Lead Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lead Bank 200 N 3Rd St Garden City, MO 64747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 981 |
| Total Mortgage Loan Application Amount | $165,467,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $578,000 |
| Average Applicant Income | $56,666 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Lead Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lead Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Lead Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lead Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Lead Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lead Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 135 | $ 27,161,000 | $ 201,000 | $ 104,000 |
| Jackson County Missouri | 101 | $ 14,089,000 | $ 139,000 | $ 63,000 |
| Clay County Missouri | 56 | $ 9,069,000 | $ 161,000 | $ 63,000 |
| Sedgwick County Kansas | 46 | $ 6,034,000 | $ 131,000 | $ 68,000 |
| El Paso County Colorado | 38 | $ 8,198,000 | $ 215,000 | $ 79,000 |
| St. Louis County Missouri | 29 | $ 5,845,000 | $ 201,000 | $ 109,000 |
| Cass County Missouri | 28 | $ 3,355,000 | $ 119,000 | $ 57,000 |
| Pierce County Washington | 24 | $ 6,102,000 | $ 254,000 | $ 56,000 |
| Platte County Missouri | 22 | $ 3,415,000 | $ 155,000 | $ 67,000 |
| Wyandotte County Kansas | 21 | $ 2,160,000 | $ 102,000 | $ 46,000 |
| King County Washington | 19 | $ 4,962,000 | $ 261,000 | $ 93,000 |
| Snohomish County Washington | 18 | $ 4,565,000 | $ 253,000 | $ 80,000 |
| St. Charles County Missouri | 17 | $ 3,907,000 | $ 229,000 | $ 86,000 |
| Pueblo County Colorado | 13 | $ 2,363,000 | $ 181,000 | $ 77,000 |
| Collin County Texas | 13 | $ 2,819,000 | $ 216,000 | $ 93,000 |
| Leavenworth County Kansas | 12 | $ 2,387,000 | $ 198,000 | $ 77,000 |
| Jefferson County Missouri | 11 | $ 2,088,000 | $ 189,000 | $ 78,000 |
| Hidalgo County Texas | 11 | $ 1,654,000 | $ 150,000 | $ 71,000 |
| Webb County Texas | 11 | $ 1,259,000 | $ 114,000 | $ 31,000 |
| Clinton County Missouri | 10 | $ 994,000 | $ 99,000 | $ 72,000 |
| Grundy County Missouri | 10 | $ 822,000 | $ 82,000 | $ 41,000 |
| Spokane County Washington | 10 | $ 1,619,000 | $ 161,000 | $ 55,000 |
| St. Clair County Illinois | 9 | $ 1,659,000 | $ 184,000 | $ 59,000 |
| Delta County Colorado | 7 | $ 1,523,000 | $ 217,000 | $ 79,000 |
| Peoria County Illinois | 7 | $ 821,000 | $ 117,000 | $ 53,000 |
| Tazewell County Illinois | 7 | $ 1,013,000 | $ 144,000 | $ 55,000 |
| Harris County Texas | 7 | $ 854,000 | $ 122,000 | $ 83,000 |
| Washington County Arkansas | 6 | $ 905,000 | $ 150,000 | $ 66,000 |
| Shawnee County Kansas | 6 | $ 845,000 | $ 140,000 | $ 59,000 |
| Livingston County Missouri | 6 | $ 495,000 | $ 82,000 | $ 39,000 |
| Travis County Texas | 6 | $ 1,353,000 | $ 225,000 | $ 99,000 |
| Monroe County Florida | 5 | $ 1,187,000 | $ 237,000 | $ 224,000 |
| Knox County Illinois | 5 | $ 416,000 | $ 83,000 | $ 33,000 |
| Macoupin County Illinois | 5 | $ 537,000 | $ 107,000 | $ 51,000 |
| Madison County Illinois | 5 | $ 646,000 | $ 129,000 | $ 81,000 |
| Woodford County Illinois | 5 | $ 1,303,000 | $ 260,000 | $ 114,000 |
| Miami County Kansas | 5 | $ 805,000 | $ 161,000 | $ 93,000 |
| Bell County Texas | 5 | $ 707,000 | $ 141,000 | $ 45,000 |
| Bexar County Texas | 5 | $ 789,000 | $ 157,000 | $ 106,000 |
| Denton County Texas | 5 | $ 828,000 | $ 165,000 | $ 91,000 |
| Mason County Washington | 5 | $ 738,000 | $ 147,000 | $ 50,000 |
| Benton County Arkansas | 4 | $ 545,000 | $ 136,000 | $ 37,000 |
| Lee County Florida | 4 | $ 306,000 | $ 76,000 | $ 41,000 |
