Gardner Financial Services, Ltd.
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Gardner Financial Services, Ltd..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Gardner Financial Services, Ltd.
3503 Paesanos Pkwy
San Antonio, TX 78231
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 6,783
Total Mortgage Loan Application Amount $1,692,055,000
Average Mortgage Loan Application Amount $254,333
Highest Mortgage Loan Application Amount $2,125,000
Average Applicant Income $126,333
Highest Applicant Income $2,739,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Gardner Financial Services, Ltd. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar County Texas 1,924 $ 443,310,000 $ 230,000 $ 104,000
Tarrant County Texas 491 $ 120,625,000 $ 245,000 $ 118,000
Travis County Texas 381 $ 120,375,000 $ 315,000 $ 152,000
Harris County Texas 357 $ 91,905,000 $ 257,000 $ 119,000
Rutherford County Tennessee 309 $ 71,115,000 $ 230,000 $ 83,000
Williamson County Texas 266 $ 69,450,000 $ 261,000 $ 114,000
Dallas County Texas 246 $ 67,830,000 $ 275,000 $ 129,000
Comal County Texas 231 $ 70,505,000 $ 305,000 $ 131,000
Guadalupe County Texas 224 $ 55,140,000 $ 246,000 $ 98,000
Davidson County Tennessee 185 $ 46,525,000 $ 251,000 $ 94,000
Denton County Texas 150 $ 40,100,000 $ 267,000 $ 108,000
El Paso County Texas 149 $ 28,335,000 $ 190,000 $ 91,000
Collin County Texas 119 $ 34,675,000 $ 291,000 $ 129,000
Williamson County Tennessee 91 $ 31,285,000 $ 343,000 $ 128,000
Maury County Tennessee 86 $ 18,990,000 $ 220,000 $ 70,000
Brazos County Texas 80 $ 20,020,000 $ 250,000 $ 157,000
Hays County Texas 69 $ 17,845,000 $ 258,000 $ 119,000
Fort Bend County Texas 66 $ 15,730,000 $ 238,000 $ 124,000
Montgomery County Tennessee 59 $ 11,065,000 $ 187,000 $ 65,000
Kendall County Texas 59 $ 18,205,000 $ 308,000 $ 124,000
Johnson County Texas 56 $ 13,050,000 $ 233,000 $ 104,000
Jefferson County Colorado 52 $ 18,870,000 $ 362,000 $ 158,000
Parker County Texas 47 $ 12,605,000 $ 268,000 $ 122,000
Wilson County Texas 47 $ 12,905,000 $ 274,000 $ 97,000
Sumner County Tennessee 43 $ 10,445,000 $ 242,000 $ 80,000
Wise County Texas 35 $ 9,885,000 $ 282,000 $ 105,000
Lawrence County Tennessee 34 $ 4,130,000 $ 121,000 $ 54,000
Marshall County Tennessee 34 $ 6,030,000 $ 177,000 $ 66,000
Medina County Texas 34 $ 10,370,000 $ 305,000 $ 121,000
Adams County Colorado 33 $ 10,245,000 $ 310,000 $ 83,000
Montgomery County Texas 33 $ 8,255,000 $ 250,000 $ 110,000
Wilson County Tennessee 30 $ 8,020,000 $ 267,000 $ 106,000
Brazoria County Texas 26 $ 5,490,000 $ 211,000 $ 130,000
Bandera County Texas 24 $ 5,770,000 $ 240,000 $ 87,000
Kaufman County Texas 24 $ 5,200,000 $ 216,000 $ 80,000
Denver County Colorado 20 $ 7,020,000 $ 351,000 $ 141,000
Sandoval County New Mexico 20 $ 4,220,000 $ 211,000 $ 94,000
Bell County Texas 20 $ 3,880,000 $ 194,000 $ 74,000
Dickson County Tennessee 19 $ 3,445,000 $ 181,000 $ 70,000
