Franklin Loan Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Franklin Loan Corporation 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Loan Corporation 44800 Village Court Palm Desert, CA 92260 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,992 |
| Total Mortgage Loan Application Amount | $2,154,820,000 |
| Average Mortgage Loan Application Amount | $352,333 |
| Highest Mortgage Loan Application Amount | $7,795,000 |
| Average Applicant Income | $147,333 |
| Highest Applicant Income | $5,876,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Franklin Loan Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Loan Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Franklin Loan Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Loan Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Loan Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Loan Corporation's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 3,389 | $ 1,140,505,000 | $ 336,000 | $ 156,000 |
| San Bernardino County California | 790 | $ 239,280,000 | $ 302,000 | $ 117,000 |
| San Diego County California | 460 | $ 219,780,000 | $ 477,000 | $ 154,000 |
| Los Angeles County California | 369 | $ 152,845,000 | $ 414,000 | $ 150,000 |
| Orange County California | 247 | $ 130,545,000 | $ 528,000 | $ 190,000 |
| Arapahoe County Colorado | 70 | $ 22,700,000 | $ 324,000 | $ 97,000 |
| Adams County Colorado | 59 | $ 20,385,000 | $ 345,000 | $ 98,000 |
| Denver County Colorado | 55 | $ 20,905,000 | $ 380,000 | $ 206,000 |
| Clark County Nevada | 53 | $ 14,425,000 | $ 272,000 | $ 110,000 |
| Ventura County California | 47 | $ 28,505,000 | $ 606,000 | $ 265,000 |
| Jefferson County Colorado | 47 | $ 17,195,000 | $ 365,000 | $ 109,000 |
| Larimer County Colorado | 42 | $ 12,220,000 | $ 290,000 | $ 90,000 |
| Maricopa County Arizona | 33 | $ 10,385,000 | $ 314,000 | $ 146,000 |
| Mohave County Arizona | 20 | $ 5,160,000 | $ 258,000 | $ 168,000 |
| Sacramento County California | 20 | $ 6,970,000 | $ 348,000 | $ 128,000 |
| Weld County Colorado | 16 | $ 5,160,000 | $ 322,000 | $ 84,000 |
| King County Washington | 15 | $ 8,385,000 | $ 559,000 | $ 179,000 |
| Douglas County Colorado | 14 | $ 5,630,000 | $ 402,000 | $ 152,000 |
| El Paso County Colorado | 14 | $ 4,110,000 | $ 293,000 | $ 126,000 |
| Santa Barbara County California | 12 | $ 4,430,000 | $ 369,000 | $ 162,000 |
| Boulder County Colorado | 11 | $ 4,665,000 | $ 424,000 | $ 138,000 |
| Alameda County California | 10 | $ 5,420,000 | $ 542,000 | $ 174,000 |
| Contra Costa County California | 7 | $ 2,985,000 | $ 426,000 | $ 178,000 |
| Imperial County California | 7 | $ 1,225,000 | $ 175,000 | $ 73,000 |
| Kern County California | 7 | $ 1,775,000 | $ 253,000 | $ 93,000 |
| San Francisco County California | 7 | $ 4,515,000 | $ 645,000 | $ 234,000 |
| San Mateo County California | 7 | $ 4,295,000 | $ 613,000 | $ 207,000 |
| Snohomish County Washington | 7 | $ 2,355,000 | $ 336,000 | $ 123,000 |
| El Dorado County California | 6 | $ 3,100,000 | $ 516,000 | $ 179,000 |
| Fresno County California | 6 | $ 2,110,000 | $ 351,000 | $ 107,000 |
| Ada County Idaho | 6 | $ 1,670,000 | $ 278,000 | $ 85,000 |
| Bernalillo County New Mexico | 6 | $ 1,630,000 | $ 271,000 | $ 122,000 |
| Placer County California | 5 | $ 1,995,000 | $ 399,000 | $ 119,000 |
| Spokane County Washington | 5 | $ 645,000 | $ 129,000 | $ 116,000 |
| Napa County California | 4 | $ 1,770,000 | $ 442,000 | $ 238,000 |
| San Luis Obispo County California | 4 | $ 3,030,000 | $ 757,000 | $ 111,000 |
| Santa Clara County California | 4 | $ 4,170,000 | $ 1,042,000 | $ 300,000 |
| Sonoma County California | 4 | $ 1,740,000 | $ 435,000 | $ 197,000 |
| Canyon County Idaho | 4 | $ 1,280,000 | $ 320,000 | $ 87,000 |
| Kootenai County Idaho | 4 | $ 1,350,000 | $ 337,000 | $ 86,000 |
