Franklin Synergy Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Franklin Synergy Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Synergy Bank 722 Columbia Avenue Franklin, TN 37064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,667 |
| Total Mortgage Loan Application Amount | $626,105,000 |
| Average Mortgage Loan Application Amount | $346,400 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $384,800 |
| Highest Applicant Income | $8,596,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Franklin Synergy Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Synergy Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Franklin Synergy Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Synergy Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Synergy Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Synergy Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 611 | $ 242,415,000 | $ 396,000 | $ 213,000 |
| Williamson County Tennessee | 534 | $ 220,340,000 | $ 412,000 | $ 188,000 |
| Rutherford County Tennessee | 199 | $ 48,735,000 | $ 244,000 | $ 128,000 |
| Maury County Tennessee | 72 | $ 22,290,000 | $ 309,000 | $ 129,000 |
| Wilson County Tennessee | 44 | $ 17,050,000 | $ 387,000 | $ 117,000 |
| Sumner County Tennessee | 22 | $ 6,050,000 | $ 275,000 | $ 140,000 |
| Los Angeles County California | 15 | $ 16,205,000 | $ 1,080,000 | $ 1,856,000 |
| Cheatham County Tennessee | 13 | $ 3,205,000 | $ 246,000 | $ 112,000 |
| Montgomery County Tennessee | 12 | $ 2,380,000 | $ 198,000 | $ 200,000 |
| Bedford County Tennessee | 11 | $ 2,275,000 | $ 206,000 | $ 55,000 |
| Hamilton County Tennessee | 10 | $ 1,830,000 | $ 183,000 | $ 161,000 |
| Coffee County Tennessee | 8 | $ 1,960,000 | $ 245,000 | $ 87,000 |
| Lawrence County Tennessee | 8 | $ 1,560,000 | $ 195,000 | $ 75,000 |
| Dickson County Tennessee | 7 | $ 1,665,000 | $ 237,000 | $ 83,000 |
| Marshall County Tennessee | 7 | $ 1,385,000 | $ 197,000 | $ 70,000 |
| Miami-Dade County Florida | 6 | $ 5,630,000 | $ 938,000 | $ 1,864,000 |
| Shelby County Tennessee | 5 | $ 895,000 | $ 179,000 | $ 98,000 |
| DeKalb County Tennessee | 4 | $ 1,360,000 | $ 340,000 | $ 140,000 |
| Franklin County Tennessee | 4 | $ 1,240,000 | $ 310,000 | $ 348,000 |
| Putnam County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 160,000 |
| Okaloosa County Florida | 3 | $ 1,665,000 | $ 555,000 | $ 305,000 |
| Walton County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 226,000 |
| Spartanburg County South Carolina | 3 | $ 4,155,000 | $ 1,385,000 | $ 0 |
| Hickman County Tennessee | 3 | $ 1,045,000 | $ 348,000 | $ 142,000 |
| Robertson County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 226,000 |
| Warren County Tennessee | 3 | $ 1,015,000 | $ 338,000 | $ 75,000 |
| Broward County Florida | 2 | $ 1,870,000 | $ 935,000 | $ 4,535,000 |
| Sarasota County Florida | 2 | $ 1,310,000 | $ 655,000 | $ 585,000 |
| DeKalb County Georgia | 2 | $ 560,000 | $ 280,000 | $ 632,000 |
| Lee County Mississippi | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Transylvania County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 613,000 |
| Gibson County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 129,000 |
| Baldwin County Alabama | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Calhoun County Alabama | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Cullman County Alabama | 1 | $ 425,000 | $ 425,000 | $ 261,000 |
| Limestone County Alabama | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Winston County Alabama | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Collier County Florida | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Orange County Florida | 1 | $ 375,000 | $ 375,000 | $ 370,000 |
| St. Johns County Florida | 1 | $ 405,000 | $ 405,000 | $ 215,000 |
| Chatham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 265,000 |
| Cobb County Georgia | 1 | $ 315,000 | $ 315,000 | $ 1,048,000 |
| Fannin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 341,000 |
| Paulding County Georgia | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Floyd County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Mackinac County Michigan | 1 | $ 325,000 | $ 325,000 | $ 500,000 |
| Dutchess County New York | 1 | $ 485,000 | $ 485,000 | $ 1,000,000 |
| Brunswick County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 305,000 |
