Full Spectrum Lending
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Full Spectrum Lending.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Full Spectrum Lending
35 N. Lake Avenue Ms 55-11
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 130,013
Total Mortgage Loan Application Amount $20,581,202,000
Average Mortgage Loan Application Amount $127,251
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $63,390
Highest Applicant Income $4,545,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Full Spectrum Lending by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Doniphan County Kansas 1 $ 70,000 $ 70,000 $ 44,000
Edwards County Kansas 1 $ 54,000 $ 54,000 $ 28,000
Gove County Kansas 1 $ 43,000 $ 43,000 $ 29,000
Greenwood County Kansas 1 $ 30,000 $ 30,000 $ 20,000
Labette County Kansas 1 $ 72,000 $ 72,000 $ 41,000
Logan County Kansas 1 $ 25,000 $ 25,000 $ 15,000
Marion County Kansas 1 $ 120,000 $ 120,000 $ 48,000
Morris County Kansas 1 $ 142,000 $ 142,000 $ 29,000
Pratt County Kansas 1 $ 32,000 $ 32,000 $ 27,000
Rooks County Kansas 1 $ 30,000 $ 30,000 $ 33,000
Stafford County Kansas 1 $ 46,000 $ 46,000 $ 64,000
Stevens County Kansas 1 $ 64,000 $ 64,000 $ 14,000
Butler County Kentucky 1 $ 50,000 $ 50,000 $ 36,000
Caldwell County Kentucky 1 $ 35,000 $ 35,000 $ 114,000
Casey County Kentucky 1 $ 112,000 $ 112,000 $ 29,000
Cumberland County Kentucky 1 $ 34,000 $ 34,000 $ 150,000
Edmonson County Kentucky 1 $ 130,000 $ 130,000 $ 85,000
Green County Kentucky 1 $ 113,000 $ 113,000 $ 40,000
Henry County Kentucky 1 $ 64,000 $ 64,000 $ 43,000
Hickman County Kentucky 1 $ 53,000 $ 53,000 $ 21,000
Knott County Kentucky 1 $ 54,000 $ 54,000 $ 34,000
Leslie County Kentucky 1 $ 104,000 $ 104,000 $ 6,000
Lewis County Kentucky 1 $ 62,000 $ 62,000 $ 64,000
Lincoln County Kentucky 1 $ 66,000 $ 66,000 $ 65,000
Livingston County Kentucky 1 $ 59,000 $ 59,000 $ 27,000
McCreary County Kentucky 1 $ 103,000 $ 103,000 $ 136,000
McLean County Kentucky 1 $ 86,000 $ 86,000 $ 82,000
Morgan County Kentucky 1 $ 76,000 $ 76,000 $ 26,000
Robertson County Kentucky 1 $ 16,000 $ 16,000 $ 42,000
Washington County Kentucky 1 $ 102,000 $ 102,000 $ 33,000
Catahoula County Louisiana 1 $ 39,000 $ 39,000 $ 36,000
Grant County Louisiana 1 $ 103,000 $ 103,000 $ 64,000
La Salle County Louisiana 1 $ 34,000 $ 34,000 $ 15,000
Madison County Louisiana 1 $ 124,000 $ 124,000 $ 175,000
Red River County Louisiana 1 $ 35,000 $ 35,000 $ 7,000
Nantucket County Massachusetts 1 $ 395,000 $ 395,000 $ 98,000
Alger County Michigan 1 $ 23,000 $ 23,000 $ 113,000
Baraga County Michigan 1 $ 106,000 $ 106,000 $ 46,000
Gogebic County Michigan 1 $ 94,000 $ 94,000 $ 53,000
Houghton County Michigan 1 $ 53,000 $ 53,000 $ 26,000
Ontonagon County Michigan 1 $ 77,000 $ 77,000 $ 29,000
Big Stone County Minnesota 1 $ 72,000 $ 72,000 $ 29,000
