Frontier Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Frontier Financial, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Frontier Financial, Inc. 16647 Chesterfield Grove Road, Suite 100 Chesterfield, MO 63005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 393 |
| Total Mortgage Loan Application Amount | $80,395,000 |
| Average Mortgage Loan Application Amount | $194,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $971,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Frontier Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Frontier Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Frontier Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Frontier Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Frontier Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Frontier Financial, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Webster County Iowa | 61 | $ 7,505,000 | $ 123,000 | $ 66,000 |
| Polk County Iowa | 52 | $ 10,750,000 | $ 206,000 | $ 82,000 |
| St. Charles County Missouri | 52 | $ 13,950,000 | $ 268,000 | $ 108,000 |
| St. Louis County Missouri | 41 | $ 9,365,000 | $ 228,000 | $ 109,000 |
| St. Clair County Illinois | 13 | $ 1,975,000 | $ 151,000 | $ 102,000 |
| Macoupin County Illinois | 11 | $ 1,945,000 | $ 176,000 | $ 130,000 |
| Champaign County Illinois | 10 | $ 1,810,000 | $ 181,000 | $ 93,000 |
| Madison County Illinois | 10 | $ 1,880,000 | $ 188,000 | $ 89,000 |
| Story County Iowa | 9 | $ 2,235,000 | $ 248,000 | $ 114,000 |
| St. Louis City County Missouri | 9 | $ 2,205,000 | $ 245,000 | $ 126,000 |
| Calhoun County Iowa | 8 | $ 1,150,000 | $ 143,000 | $ 80,000 |
| Dallas County Iowa | 8 | $ 2,640,000 | $ 330,000 | $ 119,000 |
| Lincoln County Missouri | 8 | $ 2,350,000 | $ 293,000 | $ 111,000 |
| Cook County Illinois | 6 | $ 1,200,000 | $ 200,000 | $ 138,000 |
| Warren County Iowa | 6 | $ 1,370,000 | $ 228,000 | $ 105,000 |
| Wright County Iowa | 6 | $ 700,000 | $ 116,000 | $ 59,000 |
| Williamson County Texas | 6 | $ 2,010,000 | $ 335,000 | $ 182,000 |
| Jefferson County Missouri | 5 | $ 1,745,000 | $ 349,000 | $ 155,000 |
| Travis County Texas | 5 | $ 2,095,000 | $ 419,000 | $ 126,000 |
| Pocahontas County Iowa | 4 | $ 540,000 | $ 135,000 | $ 60,000 |
| Warren County Missouri | 4 | $ 970,000 | $ 242,000 | $ 95,000 |
| Humboldt County Iowa | 3 | $ 275,000 | $ 91,000 | $ 51,000 |
| Jasper County Iowa | 3 | $ 385,000 | $ 128,000 | $ 49,000 |
| Hays County Texas | 3 | $ 885,000 | $ 295,000 | $ 676,000 |
| Douglas County Illinois | 2 | $ 220,000 | $ 110,000 | $ 123,000 |
| Piatt County Illinois | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Boone County Iowa | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| Buchanan County Iowa | 2 | $ 390,000 | $ 195,000 | $ 71,000 |
| Cerro Gordo County Iowa | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Guthrie County Iowa | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Hamilton County Iowa | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Hardin County Iowa | 2 | $ 180,000 | $ 90,000 | $ 63,000 |
| Lucas County Iowa | 2 | $ 230,000 | $ 115,000 | $ 63,000 |
| Palo Alto County Iowa | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Franklin County Missouri | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Galveston County Texas | 2 | $ 790,000 | $ 395,000 | $ 266,000 |
| Bond County Illinois | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Clinton County Illinois | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Ford County Illinois | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Jersey County Illinois | 1 | $ 245,000 | $ 245,000 | $ 129,000 |
| Lake County Illinois | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Monroe County Illinois | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Montgomery County Illinois | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Sangamon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Tazewell County Illinois | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Vermilion County Illinois | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Appanoose County Iowa | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Clarke County Iowa | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Jefferson County Iowa | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Kossuth County Iowa | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Mahaska County Iowa | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Marion County Iowa | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Marshall County Iowa | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Taylor County Iowa | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Union County Iowa | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Boone County Missouri | 1 | $ 155,000 | $ 155,000 | $ 181,000 |
| Cole County Missouri | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Montgomery County Missouri | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Ste. Genevieve County Missouri | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Harris County Texas | 1 | $ 125,000 | $ 125,000 | $ 241,000 |
| Nueces County Texas | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Frontier Financial, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 378 | $77,640,000 | $205,000 | $725,000 | $99,000 | $971,000 |
| Refinancing | 15 | $2,755,000 | $183,000 | $645,000 | $111,000 | $290,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 318 | $65,020,000 | $204,000 | $725,000 | $103,000 | $971,000 |
| Hispanic | 28 | $4,920,000 | $175,000 | $485,000 | $68,000 | $169,000 |
| Not Provided | 27 | $7,105,000 | $263,000 | $475,000 | $103,000 | $220,000 |
| Black or African American | 15 | $2,385,000 | $159,000 | $295,000 | $95,000 | $241,000 |
| Asian | 4 | $900,000 | $225,000 | $285,000 | $78,000 | $88,000 |
| American Indian or Alaskan Native | 1 | $65,000 | $65,000 | $65,000 | $45,000 | $45,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 240 | $53,540,000 | $223,000 | $725,000 | $112,000 | $971,000 |
| FHA-insured (Federal Housing Administration) | 125 | $20,605,000 | $164,000 | $375,000 | $78,000 | $317,000 |
| VA-guaranteed (Veterans Administration) | 25 | $5,715,000 | $228,000 | $405,000 | $92,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $535,000 | $178,000 | $235,000 | $78,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 383 | $78,165,000 | $204,000 | $725,000 | $95,000 | $536,000 |
| Application Withdrawn By Applicant | 5 | $1,375,000 | $275,000 | $485,000 | $441,000 | $971,000 |
| Application Denied By Financial Institution | 3 | $565,000 | $188,000 | $285,000 | $91,000 | $95,000 |
| File Closed For Incompleteness | 2 | $290,000 | $145,000 | $215,000 | $82,000 | $126,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 390 | $79,830,000 | $204,000 | $725,000 | $100,000 | $971,000 |
| Collateral | 2 | $360,000 | $180,000 | $285,000 | $89,000 | $91,000 |
| Credit History | 1 | $205,000 | $205,000 | $205,000 | $95,000 | $95,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Frontier Financial, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Frontier Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.