Oklahoma County Oklahoma 18 $ 3,250,000 $ 180,000 $ 85,000
Robertson County Tennessee 18 $ 3,780,000 $ 210,000 $ 65,000
Galveston County Texas 18 $ 4,830,000 $ 268,000 $ 215,000
Arapahoe County Colorado 17 $ 5,285,000 $ 310,000 $ 98,000
Bedford County Tennessee 17 $ 3,475,000 $ 204,000 $ 69,000
Atascosa County Texas 17 $ 3,795,000 $ 223,000 $ 90,000
Hood County Texas 17 $ 4,405,000 $ 259,000 $ 125,000
Cheatham County Tennessee 16 $ 3,440,000 $ 215,000 $ 67,000
Ellis County Texas 16 $ 3,480,000 $ 217,000 $ 90,000
Weld County Colorado 15 $ 4,155,000 $ 277,000 $ 96,000
Bernalillo County New Mexico 15 $ 2,715,000 $ 181,000 $ 76,000
Nueces County Texas 14 $ 3,810,000 $ 272,000 $ 285,000
Rockwall County Texas 14 $ 4,230,000 $ 302,000 $ 131,000
Cooke County Texas 13 $ 2,965,000 $ 228,000 $ 93,000
Kerr County Texas 12 $ 2,110,000 $ 175,000 $ 77,000
Cleveland County Oklahoma 11 $ 1,395,000 $ 126,000 $ 91,000
Grayson County Texas 11 $ 2,525,000 $ 229,000 $ 87,000
Bastrop County Texas 10 $ 1,970,000 $ 197,000 $ 112,000
Tom Green County Texas 10 $ 2,060,000 $ 206,000 $ 105,000
Hickman County Tennessee 9 $ 1,665,000 $ 185,000 $ 68,000
Douglas County Colorado 8 $ 3,150,000 $ 393,000 $ 114,000
Christian County Kentucky 8 $ 820,000 $ 102,000 $ 53,000
Grimes County Texas 7 $ 2,085,000 $ 297,000 $ 86,000
Lampasas County Texas 7 $ 1,405,000 $ 200,000 $ 70,000
Van Zandt County Texas 7 $ 1,095,000 $ 156,000 $ 79,000
Waller County Texas 7 $ 1,395,000 $ 199,000 $ 104,000
El Paso County Colorado 6 $ 1,760,000 $ 293,000 $ 99,000
Cannon County Tennessee 6 $ 1,210,000 $ 201,000 $ 54,000
Coffee County Tennessee 6 $ 1,210,000 $ 201,000 $ 66,000
Hamilton County Tennessee 6 $ 1,100,000 $ 183,000 $ 67,000
McLennan County Texas 6 $ 1,080,000 $ 180,000 $ 150,000
Caldwell County Texas 5 $ 1,245,000 $ 249,000 $ 143,000
Henderson County Texas 5 $ 1,305,000 $ 261,000 $ 126,000
Midland County Texas 5 $ 1,445,000 $ 289,000 $ 136,000
Palo Pinto County Texas 5 $ 1,185,000 $ 237,000 $ 340,000
Broomfield County Colorado 4 $ 1,060,000 $ 265,000 $ 175,000
Larimer County Colorado 4 $ 1,420,000 $ 355,000 $ 90,000
Dona Ana County New Mexico 4 $ 840,000 $ 210,000 $ 75,000
Franklin County Tennessee 4 $ 890,000 $ 222,000 $ 72,000
Sullivan County Tennessee 4 $ 680,000 $ 170,000 $ 58,000
Warren County Tennessee 4 $ 510,000 $ 127,000 $ 63,000
Blanco County Texas 4 $ 1,180,000 $ 295,000 $ 176,000
Burnet County Texas 4 $ 1,620,000 $ 405,000 $ 176,000
Hidalgo County Texas 4 $ 740,000 $ 185,000 $ 84,000
Hill County Texas 4 $ 570,000 $ 142,000 $ 64,000
Hunt County Texas 4 $ 540,000 $ 135,000 $ 96,000
Montague County Texas 4 $ 940,000 $ 235,000 $ 60,000
San Patricio County Texas 4 $ 1,460,000 $ 365,000 $ 245,000
Maricopa County Arizona 3 $ 725,000 $ 241,000 $ 120,000
Boulder County Colorado 3 $ 925,000 $ 308,000 $ 114,000
Park County Colorado 3 $ 1,215,000 $ 405,000 $ 102,000