| Lake County Illinois | 4 | $ 873,000 | $ 218,000 | $ 152,000 |
| Pottawattamie County Iowa | 4 | $ 567,000 | $ 141,000 | $ 91,000 |
| Lyon County Kansas | 4 | $ 334,000 | $ 83,000 | $ 28,000 |
| Buchanan County Missouri | 4 | $ 543,000 | $ 135,000 | $ 52,000 |
| Camden County Missouri | 4 | $ 1,072,000 | $ 268,000 | $ 220,000 |
| Franklin County Missouri | 4 | $ 634,000 | $ 158,000 | $ 54,000 |
| Johnson County Missouri | 4 | $ 466,000 | $ 116,000 | $ 63,000 |
| St. Louis City County Missouri | 4 | $ 719,000 | $ 179,000 | $ 65,000 |
| Douglas County Nebraska | 4 | $ 762,000 | $ 190,000 | $ 115,000 |
| Dallas County Texas | 4 | $ 568,000 | $ 142,000 | $ 63,000 |
| Kitsap County Washington | 4 | $ 741,000 | $ 185,000 | $ 62,000 |
| Clay County Kansas | 3 | $ 273,000 | $ 91,000 | $ 48,000 |
| Harvey County Kansas | 3 | $ 333,000 | $ 111,000 | $ 42,000 |
| Riley County Kansas | 3 | $ 558,000 | $ 186,000 | $ 138,000 |
| Bates County Missouri | 3 | $ 377,000 | $ 125,000 | $ 28,000 |
| Greene County Missouri | 3 | $ 318,000 | $ 106,000 | $ 25,000 |
| Ray County Missouri | 3 | $ 538,000 | $ 179,000 | $ 25,000 |
| Tulsa County Oklahoma | 3 | $ 513,000 | $ 171,000 | $ 85,000 |
| Thurston County Washington | 3 | $ 514,000 | $ 171,000 | $ 29,000 |
| Denver County Colorado | 2 | $ 229,000 | $ 114,000 | $ 30,000 |
| Douglas County Colorado | 2 | $ 434,000 | $ 217,000 | $ 91,000 |
| De Witt County Illinois | 2 | $ 284,000 | $ 142,000 | $ 76,000 |
| Fulton County Illinois | 2 | $ 145,000 | $ 72,000 | $ 65,000 |
| Macon County Illinois | 2 | $ 166,000 | $ 83,000 | $ 31,000 |
| Dallas County Iowa | 2 | $ 446,000 | $ 223,000 | $ 76,000 |
| Linn County Iowa | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Butler County Kansas | 2 | $ 484,000 | $ 242,000 | $ 96,000 |
| Crawford County Kansas | 2 | $ 249,000 | $ 124,000 | $ 60,000 |
| Douglas County Kansas | 2 | $ 248,000 | $ 124,000 | $ 29,000 |
| Pawnee County Kansas | 2 | $ 148,000 | $ 74,000 | $ 35,000 |
| Reno County Kansas | 2 | $ 181,000 | $ 90,000 | $ 50,000 |
| Andrew County Missouri | 2 | $ 361,000 | $ 180,000 | $ 83,000 |
| Barry County Missouri | 2 | $ 247,000 | $ 123,000 | $ 39,000 |
| Boone County Missouri | 2 | $ 199,000 | $ 99,000 | $ 39,000 |
| Carroll County Missouri | 2 | $ 239,000 | $ 119,000 | $ 63,000 |
| Cole County Missouri | 2 | $ 273,000 | $ 136,000 | $ 53,000 |
| Henry County Missouri | 2 | $ 198,000 | $ 99,000 | $ 70,000 |
| Jasper County Missouri | 2 | $ 217,000 | $ 108,000 | $ 47,000 |
| Lincoln County Missouri | 2 | $ 302,000 | $ 151,000 | $ 75,000 |
| Linn County Missouri | 2 | $ 231,000 | $ 115,000 | $ 49,000 |
| Miller County Missouri | 2 | $ 156,000 | $ 78,000 | $ 25,000 |
| Pettis County Missouri | 2 | $ 242,000 | $ 121,000 | $ 70,000 |
| Fort Bend County Texas | 2 | $ 391,000 | $ 195,000 | $ 91,000 |
| Hays County Texas | 2 | $ 428,000 | $ 214,000 | $ 77,000 |
| Montgomery County Texas | 2 | $ 307,000 | $ 153,000 | $ 94,000 |
| Albemarle County Virginia | 2 | $ 599,000 | $ 299,000 | $ 172,000 |
| Garland County Arkansas | 1 | $ 254,000 | $ 254,000 | $ 154,000 |
| Hot Spring County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 37,000 |
| Pulaski County Arkansas | 1 | $ 322,000 | $ 322,000 | $ 315,000 |
| Alamosa County Colorado | 1 | $ 139,000 | $ 139,000 | $ 91,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Jefferson County Colorado | 1 | $ 207,000 | $ 207,000 | $ 59,000 |
| Montrose County Colorado | 1 | $ 273,000 | $ 273,000 | $ 89,000 |
| Rio Blanco County Colorado | 1 | $ 169,000 | $ 169,000 | $ 59,000 |
| Teller County Colorado | 1 | $ 187,000 | $ 187,000 | $ 59,000 |
