Fulton Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Fulton Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Fulton Bank, National Association
One Penn Square
Lancaster, PA 17604
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 8,278
Total Mortgage Loan Application Amount $1,590,160,000
Average Mortgage Loan Application Amount $170,500
Highest Mortgage Loan Application Amount $20,205,000
Average Applicant Income $100,166
Highest Applicant Income $5,568,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Fulton Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fulton Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Fulton Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fulton Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Fulton Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fulton Bank, National Association's mortgage activity for 2018.

Mortgage Loan Application Totals for Fulton Bank, National Association by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Pennsylvania 1,779 $ 271,305,000 $ 152,000 $ 94,000
Berks County Pennsylvania 757 $ 111,845,000 $ 147,000 $ 107,000
York County Pennsylvania 738 $ 118,210,000 $ 160,000 $ 83,000
Lebanon County Pennsylvania 565 $ 70,345,000 $ 124,000 $ 87,000
Dauphin County Pennsylvania 346 $ 49,170,000 $ 142,000 $ 99,000
Philadelphia County Pennsylvania 308 $ 64,560,000 $ 209,000 $ 80,000
Sussex County Delaware 306 $ 88,960,000 $ 290,000 $ 167,000
Chester County Pennsylvania 250 $ 43,120,000 $ 172,000 $ 130,000
Virginia Beach County Virginia 214 $ 55,980,000 $ 261,000 $ 143,000
New Castle County Delaware 197 $ 39,495,000 $ 200,000 $ 121,000
Cumberland County Pennsylvania 171 $ 33,265,000 $ 194,000 $ 108,000
Northumberland County Pennsylvania 146 $ 12,770,000 $ 87,000 $ 80,000
Montgomery County Pennsylvania 145 $ 30,405,000 $ 209,000 $ 181,000
Albemarle County Virginia 135 $ 50,955,000 $ 377,000 $ 193,000
Snyder County Pennsylvania 133 $ 11,285,000 $ 84,000 $ 64,000
Bucks County Pennsylvania 121 $ 28,815,000 $ 238,000 $ 165,000
Richmond City County Virginia 107 $ 25,555,000 $ 238,000 $ 188,000
Schuylkill County Pennsylvania 106 $ 12,080,000 $ 113,000 $ 78,000
Columbia County Pennsylvania 101 $ 10,475,000 $ 103,000 $ 81,000
Delaware County Pennsylvania 98 $ 20,010,000 $ 204,000 $ 129,000
Henrico County Virginia 85 $ 23,185,000 $ 272,000 $ 154,000
Chesapeake County Virginia 74 $ 16,170,000 $ 218,000 $ 114,000
Montour County Pennsylvania 73 $ 12,925,000 $ 177,000 $ 159,000
Chesterfield County Virginia 60 $ 16,760,000 $ 279,000 $ 110,000
Norfolk County Virginia 57 $ 11,345,000 $ 199,000 $ 111,000
Union County Pennsylvania 56 $ 9,770,000 $ 174,000 $ 141,000
James City County Virginia 48 $ 13,530,000 $ 281,000 $ 113,000
Adams County Pennsylvania 45 $ 8,665,000 $ 192,000 $ 85,000
Charlottesville County Virginia 45 $ 15,205,000 $ 337,000 $ 175,000
Fairfax County Virginia 42 $ 16,370,000 $ 389,000 $ 237,000
Kent County Delaware 36 $ 8,540,000 $ 237,000 $ 107,000
Louisa County Virginia 35 $ 10,755,000 $ 307,000 $ 191,000
Lycoming County Pennsylvania 34 $ 4,800,000 $ 141,000 $ 113,000
Hanover County Virginia 34 $ 10,260,000 $ 301,000 $ 153,000
Centre County Pennsylvania 30 $ 5,820,000 $ 194,000 $ 133,000
Greene County Virginia 29 $ 7,725,000 $ 266,000 $ 112,000
Cecil County Maryland 28 $ 5,690,000 $ 203,000 $ 146,000
Portsmouth County Virginia 27 $ 3,465,000 $ 128,000 $ 60,000
Luzerne County Pennsylvania 26 $ 4,130,000 $ 158,000 $ 116,000
