Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Fulton Bank, National Association 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fulton Bank, National Association One Penn Square Lancaster, PA 17604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 8,257 |
| Total Mortgage Loan Application Amount | $1,584,546,000 |
| Average Mortgage Loan Application Amount | $174,666 |
| Highest Mortgage Loan Application Amount | $2,015,000 |
| Average Applicant Income | $94,333 |
| Highest Applicant Income | $4,021,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 1,962 | $ 319,351,000 | $ 162,000 | $ 90,000 |
| Berks County Pennsylvania | 821 | $ 123,378,000 | $ 150,000 | $ 82,000 |
| York County Pennsylvania | 740 | $ 126,454,000 | $ 170,000 | $ 89,000 |
| Lebanon County Pennsylvania | 502 | $ 72,711,000 | $ 144,000 | $ 74,000 |
| Dauphin County Pennsylvania | 343 | $ 55,386,000 | $ 161,000 | $ 97,000 |
| Virginia Beach County Virginia | 310 | $ 80,811,000 | $ 260,000 | $ 138,000 |
| Cumberland County Pennsylvania | 304 | $ 57,358,000 | $ 188,000 | $ 105,000 |
| Chester County Pennsylvania | 237 | $ 55,230,000 | $ 233,000 | $ 108,000 |
| Sussex County Delaware | 187 | $ 42,534,000 | $ 227,000 | $ 131,000 |
| Newport News County Virginia | 169 | $ 31,142,000 | $ 184,000 | $ 84,000 |
| Henrico County Virginia | 151 | $ 35,788,000 | $ 237,000 | $ 131,000 |
| Chesterfield County Virginia | 140 | $ 33,848,000 | $ 241,000 | $ 103,000 |
| Richmond City County Virginia | 138 | $ 33,287,000 | $ 241,000 | $ 162,000 |
| Schuylkill County Pennsylvania | 127 | $ 15,808,000 | $ 124,000 | $ 71,000 |
| Chesapeake County Virginia | 111 | $ 27,772,000 | $ 250,000 | $ 76,000 |
| Bucks County Pennsylvania | 107 | $ 29,970,000 | $ 280,000 | $ 152,000 |
| York County Virginia | 100 | $ 25,964,000 | $ 259,000 | $ 90,000 |
| New Castle County Delaware | 98 | $ 25,291,000 | $ 258,000 | $ 121,000 |
| Hampton County Virginia | 90 | $ 14,234,000 | $ 158,000 | $ 80,000 |
| Norfolk County Virginia | 89 | $ 18,245,000 | $ 205,000 | $ 86,000 |
| Montgomery County Pennsylvania | 87 | $ 19,900,000 | $ 228,000 | $ 115,000 |
| James City County Virginia | 83 | $ 20,835,000 | $ 251,000 | $ 94,000 |
| Centre County Pennsylvania | 79 | $ 15,173,000 | $ 192,000 | $ 116,000 |
| Albemarle County Virginia | 73 | $ 18,750,000 | $ 256,000 | $ 105,000 |
| Hanover County Virginia | 65 | $ 16,711,000 | $ 257,000 | $ 92,000 |
| Gloucester County Virginia | 52 | $ 10,579,000 | $ 203,000 | $ 72,000 |
| Northumberland County Pennsylvania | 47 | $ 4,561,000 | $ 97,000 | $ 49,000 |
| Adams County Pennsylvania | 40 | $ 7,257,000 | $ 181,000 | $ 69,000 |
| Delaware County Pennsylvania | 39 | $ 8,989,000 | $ 230,000 | $ 116,000 |
| Perry County Pennsylvania | 31 | $ 6,014,000 | $ 194,000 | $ 116,000 |
| Fairfax County Virginia | 30 | $ 18,772,000 | $ 625,000 | $ 199,000 |
| Philadelphia County Pennsylvania | 27 | $ 6,636,000 | $ 245,000 | $ 162,000 |
| Lehigh County Pennsylvania | 23 | $ 4,318,000 | $ 187,000 | $ 89,000 |
| Portsmouth County Virginia | 23 | $ 4,034,000 | $ 175,000 | $ 83,000 |
| Isle of Wight County Virginia | 22 | $ 5,907,000 | $ 268,000 | $ 104,000 |
| Charlottesville County Virginia | 20 | $ 5,290,000 | $ 264,000 | $ 196,000 |
| Poquoson County Virginia | 20 | $ 5,750,000 | $ 287,000 | $ 103,000 |
| Cape May County New Jersey | 19 | $ 9,317,000 | $ 490,000 | $ 392,000 |
| Greene County Virginia | 19 | $ 4,371,000 | $ 230,000 | $ 101,000 |
| Goochland County Virginia | 16 | $ 8,412,000 | $ 525,000 | $ 515,000 |
| Columbia County Pennsylvania | 15 | $ 1,779,000 | $ 118,000 | $ 60,000 |
