Lead Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Lead Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Lead Bank
200 N 3Rd St
Garden City, MO 64747
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 981
Total Mortgage Loan Application Amount $165,467,000
Average Mortgage Loan Application Amount $114,666
Highest Mortgage Loan Application Amount $578,000
Average Applicant Income $56,666
Highest Applicant Income $600,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Lead Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lead Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Lead Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lead Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Lead Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lead Bank's mortgage activity for 2010.

Mortgage Loan Application Totals for Lead Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson County Kansas 135 $ 27,161,000 $ 201,000 $ 104,000
Jackson County Missouri 101 $ 14,089,000 $ 139,000 $ 63,000
Clay County Missouri 56 $ 9,069,000 $ 161,000 $ 63,000
Sedgwick County Kansas 46 $ 6,034,000 $ 131,000 $ 68,000
El Paso County Colorado 38 $ 8,198,000 $ 215,000 $ 79,000
St. Louis County Missouri 29 $ 5,845,000 $ 201,000 $ 109,000
Cass County Missouri 28 $ 3,355,000 $ 119,000 $ 57,000
Pierce County Washington 24 $ 6,102,000 $ 254,000 $ 56,000
Platte County Missouri 22 $ 3,415,000 $ 155,000 $ 67,000
Wyandotte County Kansas 21 $ 2,160,000 $ 102,000 $ 46,000
King County Washington 19 $ 4,962,000 $ 261,000 $ 93,000
Snohomish County Washington 18 $ 4,565,000 $ 253,000 $ 80,000
St. Charles County Missouri 17 $ 3,907,000 $ 229,000 $ 86,000
Pueblo County Colorado 13 $ 2,363,000 $ 181,000 $ 77,000
Collin County Texas 13 $ 2,819,000 $ 216,000 $ 93,000
Leavenworth County Kansas 12 $ 2,387,000 $ 198,000 $ 77,000
Jefferson County Missouri 11 $ 2,088,000 $ 189,000 $ 78,000
Hidalgo County Texas 11 $ 1,654,000 $ 150,000 $ 71,000
Webb County Texas 11 $ 1,259,000 $ 114,000 $ 31,000
Clinton County Missouri 10 $ 994,000 $ 99,000 $ 72,000
Grundy County Missouri 10 $ 822,000 $ 82,000 $ 41,000
Spokane County Washington 10 $ 1,619,000 $ 161,000 $ 55,000
St. Clair County Illinois 9 $ 1,659,000 $ 184,000 $ 59,000
Delta County Colorado 7 $ 1,523,000 $ 217,000 $ 79,000
Peoria County Illinois 7 $ 821,000 $ 117,000 $ 53,000
Tazewell County Illinois 7 $ 1,013,000 $ 144,000 $ 55,000
Harris County Texas 7 $ 854,000 $ 122,000 $ 83,000
Washington County Arkansas 6 $ 905,000 $ 150,000 $ 66,000
Shawnee County Kansas 6 $ 845,000 $ 140,000 $ 59,000
Livingston County Missouri 6 $ 495,000 $ 82,000 $ 39,000
Travis County Texas 6 $ 1,353,000 $ 225,000 $ 99,000
Monroe County Florida 5 $ 1,187,000 $ 237,000 $ 224,000
Knox County Illinois 5 $ 416,000 $ 83,000 $ 33,000
Macoupin County Illinois 5 $ 537,000 $ 107,000 $ 51,000
Madison County Illinois 5 $ 646,000 $ 129,000 $ 81,000
Woodford County Illinois 5 $ 1,303,000 $ 260,000 $ 114,000
Miami County Kansas 5 $ 805,000 $ 161,000 $ 93,000
Bell County Texas 5 $ 707,000 $ 141,000 $ 45,000
