Four Points
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Four Points 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Four Points 510 N 127Th St Omaha, NE 68154 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 273 |
| Total Mortgage Loan Application Amount | $51,915,000 |
| Average Mortgage Loan Application Amount | $181,000 |
| Highest Mortgage Loan Application Amount | $755,000 |
| Average Applicant Income | $122,800 |
| Highest Applicant Income | $622,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Four Points. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Four Points's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Four Points's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Four Points serves its applicants.
Each category highlights the total number of mortgage applications processed by Four Points, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Four Points's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 39 | $ 7,515,000 | $ 192,000 | $ 163,000 |
| Sarpy County Nebraska | 20 | $ 3,520,000 | $ 176,000 | $ 128,000 |
| Lancaster County Nebraska | 8 | $ 1,650,000 | $ 206,000 | $ 148,000 |
| Buffalo County Nebraska | 6 | $ 1,040,000 | $ 173,000 | $ 117,000 |
| Pope County Arkansas | 5 | $ 885,000 | $ 177,000 | $ 151,000 |
| Stanislaus County California | 5 | $ 1,395,000 | $ 279,000 | $ 156,000 |
| Pottawattamie County Iowa | 5 | $ 895,000 | $ 179,000 | $ 89,000 |
| Madison County Nebraska | 5 | $ 925,000 | $ 185,000 | $ 120,000 |
| Jefferson County Colorado | 4 | $ 1,230,000 | $ 307,000 | $ 104,000 |
| Mills County Iowa | 4 | $ 960,000 | $ 240,000 | $ 183,000 |
| Dodge County Nebraska | 4 | $ 760,000 | $ 190,000 | $ 118,000 |
| Craighead County Arkansas | 3 | $ 855,000 | $ 285,000 | $ 143,000 |
| Sacramento County California | 3 | $ 375,000 | $ 125,000 | $ 103,000 |
| Tuolumne County California | 3 | $ 775,000 | $ 258,000 | $ 144,000 |
| Scott County Missouri | 3 | $ 425,000 | $ 141,000 | $ 109,000 |
| Cass County Nebraska | 3 | $ 815,000 | $ 271,000 | $ 247,000 |
| Colfax County Nebraska | 3 | $ 885,000 | $ 295,000 | $ 269,000 |
| Custer County Nebraska | 3 | $ 425,000 | $ 141,000 | $ 98,000 |
| Platte County Nebraska | 3 | $ 485,000 | $ 161,000 | $ 0 |
| Saunders County Nebraska | 3 | $ 275,000 | $ 91,000 | $ 115,000 |
| Ashley County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
| Merced County California | 2 | $ 580,000 | $ 290,000 | $ 96,000 |
| Bonneville County Idaho | 2 | $ 610,000 | $ 305,000 | $ 117,000 |
| Twin Falls County Idaho | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Kossuth County Iowa | 2 | $ 230,000 | $ 115,000 | $ 85,000 |
| Johnson County Kansas | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Greene County Missouri | 2 | $ 170,000 | $ 85,000 | $ 73,000 |
| Adams County Nebraska | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Boone County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Clay County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Cuming County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 162,000 |
| Gage County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Johnson County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Lincoln County Nebraska | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| Otoe County Nebraska | 2 | $ 550,000 | $ 275,000 | $ 139,000 |
| Saline County Nebraska | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Seward County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 122,000 |
| Washington County Nebraska | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| York County Nebraska | 2 | $ 220,000 | $ 110,000 | $ 118,000 |
| Churchill County Nevada | 2 | $ 280,000 | $ 140,000 | $ 212,000 |
| Alamance County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| Pennington County South Dakota | 2 | $ 340,000 | $ 170,000 | $ 106,000 |
| Covington County Alabama | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Arkansas County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Benton County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Boone County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Crawford County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Faulkner County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Greene County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Jackson County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 262,000 |
| Johnson County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Logan County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monroe County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Poinsett County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 190,000 |
| Polk County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| Washington County Arkansas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Fresno County California | 1 | $ 235,000 | $ 235,000 | $ 187,000 |
| Imperial County California | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Madera County California | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| San Joaquin County California | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 257,000 |
| Tift County Georgia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Cook County Illinois | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Kane County Illinois | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Porter County Indiana | 1 | $ 145,000 | $ 145,000 | $ 206,000 |
| Carroll County Iowa | 1 | $ 125,000 | $ 125,000 | $ 276,000 |
| Dallas County Iowa | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| Harrison County Iowa | 1 | $ 355,000 | $ 355,000 | $ 180,000 |