| Cecil County Maryland | 14 | $ 3,058,000 | $ 218,000 | $ 78,000 |
| Northampton County Pennsylvania | 14 | $ 2,355,000 | $ 168,000 | $ 60,000 |
| Suffolk County Virginia | 14 | $ 3,570,000 | $ 255,000 | $ 83,000 |
| Montgomery County Maryland | 13 | $ 15,277,000 | $ 1,175,000 | $ 575,000 |
| Arlington County Virginia | 13 | $ 8,637,000 | $ 664,000 | $ 283,000 |
| New Kent County Virginia | 13 | $ 3,226,000 | $ 248,000 | $ 110,000 |
| Mifflin County Pennsylvania | 12 | $ 1,324,000 | $ 110,000 | $ 64,000 |
| Loudoun County Virginia | 12 | $ 5,496,000 | $ 458,000 | $ 150,000 |
| Middlesex County Virginia | 12 | $ 2,256,000 | $ 188,000 | $ 205,000 |
| Louisa County Virginia | 10 | $ 2,434,000 | $ 243,000 | $ 106,000 |
| Baltimore County Maryland | 9 | $ 2,379,000 | $ 264,000 | $ 122,000 |
| Juniata County Pennsylvania | 9 | $ 1,769,000 | $ 196,000 | $ 106,000 |
| Montour County Pennsylvania | 9 | $ 1,357,000 | $ 150,000 | $ 56,000 |
| Snyder County Pennsylvania | 9 | $ 1,117,000 | $ 124,000 | $ 51,000 |
| Hopewell County Virginia | 9 | $ 1,921,000 | $ 213,000 | $ 67,000 |
| Nelson County Virginia | 9 | $ 3,301,000 | $ 366,000 | $ 210,000 |
| Kent County Delaware | 8 | $ 1,058,000 | $ 132,000 | $ 41,000 |
| Prince William County Virginia | 8 | $ 3,312,000 | $ 414,000 | $ 241,000 |
| Harford County Maryland | 7 | $ 1,651,000 | $ 235,000 | $ 61,000 |
| Currituck County North Carolina | 7 | $ 2,838,000 | $ 405,000 | $ 164,000 |
| Dare County North Carolina | 7 | $ 1,904,000 | $ 272,000 | $ 175,000 |
| Luzerne County Pennsylvania | 7 | $ 1,149,000 | $ 164,000 | $ 108,000 |
| Lycoming County Pennsylvania | 7 | $ 1,057,000 | $ 151,000 | $ 79,000 |
| Alexandria County Virginia | 7 | $ 4,417,000 | $ 631,000 | $ 261,000 |
| Powhatan County Virginia | 7 | $ 1,912,000 | $ 273,000 | $ 122,000 |
| District of Columbia County District Of Columbia | 6 | $ 4,028,000 | $ 671,000 | $ 388,000 |
| Prince George's County Maryland | 6 | $ 2,276,000 | $ 379,000 | $ 128,000 |
| Fluvanna County Virginia | 6 | $ 1,431,000 | $ 238,000 | $ 87,000 |
| King William County Virginia | 6 | $ 693,000 | $ 115,000 | $ 32,000 |
| Lancaster County Virginia | 6 | $ 2,371,000 | $ 395,000 | $ 158,000 |
| Williamsburg County Virginia | 6 | $ 2,457,000 | $ 409,000 | $ 136,000 |
| Howard County Maryland | 5 | $ 1,229,000 | $ 245,000 | $ 95,000 |
| Worcester County Maryland | 5 | $ 1,238,000 | $ 247,000 | $ 228,000 |
| Atlantic County New Jersey | 5 | $ 1,277,000 | $ 255,000 | $ 209,000 |
| Gloucester County New Jersey | 5 | $ 950,000 | $ 190,000 | $ 80,000 |
| Franklin County Pennsylvania | 5 | $ 868,000 | $ 173,000 | $ 107,000 |
| Anne Arundel County Maryland | 4 | $ 1,389,000 | $ 347,000 | $ 128,000 |
| Baltimore City County Maryland | 4 | $ 734,000 | $ 183,000 | $ 78,000 |
| Washington County Maryland | 4 | $ 902,000 | $ 225,000 | $ 69,000 |
| Ocean County New Jersey | 4 | $ 1,360,000 | $ 340,000 | $ 262,000 |
| Clearfield County Pennsylvania | 4 | $ 342,000 | $ 85,000 | $ 49,000 |
| Union County Pennsylvania | 4 | $ 722,000 | $ 180,000 | $ 75,000 |
| Northampton County Virginia | 4 | $ 748,000 | $ 187,000 | $ 158,000 |
| Petersburg County Virginia | 4 | $ 372,000 | $ 93,000 | $ 53,000 |
| Spotsylvania County Virginia | 4 | $ 1,260,000 | $ 315,000 | $ 193,000 |
| Surry County Virginia | 4 | $ 456,000 | $ 114,000 | $ 69,000 |
| Wicomico County Maryland | 3 | $ 261,000 | $ 87,000 | $ 29,000 |
| Hunterdon County New Jersey | 3 | $ 860,000 | $ 286,000 | $ 131,000 |
| Wake County North Carolina | 3 | $ 788,000 | $ 262,000 | $ 250,000 |
| Carbon County Pennsylvania | 3 | $ 451,000 | $ 150,000 | $ 149,000 |
| Clinton County Pennsylvania | 3 | $ 317,000 | $ 105,000 | $ 17,000 |
