Frontier Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Frontier Financial, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Frontier Financial, Inc. 16647 Chesterfield Grove Road, Suite 100 Chesterfield, MO 63005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,561 |
| Total Mortgage Loan Application Amount | $336,395,000 |
| Average Mortgage Loan Application Amount | $205,000 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $89,500 |
| Highest Applicant Income | $919,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Frontier Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Frontier Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Frontier Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Frontier Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Frontier Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Frontier Financial, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 398 | $ 102,460,000 | $ 257,000 | $ 119,000 |
| St. Charles County Missouri | 379 | $ 85,615,000 | $ 225,000 | $ 94,000 |
| Polk County Iowa | 124 | $ 23,640,000 | $ 190,000 | $ 85,000 |
| Webster County Iowa | 106 | $ 12,490,000 | $ 117,000 | $ 51,000 |
| Cook County Illinois | 73 | $ 18,695,000 | $ 256,000 | $ 118,000 |
| St. Louis City County Missouri | 52 | $ 9,650,000 | $ 185,000 | $ 74,000 |
| Story County Iowa | 48 | $ 10,200,000 | $ 212,000 | $ 95,000 |
| Jefferson County Missouri | 40 | $ 8,410,000 | $ 210,000 | $ 83,000 |
| Madison County Illinois | 37 | $ 6,965,000 | $ 188,000 | $ 70,000 |
| Lincoln County Missouri | 28 | $ 6,290,000 | $ 224,000 | $ 84,000 |
| St. Clair County Illinois | 18 | $ 4,010,000 | $ 222,000 | $ 76,000 |
| Hamilton County Iowa | 15 | $ 2,335,000 | $ 155,000 | $ 63,000 |
| Warren County Missouri | 15 | $ 3,295,000 | $ 219,000 | $ 82,000 |
| DuPage County Illinois | 12 | $ 3,730,000 | $ 310,000 | $ 146,000 |
| Macoupin County Illinois | 12 | $ 1,850,000 | $ 154,000 | $ 66,000 |
| McHenry County Illinois | 9 | $ 1,685,000 | $ 187,000 | $ 91,000 |
| Camden County Missouri | 9 | $ 2,385,000 | $ 265,000 | $ 156,000 |
| Will County Illinois | 8 | $ 1,430,000 | $ 178,000 | $ 120,000 |
| Calhoun County Iowa | 8 | $ 720,000 | $ 90,000 | $ 41,000 |
| Warren County Iowa | 8 | $ 1,380,000 | $ 172,000 | $ 84,000 |
| Franklin County Missouri | 8 | $ 1,920,000 | $ 240,000 | $ 84,000 |
| Dallas County Iowa | 7 | $ 1,725,000 | $ 246,000 | $ 116,000 |
| Kane County Illinois | 6 | $ 980,000 | $ 163,000 | $ 110,000 |
| Clinton County Iowa | 6 | $ 1,030,000 | $ 171,000 | $ 67,000 |
| Humboldt County Iowa | 6 | $ 840,000 | $ 140,000 | $ 46,000 |
| Madison County Iowa | 6 | $ 1,110,000 | $ 185,000 | $ 86,000 |
| Marion County Iowa | 6 | $ 1,010,000 | $ 168,000 | $ 69,000 |
| Mahaska County Iowa | 5 | $ 625,000 | $ 125,000 | $ 35,000 |
| Pocahontas County Iowa | 5 | $ 655,000 | $ 131,000 | $ 64,000 |
| Scott County Iowa | 5 | $ 775,000 | $ 155,000 | $ 75,000 |
| Wright County Iowa | 5 | $ 505,000 | $ 101,000 | $ 54,000 |
| Montgomery County Illinois | 4 | $ 820,000 | $ 205,000 | $ 86,000 |
| Muscatine County Iowa | 4 | $ 490,000 | $ 122,000 | $ 55,000 |
| Morgan County Missouri | 4 | $ 760,000 | $ 190,000 | $ 278,000 |
| Douglas County Nebraska | 4 | $ 670,000 | $ 167,000 | $ 68,000 |
| Collier County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 203,000 |
| Bond County Illinois | 3 | $ 375,000 | $ 125,000 | $ 73,000 |
| Boone County Iowa | 3 | $ 715,000 | $ 238,000 | $ 116,000 |
| Buchanan County Iowa | 3 | $ 345,000 | $ 115,000 | $ 30,000 |
| Jasper County Iowa | 3 | $ 515,000 | $ 171,000 | $ 82,000 |
| Marshall County Iowa | 3 | $ 295,000 | $ 98,000 | $ 40,000 |
| Clinton County Illinois | 2 | $ 310,000 | $ 155,000 | $ 121,000 |
| Henry County Illinois | 2 | $ 250,000 | $ 125,000 | $ 80,000 |
| Kendall County Illinois | 2 | $ 640,000 | $ 320,000 | $ 163,000 |
| Lake County Illinois | 2 | $ 610,000 | $ 305,000 | $ 196,000 |
| Monroe County Illinois | 2 | $ 330,000 | $ 165,000 | $ 55,000 |
| Sangamon County Illinois | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Whiteside County Illinois | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Clarke County Iowa | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| Linn County Iowa | 2 | $ 530,000 | $ 265,000 | $ 211,000 |
| Pottawattamie County Iowa | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Lancaster County Nebraska | 2 | $ 540,000 | $ 270,000 | $ 77,000 |
| Broward County Florida | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Lake County Florida | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Lee County Florida | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Pinellas County Florida | 1 | $ 305,000 | $ 305,000 | $ 349,000 |