Baltimore County Maryland 23 $ 7,155,000 $ 311,000 $ 116,000
Baltimore City County Maryland 23 $ 4,645,000 $ 201,000 $ 68,000
Loudoun County Virginia 23 $ 6,125,000 $ 266,000 $ 154,000
Hampton County Virginia 21 $ 3,615,000 $ 172,000 $ 79,000
Newport News County Virginia 21 $ 3,065,000 $ 145,000 $ 124,000
District of Columbia County District Of Columbia 20 $ 15,650,000 $ 782,000 $ 264,000
Harford County Maryland 19 $ 7,095,000 $ 373,000 $ 130,000
Northampton County Pennsylvania 18 $ 4,460,000 $ 247,000 $ 132,000
Montgomery County Maryland 17 $ 10,145,000 $ 596,000 $ 212,000
Suffolk County Virginia 17 $ 3,315,000 $ 195,000 $ 112,000
Prince William County Virginia 15 $ 4,115,000 $ 274,000 $ 181,000
Anne Arundel County Maryland 14 $ 5,290,000 $ 377,000 $ 137,000
Cape May County New Jersey 14 $ 8,380,000 $ 598,000 $ 545,000
Perry County Pennsylvania 14 $ 3,560,000 $ 254,000 $ 195,000
Howard County Maryland 13 $ 7,035,000 $ 541,000 $ 192,000
Prince George's County Maryland 13 $ 4,625,000 $ 355,000 $ 108,000
Lehigh County Pennsylvania 13 $ 3,305,000 $ 254,000 $ 139,000
Fluvanna County Virginia 13 $ 3,565,000 $ 274,000 $ 114,000
Madison County Virginia 13 $ 2,845,000 $ 218,000 $ 157,000
New Kent County Virginia 13 $ 2,905,000 $ 223,000 $ 152,000
Mifflin County Pennsylvania 12 $ 810,000 $ 67,000 $ 82,000
Burlington County New Jersey 11 $ 5,375,000 $ 488,000 $ 208,000
Goochland County Virginia 11 $ 4,355,000 $ 395,000 $ 169,000
Carroll County Maryland 10 $ 3,620,000 $ 362,000 $ 104,000
Atlantic County New Jersey 10 $ 2,860,000 $ 286,000 $ 144,000
Camden County New Jersey 10 $ 3,740,000 $ 374,000 $ 178,000
Juniata County Pennsylvania 10 $ 640,000 $ 64,000 $ 39,000
Orange County Virginia 10 $ 1,720,000 $ 172,000 $ 82,000
Bergen County New Jersey 8 $ 7,190,000 $ 898,000 $ 312,000
Monmouth County New Jersey 8 $ 7,450,000 $ 931,000 $ 416,000
Queen Anne's County Maryland 7 $ 1,905,000 $ 272,000 $ 101,000
Talbot County Maryland 7 $ 2,825,000 $ 403,000 $ 141,000
Worcester County Maryland 7 $ 1,875,000 $ 267,000 $ 138,000
Middlesex County New Jersey 7 $ 3,365,000 $ 480,000 $ 223,000
Alexandria County Virginia 7 $ 3,685,000 $ 526,000 $ 217,000
Nelson County Virginia 7 $ 1,385,000 $ 197,000 $ 125,000
Spotsylvania County Virginia 7 $ 3,435,000 $ 490,000 $ 224,000
Frederick County Maryland 6 $ 3,230,000 $ 538,000 $ 194,000
Gloucester County New Jersey 6 $ 1,240,000 $ 206,000 $ 85,000
Union County New Jersey 6 $ 4,490,000 $ 748,000 $ 283,000
Currituck County North Carolina 6 $ 1,020,000 $ 170,000 $ 77,000
Monroe County Pennsylvania 6 $ 350,000 $ 58,000 $ 59,000
Gloucester County Virginia 6 $ 1,130,000 $ 188,000 $ 59,000
Isle of Wight County Virginia 6 $ 1,320,000 $ 220,000 $ 70,000
King William County Virginia 6 $ 920,000 $ 153,000 $ 77,000
Powhatan County Virginia 6 $ 2,520,000 $ 420,000 $ 225,000
Morris County New Jersey 5 $ 3,475,000 $ 695,000 $ 358,000
Tioga County Pennsylvania 5 $ 1,045,000 $ 209,000 $ 188,000
York County Virginia 5 $ 1,115,000 $ 223,000 $ 67,000
Washington County Maryland 4 $ 580,000 $ 145,000 $ 80,000
Mercer County New Jersey 4 $ 1,170,000 $ 292,000 $ 134,000
Salem County New Jersey 4 $ 630,000 $ 157,000 $ 90,000
Franklin County Pennsylvania 4 $ 400,000 $ 100,000 $ 59,000
Northampton County Virginia 4 $ 900,000 $ 225,000 $ 310,000
Poquoson County Virginia 4 $ 1,230,000 $ 307,000 $ 102,000
Rockingham County Virginia 4 $ 1,510,000 $ 377,000 $ 244,000