| Huntingdon County Pennsylvania | 3 | $ 324,000 | $ 108,000 | $ 163,000 |
| Potter County Pennsylvania | 3 | $ 560,000 | $ 186,000 | $ 120,000 |
| Campbell County Virginia | 3 | $ 595,000 | $ 198,000 | $ 89,000 |
| Prince George County Virginia | 3 | $ 760,000 | $ 253,000 | $ 109,000 |
| Stafford County Virginia | 3 | $ 579,000 | $ 193,000 | $ 81,000 |
| Kent County Maryland | 2 | $ 135,000 | $ 67,000 | $ 84,000 |
| Talbot County Maryland | 2 | $ 640,000 | $ 320,000 | $ 385,000 |
| Northampton County North Carolina | 2 | $ 292,000 | $ 146,000 | $ 251,000 |
| Randolph County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 162,000 |
| Susquehanna County Pennsylvania | 2 | $ 354,000 | $ 177,000 | $ 203,000 |
| Warren County Pennsylvania | 2 | $ 297,000 | $ 148,000 | $ 63,000 |
| Augusta County Virginia | 2 | $ 437,000 | $ 218,000 | $ 450,000 |
| Caroline County Virginia | 2 | $ 338,000 | $ 169,000 | $ 83,000 |
| Charles City County Virginia | 2 | $ 253,000 | $ 126,000 | $ 29,000 |
| Dinwiddie County Virginia | 2 | $ 473,000 | $ 236,000 | $ 53,000 |
| Essex County Virginia | 2 | $ 546,000 | $ 273,000 | $ 132,000 |
| King and Queen County Virginia | 2 | $ 342,000 | $ 171,000 | $ 63,000 |
| Manassas County Virginia | 2 | $ 467,000 | $ 233,000 | $ 170,000 |
| Northumberland County Virginia | 2 | $ 445,000 | $ 222,000 | $ 131,000 |
| Southampton County Virginia | 2 | $ 268,000 | $ 134,000 | $ 42,000 |
| Sussex County Virginia | 2 | $ 135,000 | $ 67,000 | $ 40,000 |
| Westmoreland County Virginia | 2 | $ 548,000 | $ 274,000 | $ 150,000 |
| Dale County Alabama | 1 | $ 1,000 | $ 1,000 | $ 28,000 |
| Lee County Florida | 1 | $ 94,000 | $ 94,000 | $ 236,000 |
| Frederick County Maryland | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Burlington County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Camden County New Jersey | 1 | $ 382,000 | $ 382,000 | $ 170,000 |
| Mercer County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Passaic County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 163,000 |
| Somerset County New Jersey | 1 | $ 837,000 | $ 837,000 | $ 1,245,000 |
| Sussex County New Jersey | 1 | $ 211,000 | $ 211,000 | $ 62,000 |
| Brunswick County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 103,000 |
| Gates County North Carolina | 1 | $ 289,000 | $ 289,000 | $ 83,000 |
| Johnston County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 126,000 |
| Pasquotank County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Warren County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 174,000 |
| Allegheny County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Armstrong County Pennsylvania | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Bedford County Pennsylvania | 1 | $ 610,000 | $ 610,000 | $ 44,000 |
| Blair County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 78,000 |
| Cambria County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Monroe County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 54,000 |
| Pike County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 219,000 |
| Sullivan County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 139,000 |
| Tioga County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 284,000 |
| Wayne County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| York County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Accomack County Virginia | 1 | $ 211,000 | $ 211,000 | $ 246,000 |
| Amelia County Virginia | 1 | $ 241,000 | $ 241,000 | $ 74,000 |
| Appomattox County Virginia | 1 | $ 192,000 | $ 192,000 | $ 68,000 |