| Caldwell County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 160,000 |
| Cuyahoga County Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 160,000 |
| Multnomah County Oregon | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| Greenville County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 94,000 |
| Blount County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 183,000 |
| Cannon County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Carroll County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Fayette County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 240,000 |
| Giles County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Knox County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Lincoln County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Madison County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 204,000 |
| Marion County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Moore County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 194,000 |
| Perry County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 688,000 |
| Rhea County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Sevier County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| White County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Collin County Texas | 1 | $ 245,000 | $ 245,000 | $ 970,000 |
| Dallas County Texas | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Randall County Texas | 1 | $ 425,000 | $ 425,000 | $ 375,000 |
| Travis County Texas | 1 | $ 615,000 | $ 615,000 | $ 448,000 |
Mortgage Loan Application Detail Totals for Franklin Synergy Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,269 | $486,765,000 | $383,000 | $6,505,000 | $206,000 | $8,596,000 |
| Refinancing | 195 | $74,715,000 | $383,000 | $3,195,000 | $238,000 | $3,606,000 |
| Cash-out Refinancing | 164 | $51,930,000 | $316,000 | $1,725,000 | $135,000 | $1,000,000 |
| Home Improvement | 20 | $6,720,000 | $336,000 | $1,195,000 | $1,123,000 | $3,606,000 |
| Other Purpose | 19 | $5,975,000 | $314,000 | $905,000 | $222,000 | $925,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,181 | $418,655,000 | $354,000 | $3,195,000 | $213,000 | $8,596,000 |
| Not Provided | 183 | $68,475,000 | $374,000 | $1,625,000 | $194,000 | $1,677,000 |
| Not applicable | 181 | $97,865,000 | $540,000 | $6,505,000 | $0 | $0 |
| Black or African American | 45 | $17,545,000 | $389,000 | $1,975,000 | $409,000 | $4,000,000 |
| Asian | 43 | $13,525,000 | $314,000 | $805,000 | $124,000 | $345,000 |
| Hispanic | 28 | $8,190,000 | $292,000 | $835,000 | $124,000 | $722,000 |
| American Indian or Alaskan Native | 3 | $795,000 | $265,000 | $385,000 | $117,000 | $209,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,468 | $570,640,000 | $388,000 | $6,505,000 | $231,000 | $8,596,000 |
| FHA-insured (Federal Housing Administration) | 122 | $34,070,000 | $279,000 | $465,000 | $88,000 | $242,000 |
| VA-guaranteed (Veterans Administration) | 61 | $18,555,000 | $304,000 | $765,000 | $99,000 | $315,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,840,000 | $177,000 | $295,000 | $56,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,265 | $463,435,000 | $366,000 | $3,365,000 | $209,000 | $8,596,000 |
| Application Withdrawn By Applicant | 183 | $79,505,000 | $434,000 | $6,505,000 | $271,000 | $4,000,000 |
| Application Approved But Not Accepted | 129 | $56,295,000 | $436,000 | $3,105,000 | $237,000 | $3,606,000 |
| Application Denied By Financial Institution | 89 | $26,745,000 | $300,000 | $1,405,000 | $88,000 | $426,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $41,000 | $41,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,578 | $599,360,000 | $379,000 | $6,505,000 | $219,000 | $8,596,000 |
| Debt-To-Income Ratio | 44 | $13,330,000 | $302,000 | $1,405,000 | $64,000 | $206,000 |
| Credit History | 28 | $8,270,000 | $295,000 | $715,000 | $123,000 | $426,000 |
| Collateral | 10 | $2,760,000 | $276,000 | $765,000 | $82,000 | $152,000 |
| Other | 3 | $1,365,000 | $455,000 | $905,000 | $125,000 | $228,000 |
| Unverifiable Information | 2 | $480,000 | $240,000 | $365,000 | $154,000 | $154,000 |
| Employment History | 1 | $285,000 | $285,000 | $285,000 | $57,000 | $57,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Synergy Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Synergy Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.