| Collier County Florida | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Putnam County Florida | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Cook County Illinois | 1 | $ 349,000 | $ 349,000 | $ 79,000 |
| DuPage County Illinois | 1 | $ 410,000 | $ 410,000 | $ 192,000 |
| Kendall County Illinois | 1 | $ 175,000 | $ 175,000 | $ 191,000 |
| LaSalle County Illinois | 1 | $ 169,000 | $ 169,000 | $ 117,000 |
| Marion County Illinois | 1 | $ 102,000 | $ 102,000 | $ 93,000 |
| McHenry County Illinois | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Monroe County Illinois | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Sangamon County Illinois | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Union County Illinois | 1 | $ 242,000 | $ 242,000 | $ 42,000 |
| Will County Illinois | 1 | $ 220,000 | $ 220,000 | $ 110,000 |
| Cass County Iowa | 1 | $ 87,000 | $ 87,000 | $ 72,000 |
| Scott County Iowa | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Anderson County Kansas | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Barber County Kansas | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Bourbon County Kansas | 1 | $ 73,000 | $ 73,000 | $ 62,000 |
| Franklin County Kansas | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Geary County Kansas | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Jackson County Kansas | 1 | $ 112,000 | $ 112,000 | $ 50,000 |
| Logan County Kansas | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Marion County Kansas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Russell County Kansas | 1 | $ 32,000 | $ 32,000 | $ 90,000 |
| Saline County Kansas | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Sumner County Kansas | 1 | $ 78,000 | $ 78,000 | $ 69,000 |
| Thomas County Kansas | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Barton County Missouri | 1 | $ 199,000 | $ 199,000 | $ 100,000 |
| Benton County Missouri | 1 | $ 12,000 | $ 12,000 | $ 18,000 |
| Bollinger County Missouri | 1 | $ 294,000 | $ 294,000 | $ 83,000 |
| Butler County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Callaway County Missouri | 1 | $ 86,000 | $ 86,000 | $ 28,000 |
| Chariton County Missouri | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| Daviess County Missouri | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
| DeKalb County Missouri | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
| Holt County Missouri | 1 | $ 417,000 | $ 417,000 | $ 173,000 |
| Lafayette County Missouri | 1 | $ 128,000 | $ 128,000 | $ 30,000 |
| Newton County Missouri | 1 | $ 330,000 | $ 330,000 | $ 160,000 |
| Randolph County Missouri | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Reynolds County Missouri | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Saline County Missouri | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| St. Francois County Missouri | 1 | $ 193,000 | $ 193,000 | $ 65,000 |
| Taney County Missouri | 1 | $ 150,000 | $ 150,000 | $ 89,000 |
| Washington County Missouri | 1 | $ 231,000 | $ 231,000 | $ 97,000 |
| Buffalo County Nebraska | 1 | $ 143,000 | $ 143,000 | $ 95,000 |
| Holt County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 88,000 |
| Lancaster County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Lincoln County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Sarpy County Nebraska | 1 | $ 168,000 | $ 168,000 | $ 155,000 |
| Sioux County Nebraska | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Chaves County New Mexico | 1 | $ 37,000 | $ 37,000 | $ 54,000 |