| Jasper County Iowa | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Jefferson County Iowa | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| O'Brien County Iowa | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Shelby County Iowa | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Taylor County Iowa | 1 | $ 95,000 | $ 95,000 | $ 162,000 |
| Woodbury County Iowa | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wright County Iowa | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Atchison County Kansas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Clay County Kansas | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Franklin County Kansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Marshall County Kansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mitchell County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Stafford County Kansas | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Jefferson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Catahoula County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Waldo County Maine | 1 | $ 305,000 | $ 305,000 | $ 234,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Kandiyohi County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| Lac qui Parle County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Lyon County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Wright County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Andrew County Missouri | 1 | $ 35,000 | $ 35,000 | $ 201,000 |
| Bates County Missouri | 1 | $ 185,000 | $ 185,000 | $ 119,000 |
| Christian County Missouri | 1 | $ 275,000 | $ 275,000 | $ 170,000 |
| Cole County Missouri | 1 | $ 185,000 | $ 185,000 | $ 96,000 |
| Laclede County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Monroe County Missouri | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Ralls County Missouri | 1 | $ 75,000 | $ 75,000 | $ 167,000 |
| St. Francois County Missouri | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Missoula County Montana | 1 | $ 505,000 | $ 505,000 | $ 97,000 |
| Richland County Montana | 1 | $ 195,000 | $ 195,000 | $ 150,000 |
| Valley County Montana | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Dawson County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Fillmore County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Garfield County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Greeley County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Holt County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 178,000 |
| Jefferson County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Kearney County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Keith County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Polk County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Thayer County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Webster County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Bergen County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 395,000 | $ 395,000 | $ 260,000 |
| Erie County New York | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Livingston County New York | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Washington County New York | 1 | $ 205,000 | $ 205,000 | $ 168,000 |
| Wyoming County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cass County North Dakota | 1 | $ 495,000 | $ 495,000 | $ 204,000 |
| Canadian County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Garfield County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Codington County South Dakota | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Union County South Dakota | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Yankton County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Warren County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 279,000 |
| King County Washington | 1 | $ 465,000 | $ 465,000 | $ 184,000 |
| Spokane County Washington | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
Mortgage Loan Application Detail Totals for Four Points in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 139 | $24,905,000 | $179,000 | $755,000 | $138,000 | $622,000 |
| Refinancing | 60 | $11,060,000 | $184,000 | $465,000 | $130,000 | $276,000 |
| Home Purchase | 46 | $12,220,000 | $265,000 | $545,000 | $142,000 | $449,000 |
| Other Purpose | 17 | $1,885,000 | $110,000 | $285,000 | $116,000 | $262,000 |
| Home Improvement | 11 | $1,845,000 | $167,000 | $405,000 | $88,000 | $141,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 227 | $42,285,000 | $186,000 | $545,000 | $135,000 | $622,000 |
| Not Provided | 32 | $7,290,000 | $227,000 | $755,000 | $125,000 | $245,000 |
| Hispanic | 10 | $1,910,000 | $191,000 | $405,000 | $101,000 | $154,000 |
| Black or African American | 2 | $200,000 | $100,000 | $145,000 | $55,000 | $55,000 |
| American Indian or Alaskan Native | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 273 | $51,915,000 | $190,000 | $755,000 | $132,000 | $622,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 206 | $39,160,000 | $190,000 | $545,000 | $129,000 | $622,000 |
| Application Denied By Financial Institution | 41 | $7,425,000 | $181,000 | $505,000 | $126,000 | $449,000 |
| Application Approved But Not Accepted | 25 | $5,215,000 | $208,000 | $755,000 | $196,000 | $414,000 |
| Application Withdrawn By Applicant | 1 | $115,000 | $115,000 | $115,000 | $222,000 | $222,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 273 | $51,915,000 | $190,000 | $755,000 | $132,000 | $622,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Four Points's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Four Points's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.