Franklin Synergy Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Franklin Synergy Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Franklin Synergy Bank 722 Columbia Avenue Franklin, TN 37064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,885 |
| Total Mortgage Loan Application Amount | $772,435,000 |
| Average Mortgage Loan Application Amount | $411,800 |
| Highest Mortgage Loan Application Amount | $40,005,000 |
| Average Applicant Income | $178,200 |
| Highest Applicant Income | $4,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Franklin Synergy Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Franklin Synergy Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Franklin Synergy Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Franklin Synergy Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Franklin Synergy Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Franklin Synergy Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 655 | $ 255,455,000 | $ 390,000 | $ 210,000 |
| Williamson County Tennessee | 581 | $ 256,235,000 | $ 441,000 | $ 211,000 |
| Rutherford County Tennessee | 255 | $ 112,425,000 | $ 440,000 | $ 116,000 |
| Maury County Tennessee | 76 | $ 31,280,000 | $ 411,000 | $ 107,000 |
| Wilson County Tennessee | 52 | $ 44,060,000 | $ 847,000 | $ 170,000 |
| Sumner County Tennessee | 43 | $ 11,585,000 | $ 269,000 | $ 155,000 |
| Montgomery County Tennessee | 21 | $ 4,765,000 | $ 226,000 | $ 113,000 |
| Bedford County Tennessee | 16 | $ 3,500,000 | $ 218,000 | $ 85,000 |
| Cheatham County Tennessee | 15 | $ 4,405,000 | $ 293,000 | $ 101,000 |
| Dickson County Tennessee | 15 | $ 3,955,000 | $ 263,000 | $ 78,000 |
| Walton County Florida | 14 | $ 5,050,000 | $ 360,000 | $ 224,000 |
| Robertson County Tennessee | 11 | $ 1,765,000 | $ 160,000 | $ 148,000 |
| Franklin County Tennessee | 10 | $ 3,010,000 | $ 301,000 | $ 652,000 |
| Hamilton County Tennessee | 10 | $ 1,650,000 | $ 165,000 | $ 77,000 |
| Madison County Alabama | 9 | $ 1,125,000 | $ 125,000 | $ 179,000 |
| Shelby County Tennessee | 7 | $ 1,415,000 | $ 202,000 | $ 134,000 |
| Hickman County Tennessee | 6 | $ 1,420,000 | $ 236,000 | $ 107,000 |
| Marshall County Tennessee | 6 | $ 1,730,000 | $ 288,000 | $ 72,000 |
| Beaufort County South Carolina | 3 | $ 865,000 | $ 288,000 | $ 214,000 |
| Coffee County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 67,000 |
| Giles County Tennessee | 3 | $ 455,000 | $ 151,000 | $ 102,000 |
| Knox County Tennessee | 3 | $ 505,000 | $ 168,000 | $ 108,000 |
| Putnam County Tennessee | 3 | $ 1,005,000 | $ 335,000 | $ 71,000 |
| Warren County Tennessee | 3 | $ 555,000 | $ 185,000 | $ 85,000 |
| Cullman County Alabama | 2 | $ 810,000 | $ 405,000 | $ 255,000 |
| Jefferson County Alabama | 2 | $ 390,000 | $ 195,000 | $ 129,000 |
| Pinellas County Florida | 2 | $ 840,000 | $ 420,000 | $ 285,000 |
| Summit County Ohio | 2 | $ 270,000 | $ 135,000 | $ 348,000 |
| Cannon County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Madison County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 40,000 |
| Baldwin County Alabama | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Coffee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Lee County Alabama | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Winston County Alabama | 1 | $ 355,000 | $ 355,000 | $ 909,000 |
| Los Angeles County California | 1 | $ 965,000 | $ 965,000 | $ 1,765,000 |
| Placer County California | 1 | $ 25,000 | $ 25,000 | $ 0 |
| San Bernardino County California | 1 | $ 345,000 | $ 345,000 | $ 306,000 |
| Broward County Florida | 1 | $ 435,000 | $ 435,000 | $ 177,000 |
| Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 1,080,000 |
| Duval County Florida | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Escambia County Florida | 1 | $ 205,000 | $ 205,000 | $ 216,000 |
| Gulf County Florida | 1 | $ 405,000 | $ 405,000 | $ 248,000 |
| Miami-Dade County Florida | 1 | $ 2,335,000 | $ 2,335,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Sarasota County Florida | 1 | $ 1,615,000 | $ 1,615,000 | $ 1,466,000 |
| St. Johns County Florida | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Cherokee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Dade County Georgia | 1 | $ 485,000 | $ 485,000 | $ 150,000 |
| Marion County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Simpson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Huron County Michigan | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Washtenaw County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tunica County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| New York County New York | 1 | $ 1,555,000 | $ 1,555,000 | $ 0 |