| Colonial Heights County Virginia | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Culpeper County Virginia | 1 | $ 108,000 | $ 108,000 | $ 43,000 |
| Cumberland County Virginia | 1 | $ 340,000 | $ 340,000 | $ 107,000 |
| Falls Church County Virginia | 1 | $ 333,000 | $ 333,000 | $ 56,000 |
| Fauquier County Virginia | 1 | $ 208,000 | $ 208,000 | $ 137,000 |
| Frederick County Virginia | 1 | $ 257,000 | $ 257,000 | $ 121,000 |
| Giles County Virginia | 1 | $ 98,000 | $ 98,000 | $ 225,000 |
| Mathews County Virginia | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Staunton County Virginia | 1 | $ 152,000 | $ 152,000 | $ 89,000 |
| Berkeley County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,881 | $767,766,000 | $197,000 | $1,597,000 | $108,000 | $3,010,000 |
| Home Purchase | 3,744 | $732,946,000 | $195,000 | $2,015,000 | $92,000 | $4,021,000 |
| Home Improvement | 632 | $83,834,000 | $132,000 | $779,000 | $83,000 | $734,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,726 | $1,275,839,000 | $189,000 | $2,015,000 | $100,000 | $4,021,000 |
| Not Provided | 916 | $196,742,000 | $214,000 | $1,500,000 | $111,000 | $1,735,000 |
| Black or African American | 225 | $40,783,000 | $181,000 | $660,000 | $69,000 | $409,000 |
| Hispanic | 197 | $25,798,000 | $130,000 | $1,270,000 | $56,000 | $503,000 |
| Asian | 109 | $26,101,000 | $239,000 | $1,800,000 | $111,000 | $551,000 |
| Not applicable | 58 | $14,633,000 | $252,000 | $1,775,000 | $0 | $0 |
| American Indian or Alaskan Native | 16 | $2,385,000 | $149,000 | $536,000 | $91,000 | $435,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,265,000 | $226,000 | $416,000 | $121,000 | $371,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,377 | $1,249,302,000 | $195,000 | $2,015,000 | $111,000 | $4,021,000 |
| FHA-insured (Federal Housing Administration) | 1,419 | $231,379,000 | $163,000 | $548,000 | $57,000 | $870,000 |
| VA-guaranteed (Veterans Administration) | 391 | $94,676,000 | $242,000 | $660,000 | $67,000 | $343,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $9,189,000 | $131,000 | $247,000 | $42,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,479 | $1,252,508,000 | $193,000 | $1,988,000 | $102,000 | $4,021,000 |
| Application Withdrawn By Applicant | 692 | $156,260,000 | $225,000 | $2,015,000 | $112,000 | $1,560,000 |
| Application Denied By Financial Institution | 643 | $110,636,000 | $172,000 | $1,210,000 | $80,000 | $806,000 |
| Preapproval Denied by Financial Institution | 251 | $30,994,000 | $123,000 | $360,000 | $46,000 | $300,000 |
| Application Approved But Not Accepted | 186 | $32,847,000 | $176,000 | $1,500,000 | $87,000 | $1,358,000 |
| Loan Purchased By The Institution | 5 | $1,251,000 | $250,000 | $344,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $50,000 | $50,000 | $50,000 | $102,000 | $102,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 290 | $45,905,000 | $158,000 | $740,000 | $49,000 | $424,000 |
| Credit History | 282 | $31,203,000 | $110,000 | $415,000 | $56,000 | $540,000 |
| Collateral | 206 | $44,162,000 | $214,000 | $1,210,000 | $107,000 | $806,000 |
| Other | 58 | $9,226,000 | $159,000 | $748,000 | $82,000 | $567,000 |
| Credit Application Incomplete | 34 | $7,152,000 | $210,000 | $517,000 | $118,000 | $495,000 |
| Unverifiable Information | 12 | $2,566,000 | $213,000 | $417,000 | $89,000 | $198,000 |
| Employment History | 9 | $934,000 | $103,000 | $189,000 | $33,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $482,000 | $160,000 | $279,000 | $181,000 | $404,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fulton Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.