit County Washington | 2 | $ 214,000 | $ 107,000 | $ 145,000 |
| Laramie County Wyoming | 2 | $ 436,000 | $ 218,000 | $ 56,000 |
| Boone County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Franklin County Arkansas | 1 | $ 250,000 | $ 250,000 | $ 166,000 |
| Garland County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Mississippi County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 173,000 |
| Lake County California | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Merced County California | 1 | $ 180,000 | $ 180,000 | $ 144,000 |
| Riverside County California | 1 | $ 77,000 | $ 77,000 | $ 113,000 |
| San Bernardino County California | 1 | $ 130,000 | $ 130,000 | $ 109,000 |
| San Joaquin County California | 1 | $ 368,000 | $ 368,000 | $ 110,000 |
| Sonoma County California | 1 | $ 50,000 | $ 50,000 | $ 147,000 |
| Sutter County California | 1 | $ 143,000 | $ 143,000 | $ 119,000 |
| Tulare County California | 1 | $ 300,000 | $ 300,000 | $ 160,000 |
| Arapahoe County Colorado | 1 | $ 81,000 | $ 81,000 | $ 150,000 |
| Custer County Colorado | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Douglas County Colorado | 1 | $ 200,000 | $ 200,000 | $ 201,000 |
| El Paso County Colorado | 1 | $ 544,000 | $ 544,000 | $ 155,000 |
| Weld County Colorado | 1 | $ 38,000 | $ 38,000 | $ 173,000 |
| Jefferson County Idaho | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Gallatin County Illinois | 1 | $ 77,000 | $ 77,000 | $ 92,000 |
| Black Hawk County Iowa | 1 | $ 189,000 | $ 189,000 | $ 206,000 |
| Buena Vista County Iowa | 1 | $ 65,000 | $ 65,000 | $ 211,000 |
| Carroll County Iowa | 1 | $ 25,000 | $ 25,000 | $ 180,000 |
| Emmet County Iowa | 1 | $ 370,000 | $ 370,000 | $ 100,000 |
| Jasper County Iowa | 1 | $ 30,000 | $ 30,000 | $ 147,000 |
| Kossuth County Iowa | 1 | $ 67,000 | $ 67,000 | $ 73,000 |
| Lucas County Iowa | 1 | $ 150,000 | $ 150,000 | $ 140,000 |
| Pottawattamie County Iowa | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Woodbury County Iowa | 1 | $ 48,000 | $ 48,000 | $ 194,000 |
| Wright County Iowa | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Johnson County Kansas | 1 | $ 233,000 | $ 233,000 | $ 140,000 |
| Boone County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 125,000 |
| Calloway County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
| Hampden County Massachusetts | 1 | $ 288,000 | $ 288,000 | $ 157,000 |
| Ottawa County Michigan | 1 | $ 80,000 | $ 80,000 | $ 44,000 |
| Anoka County Minnesota | 1 | $ 351,000 | $ 351,000 | $ 185,000 |
| Lac qui Parle County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Clay County Missouri | 1 | $ 88,000 | $ 88,000 | $ 203,000 |
| St. Louis County Missouri | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Beaverhead County Montana | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Cascade County Montana | 1 | $ 253,000 | $ 253,000 | $ 119,000 |
| Adams County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Brown County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 46,000 |
| Burt County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Butler County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Chase County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 125,000 |
| Clay County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 89,000 |
| Colfax County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Furnas County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Gage County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Holt County Nebraska | 1 | $ 280,000 | $ 280,000 | $ 185,000 |
| Madison County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 109,000 |
| Merrick County Nebraska | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| Morrill County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 153,000 |
| Saline County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 65,000 |
| Saunders County Nebraska | 1 | $ 266,000 | $ 266,000 | $ 194,000 |
| Washington County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Essex County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 420,000 |
| Mercer County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 181,000 |
| Union County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 144,000 |
| Genesee County New York | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Wyoming County New York | 1 | $ 66,000 | $ 66,000 | $ 78,000 |
| Wake County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 110,000 |
| Charleston County South Carolina | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Pennington County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Addison County Vermont | 1 | $ 190,000 | $ 190,000 | $ 94,000 |
| Windsor County Vermont | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Spokane County Washington | 1 | $ 40,000 | $ 40,000 | $ 177,000 |
| Dane County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 106,000 |
| Green County Wisconsin | 1 | $ 42,000 | $ 42,000 | $ 90,000 |
| Goshen County Wyoming | 1 | $ 30,000 | $ 30,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Four Points in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 82 | $15,089,000 | $184,000 | $544,000 | $103,000 | $325,000 |
| Refinancing | 77 | $10,402,000 | $135,000 | $417,000 | $124,000 | $420,000 |
| Home Improvement | 15 | $1,337,000 | $89,000 | $300,000 | $111,000 | $201,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 130 | $19,211,000 | $147,000 | $417,000 | $106,000 | $370,000 |
| Not Provided | 34 | $5,292,000 | $155,000 | $417,000 | $131,000 | $325,000 |
| Hispanic | 6 | $1,283,000 | $213,000 | $544,000 | $115,000 | $173,000 |
| Asian | 3 | $862,000 | $287,000 | $400,000 | $243,000 | $420,000 |
| Black or African American | 1 | $180,000 | $180,000 | $180,000 | $71,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 174 | $26,828,000 | $154,000 | $544,000 | $113,000 | $420,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 85 | $12,161,000 | $143,000 | $544,000 | $113,000 | $370,000 |
| File Closed For Incompleteness | 62 | $11,252,000 | $181,000 | $417,000 | $119,000 | $325,000 |
| Application Denied By Financial Institution | 26 | $3,165,000 | $121,000 | $400,000 | $99,000 | $420,000 |
| Application Withdrawn By Applicant | 1 | $250,000 | $250,000 | $250,000 | $110,000 | $110,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $818,000 | $116,000 | $400,000 | $132,000 | $420,000 |
| Debt-To-Income Ratio | 6 | $1,162,000 | $193,000 | $370,000 | $130,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $153,000 | $51,000 | $95,000 | $41,000 | $48,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Four Points's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Four Points's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.