| St. Johns County Florida | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Walton County Florida | 1 | $ 295,000 | $ 295,000 | $ 178,000 |
| Adams County Illinois | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Carroll County Illinois | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Fayette County Illinois | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Kankakee County Illinois | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Perry County Illinois | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Randolph County Illinois | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Stark County Illinois | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Adams County Iowa | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Bremer County Iowa | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Buena Vista County Iowa | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Cedar County Iowa | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Fayette County Iowa | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Fremont County Iowa | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Hancock County Iowa | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Hardin County Iowa | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Kossuth County Iowa | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Sac County Iowa | 1 | $ 285,000 | $ 285,000 | $ 200,000 |
| Union County Iowa | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Wapello County Iowa | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Wayne County Iowa | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Worth County Iowa | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Washington County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Crawford County Missouri | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Hickory County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Miller County Missouri | 1 | $ 455,000 | $ 455,000 | $ 919,000 |
| St. Francois County Missouri | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Stone County Missouri | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Taney County Missouri | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Dawes County Nebraska | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| Dodge County Nebraska | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Sarpy County Nebraska | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| Saunders County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 136,000 |
| Fort Bend County Texas | 1 | $ 385,000 | $ 385,000 | $ 270,000 |
Mortgage Loan Application Detail Totals for Frontier Financial, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 859 | $202,915,000 | $236,000 | $995,000 | $109,000 | $729,000 |
| Home Purchase | 688 | $129,590,000 | $188,000 | $665,000 | $79,000 | $919,000 |
| Cash-out Refinancing | 13 | $3,785,000 | $291,000 | $1,005,000 | $132,000 | $274,000 |
| Home Improvement | 1 | $105,000 | $105,000 | $105,000 | $38,000 | $38,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,360 | $299,780,000 | $220,000 | $1,005,000 | $98,000 | $919,000 |
| Asian | 55 | $11,185,000 | $203,000 | $515,000 | $136,000 | $492,000 |
| Hispanic | 52 | $7,680,000 | $147,000 | $475,000 | $58,000 | $162,000 |
| Black or African American | 51 | $10,385,000 | $203,000 | $505,000 | $59,000 | $196,000 |
| Not Provided | 40 | $6,730,000 | $168,000 | $425,000 | $73,000 | $296,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $205,000 | $93,000 | $94,000 |
| Not applicable | 1 | $275,000 | $275,000 | $275,000 | $85,000 | $85,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,200 | $274,380,000 | $228,000 | $1,005,000 | $109,000 | $919,000 |
| FHA-insured (Federal Housing Administration) | 253 | $40,745,000 | $161,000 | $435,000 | $54,000 | $162,000 |
| VA-guaranteed (Veterans Administration) | 62 | $15,530,000 | $250,000 | $665,000 | $51,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $5,740,000 | $124,000 | $235,000 | $49,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,539 | $331,905,000 | $215,000 | $1,005,000 | $96,000 | $919,000 |
| Application Withdrawn By Applicant | 17 | $3,515,000 | $206,000 | $365,000 | $85,000 | $190,000 |
| File Closed For Incompleteness | 3 | $535,000 | $178,000 | $275,000 | $89,000 | $140,000 |
| Application Denied By Financial Institution | 2 | $440,000 | $220,000 | $275,000 | $193,000 | $352,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,559 | $335,955,000 | $215,000 | $1,005,000 | $96,000 | $919,000 |
| Other | 1 | $275,000 | $275,000 | $275,000 | $352,000 | $352,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Frontier Financial, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Frontier Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.