Cook County Minnesota 1 $ 94,000 $ 94,000 $ 82,000
Faribault County Minnesota 1 $ 34,000 $ 34,000 $ 31,000
Grant County Minnesota 1 $ 56,000 $ 56,000 $ 45,000
Hubbard County Minnesota 1 $ 3,001,000 $ 3,001,000 $ 139,000
Kittson County Minnesota 1 $ 75,000 $ 75,000 $ 29,000
Lake of the Woods County Minnesota 1 $ 115,000 $ 115,000 $ 30,000
Pipestone County Minnesota 1 $ 69,000 $ 69,000 $ 48,000
Rock County Minnesota 1 $ 63,000 $ 63,000 $ 44,000
Traverse County Minnesota 1 $ 56,000 $ 56,000 $ 52,000
Amite County Mississippi 1 $ 106,000 $ 106,000 $ 67,000
Benton County Mississippi 1 $ 120,000 $ 120,000 $ 58,000
Franklin County Mississippi 1 $ 55,000 $ 55,000 $ 11,000
Humphreys County Mississippi 1 $ 128,000 $ 128,000 $ 42,000
Jefferson County Mississippi 1 $ 56,000 $ 56,000 $ 77,000
Leake County Mississippi 1 $ 45,000 $ 45,000 $ 24,000
Noxubee County Mississippi 1 $ 60,000 $ 60,000 $ 24,000
Panola County Mississippi 1 $ 104,000 $ 104,000 $ 66,000
Perry County Mississippi 1 $ 88,000 $ 88,000 $ 27,000
Union County Mississippi 1 $ 81,000 $ 81,000 $ 35,000
Adair County Missouri 1 $ 53,000 $ 53,000 $ 37,000
Caldwell County Missouri 1 $ 72,000 $ 72,000 $ 20,000
Carroll County Missouri 1 $ 48,000 $ 48,000 $ 41,000
Carter County Missouri 1 $ 147,000 $ 147,000 $ 76,000
Cooper County Missouri 1 $ 135,000 $ 135,000 $ 47,000
Daviess County Missouri 1 $ 225,000 $ 225,000 $ 101,000
Douglas County Missouri 1 $ 40,000 $ 40,000 $ 37,000
Harrison County Missouri 1 $ 33,000 $ 33,000 $ 34,000
Knox County Missouri 1 $ 100,000 $ 100,000 $ 66,000
Madison County Missouri 1 $ 41,000 $ 41,000 $ 33,000
Maries County Missouri 1 $ 75,000 $ 75,000 $ 62,000
Mercer County Missouri 1 $ 66,000 $ 66,000 $ 27,000
Montgomery County Missouri 1 $ 41,000 $ 41,000 $ 32,000
Oregon County Missouri 1 $ 50,000 $ 50,000 $ 27,000
Ralls County Missouri 1 $ 356,000 $ 356,000 $ 124,000
Shannon County Missouri 1 $ 38,000 $ 38,000 $ 47,000
St. Clair County Missouri 1 $ 32,000 $ 32,000 $ 24,000
Ste. Genevieve County Missouri 1 $ 213,000 $ 213,000 $ 140,000
Sullivan County Missouri 1 $ 33,000 $ 33,000 $ 20,000
Chouteau County Montana 1 $ 56,000 $ 56,000 $ 45,000
Custer County Montana 1 $ 33,000 $ 33,000 $ 72,000
Dawson County Montana 1 $ 50,000 $ 50,000 $ 28,000
Fergus County Montana 1 $ 64,000 $ 64,000 $ 24,000
Granite County Montana 1 $ 140,000 $ 140,000 $ 120,000
Phillips County Montana 1 $ 56,000 $ 56,000 $ 30,000
Roosevelt County Montana 1 $ 83,000 $ 83,000 $ 52,000
Rosebud County Montana 1 $ 105,000 $ 105,000 $ 65,000
Teton County Montana 1 $ 69,000 $ 69,000 $ 29,000
Toole County Montana 1 $ 59,000 $ 59,000 $ 67,000
Valley County Montana 1 $ 53,000 $ 53,000 $ 103,000
Butler County Nebraska 1 $ 62,000 $ 62,000 $ 62,000
Chase County Nebraska 1 $ 209,000 $ 209,000 $ 52,000
Clay County Nebraska 1 $ 68,000 $ 68,000 $ 46,000
Colfax County Nebraska 1 $ 65,000 $ 65,000 $ 56,000