| Hidalgo County New Mexico | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Otero County New Mexico | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Canadian County Oklahoma | 1 | $ 247,000 | $ 247,000 | $ 102,000 |
| Cherokee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Comanche County Oklahoma | 1 | $ 246,000 | $ 246,000 | $ 112,000 |
| Ottawa County Oklahoma | 1 | $ 183,000 | $ 183,000 | $ 67,000 |
| Rogers County Oklahoma | 1 | $ 129,000 | $ 129,000 | $ 124,000 |
| Brazoria County Texas | 1 | $ 189,000 | $ 189,000 | $ 46,000 |
| Burnet County Texas | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Cameron County Texas | 1 | $ 128,000 | $ 128,000 | $ 71,000 |
| Coryell County Texas | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Duval County Texas | 1 | $ 203,000 | $ 203,000 | $ 114,000 |
| Montague County Texas | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Parker County Texas | 1 | $ 123,000 | $ 123,000 | $ 86,000 |
| Polk County Texas | 1 | $ 288,000 | $ 288,000 | $ 121,000 |
| Tarrant County Texas | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Williamson County Texas | 1 | $ 174,000 | $ 174,000 | $ 47,000 |
| Fairfax County Virginia | 1 | $ 377,000 | $ 377,000 | $ 84,000 |
| Gloucester County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| Prince William County Virginia | 1 | $ 434,000 | $ 434,000 | $ 81,000 |
| Roanoke City County Virginia | 1 | $ 103,000 | $ 103,000 | $ 32,000 |
| Island County Washington | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Jefferson County Washington | 1 | $ 281,000 | $ 281,000 | $ 86,000 |
| Stevens County Washington | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Waukesha County Wisconsin | 1 | $ 411,000 | $ 411,000 | $ 105,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 626 | $115,223,000 | $184,000 | $578,000 | $82,000 | $600,000 |
| Home Purchase | 353 | $50,207,000 | $142,000 | $434,000 | $63,000 | $441,000 |
| Home Improvement | 2 | $37,000 | $18,000 | $20,000 | $25,000 | $40,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 804 | $137,133,000 | $170,000 | $578,000 | $76,000 | $600,000 |
| Hispanic | 64 | $8,775,000 | $137,000 | $329,000 | $58,000 | $297,000 |
| Not Provided | 52 | $9,901,000 | $190,000 | $417,000 | $100,000 | $403,000 |
| Black or African American | 39 | $5,697,000 | $146,000 | $434,000 | $49,000 | $125,000 |
| Asian | 17 | $3,376,000 | $198,000 | $347,000 | $91,000 | $219,000 |
| Not applicable | 3 | $35,000 | $11,000 | $15,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $133,000 | $133,000 | $133,000 | $55,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $417,000 | $417,000 | $417,000 | $90,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 443 | $66,837,000 | $150,000 | $578,000 | $58,000 | $520,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 435 | $82,023,000 | $188,000 | $417,000 | $99,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 58 | $10,971,000 | $189,000 | $434,000 | $52,000 | $200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 45 | $5,636,000 | $125,000 | $238,000 | $48,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 955 | $163,404,000 | $171,000 | $578,000 | $76,000 | $600,000 |
| Loan Originated | 22 | $1,751,000 | $79,000 | $249,000 | $56,000 | $303,000 |
| Application Denied By Financial Institution | 4 | $312,000 | $78,000 | $217,000 | $73,000 | $183,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $312,000 | $78,000 | $217,000 | $73,000 | $183,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lead Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lead Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.