Charles County Maryland 3 $ 885,000 $ 295,000 $ 113,000
Ocean County New Jersey 3 $ 745,000 $ 248,000 $ 159,000
Somerset County New Jersey 3 $ 1,985,000 $ 661,000 $ 224,000
Dare County North Carolina 3 $ 815,000 $ 271,000 $ 134,000
Bedford County Pennsylvania 3 $ 705,000 $ 235,000 $ 136,000
Clinton County Pennsylvania 3 $ 625,000 $ 208,000 $ 102,000
Culpeper County Virginia 3 $ 565,000 $ 188,000 $ 229,000
Fauquier County Virginia 3 $ 1,335,000 $ 445,000 $ 1,060,000
King and Queen County Virginia 3 $ 415,000 $ 138,000 $ 61,000
Middlesex County Virginia 3 $ 745,000 $ 248,000 $ 131,000
Petersburg County Virginia 3 $ 385,000 $ 128,000 $ 46,000
Somerset County Maryland 2 $ 470,000 $ 235,000 $ 71,000
Cumberland County New Jersey 2 $ 340,000 $ 170,000 $ 54,000
Essex County New Jersey 2 $ 1,270,000 $ 635,000 $ 255,000
Hudson County New Jersey 2 $ 1,730,000 $ 865,000 $ 176,000
Clearfield County Pennsylvania 2 $ 70,000 $ 35,000 $ 34,000
Pike County Pennsylvania 2 $ 260,000 $ 130,000 $ 174,000
Dallas County Texas 2 $ 110,000 $ 55,000 $ 24,000
Summit County Utah 2 $ 5,610,000 $ 2,805,000 $ 2,424,000
Amelia County Virginia 2 $ 810,000 $ 405,000 $ 136,000
Arlington County Virginia 2 $ 2,660,000 $ 1,330,000 $ 593,000
Caroline County Virginia 2 $ 280,000 $ 140,000 $ 78,000
Fairfax City County Virginia 2 $ 1,400,000 $ 700,000 $ 569,000
Harrisonburg County Virginia 2 $ 5,910,000 $ 2,955,000 $ 0
Hopewell County Virginia 2 $ 210,000 $ 105,000 $ 45,000
Lynchburg County Virginia 2 $ 330,000 $ 165,000 $ 150,000
Stafford County Virginia 2 $ 1,130,000 $ 565,000 $ 209,000
Williamsburg County Virginia 2 $ 250,000 $ 125,000 $ 53,000
Los Angeles County California 1 $ 75,000 $ 75,000 $ 114,000
Collier County Florida 1 $ 335,000 $ 335,000 $ 240,000
Lee County Florida 1 $ 265,000 $ 265,000 $ 674,000
Honolulu County Hawaii 1 $ 55,000 $ 55,000 $ 90,000
Allegany County Maryland 1 $ 115,000 $ 115,000 $ 36,000
Caroline County Maryland 1 $ 25,000 $ 25,000 $ 109,000
Dorchester County Maryland 1 $ 275,000 $ 275,000 $ 121,000
Kent County Maryland 1 $ 5,000 $ 5,000 $ 58,000
St. Mary's County Maryland 1 $ 305,000 $ 305,000 $ 61,000
Wicomico County Maryland 1 $ 45,000 $ 45,000 $ 44,000
Barnstable County Massachusetts 1 $ 1,005,000 $ 1,005,000 $ 394,000
Richmond County New York 1 $ 75,000 $ 75,000 $ 300,000
Brunswick County North Carolina 1 $ 125,000 $ 125,000 $ 192,000
Hertford County North Carolina 1 $ 185,000 $ 185,000 $ 42,000
Mecklenburg County North Carolina 1 $ 135,000 $ 135,000 $ 136,000
Pasquotank County North Carolina 1 $ 165,000 $ 165,000 $ 55,000
Wake County North Carolina 1 $ 455,000 $ 455,000 $ 530,000
Allegheny County Pennsylvania 1 $ 525,000 $ 525,000 $ 300,000
Armstrong County Pennsylvania 1 $ 35,000 $ 35,000 $ 51,000
Cambria County Pennsylvania 1 $ 45,000 $ 45,000 $ 89,000
Clarion County Pennsylvania 1 $ 95,000 $ 95,000 $ 49,000
Huntingdon County Pennsylvania 1 $ 35,000 $ 35,000 $ 34,000
Jefferson County Pennsylvania 1 $ 435,000 $ 435,000 $ 0
Lackawanna County Pennsylvania 1 $ 225,000 $ 225,000 $ 185,000
Sullivan County Pennsylvania 1 $ 155,000 $ 155,000 $ 77,000
Westmoreland County Pennsylvania 1 $ 605,000 $ 605,000 $ 199,000
Augusta County Virginia 1 $ 55,000 $ 55,000 $ 169,000
Bedford County Virginia 1 $ 305,000 $ 305,000 $ 0
Buckingham County Virginia 1 $ 545,000 $ 545,000 $ 115,000
Clarke County Virginia 1 $ 275,000 $ 275,000 $ 66,000
Colonial Heights County Virginia 1 $ 205,000 $ 205,000 $ 18,000
Cumberland County Virginia 1 $ 165,000 $ 165,000 $ 34,000