Deuel County Nebraska 1 $ 24,000 $ 24,000 $ 15,000
Garfield County Nebraska 1 $ 301,000 $ 301,000 $ 25,000
Hitchcock County Nebraska 1 $ 64,000 $ 64,000 $ 38,000
Knox County Nebraska 1 $ 83,000 $ 83,000 $ 25,000
Logan County Nebraska 1 $ 76,000 $ 76,000 $ 59,000
Loup County Nebraska 1 $ 22,000 $ 22,000 $ 33,000
Red Willow County Nebraska 1 $ 17,000 $ 17,000 $ 22,000
Sherman County Nebraska 1 $ 120,000 $ 120,000 $ 109,000
Guadalupe County New Mexico 1 $ 84,000 $ 84,000 $ 23,000
Union County New Mexico 1 $ 57,000 $ 57,000 $ 46,000
Avery County North Carolina 1 $ 167,000 $ 167,000 $ 61,000
Camden County North Carolina 1 $ 170,000 $ 170,000 $ 75,000
Gates County North Carolina 1 $ 80,000 $ 80,000 $ 38,000
Martin County North Carolina 1 $ 70,000 $ 70,000 $ 34,000
Perquimans County North Carolina 1 $ 76,000 $ 76,000 $ 22,000
Washington County North Carolina 1 $ 92,000 $ 92,000 $ 77,000
Barnes County North Dakota 1 $ 65,000 $ 65,000 $ 54,000
Kidder County North Dakota 1 $ 48,000 $ 48,000 $ 33,000
LaMoure County North Dakota 1 $ 35,000 $ 35,000 $ 33,000
McLean County North Dakota 1 $ 26,000 $ 26,000 $ 56,000
Pierce County North Dakota 1 $ 36,000 $ 36,000 $ 49,000
Ransom County North Dakota 1 $ 59,000 $ 59,000 $ 35,000
Towner County North Dakota 1 $ 31,000 $ 31,000 $ 37,000
Morgan County Ohio 1 $ 46,000 $ 46,000 $ 42,000
Van Wert County Ohio 1 $ 70,000 $ 70,000 $ 57,000
Atoka County Oklahoma 1 $ 72,000 $ 72,000 $ 24,000
Beaver County Oklahoma 1 $ 61,000 $ 61,000 $ 41,000
Cotton County Oklahoma 1 $ 36,000 $ 36,000 $ 37,000
Ellis County Oklahoma 1 $ 30,000 $ 30,000 $ 43,000
Haskell County Oklahoma 1 $ 27,000 $ 27,000 $ 29,000
Hughes County Oklahoma 1 $ 57,000 $ 57,000 $ 28,000
Jefferson County Oklahoma 1 $ 26,000 $ 26,000 $ 18,000
Johnston County Oklahoma 1 $ 72,000 $ 72,000 $ 61,000
Latimer County Oklahoma 1 $ 65,000 $ 65,000 $ 14,000
Major County Oklahoma 1 $ 80,000 $ 80,000 $ 36,000
Marshall County Oklahoma 1 $ 36,000 $ 36,000 $ 72,000
McCurtain County Oklahoma 1 $ 65,000 $ 65,000 $ 46,000
Nowata County Oklahoma 1 $ 68,000 $ 68,000 $ 60,000
Okfuskee County Oklahoma 1 $ 26,000 $ 26,000 $ 25,000
Tillman County Oklahoma 1 $ 52,000 $ 52,000 $ 65,000
Washita County Oklahoma 1 $ 29,000 $ 29,000 $ 32,000
Woods County Oklahoma 1 $ 77,000 $ 77,000 $ 36,000
Gilliam County Oregon 1 $ 116,000 $ 116,000 $ 60,000
Grant County Oregon 1 $ 52,000 $ 52,000 $ 36,000
Sherman County Oregon 1 $ 542,000 $ 542,000 $ 2,400,000
Cameron County Pennsylvania 1 $ 50,000 $ 50,000 $ 50,000
Bon Homme County South Dakota 1 $ 54,000 $ 54,000 $ 87,000
Brookings County South Dakota 1 $ 65,000 $ 65,000 $ 32,000
Brule County South Dakota 1 $ 35,000 $ 35,000 $ 63,000
Clay County South Dakota 1 $ 54,000 $ 54,000 $ 35,000
Codington County South Dakota 1 $ 75,000 $ 75,000 $ 36,000
Douglas County South Dakota 1 $ 24,000 $ 24,000 $ 25,000
