Gateway Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Gateway Bank, Fsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Bank, Fsb 2336 Merced Street San Leandro, CA 94577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,099 |
| Total Mortgage Loan Application Amount | $5,269,608,000 |
| Average Mortgage Loan Application Amount | $300,666 |
| Highest Mortgage Loan Application Amount | $4,204,000 |
| Average Applicant Income | $113,000 |
| Highest Applicant Income | $8,619,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Gateway Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Gateway Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Bank, Fsb's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,122 | $ 701,794,000 | $ 330,000 | $ 128,000 |
| San Bernardino County California | 856 | $ 216,691,000 | $ 253,000 | $ 106,000 |
| Riverside County California | 811 | $ 222,595,000 | $ 274,000 | $ 118,000 |
| Orange County California | 684 | $ 280,714,000 | $ 410,000 | $ 149,000 |
| Contra Costa County California | 657 | $ 206,953,000 | $ 314,000 | $ 142,000 |
| Alameda County California | 649 | $ 214,597,000 | $ 330,000 | $ 139,000 |
| Santa Clara County California | 587 | $ 229,163,000 | $ 390,000 | $ 163,000 |
| Maricopa County Arizona | 555 | $ 108,075,000 | $ 194,000 | $ 104,000 |
| Clark County Nevada | 533 | $ 117,303,000 | $ 220,000 | $ 109,000 |
| Snohomish County Washington | 372 | $ 73,683,000 | $ 198,000 | $ 91,000 |
| Salt Lake County Utah | 369 | $ 64,519,000 | $ 174,000 | $ 77,000 |
| Sacramento County California | 332 | $ 75,386,000 | $ 227,000 | $ 103,000 |
| San Joaquin County California | 314 | $ 85,470,000 | $ 272,000 | $ 113,000 |
| San Diego County California | 311 | $ 103,990,000 | $ 334,000 | $ 136,000 |
| San Mateo County California | 309 | $ 131,707,000 | $ 426,000 | $ 152,000 |
| Kern County California | 308 | $ 55,357,000 | $ 179,000 | $ 88,000 |
| Solano County California | 242 | $ 62,671,000 | $ 258,000 | $ 110,000 |
| Monterey County California | 237 | $ 108,658,000 | $ 458,000 | $ 176,000 |
| Stanislaus County California | 219 | $ 52,556,000 | $ 239,000 | $ 119,000 |
| Santa Barbara County California | 211 | $ 59,515,000 | $ 282,000 | $ 87,000 |
| San Francisco County California | 206 | $ 103,905,000 | $ 504,000 | $ 198,000 |
| Marin County California | 201 | $ 110,831,000 | $ 551,000 | $ 186,000 |
| Sonoma County California | 197 | $ 72,576,000 | $ 368,000 | $ 152,000 |
| Honolulu County Hawaii | 174 | $ 64,167,000 | $ 368,000 | $ 206,000 |
| King County Washington | 162 | $ 36,585,000 | $ 225,000 | $ 118,000 |
| Fresno County California | 155 | $ 30,939,000 | $ 199,000 | $ 99,000 |
| Merced County California | 112 | $ 25,422,000 | $ 226,000 | $ 250,000 |
| Shasta County California | 112 | $ 19,184,000 | $ 171,000 | $ 81,000 |
| Ventura County California | 109 | $ 40,365,000 | $ 370,000 | $ 124,000 |
| Utah County Utah | 74 | $ 14,306,000 | $ 193,000 | $ 179,000 |
| Santa Cruz County California | 72 | $ 29,218,000 | $ 405,000 | $ 266,000 |
| San Luis Obispo County California | 71 | $ 23,522,000 | $ 331,000 | $ 115,000 |
| Placer County California | 56 | $ 22,902,000 | $ 408,000 | $ 185,000 |
| Lane County Oregon | 56 | $ 9,554,000 | $ 170,000 | $ 92,000 |
| Pinal County Arizona | 55 | $ 9,479,000 | $ 172,000 | $ 126,000 |
| Tulare County California | 49 | $ 7,750,000 | $ 158,000 | $ 86,000 |
| Miami-Dade County Florida | 44 | $ 16,139,000 | $ 366,000 | $ 168,000 |
| Davis County Utah | 42 | $ 7,183,000 | $ 171,000 | $ 69,000 |
| Pima County Arizona | 39 | $ 6,494,000 | $ 166,000 | $ 86,000 |
| Washoe County Nevada | 39 | $ 9,807,000 | $ 251,000 | $ 157,000 |