Tulsa County Oklahoma 3 $ 615,000 $ 205,000 $ 69,000
Greene County Tennessee 3 $ 385,000 $ 128,000 $ 42,000
Trousdale County Tennessee 3 $ 795,000 $ 265,000 $ 75,000
Wayne County Tennessee 3 $ 485,000 $ 161,000 $ 39,000
Angelina County Texas 3 $ 515,000 $ 171,000 $ 78,000
Aransas County Texas 3 $ 655,000 $ 218,000 $ 205,000
Colorado County Texas 3 $ 625,000 $ 208,000 $ 137,000
Gillespie County Texas 3 $ 915,000 $ 305,000 $ 98,000
Gonzales County Texas 3 $ 435,000 $ 145,000 $ 62,000
Llano County Texas 3 $ 765,000 $ 255,000 $ 75,000
Smith County Texas 3 $ 405,000 $ 135,000 $ 95,000
Walker County Texas 3 $ 885,000 $ 295,000 $ 136,000
Webb County Texas 3 $ 425,000 $ 141,000 $ 49,000
Pima County Arizona 2 $ 190,000 $ 95,000 $ 153,000
Santa Clara County California 2 $ 700,000 $ 350,000 $ 93,000
Grand County Colorado 2 $ 820,000 $ 410,000 $ 279,000
Fulton County Georgia 2 $ 590,000 $ 295,000 $ 89,000
Paulding County Georgia 2 $ 410,000 $ 205,000 $ 56,000
Putnam County Georgia 2 $ 310,000 $ 155,000 $ 62,000
Canadian County Oklahoma 2 $ 270,000 $ 135,000 $ 44,000
Garvin County Oklahoma 2 $ 260,000 $ 130,000 $ 63,000
Grady County Oklahoma 2 $ 360,000 $ 180,000 $ 104,000
McClain County Oklahoma 2 $ 320,000 $ 160,000 $ 75,000
DeKalb County Tennessee 2 $ 320,000 $ 160,000 $ 75,000
Giles County Tennessee 2 $ 240,000 $ 120,000 $ 39,000
Lincoln County Tennessee 2 $ 220,000 $ 110,000 $ 30,000
Monroe County Tennessee 2 $ 330,000 $ 165,000 $ 52,000
Shelby County Tennessee 2 $ 500,000 $ 250,000 $ 102,000
Cameron County Texas 2 $ 300,000 $ 150,000 $ 136,000
Comanche County Texas 2 $ 280,000 $ 140,000 $ 54,000
Coryell County Texas 2 $ 140,000 $ 70,000 $ 57,000
Ector County Texas 2 $ 220,000 $ 110,000 $ 135,000
Lee County Texas 2 $ 660,000 $ 330,000 $ 95,000
Lubbock County Texas 2 $ 670,000 $ 335,000 $ 109,000
Orange County Texas 2 $ 420,000 $ 210,000 $ 90,000
Randall County Texas 2 $ 340,000 $ 170,000 $ 51,000
Somervell County Texas 2 $ 580,000 $ 290,000 $ 130,000
Wood County Texas 2 $ 440,000 $ 220,000 $ 103,000
Jefferson County Alabama 1 $ 175,000 $ 175,000 $ 55,000
St. Clair County Alabama 1 $ 145,000 $ 145,000 $ 55,000
Pinal County Arizona 1 $ 295,000 $ 295,000 $ 86,000
Lake County California 1 $ 155,000 $ 155,000 $ 106,000
Los Angeles County California 1 $ 595,000 $ 595,000 $ 356,000
Napa County California 1 $ 995,000 $ 995,000 $ 739,000
Riverside County California 1 $ 325,000 $ 325,000 $ 86,000
San Bernardino County California 1 $ 125,000 $ 125,000 $ 0
San Diego County California 1 $ 585,000 $ 585,000 $ 109,000
Stanislaus County California 1 $ 265,000 $ 265,000 $ 52,000
Archuleta County Colorado 1 $ 385,000 $ 385,000 $ 205,000
Clear Creek County Colorado 1 $ 335,000 $ 335,000 $ 75,000
Delta County Colorado 1 $ 245,000 $ 245,000 $ 122,000
Huerfano County Colorado 1 $ 255,000 $ 255,000 $ 678,000
Montrose County Colorado 1 $ 175,000 $ 175,000 $ 59,000