| Onondaga County New York | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Saratoga County New York | 1 | $ 225,000 | $ 225,000 | $ 249,000 |
| Suffolk County New York | 1 | $ 575,000 | $ 575,000 | $ 1,200,000 |
| New Hanover County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Pender County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 567,000 |
| Wake County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Pickens County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 932,000 |
| York County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 80,000 |
| Benton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 228,000 |
| DeKalb County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 492,000 |
| Greene County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Hawkins County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Haywood County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Humphreys County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lincoln County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Loudon County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Marion County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Obion County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Polk County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 224,000 |
| Sevier County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 173,000 |
| Trousdale County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Dallas County Texas | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Randall County Texas | 1 | $ 375,000 | $ 375,000 | $ 385,000 |
| Summit County Utah | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,042,000 |
| Henrico County Virginia | 1 | $ 475,000 | $ 475,000 | $ 182,000 |
| Orange County Virginia | 1 | $ 265,000 | $ 265,000 | $ 135,000 |
| Laramie County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Franklin Synergy Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,265 | $552,455,000 | $436,000 | $40,005,000 | $203,000 | $4,520,000 |
| Refinancing | 379 | $139,905,000 | $369,000 | $3,795,000 | $175,000 | $1,575,000 |
| Cash-out Refinancing | 211 | $63,245,000 | $299,000 | $995,000 | $125,000 | $1,200,000 |
| Home Improvement | 22 | $14,430,000 | $655,000 | $6,745,000 | $245,000 | $909,000 |
| Other Purpose | 8 | $2,400,000 | $300,000 | $485,000 | $143,000 | $298,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,326 | $451,200,000 | $340,000 | $2,705,000 | $187,000 | $4,520,000 |
| Not applicable | 197 | $195,785,000 | $993,000 | $40,005,000 | $0 | $0 |
| Not Provided | 192 | $71,930,000 | $374,000 | $1,455,000 | $236,000 | $1,735,000 |
| Black or African American | 68 | $21,020,000 | $309,000 | $1,125,000 | $171,000 | $1,765,000 |
| Hispanic | 45 | $12,375,000 | $275,000 | $665,000 | $105,000 | $593,000 |
| Asian | 45 | $15,015,000 | $333,000 | $785,000 | $130,000 | $416,000 |
| American Indian or Alaskan Native | 8 | $3,070,000 | $383,000 | $485,000 | $160,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,626 | $690,030,000 | $424,000 | $40,005,000 | $204,000 | $4,520,000 |
| FHA-insured (Federal Housing Administration) | 152 | $47,200,000 | $310,000 | $545,000 | $95,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 100 | $33,840,000 | $338,000 | $785,000 | $95,000 | $295,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,365,000 | $195,000 | $245,000 | $54,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,459 | $582,845,000 | $399,000 | $40,005,000 | $194,000 | $4,520,000 |
| Application Withdrawn By Applicant | 305 | $144,715,000 | $474,000 | $28,005,000 | $180,000 | $1,575,000 |
| Application Denied By Financial Institution | 71 | $28,765,000 | $405,000 | $2,705,000 | $112,000 | $690,000 |
| Application Approved But Not Accepted | 28 | $8,300,000 | $296,000 | $785,000 | $195,000 | $932,000 |
| File Closed For Incompleteness | 21 | $7,655,000 | $364,000 | $795,000 | $203,000 | $1,735,000 |
| Loan Purchased By The Institution | 1 | $155,000 | $155,000 | $155,000 | $107,000 | $107,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,814 | $743,670,000 | $409,000 | $40,005,000 | $191,000 | $4,520,000 |
| Debt-To-Income Ratio | 33 | $17,545,000 | $531,000 | $2,705,000 | $80,000 | $319,000 |
| Credit History | 22 | $7,240,000 | $329,000 | $625,000 | $138,000 | $690,000 |
| Other | 8 | $2,410,000 | $301,000 | $475,000 | $140,000 | $343,000 |
| Collateral | 5 | $1,115,000 | $223,000 | $305,000 | $194,000 | $426,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $92,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $295,000 | $295,000 | $295,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Franklin Synergy Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Franklin Synergy Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.