| Pierce County Washington | 39 | $ 6,432,000 | $ 164,000 | $ 94,000 |
| Maui County Hawaii | 36 | $ 15,341,000 | $ 426,000 | $ 122,000 |
| Washington County Utah | 36 | $ 6,504,000 | $ 180,000 | $ 69,000 |
| El Dorado County California | 34 | $ 12,607,000 | $ 370,000 | $ 146,000 |
| Kings County California | 33 | $ 5,584,000 | $ 169,000 | $ 70,000 |
| Denver County Colorado | 32 | $ 5,825,000 | $ 182,000 | $ 142,000 |
| Madera County California | 30 | $ 6,065,000 | $ 202,000 | $ 85,000 |
| San Benito County California | 27 | $ 8,482,000 | $ 314,000 | $ 135,000 |
| Broward County Florida | 26 | $ 10,351,000 | $ 398,000 | $ 186,000 |
| Weber County Utah | 26 | $ 3,634,000 | $ 139,000 | $ 66,000 |
| Butte County California | 24 | $ 5,458,000 | $ 227,000 | $ 129,000 |
| Napa County California | 22 | $ 11,025,000 | $ 501,000 | $ 212,000 |
| Ada County Idaho | 21 | $ 3,329,000 | $ 158,000 | $ 98,000 |
| Tehama County California | 20 | $ 2,773,000 | $ 138,000 | $ 71,000 |
| Hawaii County Hawaii | 19 | $ 5,898,000 | $ 310,000 | $ 85,000 |
| Multnomah County Oregon | 19 | $ 4,152,000 | $ 218,000 | $ 132,000 |
| Yolo County California | 18 | $ 4,312,000 | $ 239,000 | $ 136,000 |
| Essex County New Jersey | 17 | $ 3,421,000 | $ 201,000 | $ 110,000 |
| Kitsap County Washington | 17 | $ 3,268,000 | $ 192,000 | $ 100,000 |
| Yavapai County Arizona | 15 | $ 2,402,000 | $ 160,000 | $ 89,000 |
| Calaveras County California | 15 | $ 3,617,000 | $ 241,000 | $ 145,000 |
| Nevada County California | 15 | $ 4,299,000 | $ 286,000 | $ 177,000 |
| Arapahoe County Colorado | 15 | $ 1,649,000 | $ 109,000 | $ 88,000 |
| Wayne County Michigan | 15 | $ 1,286,000 | $ 85,000 | $ 62,000 |
| Skagit County Washington | 15 | $ 2,227,000 | $ 148,000 | $ 87,000 |
| Whatcom County Washington | 15 | $ 2,234,000 | $ 148,000 | $ 91,000 |
| Adams County Colorado | 14 | $ 1,925,000 | $ 137,000 | $ 95,000 |
| Sutter County California | 13 | $ 2,809,000 | $ 216,000 | $ 69,000 |
| Orange County Florida | 13 | $ 4,479,000 | $ 344,000 | $ 21,000 |
| Spokane County Washington | 13 | $ 1,444,000 | $ 111,000 | $ 74,000 |
| Mohave County Arizona | 12 | $ 2,320,000 | $ 193,000 | $ 93,000 |
| Yuba County California | 12 | $ 2,213,000 | $ 184,000 | $ 71,000 |
| Hillsborough County Florida | 12 | $ 1,568,000 | $ 130,000 | $ 92,000 |
| Kauai County Hawaii | 12 | $ 4,277,000 | $ 356,000 | $ 272,000 |
| Clark County Washington | 12 | $ 3,701,000 | $ 308,000 | $ 129,000 |
| Douglas County Colorado | 11 | $ 4,751,000 | $ 431,000 | $ 376,000 |
| Jefferson County Colorado | 11 | $ 2,594,000 | $ 235,000 | $ 79,000 |
| Clackamas County Oregon | 10 | $ 1,568,000 | $ 156,000 | $ 190,000 |
| Washington County Oregon | 10 | $ 2,212,000 | $ 221,000 | $ 140,000 |
| Lee County Florida | 9 | $ 1,496,000 | $ 166,000 | $ 79,000 |
| Pinellas County Florida | 9 | $ 1,309,000 | $ 145,000 | $ 113,000 |
| Nye County Nevada | 9 | $ 2,091,000 | $ 232,000 | $ 76,000 |
| Jackson County Oregon | 9 | $ 1,233,000 | $ 137,000 | $ 346,000 |
| Klamath County Oregon | 9 | $ 1,116,000 | $ 124,000 | $ 44,000 |
| Cache County Utah | 9 | $ 1,293,000 | $ 143,000 | $ 58,000 |
| Mendocino County California | 8 | $ 1,489,000 | $ 186,000 | $ 112,000 |
| El Paso County Colorado | 8 | $ 1,263,000 | $ 157,000 | $ 90,000 |
| Duval County Florida | 8 | $ 888,000 | $ 111,000 | $ 154,000 |
| Lyon County Nevada | 8 | $ 1,423,000 | $ 177,000 | $ 78,000 |
| Deschutes County Oregon | 8 | $ 1,194,000 | $ 149,000 | $ 88,000 |
| Tooele County Utah | 8 | $ 1,138,000 | $ 142,000 | $ 57,000 |
| Palm Beach County Florida | 7 | $ 2,612,000 | $ 373,000 | $ 202,000 |