Edmunds County South Dakota 1 $ 50,000 $ 50,000 $ 23,000
Hamlin County South Dakota 1 $ 72,000 $ 72,000 $ 43,000
Hughes County South Dakota 1 $ 135,000 $ 135,000 $ 140,000
Lyman County South Dakota 1 $ 36,000 $ 36,000 $ 32,000
McCook County South Dakota 1 $ 44,000 $ 44,000 $ 36,000
Potter County South Dakota 1 $ 50,000 $ 50,000 $ 21,000
Tripp County South Dakota 1 $ 65,000 $ 65,000 $ 34,000
Clay County Tennessee 1 $ 100,000 $ 100,000 $ 24,000
Houston County Tennessee 1 $ 74,000 $ 74,000 $ 38,000
Meigs County Tennessee 1 $ 64,000 $ 64,000 $ 34,000
Perry County Tennessee 1 $ 127,000 $ 127,000 $ 24,000
Pickett County Tennessee 1 $ 65,000 $ 65,000 $ 30,000
Trousdale County Tennessee 1 $ 49,000 $ 49,000 $ 16,000
Andrews County Texas 1 $ 94,000 $ 94,000 $ 112,000
Baylor County Texas 1 $ 150,000 $ 150,000 $ 20,000
Brooks County Texas 1 $ 32,000 $ 32,000 $ 36,000
Concho County Texas 1 $ 53,000 $ 53,000 $ 35,000
Crane County Texas 1 $ 71,000 $ 71,000 $ 43,000
Delta County Texas 1 $ 125,000 $ 125,000 $ 60,000
Duval County Texas 1 $ 45,000 $ 45,000 $ 27,000
Gonzales County Texas 1 $ 34,000 $ 34,000 $ 34,000
Hamilton County Texas 1 $ 180,000 $ 180,000 $ 100,000
Hansford County Texas 1 $ 52,000 $ 52,000 $ 36,000
Hartley County Texas 1 $ 57,000 $ 57,000 $ 40,000
Haskell County Texas 1 $ 38,000 $ 38,000 $ 48,000
Hockley County Texas 1 $ 48,000 $ 48,000 $ 90,000
Jack County Texas 1 $ 180,000 $ 180,000 $ 48,000
Jackson County Texas 1 $ 120,000 $ 120,000 $ 24,000
Kimble County Texas 1 $ 63,000 $ 63,000 $ 62,000
La Salle County Texas 1 $ 40,000 $ 40,000 $ 65,000
Live Oak County Texas 1 $ 52,000 $ 52,000 $ 44,000
Oldham County Texas 1 $ 48,000 $ 48,000 $ 41,000
Reagan County Texas 1 $ 44,000 $ 44,000 $ 52,000
Real County Texas 1 $ 105,000 $ 105,000 $ 28,000
Sabine County Texas 1 $ 50,000 $ 50,000 $ 29,000
Somervell County Texas 1 $ 127,000 $ 127,000 $ 96,000
Sterling County Texas 1 $ 75,000 $ 75,000 $ 29,000
Sutton County Texas 1 $ 28,000 $ 28,000 $ 36,000
Throckmorton County Texas 1 $ 19,000 $ 19,000 $ 34,000
Yoakum County Texas 1 $ 80,000 $ 80,000 $ 86,000
Zavala County Texas 1 $ 95,000 $ 95,000 $ 31,000
Piute County Utah 1 $ 64,000 $ 64,000 $ 19,000
Grand Isle County Vermont 1 $ 149,000 $ 149,000 $ 60,000
Appomattox County Virginia 1 $ 40,000 $ 40,000 $ 56,000
Bedford City County Virginia 1 $ 56,000 $ 56,000 $ 48,000
Brunswick County Virginia 1 $ 89,000 $ 89,000 $ 33,000
Charlotte County Virginia 1 $ 82,000 $ 82,000 $ 55,000
Craig County Virginia 1 $ 85,000 $ 85,000 $ 36,000
Franklin City County Virginia 1 $ 101,000 $ 101,000 $ 137,000
Highland County Virginia 1 $ 65,000 $ 65,000 $ 65,000
Prince Edward County Virginia 1 $ 10,000 $ 10,000 $ 53,000
Columbia County Washington 1 $ 63,000 $ 63,000 $ 36,000
Pleasants County West Virginia 1 $ 60,000 $ 60,000 $ 36,000
Pocahontas County West Virginia 1 $ 57,000 $ 57,000 $ 18,000
