Franklin Synergy Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Franklin Synergy Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Synergy Bank 722 Columbia Avenue Franklin, TN 37064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,211 |
| Total Mortgage Loan Application Amount | $789,978,000 |
| Average Mortgage Loan Application Amount | $377,666 |
| Highest Mortgage Loan Application Amount | $30,165,000 |
| Average Applicant Income | $149,333 |
| Highest Applicant Income | $5,912,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Franklin Synergy Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Synergy Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Franklin Synergy Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Synergy Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Synergy Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Synergy Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 856 | $ 295,037,000 | $ 344,000 | $ 146,000 |
| Williamson County Tennessee | 802 | $ 314,884,000 | $ 392,000 | $ 173,000 |
| Rutherford County Tennessee | 223 | $ 80,780,000 | $ 362,000 | $ 102,000 |
| Maury County Tennessee | 109 | $ 27,312,000 | $ 250,000 | $ 105,000 |
| Wilson County Tennessee | 51 | $ 14,988,000 | $ 293,000 | $ 125,000 |
| Sumner County Tennessee | 44 | $ 26,330,000 | $ 598,000 | $ 105,000 |
| Dickson County Tennessee | 12 | $ 1,969,000 | $ 164,000 | $ 101,000 |
| Robertson County Tennessee | 11 | $ 2,521,000 | $ 229,000 | $ 140,000 |
| Coffee County Tennessee | 8 | $ 1,591,000 | $ 198,000 | $ 94,000 |
| Marshall County Tennessee | 8 | $ 1,681,000 | $ 210,000 | $ 77,000 |
| Bedford County Tennessee | 5 | $ 1,024,000 | $ 204,000 | $ 50,000 |
| Cheatham County Tennessee | 5 | $ 930,000 | $ 186,000 | $ 105,000 |
| DeKalb County Tennessee | 4 | $ 1,787,000 | $ 446,000 | $ 192,000 |
| Franklin County Tennessee | 4 | $ 607,000 | $ 151,000 | $ 140,000 |
| Hickman County Tennessee | 4 | $ 849,000 | $ 212,000 | $ 89,000 |
| Los Angeles County California | 3 | $ 1,820,000 | $ 606,000 | $ 2,095,000 |
| Knox County Tennessee | 3 | $ 984,000 | $ 328,000 | $ 99,000 |
| Lawrence County Tennessee | 3 | $ 824,000 | $ 274,000 | $ 135,000 |
| Shelby County Tennessee | 3 | $ 406,000 | $ 135,000 | $ 43,000 |
| Warren County Tennessee | 3 | $ 427,000 | $ 142,000 | $ 61,000 |
| Orange County Florida | 2 | $ 851,000 | $ 425,000 | $ 363,000 |
| St. Lucie County Florida | 2 | $ 337,000 | $ 168,000 | $ 185,000 |
| Walton County Florida | 2 | $ 1,067,000 | $ 533,000 | $ 235,000 |
| Boone County Indiana | 2 | $ 672,000 | $ 336,000 | $ 1,248,000 |
| Dubois County Indiana | 2 | $ 342,000 | $ 171,000 | $ 87,000 |
| Lyon County Kentucky | 2 | $ 201,000 | $ 100,000 | $ 35,000 |
| Logan County Oklahoma | 2 | $ 472,000 | $ 236,000 | $ 65,000 |
| Giles County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Hamilton County Tennessee | 2 | $ 408,000 | $ 204,000 | $ 82,000 |
| Haywood County Tennessee | 2 | $ 386,000 | $ 193,000 | $ 79,000 |
| Montgomery County Tennessee | 2 | $ 462,000 | $ 231,000 | $ 26,000 |
| Putnam County Tennessee | 2 | $ 346,000 | $ 173,000 | $ 74,000 |
| Sullivan County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 101,000 |
| Cullman County Alabama | 1 | $ 400,000 | $ 400,000 | $ 1,046,000 |
| Tallapoosa County Alabama | 1 | $ 320,000 | $ 320,000 | $ 299,000 |
| Benton County Arkansas | 1 | $ 344,000 | $ 344,000 | $ 105,000 |
| Adams County Colorado | 1 | $ 269,000 | $ 269,000 | $ 87,000 |
| Broward County Florida | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 303,000 |
| Sarasota County Florida | 1 | $ 227,000 | $ 227,000 | $ 769,000 |
| Seminole County Florida | 1 | $ 567,000 | $ 567,000 | $ 252,000 |
| Saline County Kansas | 1 | $ 266,000 | $ 266,000 | $ 110,000 |
| Grayson County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 218,000 |
| Jefferson County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 214,000 |
| Logan County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 67,000 |
| Muskegon County Michigan | 1 | $ 619,000 | $ 619,000 | $ 456,000 |
| St. Louis City County Missouri | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| Forsyth County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 276,000 |
| Union County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 70,000 |
| Wake County North Carolina | 1 | $ 309,000 | $ 309,000 | $ 71,000 |
| Greenville County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 29,000 |
| Bledsoe County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 97,000 |
| Roane County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 133,000 |
| Sevier County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 22,000 |
| Trousdale County Tennessee | 1 | $ 228,000 | $ 228,000 | $ 51,000 |
| Hays County Texas | 1 | $ 850,000 | $ 850,000 | $ 408,000 |
| Milwaukee County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Franklin Synergy Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,418 | $521,553,000 | $367,000 | $30,165,000 | $157,000 | $5,912,000 |
| Refinancing | 736 | $243,627,000 | $331,000 | $12,300,000 | $138,000 | $1,623,000 |
| Home Improvement | 57 | $24,798,000 | $435,000 | $1,520,000 | $153,000 | $1,064,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,723 | $569,510,000 | $330,000 | $3,400,000 | $170,000 | $5,912,000 |
| Not applicable | 227 | $136,932,000 | $603,000 | $30,165,000 | $0 | $0 |
| Not Provided | 124 | $37,836,000 | $305,000 | $1,050,000 | $157,000 | $2,133,000 |
| Black or African American | 58 | $23,020,000 | $396,000 | $1,888,000 | $188,000 | $1,500,000 |
| Asian | 43 | $12,751,000 | $296,000 | $878,000 | $141,000 | $575,000 |
| Hispanic | 27 | $7,624,000 | $282,000 | $855,000 | $116,000 | $301,000 |
| American Indian or Alaskan Native | 5 | $1,357,000 | $271,000 | $417,000 | $73,000 | $188,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $948,000 | $237,000 | $338,000 | $167,000 | $241,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,986 | $729,494,000 | $367,000 | $30,165,000 | $159,000 | $5,912,000 |
| FHA-insured (Federal Housing Administration) | 161 | $38,725,000 | $240,000 | $445,000 | $76,000 | $322,000 |
| VA-guaranteed (Veterans Administration) | 54 | $19,798,000 | $366,000 | $970,000 | $105,000 | $273,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,961,000 | $196,000 | $358,000 | $53,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,698 | $573,870,000 | $337,000 | $4,875,000 | $151,000 | $5,912,000 |
| Application Withdrawn By Applicant | 279 | $139,645,000 | $500,000 | $30,165,000 | $172,000 | $2,133,000 |
| Application Approved But Not Accepted | 125 | $46,484,000 | $371,000 | $3,400,000 | $154,000 | $961,000 |
| Application Denied By Financial Institution | 109 | $29,979,000 | $275,000 | $1,365,000 | $89,000 | $347,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Synergy Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Synergy Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.