| Volusia County Florida | 7 | $ 2,740,000 | $ 391,000 | $ 221,000 |
| Canyon County Idaho | 7 | $ 713,000 | $ 101,000 | $ 137,000 |
| Iron County Utah | 7 | $ 757,000 | $ 108,000 | $ 224,000 |
| Coconino County Arizona | 6 | $ 701,000 | $ 116,000 | $ 71,000 |
| Humboldt County California | 6 | $ 1,183,000 | $ 197,000 | $ 82,000 |
| Seminole County Florida | 6 | $ 666,000 | $ 111,000 | $ 167,000 |
| Uintah County Utah | 6 | $ 885,000 | $ 147,000 | $ 249,000 |
| Thurston County Washington | 6 | $ 855,000 | $ 142,000 | $ 90,000 |
| Navajo County Arizona | 5 | $ 1,195,000 | $ 239,000 | $ 140,000 |
| Tuolumne County California | 5 | $ 1,427,000 | $ 285,000 | $ 266,000 |
| Prince George's County Maryland | 5 | $ 1,035,000 | $ 207,000 | $ 75,000 |
| St. Louis County Missouri | 5 | $ 589,000 | $ 117,000 | $ 48,000 |
| Bernalillo County New Mexico | 5 | $ 679,000 | $ 135,000 | $ 79,000 |
| Island County Washington | 5 | $ 1,137,000 | $ 227,000 | $ 55,000 |
| Yakima County Washington | 5 | $ 526,000 | $ 105,000 | $ 25,000 |
| Sweetwater County Wyoming | 5 | $ 386,000 | $ 77,000 | $ 137,000 |
| Imperial County California | 4 | $ 600,000 | $ 150,000 | $ 55,000 |
| Lake County California | 4 | $ 1,208,000 | $ 302,000 | $ 140,000 |
| Siskiyou County California | 4 | $ 900,000 | $ 225,000 | $ 269,000 |
| New Haven County Connecticut | 4 | $ 787,000 | $ 196,000 | $ 106,000 |
| St. Lucie County Florida | 4 | $ 630,000 | $ 157,000 | $ 70,000 |
| Hennepin County Minnesota | 4 | $ 542,000 | $ 135,000 | $ 167,000 |
| Carson City County Nevada | 4 | $ 844,000 | $ 211,000 | $ 96,000 |
| Middlesex County New Jersey | 4 | $ 440,000 | $ 110,000 | $ 111,000 |
| Union County New Jersey | 4 | $ 719,000 | $ 179,000 | $ 113,000 |
| Graham County Arizona | 3 | $ 244,000 | $ 81,000 | $ 109,000 |
| Amador County California | 3 | $ 850,000 | $ 283,000 | $ 128,000 |
| Weld County Colorado | 3 | $ 536,000 | $ 178,000 | $ 94,000 |
| Collier County Florida | 3 | $ 398,000 | $ 132,000 | $ 89,000 |
| Baltimore City County Maryland | 3 | $ 211,000 | $ 70,000 | $ 65,000 |
| St. Charles County Missouri | 3 | $ 400,000 | $ 133,000 | $ 75,000 |
| Douglas County Nevada | 3 | $ 1,125,000 | $ 375,000 | $ 395,000 |
| Hudson County New Jersey | 3 | $ 777,000 | $ 259,000 | $ 107,000 |
| Wood County Ohio | 3 | $ 352,000 | $ 117,000 | $ 54,000 |
| Coos County Oregon | 3 | $ 675,000 | $ 225,000 | $ 97,000 |
| Curry County Oregon | 3 | $ 488,000 | $ 162,000 | $ 86,000 |
| Yamhill County Oregon | 3 | $ 413,000 | $ 137,000 | $ 103,000 |
| Harris County Texas | 3 | $ 241,000 | $ 80,000 | $ 106,000 |
| Summit County Utah | 3 | $ 793,000 | $ 264,000 | $ 86,000 |
| Chelan County Washington | 3 | $ 405,000 | $ 135,000 | $ 126,000 |
| Lewis County Washington | 3 | $ 343,000 | $ 114,000 | $ 141,000 |
| Whitman County Washington | 3 | $ 382,000 | $ 127,000 | $ 17,000 |
| Anchorage County Alaska | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Fairbanks North Star County Alaska | 2 | $ 226,000 | $ 113,000 | $ 78,000 |
| Gila County Arizona | 2 | $ 194,000 | $ 97,000 | $ 206,000 |
| La Paz County Arizona | 2 | $ 562,000 | $ 281,000 | $ 171,000 |
| Pulaski County Arkansas | 2 | $ 126,000 | $ 63,000 | $ 121,000 |
| Del Norte County California | 2 | $ 355,000 | $ 177,000 | $ 72,000 |
| Glenn County California | 2 | $ 285,000 | $ 142,000 | $ 32,000 |
| Lassen County California | 2 | $ 310,000 | $ 155,000 | $ 40,000 |
| Mariposa County California | 2 | $ 452,000 | $ 226,000 | $ 28,000 |
| Boulder County Colorado | 2 | $ 317,000 | $ 158,000 | $ 85,000 |
| Broomfield County Colorado | 2 | $ 299,000 | $ 149,000 | $ 114,000 |