Bexar County Texas 5 $ 789,000 $ 157,000 $ 106,000
Denton County Texas 5 $ 828,000 $ 165,000 $ 91,000
Mason County Washington 5 $ 738,000 $ 147,000 $ 50,000
Benton County Arkansas 4 $ 545,000 $ 136,000 $ 37,000
Lee County Florida 4 $ 306,000 $ 76,000 $ 41,000
Lake County Illinois 4 $ 873,000 $ 218,000 $ 152,000
Pottawattamie County Iowa 4 $ 567,000 $ 141,000 $ 91,000
Lyon County Kansas 4 $ 334,000 $ 83,000 $ 28,000
Buchanan County Missouri 4 $ 543,000 $ 135,000 $ 52,000
Camden County Missouri 4 $ 1,072,000 $ 268,000 $ 220,000
Franklin County Missouri 4 $ 634,000 $ 158,000 $ 54,000
Johnson County Missouri 4 $ 466,000 $ 116,000 $ 63,000
St. Louis City County Missouri 4 $ 719,000 $ 179,000 $ 65,000
Douglas County Nebraska 4 $ 762,000 $ 190,000 $ 115,000
Dallas County Texas 4 $ 568,000 $ 142,000 $ 63,000
Kitsap County Washington 4 $ 741,000 $ 185,000 $ 62,000
Clay County Kansas 3 $ 273,000 $ 91,000 $ 48,000
Harvey County Kansas 3 $ 333,000 $ 111,000 $ 42,000
Riley County Kansas 3 $ 558,000 $ 186,000 $ 138,000
Bates County Missouri 3 $ 377,000 $ 125,000 $ 28,000
Greene County Missouri 3 $ 318,000 $ 106,000 $ 25,000
Ray County Missouri 3 $ 538,000 $ 179,000 $ 25,000
Tulsa County Oklahoma 3 $ 513,000 $ 171,000 $ 85,000
Thurston County Washington 3 $ 514,000 $ 171,000 $ 29,000
Denver County Colorado 2 $ 229,000 $ 114,000 $ 30,000
Douglas County Colorado 2 $ 434,000 $ 217,000 $ 91,000
De Witt County Illinois 2 $ 284,000 $ 142,000 $ 76,000
Fulton County Illinois 2 $ 145,000 $ 72,000 $ 65,000
Macon County Illinois 2 $ 166,000 $ 83,000 $ 31,000
Dallas County Iowa 2 $ 446,000 $ 223,000 $ 76,000
Linn County Iowa 2 $ 310,000 $ 155,000 $ 77,000
Butler County Kansas 2 $ 484,000 $ 242,000 $ 96,000
Crawford County Kansas 2 $ 249,000 $ 124,000 $ 60,000
Douglas County Kansas 2 $ 248,000 $ 124,000 $ 29,000
Pawnee County Kansas 2 $ 148,000 $ 74,000 $ 35,000
Reno County Kansas 2 $ 181,000 $ 90,000 $ 50,000
Andrew County Missouri 2 $ 361,000 $ 180,000 $ 83,000
Barry County Missouri 2 $ 247,000 $ 123,000 $ 39,000
Boone County Missouri 2 $ 199,000 $ 99,000 $ 39,000
Carroll County Missouri 2 $ 239,000 $ 119,000 $ 63,000
Cole County Missouri 2 $ 273,000 $ 136,000 $ 53,000
Henry County Missouri 2 $ 198,000 $ 99,000 $ 70,000
Jasper County Missouri 2 $ 217,000 $ 108,000 $ 47,000
Lincoln County Missouri 2 $ 302,000 $ 151,000 $ 75,000
Linn County Missouri 2 $ 231,000 $ 115,000 $ 49,000
Miller County Missouri 2 $ 156,000 $ 78,000 $ 25,000
Pettis County Missouri 2 $ 242,000 $ 121,000 $ 70,000
Fort Bend County Texas 2 $ 391,000 $ 195,000 $ 91,000
Hays County Texas 2 $ 428,000 $ 214,000 $ 77,000
Montgomery County Texas 2 $ 307,000 $ 153,000 $ 94,000
Albemarle County Virginia 2 $ 599,000 $ 299,000 $ 172,000
Garland County Arkansas 1 $ 254,000 $ 254,000 $ 154,000
Hot Spring County Arkansas 1 $ 43,000 $ 43,000 $ 37,000
Pulaski County Arkansas 1 $ 322,000 $ 322,000 $ 315,000
Alamosa County Colorado 1 $ 139,000 $ 139,000 $ 91,000
Arapahoe County Colorado 1 $ 155,000 $ 155,000 $ 75,000