Morgan County Colorado 1 $ 125,000 $ 125,000 $ 91,000
Pueblo County Colorado 1 $ 85,000 $ 85,000 $ 21,000
Alachua County Florida 1 $ 225,000 $ 225,000 $ 78,000
Brevard County Florida 1 $ 365,000 $ 365,000 $ 243,000
Hillsborough County Florida 1 $ 385,000 $ 385,000 $ 146,000
Manatee County Florida 1 $ 775,000 $ 775,000 $ 353,000
Okaloosa County Florida 1 $ 85,000 $ 85,000 $ 192,000
Palm Beach County Florida 1 $ 305,000 $ 305,000 $ 117,000
Pasco County Florida 1 $ 285,000 $ 285,000 $ 249,000
St. Johns County Florida 1 $ 235,000 $ 235,000 $ 55,000
Walton County Florida 1 $ 435,000 $ 435,000 $ 209,000
Bibb County Georgia 1 $ 135,000 $ 135,000 $ 52,000
Camden County Georgia 1 $ 325,000 $ 325,000 $ 80,000
Clarke County Georgia 1 $ 185,000 $ 185,000 $ 55,000
Cobb County Georgia 1 $ 175,000 $ 175,000 $ 35,000
Hopkins County Kentucky 1 $ 75,000 $ 75,000 $ 46,000
Chaves County New Mexico 1 $ 185,000 $ 185,000 $ 135,000
Eddy County New Mexico 1 $ 225,000 $ 225,000 $ 99,000
Lincoln County New Mexico 1 $ 335,000 $ 335,000 $ 165,000
Taos County New Mexico 1 $ 255,000 $ 255,000 $ 123,000
Payne County Oklahoma 1 $ 95,000 $ 95,000 $ 77,000
Wagoner County Oklahoma 1 $ 245,000 $ 245,000 $ 130,000
Woodward County Oklahoma 1 $ 455,000 $ 455,000 $ 215,000
Carter County Tennessee 1 $ 175,000 $ 175,000 $ 37,000
Henry County Tennessee 1 $ 265,000 $ 265,000 $ 170,000
Humphreys County Tennessee 1 $ 105,000 $ 105,000 $ 43,000
Lewis County Tennessee 1 $ 125,000 $ 125,000 $ 71,000
Macon County Tennessee 1 $ 255,000 $ 255,000 $ 85,000
Madison County Tennessee 1 $ 385,000 $ 385,000 $ 204,000
Moore County Tennessee 1 $ 155,000 $ 155,000 $ 47,000
Putnam County Tennessee 1 $ 355,000 $ 355,000 $ 361,000
Sevier County Tennessee 1 $ 455,000 $ 455,000 $ 376,000
Smith County Tennessee 1 $ 155,000 $ 155,000 $ 29,000
Tipton County Tennessee 1 $ 135,000 $ 135,000 $ 42,000
Washington County Tennessee 1 $ 205,000 $ 205,000 $ 71,000
White County Tennessee 1 $ 145,000 $ 145,000 $ 58,000
Anderson County Texas 1 $ 75,000 $ 75,000 $ 73,000
Austin County Texas 1 $ 125,000 $ 125,000 $ 50,000
Bosque County Texas 1 $ 325,000 $ 325,000 $ 103,000
Cherokee County Texas 1 $ 155,000 $ 155,000 $ 202,000
Crockett County Texas 1 $ 155,000 $ 155,000 $ 144,000
Dimmit County Texas 1 $ 135,000 $ 135,000 $ 105,000
Eastland County Texas 1 $ 85,000 $ 85,000 $ 29,000
Fannin County Texas 1 $ 325,000 $ 325,000 $ 105,000
Floyd County Texas 1 $ 85,000 $ 85,000 $ 45,000
Jack County Texas 1 $ 225,000 $ 225,000 $ 93,000
Jefferson County Texas 1 $ 215,000 $ 215,000 $ 156,000
Kleberg County Texas 1 $ 185,000 $ 185,000 $ 126,000
Lamb County Texas 1 $ 175,000 $ 175,000 $ 86,000
Liberty County Texas 1 $ 105,000 $ 105,000 $ 94,000
Madison County Texas 1 $ 165,000 $ 165,000 $ 60,000
Matagorda County Texas 1 $ 225,000 $ 225,000 $ 81,000
Panola County Texas 1 $ 75,000 $ 75,000 $ 45,000
Robertson County Texas 1 $ 285,000 $ 285,000 $ 115,000