| Elbert County Colorado | 2 | $ 627,000 | $ 313,000 | $ 240,000 |
| Prowers County Colorado | 2 | $ 141,000 | $ 70,000 | $ 85,000 |
| Fairfield County Connecticut | 2 | $ 440,000 | $ 220,000 | $ 132,000 |
| Hartford County Connecticut | 2 | $ 276,000 | $ 138,000 | $ 57,000 |
| District of Columbia County District Of Columbia | 2 | $ 410,000 | $ 205,000 | $ 129,000 |
| Lake County Florida | 2 | $ 274,000 | $ 137,000 | $ 109,000 |
| Leon County Florida | 2 | $ 258,000 | $ 129,000 | $ 72,000 |
| Polk County Florida | 2 | $ 425,000 | $ 212,000 | $ 0 |
| Hall County Georgia | 2 | $ 157,000 | $ 78,000 | $ 65,000 |
| Boise County Idaho | 2 | $ 218,000 | $ 109,000 | $ 56,000 |
| Bonneville County Idaho | 2 | $ 430,000 | $ 215,000 | $ 87,000 |
| East Baton Rouge County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 235,000 |
| Jefferson County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 216,000 |
| Anne Arundel County Maryland | 2 | $ 229,000 | $ 114,000 | $ 72,000 |
| Montgomery County Maryland | 2 | $ 1,000,000 | $ 500,000 | $ 354,000 |
| Essex County Massachusetts | 2 | $ 524,000 | $ 262,000 | $ 147,000 |
| Ingham County Michigan | 2 | $ 68,000 | $ 34,000 | $ 102,000 |
| Saginaw County Michigan | 2 | $ 67,000 | $ 33,000 | $ 0 |
| Anoka County Minnesota | 2 | $ 421,000 | $ 210,000 | $ 60,000 |
| Dakota County Minnesota | 2 | $ 414,000 | $ 207,000 | $ 92,000 |
| St. Louis City County Missouri | 2 | $ 640,000 | $ 320,000 | $ 184,000 |
| Flathead County Montana | 2 | $ 244,000 | $ 122,000 | $ 234,000 |
| Churchill County Nevada | 2 | $ 201,000 | $ 100,000 | $ 58,000 |
| Passaic County New Jersey | 2 | $ 473,000 | $ 236,000 | $ 153,000 |
| Somerset County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 110,000 |
| Wake County North Carolina | 2 | $ 145,000 | $ 72,000 | $ 60,000 |
| Oklahoma County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| Benton County Oregon | 2 | $ 101,000 | $ 50,000 | $ 37,000 |
| Douglas County Oregon | 2 | $ 300,000 | $ 150,000 | $ 136,000 |
| Jefferson County Oregon | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| Lincoln County Oregon | 2 | $ 578,000 | $ 289,000 | $ 249,000 |
| Union County Oregon | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Philadelphia County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 139,000 | $ 69,000 | $ 48,000 |
| Bexar County Texas | 2 | $ 179,000 | $ 89,000 | $ 62,000 |
| Dallas County Texas | 2 | $ 1,298,000 | $ 649,000 | $ 820,000 |
| Wasatch County Utah | 2 | $ 413,000 | $ 206,000 | $ 74,000 |
| Fairfax County Virginia | 2 | $ 2,620,000 | $ 1,310,000 | $ 483,000 |
| Benton County Washington | 2 | $ 328,000 | $ 164,000 | $ 50,000 |
| Cowlitz County Washington | 2 | $ 113,000 | $ 56,000 | $ 108,000 |
| Franklin County Washington | 2 | $ 325,000 | $ 162,000 | $ 56,000 |
| Grant County Washington | 2 | $ 150,000 | $ 75,000 | $ 106,000 |
| Walla Walla County Washington | 2 | $ 144,000 | $ 72,000 | $ 40,000 |
| Calumet County Wisconsin | 2 | $ 121,000 | $ 60,000 | $ 31,000 |
| Milwaukee County Wisconsin | 2 | $ 254,000 | $ 127,000 | $ 36,000 |
| Park County Wyoming | 2 | $ 189,000 | $ 94,000 | $ 48,000 |
| Tuscaloosa County Alabama | 1 | $ 171,000 | $ 171,000 | $ 43,000 |
| Yuma County Arizona | 1 | $ 166,000 | $ 166,000 | $ 116,000 |
| Sebastian County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Plumas County California | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Trinity County California | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Chaffee County Colorado | 1 | $ 199,000 | $ 199,000 | $ 114,000 |
| Delta County Colorado | 1 | $ 158,000 | $ 158,000 | $ 86,000 |