| Washoe County Nevada | 4 | $ 1,400,000 | $ 350,000 | $ 137,000 |
| Santa Fe County New Mexico | 4 | $ 2,950,000 | $ 737,000 | $ 336,000 |
| Pierce County Washington | 4 | $ 1,220,000 | $ 305,000 | $ 134,000 |
| Pinal County Arizona | 3 | $ 805,000 | $ 268,000 | $ 60,000 |
| Yavapai County Arizona | 3 | $ 1,005,000 | $ 335,000 | $ 131,000 |
| Marin County California | 3 | $ 1,835,000 | $ 611,000 | $ 222,000 |
| Santa Cruz County California | 3 | $ 625,000 | $ 208,000 | $ 101,000 |
| Broomfield County Colorado | 3 | $ 755,000 | $ 251,000 | $ 207,000 |
| Deschutes County Oregon | 3 | $ 1,015,000 | $ 338,000 | $ 101,000 |
| Butte County California | 2 | $ 690,000 | $ 345,000 | $ 99,000 |
| Inyo County California | 2 | $ 890,000 | $ 445,000 | $ 98,000 |
| Mono County California | 2 | $ 640,000 | $ 320,000 | $ 219,000 |
| Solano County California | 2 | $ 890,000 | $ 445,000 | $ 105,000 |
| Tuolumne County California | 2 | $ 420,000 | $ 210,000 | $ 93,000 |
| Summit County Colorado | 2 | $ 460,000 | $ 230,000 | $ 194,000 |
| St. Lucie County Florida | 2 | $ 360,000 | $ 180,000 | $ 711,000 |
| Charles County Maryland | 2 | $ 850,000 | $ 425,000 | $ 138,000 |
| Prince George's County Maryland | 2 | $ 780,000 | $ 390,000 | $ 150,000 |
| Douglas County Nevada | 2 | $ 740,000 | $ 370,000 | $ 121,000 |
| Lyon County Nevada | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| Benton County Oregon | 2 | $ 520,000 | $ 260,000 | $ 137,000 |
| Clark County Washington | 2 | $ 1,010,000 | $ 505,000 | $ 318,000 |
| Island County Washington | 2 | $ 860,000 | $ 430,000 | $ 103,000 |
| Whatcom County Washington | 2 | $ 640,000 | $ 320,000 | $ 278,000 |
| Cochise County Arizona | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| Coconino County Arizona | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Yuma County Arizona | 1 | $ 445,000 | $ 445,000 | $ 164,000 |
| Calaveras County California | 1 | $ 155,000 | $ 155,000 | $ 277,000 |
| Del Norte County California | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Humboldt County California | 1 | $ 295,000 | $ 295,000 | $ 165,000 |
| Lake County California | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Madera County California | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Stanislaus County California | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Tehama County California | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Yolo County California | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| Yuba County California | 1 | $ 445,000 | $ 445,000 | $ 182,000 |
| Delta County Colorado | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Eagle County Colorado | 1 | $ 215,000 | $ 215,000 | $ 147,000 |
| Las Animas County Colorado | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Logan County Colorado | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Pueblo County Colorado | 1 | $ 455,000 | $ 455,000 | $ 60,000 |
| Broward County Florida | 1 | $ 415,000 | $ 415,000 | $ 502,000 |
| Highlands County Florida | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Orange County Florida | 1 | $ 635,000 | $ 635,000 | $ 303,000 |
| Palm Beach County Florida | 1 | $ 125,000 | $ 125,000 | $ 740,000 |
| Pinellas County Florida | 1 | $ 135,000 | $ 135,000 | $ 135,000 |
| Bibb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Grady County Georgia | 1 | $ 515,000 | $ 515,000 | $ 740,000 |
| Boise County Idaho | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Bonneville County Idaho | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Los Alamos County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 93,000 |
| Jackson County Oregon | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Lane County Oregon | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Multnomah County Oregon | 1 | $ 415,000 | $ 415,000 | $ 856,000 |
