Atlantic Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Atlantic Capital Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Atlantic Capital Bank, National Association 1110 Market Street Suite 300 Chattanooga, TN 37402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 593 |
| Total Mortgage Loan Application Amount | $149,995,000 |
| Average Mortgage Loan Application Amount | $189,500 |
| Highest Mortgage Loan Application Amount | $16,505,000 |
| Average Applicant Income | $118,333 |
| Highest Applicant Income | $1,950,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Atlantic Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Atlantic Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Atlantic Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Atlantic Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Atlantic Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Atlantic Capital Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Tennessee | 162 | $ 32,670,000 | $ 201,000 | $ 143,000 |
| Whitfield County Georgia | 94 | $ 8,090,000 | $ 86,000 | $ 61,000 |
| Fulton County Georgia | 55 | $ 44,195,000 | $ 803,000 | $ 270,000 |
| Jefferson County Tennessee | 47 | $ 5,945,000 | $ 126,000 | $ 91,000 |
| Catoosa County Georgia | 23 | $ 3,665,000 | $ 159,000 | $ 75,000 |
| Cobb County Georgia | 22 | $ 4,740,000 | $ 215,000 | $ 188,000 |
| Knox County Tennessee | 20 | $ 5,190,000 | $ 259,000 | $ 164,000 |
| DeKalb County Georgia | 19 | $ 9,435,000 | $ 496,000 | $ 299,000 |
| Bradley County Tennessee | 19 | $ 3,335,000 | $ 175,000 | $ 99,000 |
| Gwinnett County Georgia | 18 | $ 4,350,000 | $ 241,000 | $ 149,000 |
| Murray County Georgia | 15 | $ 1,605,000 | $ 107,000 | $ 59,000 |
| Walker County Georgia | 9 | $ 915,000 | $ 101,000 | $ 59,000 |
| Sevier County Tennessee | 8 | $ 1,760,000 | $ 220,000 | $ 101,000 |
| Gordon County Georgia | 5 | $ 525,000 | $ 105,000 | $ 93,000 |
| Blount County Tennessee | 4 | $ 790,000 | $ 197,000 | $ 60,000 |
| Union County Tennessee | 4 | $ 400,000 | $ 100,000 | $ 65,000 |
| Bartow County Georgia | 3 | $ 305,000 | $ 101,000 | $ 34,000 |
| Floyd County Georgia | 3 | $ 165,000 | $ 55,000 | $ 31,000 |
| Campbell County Tennessee | 3 | $ 255,000 | $ 85,000 | $ 43,000 |
| Grainger County Tennessee | 3 | $ 205,000 | $ 68,000 | $ 30,000 |
| Clarke County Georgia | 2 | $ 230,000 | $ 115,000 | $ 314,000 |
| Fayette County Georgia | 2 | $ 520,000 | $ 260,000 | $ 111,000 |
| Henry County Georgia | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| Claiborne County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 33,000 |
| Jefferson County Alabama | 1 | $ 405,000 | $ 405,000 | $ 50,000 |
| Benton County Arkansas | 1 | $ 695,000 | $ 695,000 | $ 438,000 |
| Bay County Florida | 1 | $ 875,000 | $ 875,000 | $ 439,000 |
| Broward County Florida | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Collier County Florida | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Duval County Florida | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Orange County Florida | 1 | $ 145,000 | $ 145,000 | $ 621,000 |
| Barrow County Georgia | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Cherokee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 826,000 |
| Coweta County Georgia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Dade County Georgia | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| Fannin County Georgia | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Forsyth County Georgia | 1 | $ 515,000 | $ 515,000 | $ 400,000 |
| Hall County Georgia | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Houston County Georgia | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Lumpkin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Morgan County Georgia | 1 | $ 535,000 | $ 535,000 | $ 191,000 |
| Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Oconee County Georgia | 1 | $ 1,815,000 | $ 1,815,000 | $ 1,108,000 |
| Paulding County Georgia | 1 | $ 1,755,000 | $ 1,755,000 | $ 513,000 |
| Pickens County Georgia | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Rabun County Georgia | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Middlesex County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 492,000 |