| La Plata County Colorado | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Larimer County Colorado | 1 | $ 120,000 | $ 120,000 | $ 22,000 |
| Lincoln County Colorado | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Mesa County Colorado | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Moffat County Colorado | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
| Montezuma County Colorado | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Park County Colorado | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Routt County Colorado | 1 | $ 450,000 | $ 450,000 | $ 300,000 |
| Teller County Colorado | 1 | $ 518,000 | $ 518,000 | $ 120,000 |
| Middlesex County Connecticut | 1 | $ 401,000 | $ 401,000 | $ 190,000 |
| Escambia County Florida | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Hernando County Florida | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Monroe County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 202,000 |
| Okaloosa County Florida | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
| Santa Rosa County Florida | 1 | $ 138,000 | $ 138,000 | $ 58,000 |
| Sarasota County Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 485,000 |
| Chatham County Georgia | 1 | $ 79,000 | $ 79,000 | $ 31,000 |
| Fulton County Georgia | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Bingham County Idaho | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Bonner County Idaho | 1 | $ 344,000 | $ 344,000 | $ 191,000 |
| Kootenai County Idaho | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Madison County Idaho | 1 | $ 160,000 | $ 160,000 | $ 162,000 |
| Twin Falls County Idaho | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Cook County Illinois | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| St. Clair County Illinois | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| Baltimore County Maryland | 1 | $ 220,000 | $ 220,000 | $ 42,000 |
| Somerset County Maryland | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Wicomico County Maryland | 1 | $ 162,000 | $ 162,000 | $ 250,000 |
| Carver County Minnesota | 1 | $ 1,220,000 | $ 1,220,000 | $ 236,000 |
| Ramsey County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 98,000 |
| Jackson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Lafayette County Missouri | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Cascade County Montana | 1 | $ 62,000 | $ 62,000 | $ 80,000 |
| Missoula County Montana | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| Elko County Nevada | 1 | $ 152,000 | $ 152,000 | $ 81,000 |
| Storey County Nevada | 1 | $ 224,000 | $ 224,000 | $ 53,000 |
| Grafton County New Hampshire | 1 | $ 241,000 | $ 241,000 | $ 90,000 |
| Cape May County New Jersey | 1 | $ 167,000 | $ 167,000 | $ 60,000 |
| Monmouth County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 114,000 |
| Chaves County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Suffolk County New York | 1 | $ 356,000 | $ 356,000 | $ 109,000 |
| Johnston County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 54,000 |
| Onslow County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 75,000 |
| Josephine County Oregon | 1 | $ 120,000 | $ 120,000 | $ 106,000 |
| Linn County Oregon | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Marion County Oregon | 1 | $ 236,000 | $ 236,000 | $ 66,000 |
| Polk County Oregon | 1 | $ 328,000 | $ 328,000 | $ 82,000 |
| Umatilla County Oregon | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 234,000 | $ 234,000 | $ 47,000 |
| Anderson County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Tarrant County Texas | 1 | $ 85,000 | $ 85,000 | $ 103,000 |