Jefferson County Colorado 1 $ 207,000 $ 207,000 $ 59,000
Montrose County Colorado 1 $ 273,000 $ 273,000 $ 89,000
Rio Blanco County Colorado 1 $ 169,000 $ 169,000 $ 59,000
Teller County Colorado 1 $ 187,000 $ 187,000 $ 59,000
Collier County Florida 1 $ 81,000 $ 81,000 $ 26,000
Putnam County Florida 1 $ 115,000 $ 115,000 $ 93,000
Cook County Illinois 1 $ 349,000 $ 349,000 $ 79,000
DuPage County Illinois 1 $ 410,000 $ 410,000 $ 192,000
Kendall County Illinois 1 $ 175,000 $ 175,000 $ 191,000
LaSalle County Illinois 1 $ 169,000 $ 169,000 $ 117,000
Marion County Illinois 1 $ 102,000 $ 102,000 $ 93,000
McHenry County Illinois 1 $ 179,000 $ 179,000 $ 70,000
Monroe County Illinois 1 $ 116,000 $ 116,000 $ 44,000
Sangamon County Illinois 1 $ 157,000 $ 157,000 $ 82,000
Union County Illinois 1 $ 242,000 $ 242,000 $ 42,000
Will County Illinois 1 $ 220,000 $ 220,000 $ 110,000
Cass County Iowa 1 $ 87,000 $ 87,000 $ 72,000
Scott County Iowa 1 $ 128,000 $ 128,000 $ 62,000
Anderson County Kansas 1 $ 50,000 $ 50,000 $ 67,000
Barber County Kansas 1 $ 53,000 $ 53,000 $ 54,000
Bourbon County Kansas 1 $ 73,000 $ 73,000 $ 62,000
Franklin County Kansas 1 $ 123,000 $ 123,000 $ 74,000
Geary County Kansas 1 $ 125,000 $ 125,000 $ 63,000
Jackson County Kansas 1 $ 112,000 $ 112,000 $ 50,000
Logan County Kansas 1 $ 125,000 $ 125,000 $ 46,000
Marion County Kansas 1 $ 125,000 $ 125,000 $ 50,000
Russell County Kansas 1 $ 32,000 $ 32,000 $ 90,000
Saline County Kansas 1 $ 216,000 $ 216,000 $ 95,000
Sumner County Kansas 1 $ 78,000 $ 78,000 $ 69,000
Thomas County Kansas 1 $ 60,000 $ 60,000 $ 38,000
Barton County Missouri 1 $ 199,000 $ 199,000 $ 100,000
Benton County Missouri 1 $ 12,000 $ 12,000 $ 18,000
Bollinger County Missouri 1 $ 294,000 $ 294,000 $ 83,000
Butler County Missouri 1 $ 105,000 $ 105,000 $ 0
Callaway County Missouri 1 $ 86,000 $ 86,000 $ 28,000
Chariton County Missouri 1 $ 66,000 $ 66,000 $ 31,000
Daviess County Missouri 1 $ 88,000 $ 88,000 $ 46,000
DeKalb County Missouri 1 $ 78,000 $ 78,000 $ 22,000
Holt County Missouri 1 $ 417,000 $ 417,000 $ 173,000
Lafayette County Missouri 1 $ 128,000 $ 128,000 $ 30,000
Newton County Missouri 1 $ 330,000 $ 330,000 $ 160,000
Randolph County Missouri 1 $ 60,000 $ 60,000 $ 34,000
Reynolds County Missouri 1 $ 60,000 $ 60,000 $ 53,000
Saline County Missouri 1 $ 135,000 $ 135,000 $ 71,000
St. Francois County Missouri 1 $ 193,000 $ 193,000 $ 65,000
Taney County Missouri 1 $ 150,000 $ 150,000 $ 89,000
Washington County Missouri 1 $ 231,000 $ 231,000 $ 97,000
Buffalo County Nebraska 1 $ 143,000 $ 143,000 $ 95,000
Holt County Nebraska 1 $ 104,000 $ 104,000 $ 88,000
Lancaster County Nebraska 1 $ 127,000 $ 127,000 $ 49,000
Lincoln County Nebraska 1 $ 131,000 $ 131,000 $ 58,000
Sarpy County Nebraska 1 $ 168,000 $ 168,000 $ 155,000
Sioux County Nebraska 1 $ 150,000 $ 150,000 $ 45,000
Chaves County New Mexico 1 $ 37,000 $ 37,000 $ 54,000
Hidalgo County New Mexico 1 $ 92,000 $ 92,000 $ 60,000
Otero County New Mexico 1 $ 117,000 $ 117,000 $ 68,000
Canadian County Oklahoma 1 $ 247,000 $ 247,000 $ 102,000