| Polk County Oregon | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Washington County Oregon | 1 | $ 465,000 | $ 465,000 | $ 147,000 |
| Yamhill County Oregon | 1 | $ 1,145,000 | $ 1,145,000 | $ 936,000 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Montgomery County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 187,000 |
| Sumner County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Grays Harbor County Washington | 1 | $ 315,000 | $ 315,000 | $ 53,000 |
| Skagit County Washington | 1 | $ 225,000 | $ 225,000 | $ 210,000 |
| Walla Walla County Washington | 1 | $ 275,000 | $ 275,000 | $ 295,000 |
Mortgage Loan Application Detail Totals for Franklin Loan Corporation in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,875 | $1,056,215,000 | $367,000 | $3,755,000 | $153,000 | $5,876,000 |
| Refinancing | 2,199 | $795,855,000 | $361,000 | $7,795,000 | $156,000 | $3,862,000 |
| Cash-out Refinancing | 918 | $302,750,000 | $329,000 | $2,305,000 | $133,000 | $1,186,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,649 | $1,339,235,000 | $367,000 | $3,755,000 | $168,000 | $5,791,000 |
| Hispanic | 1,358 | $440,510,000 | $324,000 | $2,775,000 | $111,000 | $5,876,000 |
| Not Provided | 492 | $188,590,000 | $383,000 | $7,795,000 | $145,000 | $728,000 |
| Asian | 283 | $112,615,000 | $397,000 | $1,205,000 | $149,000 | $1,049,000 |
| Black or African American | 171 | $58,495,000 | $342,000 | $735,000 | $122,000 | $571,000 |
| American Indian or Alaskan Native | 27 | $10,245,000 | $379,000 | $585,000 | $153,000 | $419,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $5,130,000 | $427,000 | $1,085,000 | $172,000 | $437,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,012 | $1,786,970,000 | $356,000 | $7,795,000 | $162,000 | $5,876,000 |
| FHA-insured (Federal Housing Administration) | 647 | $215,975,000 | $333,000 | $795,000 | $90,000 | $304,000 |
| VA-guaranteed (Veterans Administration) | 327 | $150,485,000 | $460,000 | $2,955,000 | $102,000 | $732,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,390,000 | $231,000 | $345,000 | $57,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,091 | $1,786,685,000 | $350,000 | $3,405,000 | $152,000 | $5,876,000 |
| Application Withdrawn By Applicant | 799 | $329,025,000 | $411,000 | $7,795,000 | $144,000 | $1,186,000 |
| File Closed For Incompleteness | 54 | $22,780,000 | $421,000 | $2,005,000 | $207,000 | $5,791,000 |
| Application Denied By Financial Institution | 44 | $14,840,000 | $337,000 | $1,045,000 | $86,000 | $309,000 |
| Application Approved But Not Accepted | 3 | $975,000 | $325,000 | $425,000 | $100,000 | $167,000 |
| Preapproval Approved but not Accepted | 1 | $515,000 | $515,000 | $515,000 | $184,000 | $184,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,948 | $2,139,980,000 | $359,000 | $7,795,000 | $151,000 | $5,876,000 |
| Other | 11 | $4,085,000 | $371,000 | $1,045,000 | $101,000 | $309,000 |
| Debt-To-Income Ratio | 10 | $3,720,000 | $372,000 | $515,000 | $97,000 | $271,000 |
| Collateral | 7 | $2,215,000 | $316,000 | $475,000 | $75,000 | $109,000 |
| Employment History | 6 | $2,220,000 | $370,000 | $605,000 | $101,000 | $170,000 |
| Credit History | 6 | $1,690,000 | $281,000 | $395,000 | $60,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $550,000 | $275,000 | $295,000 | $32,000 | $42,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $33,000 | $33,000 |
| Unverifiable Information | 1 | $175,000 | $175,000 | $175,000 | $125,000 | $125,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Loan Corporation's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Loan Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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