| Travis County Texas | 1 | $ 145,000 | $ 145,000 | $ 108,000 |
| Chesterfield County Virginia | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Manassas County Virginia | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Klickitat County Washington | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
| Mason County Washington | 1 | $ 260,000 | $ 260,000 | $ 90,000 |
| Okanogan County Washington | 1 | $ 303,000 | $ 303,000 | $ 149,000 |
| Dane County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 150,000 |
| Campbell County Wyoming | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Natrona County Wyoming | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Teton County Wyoming | 1 | $ 600,000 | $ 600,000 | $ 192,000 |
Mortgage Loan Application Detail Totals for Gateway Bank, Fsb in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,854 | $2,958,300,000 | $300,000 | $4,200,000 | $120,000 | $8,619,000 |
| Home Purchase | 9,241 | $2,309,896,000 | $249,000 | $4,204,000 | $123,000 | $5,630,000 |
| Home Improvement | 4 | $1,412,000 | $353,000 | $512,000 | $96,000 | $140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,445 | $2,072,431,000 | $278,000 | $4,204,000 | $137,000 | $8,619,000 |
| Hispanic | 5,554 | $1,445,287,000 | $260,000 | $3,000,000 | $102,000 | $1,225,000 |
| Black or African American | 1,955 | $462,007,000 | $236,000 | $1,500,000 | $100,000 | $1,565,000 |
| Not Provided | 1,899 | $557,265,000 | $293,000 | $3,600,000 | $117,000 | $4,100,000 |
| Asian | 1,892 | $623,349,000 | $329,000 | $4,000,000 | $139,000 | $5,630,000 |
| Native Hawaiian or Other Pacific Islander | 284 | $89,190,000 | $314,000 | $1,540,000 | $138,000 | $1,068,000 |
| American Indian or Alaskan Native | 70 | $20,079,000 | $286,000 | $1,024,000 | $145,000 | $1,390,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,561 | $5,158,307,000 | $277,000 | $4,204,000 | $123,000 | $8,619,000 |
| FHA-insured (Federal Housing Administration) | 496 | $104,322,000 | $210,000 | $650,000 | $68,000 | $2,957,000 |
| VA-guaranteed (Veterans Administration) | 42 | $6,979,000 | $166,000 | $326,000 | $117,000 | $2,491,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 14,761 | $4,068,417,000 | $275,000 | $4,204,000 | $115,000 | $8,619,000 |
| Loan Originated | 2,051 | $564,038,000 | $275,000 | $1,750,000 | $128,000 | $1,471,000 |
| Application Denied By Financial Institution | 1,069 | $291,764,000 | $272,000 | $2,860,000 | $160,000 | $1,404,000 |
| Application Approved But Not Accepted | 739 | $205,670,000 | $278,000 | $1,750,000 | $148,000 | $1,380,000 |
| Application Withdrawn By Applicant | 411 | $120,026,000 | $292,000 | $2,000,000 | $155,000 | $1,730,000 |
| File Closed For Incompleteness | 68 | $19,693,000 | $289,000 | $1,129,000 | $116,000 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 305 | $86,991,000 | $285,000 | $2,860,000 | $153,000 | $780,000 |
| Other | 229 | $59,297,000 | $258,000 | $1,200,000 | $178,000 | $1,047,000 |
| Collateral | 143 | $32,943,000 | $230,000 | $918,000 | $159,000 | $824,000 |
| Debt-To-Income Ratio | 142 | $41,683,000 | $293,000 | $1,216,000 | $141,000 | $1,200,000 |
| Employment History | 108 | $31,344,000 | $290,000 | $1,095,000 | $155,000 | $372,000 |
| Unverifiable Information | 59 | $15,657,000 | $265,000 | $743,000 | $157,000 | $1,112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $15,794,000 | $303,000 | $1,120,000 | $180,000 | $487,000 |
| Credit Application Incomplete | 31 | $8,055,000 | $259,000 | $930,000 | $176,000 | $1,404,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Bank, Fsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.