San Jacinto County Texas 1 $ 145,000 $ 145,000 $ 89,000
Uvalde County Texas 1 $ 145,000 $ 145,000 $ 40,000
Val Verde County Texas 1 $ 235,000 $ 235,000 $ 55,000
Victoria County Texas 1 $ 105,000 $ 105,000 $ 48,000
Washington County Texas 1 $ 145,000 $ 145,000 $ 45,000
Wharton County Texas 1 $ 125,000 $ 125,000 $ 58,000
King George County Virginia 1 $ 325,000 $ 325,000 $ 107,000
Kitsap County Washington 1 $ 645,000 $ 645,000 $ 240,000
Spokane County Washington 1 $ 295,000 $ 295,000 $ 78,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Gardner Financial Services, Ltd. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,186 $1,539,350,000 $248,000 $2,125,000 $108,000 $2,739,000
Cash-out Refinancing 331 $78,065,000 $235,000 $905,000 $132,000 $1,580,000
Refinancing 266 $74,640,000 $280,000 $1,685,000 $139,000 $1,702,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,129 $1,084,305,000 $262,000 $2,125,000 $120,000 $2,739,000
Hispanic 1,437 $308,365,000 $214,000 $825,000 $88,000 $904,000
Not Provided 583 $146,395,000 $251,000 $1,045,000 $107,000 $532,000
Black or African American 402 $95,910,000 $238,000 $695,000 $90,000 $570,000
Asian 185 $46,295,000 $250,000 $975,000 $123,000 $534,000
American Indian or Alaskan Native 38 $8,720,000 $229,000 $595,000 $100,000 $356,000
Native Hawaiian or Other Pacific Islander 6 $1,210,000 $201,000 $245,000 $88,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,151 $1,082,025,000 $260,000 $2,125,000 $128,000 $2,739,000
FHA-insured (Federal Housing Administration) 1,660 $347,780,000 $209,000 $595,000 $75,000 $904,000
VA-guaranteed (Veterans Administration) 896 $248,120,000 $276,000 $785,000 $96,000 $630,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $14,130,000 $185,000 $335,000 $63,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,025 $1,252,765,000 $249,000 $1,685,000 $110,000 $2,739,000
Application Withdrawn By Applicant 1,381 $349,435,000 $253,000 $2,125,000 $114,000 $1,702,000
Application Denied By Financial Institution 172 $38,220,000 $222,000 $755,000 $75,000 $389,000
Application Approved But Not Accepted 155 $39,655,000 $255,000 $1,045,000 $113,000 $452,000
File Closed For Incompleteness 50 $11,980,000 $239,000 $725,000 $102,000 $442,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,611 $1,653,835,000 $250,000 $2,125,000 $111,000 $2,739,000
Debt-To-Income Ratio 62 $14,110,000 $227,000 $745,000 $63,000 $215,000
Credit History 27 $6,025,000 $223,000 $495,000 $76,000 $159,000
Collateral 24 $5,040,000 $210,000 $455,000 $120,000 $389,000
Employment History 21 $4,715,000 $224,000 $385,000 $72,000 $136,000
Other 19 $4,565,000 $240,000 $755,000 $77,000 $286,000
Unverifiable Information 12 $2,430,000 $202,000 $305,000 $65,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,335,000 $190,000 $265,000 $52,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

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