Dinwiddie County Virginia 1 $ 105,000 $ 105,000 $ 29,000
Falls Church County Virginia 1 $ 255,000 $ 255,000 $ 194,000
Giles County Virginia 1 $ 105,000 $ 105,000 $ 170,000
Martinsville County Virginia 1 $ 275,000 $ 275,000 $ 184,000
Montgomery County Virginia 1 $ 235,000 $ 235,000 $ 95,000
Northumberland County Virginia 1 $ 155,000 $ 155,000 $ 91,000
Southampton County Virginia 1 $ 35,000 $ 35,000 $ 52,000
Staunton County Virginia 1 $ 195,000 $ 195,000 $ 190,000
Surry County Virginia 1 $ 285,000 $ 285,000 $ 66,000

Mortgage Loan Application Detail Totals for Fulton Bank, National Association in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,419 $1,078,655,000 $244,000 $20,205,000 $110,000 $3,345,000
Refinancing 1,519 $260,375,000 $171,000 $13,605,000 $125,000 $2,997,000
Other Purpose 1,236 $112,190,000 $90,000 $915,000 $108,000 $2,002,000
Home Improvement 766 $56,650,000 $73,000 $2,005,000 $125,000 $5,568,000
Cash-out Refinancing 334 $81,480,000 $243,000 $4,005,000 $133,000 $1,900,000
Not Applicable 4 $810,000 $202,000 $375,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,169 $1,138,985,000 $184,000 $4,005,000 $118,000 $3,345,000
Not Provided 711 $111,915,000 $157,000 $2,005,000 $143,000 $5,568,000
Black or African American 585 $103,065,000 $176,000 $1,505,000 $74,000 $638,000
Hispanic 448 $55,450,000 $123,000 $795,000 $60,000 $1,272,000
Asian 197 $64,825,000 $329,000 $1,425,000 $156,000 $675,000
Not applicable 118 $106,760,000 $904,000 $20,205,000 $0 $0
American Indian or Alaskan Native 14 $2,680,000 $191,000 $815,000 $122,000 $417,000
Native Hawaiian or Other Pacific Islander 4 $900,000 $225,000 $365,000 $148,000 $357,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,591 $1,457,475,000 $192,000 $20,205,000 $119,000 $5,568,000
FHA-insured (Federal Housing Administration) 484 $82,980,000 $171,000 $495,000 $64,000 $540,000
VA-guaranteed (Veterans Administration) 149 $40,585,000 $272,000 $725,000 $93,000 $330,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 54 $9,120,000 $168,000 $395,000 $59,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,931 $1,184,115,000 $199,000 $20,205,000 $118,000 $2,997,000
Application Denied By Financial Institution 1,435 $196,315,000 $136,000 $2,255,000 $94,000 $5,568,000
Application Withdrawn By Applicant 495 $120,455,000 $243,000 $13,605,000 $128,000 $3,345,000
Application Approved But Not Accepted 312 $62,500,000 $200,000 $1,205,000 $107,000 $587,000
File Closed For Incompleteness 99 $25,665,000 $259,000 $1,255,000 $129,000 $800,000
Loan Purchased By The Institution 6 $1,110,000 $185,000 $375,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,843 $1,393,845,000 $203,000 $20,205,000 $119,000 $3,345,000
Debt-To-Income Ratio 413 $71,165,000 $172,000 $2,255,000 $55,000 $360,000
Credit History 406 $42,270,000 $104,000 $1,805,000 $69,000 $1,272,000
Collateral 385 $50,185,000 $130,000 $1,765,000 $120,000 $1,531,000
Credit Application Incomplete 137 $17,605,000 $128,000 $845,000 $141,000 $1,399,000
Other 46 $7,320,000 $159,000 $595,000 $321,000 $5,568,000
Unverifiable Information 34 $5,850,000 $172,000 $925,000 $160,000 $1,264,000
Employment History 14 $1,920,000 $137,000 $255,000 $58,000 $218,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fulton Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fulton Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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