| Santa Fe County New Mexico | 1 | $ 1,505,000 | $ 1,505,000 | $ 573,000 |
| Jackson County North Carolina | 1 | $ 855,000 | $ 855,000 | $ 960,000 |
| Warren County Ohio | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Wagoner County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Charleston County South Carolina | 1 | $ 1,575,000 | $ 1,575,000 | $ 1,200,000 |
| Kershaw County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Orangeburg County South Carolina | 1 | $ 705,000 | $ 705,000 | $ 197,000 |
| Anderson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Davidson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 268,000 |
| Hamblen County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Marion County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| Polk County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Roane County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 435,000 |
| Robertson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 243,000 |
| Sequatchie County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Williamson County Tennessee | 1 | $ 1,235,000 | $ 1,235,000 | $ 593,000 |
Mortgage Loan Application Detail Totals for Atlantic Capital Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 273 | $93,045,000 | $340,000 | $16,505,000 | $131,000 | $1,950,000 |
| Other Purpose | 104 | $13,910,000 | $133,000 | $1,505,000 | $179,000 | $1,111,000 |
| Cash-out Refinancing | 92 | $28,230,000 | $306,000 | $1,525,000 | $144,000 | $960,000 |
| Home Improvement | 62 | $7,700,000 | $124,000 | $1,575,000 | $152,000 | $1,497,000 |
| Refinancing | 60 | $6,870,000 | $114,000 | $805,000 | $104,000 | $891,000 |
| Not Applicable | 2 | $240,000 | $120,000 | $125,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 403 | $94,195,000 | $233,000 | $2,255,000 | $155,000 | $1,950,000 |
| Not Provided | 78 | $12,260,000 | $157,000 | $705,000 | $164,000 | $891,000 |
| Hispanic | 52 | $5,790,000 | $111,000 | $405,000 | $50,000 | $270,000 |
| Black or African American | 25 | $4,195,000 | $167,000 | $1,755,000 | $89,000 | $513,000 |
| Asian | 19 | $4,645,000 | $244,000 | $805,000 | $92,000 | $504,000 |
| Not applicable | 11 | $28,005,000 | $2,545,000 | $16,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 585 | $148,845,000 | $254,000 | $16,505,000 | $143,000 | $1,950,000 |
| FHA-insured (Federal Housing Administration) | 7 | $965,000 | $137,000 | $205,000 | $51,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $185,000 | $185,000 | $185,000 | $75,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 337 | $104,165,000 | $309,000 | $16,505,000 | $174,000 | $1,950,000 |
| Application Denied By Financial Institution | 122 | $19,270,000 | $157,000 | $1,205,000 | $81,000 | $450,000 |
| Application Withdrawn By Applicant | 41 | $9,605,000 | $234,000 | $855,000 | $133,000 | $960,000 |
| Loan Purchased By The Institution | 40 | $6,700,000 | $167,000 | $375,000 | $63,000 | $577,000 |
| Application Approved But Not Accepted | 24 | $3,630,000 | $151,000 | $445,000 | $168,000 | $1,497,000 |
| File Closed For Incompleteness | 19 | $5,285,000 | $278,000 | $1,005,000 | $148,000 | $504,000 |
| Preapproval Denied by Financial Institution | 7 | $995,000 | $142,000 | $305,000 | $48,000 | $158,000 |
| Preapproval Approved but not Accepted | 3 | $345,000 | $115,000 | $155,000 | $41,000 | $68,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 464 | $129,730,000 | $279,000 | $16,505,000 | $158,000 | $1,950,000 |
| Debt-To-Income Ratio | 56 | $10,620,000 | $189,000 | $1,205,000 | $78,000 | $442,000 |
| Credit History | 42 | $4,720,000 | $112,000 | $605,000 | $79,000 | $432,000 |
| Collateral | 17 | $3,175,000 | $186,000 | $855,000 | $104,000 | $450,000 |
| Employment History | 6 | $850,000 | $141,000 | $205,000 | $63,000 | $158,000 |
| Credit Application Incomplete | 3 | $475,000 | $158,000 | $175,000 | $60,000 | $63,000 |
| Unverifiable Information | 3 | $335,000 | $111,000 | $155,000 | $52,000 | $74,000 |
| Other | 1 | $35,000 | $35,000 | $35,000 | $29,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $55,000 | $55,000 | $55,000 | $18,000 | $18,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Atlantic Capital Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Atlantic Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.