Tucker County West Virginia 1 $ 100,000 $ 100,000 $ 34,000
Tyler County West Virginia 1 $ 65,000 $ 65,000 $ 55,000
Upshur County West Virginia 1 $ 115,000 $ 115,000 $ 36,000
Wetzel County West Virginia 1 $ 79,000 $ 79,000 $ 87,000
Wirt County West Virginia 1 $ 100,000 $ 100,000 $ 30,000
Clark County Wisconsin 1 $ 96,000 $ 96,000 $ 56,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Full Spectrum Lending in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 112,593 $18,024,189,000 $136,764 $5,400,000 $62,862 $4,200,000
Home Purchase (one-to-four family) 13,071 $2,068,037,000 $134,440 $6,000,000 $66,960 $4,545,000
Home Improvement (one-to-four family) 4,349 $488,976,000 $110,360 $1,160,000 $60,360 $840,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 69,187 $10,816,425,000 $138,862 $6,000,000 $64,509 $4,545,000
Information not provided by applicant in mail or telephone application 22,382 $3,588,434,000 $138,840 $2,270,000 $65,500 $3,600,000
Hispanic 15,111 $2,478,807,000 $130,714 $1,600,000 $57,551 $4,200,000
Black 15,043 $2,077,864,000 $130,468 $1,139,000 $63,574 $900,000
Other 3,641 $658,875,000 $145,860 $5,400,000 $67,560 $1,650,000
Asian or Pacific Islander 3,120 $702,513,000 $168,395 $1,688,000 $87,162 $2,400,000
American Indian or Alaskan Native 1,529 $258,284,000 $135,880 $2,000,000 $65,100 $758,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 130,005 $20,580,494,000 $135,607 $6,000,000 $63,470 $4,545,000
FHA-insured (Federal Housing Administration) 8 $708,000 $92,714 $174,000 $40,285 $82,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 44,982 $7,384,397,000 $137,294 $1,225,000 $64,627 $1,385,000
File Closed For Incompleteness 36,325 $5,880,692,000 $137,320 $5,400,000 $65,280 $4,200,000
Application Withdrawn By Applicant 23,298 $3,666,026,000 $136,240 $3,001,000 $64,740 $4,545,000
Application Denied By Financial Institution 22,545 $3,176,394,000 $129,803 $6,000,000 $60,470 $3,600,000
Application Approved But Not Accepted 2,863 $473,693,000 $143,081 $940,000 $67,183 $1,201,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 7,359 $994,374,000 $132,980 $1,600,000 $61,760 $2,000,000
Credit History 4,773 $617,149,000 $126,775 $1,532,000 $60,469 $840,000
Debt-To-Income Ratio 3,315 $519,224,000 $135,980 $2,660,000 $59,000 $828,000
Other 3,287 $485,660,000 $134,274 $6,000,000 $63,764 $3,600,000
Credit Application Incomplete 2,531 $368,358,000 $129,795 $1,000,000 $61,632 $960,000
Unverifiable Information 484 $74,517,000 $145,173 $650,000 $90,500 $600,000
Insufficient Cash (Downpayment, Closing Cost) 395 $58,054,000 $130,731 $1,600,000 $61,317 $407,000
Employment History 376 $55,305,000 $132,000 $911,000 $57,750 $648,000
Mortgage Insurance Denied 17 $2,485,000 $145,888 $475,000 $57,555 $115,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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