Cherokee County Oklahoma 1 $ 95,000 $ 95,000 $ 24,000
Comanche County Oklahoma 1 $ 246,000 $ 246,000 $ 112,000
Ottawa County Oklahoma 1 $ 183,000 $ 183,000 $ 67,000
Rogers County Oklahoma 1 $ 129,000 $ 129,000 $ 124,000
Brazoria County Texas 1 $ 189,000 $ 189,000 $ 46,000
Burnet County Texas 1 $ 150,000 $ 150,000 $ 67,000
Cameron County Texas 1 $ 128,000 $ 128,000 $ 71,000
Coryell County Texas 1 $ 150,000 $ 150,000 $ 97,000
Duval County Texas 1 $ 203,000 $ 203,000 $ 114,000
Montague County Texas 1 $ 83,000 $ 83,000 $ 60,000
Parker County Texas 1 $ 123,000 $ 123,000 $ 86,000
Polk County Texas 1 $ 288,000 $ 288,000 $ 121,000
Tarrant County Texas 1 $ 85,000 $ 85,000 $ 24,000
Williamson County Texas 1 $ 174,000 $ 174,000 $ 47,000
Fairfax County Virginia 1 $ 377,000 $ 377,000 $ 84,000
Gloucester County Virginia 1 $ 215,000 $ 215,000 $ 0
Montgomery County Virginia 1 $ 177,000 $ 177,000 $ 75,000
Prince William County Virginia 1 $ 434,000 $ 434,000 $ 81,000
Roanoke City County Virginia 1 $ 103,000 $ 103,000 $ 32,000
Island County Washington 1 $ 193,000 $ 193,000 $ 0
Jefferson County Washington 1 $ 281,000 $ 281,000 $ 86,000
Stevens County Washington 1 $ 92,000 $ 92,000 $ 44,000
Waukesha County Wisconsin 1 $ 411,000 $ 411,000 $ 105,000

Mortgage Loan Application Detail Totals for Lead Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 626 $115,223,000 $184,000 $578,000 $82,000 $600,000
Home Purchase 353 $50,207,000 $142,000 $434,000 $63,000 $441,000
Home Improvement 2 $37,000 $18,000 $20,000 $25,000 $40,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 804 $137,133,000 $170,000 $578,000 $76,000 $600,000
Hispanic 64 $8,775,000 $137,000 $329,000 $58,000 $297,000
Not Provided 52 $9,901,000 $190,000 $417,000 $100,000 $403,000
Black or African American 39 $5,697,000 $146,000 $434,000 $49,000 $125,000
Asian 17 $3,376,000 $198,000 $347,000 $91,000 $219,000
Not applicable 3 $35,000 $11,000 $15,000 $0 $0
American Indian or Alaskan Native 1 $133,000 $133,000 $133,000 $55,000 $55,000
Native Hawaiian or Other Pacific Islander 1 $417,000 $417,000 $417,000 $90,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 443 $66,837,000 $150,000 $578,000 $58,000 $520,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 435 $82,023,000 $188,000 $417,000 $99,000 $600,000
VA-guaranteed (Veterans Administration) 58 $10,971,000 $189,000 $434,000 $52,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $5,636,000 $125,000 $238,000 $48,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 955 $163,404,000 $171,000 $578,000 $76,000 $600,000
Loan Originated 22 $1,751,000 $79,000 $249,000 $56,000 $303,000
Application Denied By Financial Institution 4 $312,000 $78,000 $217,000 $73,000 $183,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4 $312,000 $78,000 $217,000 $73,000 $183,000
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lead Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lead Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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