Four Points
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Four Points 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Four Points 510 N 127Th St Omaha, NE 68154 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 135 |
| Total Mortgage Loan Application Amount | $21,555,000 |
| Average Mortgage Loan Application Amount | $117,200 |
| Highest Mortgage Loan Application Amount | $845,000 |
| Average Applicant Income | $180,200 |
| Highest Applicant Income | $1,243,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Four Points. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Four Points's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Four Points's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Four Points serves its applicants.
Each category highlights the total number of mortgage applications processed by Four Points, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Four Points's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 22 | $ 3,700,000 | $ 168,000 | $ 198,000 |
| Sarpy County Nebraska | 7 | $ 645,000 | $ 92,000 | $ 90,000 |
| Clay County Nebraska | 5 | $ 355,000 | $ 71,000 | $ 41,000 |
| Saunders County Nebraska | 5 | $ 835,000 | $ 167,000 | $ 149,000 |
| San Joaquin County California | 3 | $ 435,000 | $ 145,000 | $ 162,000 |
| Pottawattamie County Iowa | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Lancaster County Nebraska | 3 | $ 255,000 | $ 85,000 | $ 236,000 |
| Madison County Nebraska | 3 | $ 465,000 | $ 155,000 | $ 104,000 |
| Craighead County Arkansas | 2 | $ 580,000 | $ 290,000 | $ 199,000 |
| Poinsett County Arkansas | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Randolph County Arkansas | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| Lucas County Iowa | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Mills County Iowa | 2 | $ 480,000 | $ 240,000 | $ 245,000 |
| Montgomery County Iowa | 2 | $ 70,000 | $ 35,000 | $ 74,000 |
| Palo Alto County Iowa | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Story County Iowa | 2 | $ 70,000 | $ 35,000 | $ 32,000 |
| Wright County Iowa | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Adams County Nebraska | 2 | $ 110,000 | $ 55,000 | $ 174,000 |
| Boone County Nebraska | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Saline County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 71,000 |
| Portage County Ohio | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Minnehaha County South Dakota | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Natrona County Wyoming | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Chicot County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| Faulkner County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Greene County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Lafayette County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Logan County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pope County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Pulaski County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Sevier County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Fresno County California | 1 | $ 405,000 | $ 405,000 | $ 185,000 |
| Placer County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Stanislaus County California | 1 | $ 685,000 | $ 685,000 | $ 552,000 |
| El Paso County Colorado | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Phillips County Colorado | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Bingham County Idaho | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cook County Illinois | 1 | $ 445,000 | $ 445,000 | $ 896,000 |
| Marion County Indiana | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Audubon County Iowa | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Harrison County Iowa | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Polk County Iowa | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Shelby County Iowa | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Pottawatomie County Kansas | 1 | $ 375,000 | $ 375,000 | $ 267,000 |
| Marshall County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Greene County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Johnson County Missouri | 1 | $ 315,000 | $ 315,000 | $ 162,000 |
| Taney County Missouri | 1 | $ 125,000 | $ 125,000 | $ 300,000 |
| Webster County Missouri | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Valley County Montana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Antelope County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Burt County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Cheyenne County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Dawson County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 102,000 |
| Fillmore County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Gage County Nebraska | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Gosper County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Holt County Nebraska | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Platte County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sherman County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 31,000 |
| Washington County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
| Essex County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Erie County New York | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Herkimer County New York | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cass County North Dakota | 1 | $ 445,000 | $ 445,000 | $ 239,000 |
| Brown County South Dakota | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Codington County South Dakota | 1 | $ 155,000 | $ 155,000 | $ 166,000 |
| Davison County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Warren County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Henrico County Virginia | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Franklin County Washington | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Grant County Washington | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| St. Croix County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Four Points in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 58 | $6,260,000 | $107,000 | $545,000 | $94,000 | $185,000 |
| Home Purchase | 51 | $12,045,000 | $236,000 | $685,000 | $144,000 | $896,000 |
| Refinancing | 19 | $2,865,000 | $150,000 | $845,000 | $449,000 | $1,243,000 |
| Other Purpose | 6 | $350,000 | $58,000 | $105,000 | $111,000 | $162,000 |
| Home Improvement | 1 | $35,000 | $35,000 | $35,000 | $103,000 | $103,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 109 | $16,565,000 | $151,000 | $635,000 | $130,000 | $896,000 |
| Not Provided | 14 | $2,730,000 | $195,000 | $845,000 | $243,000 | $1,243,000 |
| Black or African American | 5 | $325,000 | $65,000 | $95,000 | $85,000 | $85,000 |
| Hispanic | 5 | $1,485,000 | $297,000 | $685,000 | $198,000 | $552,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 135 | $21,555,000 | $159,000 | $845,000 | $148,000 | $1,243,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 94 | $15,700,000 | $167,000 | $845,000 | $168,000 | $1,243,000 |
| Application Denied By Financial Institution | 24 | $1,680,000 | $70,000 | $195,000 | $75,000 | $130,000 |
| Application Approved But Not Accepted | 11 | $3,005,000 | $273,000 | $635,000 | $137,000 | $215,000 |
| Application Withdrawn By Applicant | 6 | $1,170,000 | $195,000 | $385,000 | $113,000 | $212,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 111 | $19,875,000 | $179,000 | $845,000 | $160,000 | $1,243,000 |
| Credit History | 12 | $770,000 | $64,000 | $185,000 | $88,000 | $130,000 |
| Debt-To-Income Ratio | 6 | $420,000 | $70,000 | $155,000 | $21,000 | $40,000 |
| Other | 3 | $165,000 | $55,000 | $75,000 | $62,000 | $62,000 |
| Credit Application Incomplete | 3 | $325,000 | $108,000 | $195,000 | $105,000 | $126,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Four Points's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Four Points's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.