Gateway Business Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Gateway Business Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gateway Business Bank 18000 Studebaker Road, Suite 550 Cerritos, CA 90703 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,208 |
| Total Mortgage Loan Application Amount | $1,694,481,000 |
| Average Mortgage Loan Application Amount | $145,782 |
| Highest Mortgage Loan Application Amount | $2,520,000 |
| Average Applicant Income | $78,521 |
| Highest Applicant Income | $1,054,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Gateway Business Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gateway Business Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Gateway Business Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gateway Business Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Gateway Business Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gateway Business Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 1,147 | $ 193,062,000 | $ 168,000 | $ 65,000 |
| Orange County California | 1,129 | $ 263,414,000 | $ 233,000 | $ 82,000 |
| Butte County California | 810 | $ 119,169,000 | $ 147,000 | $ 59,000 |
| Los Angeles County California | 635 | $ 119,617,000 | $ 188,000 | $ 79,000 |
| San Bernardino County California | 571 | $ 96,722,000 | $ 169,000 | $ 64,000 |
| Sonoma County California | 543 | $ 122,737,000 | $ 226,000 | $ 82,000 |
| Shasta County California | 508 | $ 66,937,000 | $ 131,000 | $ 53,000 |
| Fresno County California | 489 | $ 58,432,000 | $ 119,000 | $ 54,000 |
| Tulare County California | 414 | $ 50,976,000 | $ 123,000 | $ 53,000 |
| Kern County California | 309 | $ 32,038,000 | $ 103,000 | $ 54,000 |
| San Luis Obispo County California | 283 | $ 58,834,000 | $ 207,000 | $ 87,000 |
| Josephine County Oregon | 240 | $ 32,683,000 | $ 136,000 | $ 49,000 |
| Glenn County California | 236 | $ 28,233,000 | $ 119,000 | $ 53,000 |
| Jackson County Oregon | 173 | $ 24,649,000 | $ 142,000 | $ 58,000 |
| Monterey County California | 156 | $ 36,531,000 | $ 234,000 | $ 98,000 |
| San Diego County California | 152 | $ 31,758,000 | $ 208,000 | $ 98,000 |
| San Joaquin County California | 150 | $ 23,104,000 | $ 154,000 | $ 62,000 |
| Sacramento County California | 114 | $ 17,727,000 | $ 155,000 | $ 62,000 |
| Kings County California | 113 | $ 14,047,000 | $ 124,000 | $ 51,000 |
| Douglas County Oregon | 113 | $ 12,560,000 | $ 111,000 | $ 42,000 |
| Tehama County California | 111 | $ 12,395,000 | $ 111,000 | $ 52,000 |
| Clark County Nevada | 79 | $ 11,896,000 | $ 150,000 | $ 60,000 |
| Marion County Oregon | 77 | $ 8,661,000 | $ 112,000 | $ 43,000 |
| Contra Costa County California | 67 | $ 12,551,000 | $ 187,000 | $ 87,000 |
| Madera County California | 64 | $ 8,153,000 | $ 127,000 | $ 80,000 |
| Placer County California | 64 | $ 10,851,000 | $ 169,000 | $ 62,000 |
| Sutter County California | 63 | $ 7,784,000 | $ 123,000 | $ 43,000 |
| Stanislaus County California | 60 | $ 8,891,000 | $ 148,000 | $ 49,000 |
| Alameda County California | 56 | $ 11,434,000 | $ 204,000 | $ 79,000 |
| Lassen County California | 54 | $ 5,746,000 | $ 106,000 | $ 50,000 |
| Ventura County California | 48 | $ 9,196,000 | $ 191,000 | $ 78,000 |
| Lake County California | 45 | $ 6,626,000 | $ 147,000 | $ 61,000 |
| Solano County California | 43 | $ 7,888,000 | $ 183,000 | $ 78,000 |
| Polk County Oregon | 38 | $ 4,603,000 | $ 121,000 | $ 59,000 |
| King County Washington | 37 | $ 7,845,000 | $ 212,000 | $ 81,000 |
| Washoe County Nevada | 36 | $ 5,471,000 | $ 151,000 | $ 92,000 |
| Linn County Oregon | 35 | $ 3,855,000 | $ 110,000 | $ 40,000 |
| Yuba County California | 33 | $ 4,158,000 | $ 126,000 | $ 51,000 |
| Santa Clara County California | 30 | $ 7,165,000 | $ 238,000 | $ 103,000 |
| Santa Cruz County California | 30 | $ 7,011,000 | $ 233,000 | $ 55,000 |
| Mendocino County California | 28 | $ 4,814,000 | $ 171,000 | $ 64,000 |
| Merced County California | 28 | $ 3,769,000 | $ 134,000 | $ 61,000 |
| Yamhill County Oregon | 28 | $ 3,640,000 | $ 130,000 | $ 56,000 |
| El Dorado County California | 27 | $ 5,023,000 | $ 186,000 | $ 75,000 |
| Clackamas County Oregon | 27 | $ 4,926,000 | $ 182,000 | $ 101,000 |
| Multnomah County Oregon | 27 | $ 3,510,000 | $ 130,000 | $ 68,000 |
| Marin County California | 26 | $ 7,123,000 | $ 273,000 | $ 99,000 |
| Klamath County Oregon | 24 | $ 2,752,000 | $ 114,000 | $ 65,000 |
| Snohomish County Washington | 23 | $ 3,699,000 | $ 160,000 | $ 61,000 |
| Plumas County California | 21 | $ 2,761,000 | $ 131,000 | $ 69,000 |
| Curry County Oregon | 21 | $ 2,943,000 | $ 140,000 | $ 53,000 |
| Pierce County Washington | 21 | $ 3,420,000 | $ 162,000 | $ 67,000 |
| Benton County Oregon | 20 | $ 2,734,000 | $ 136,000 | $ 82,000 |
| Lane County Oregon | 20 | $ 2,490,000 | $ 124,000 | $ 61,000 |
| Imperial County California | 19 | $ 2,310,000 | $ 121,000 | $ 78,000 |
| Bernalillo County New Mexico | 19 | $ 3,254,000 | $ 171,000 | $ 80,000 |
| Napa County California | 17 | $ 3,923,000 | $ 230,000 | $ 81,000 |
| Santa Barbara County California | 17 | $ 2,923,000 | $ 171,000 | $ 85,000 |
| Washington County Oregon | 16 | $ 2,843,000 | $ 177,000 | $ 77,000 |
| Deschutes County Oregon | 14 | $ 2,133,000 | $ 152,000 | $ 76,000 |
| Del Norte County California | 13 | $ 1,614,000 | $ 124,000 | $ 41,000 |
| San Francisco County California | 13 | $ 3,561,000 | $ 273,000 | $ 68,000 |
| Clark County Washington | 13 | $ 2,063,000 | $ 158,000 | $ 67,000 |
| Macomb County Michigan | 12 | $ 1,493,000 | $ 124,000 | $ 59,000 |
| Wayne County Michigan | 11 | $ 1,177,000 | $ 107,000 | $ 53,000 |
| Thurston County Washington | 11 | $ 1,273,000 | $ 115,000 | $ 55,000 |
| Calaveras County California | 10 | $ 1,408,000 | $ 140,000 | $ 77,000 |
| Oakland County Michigan | 10 | $ 1,315,000 | $ 131,000 | $ 62,000 |
| Lincoln County Oregon | 10 | $ 2,104,000 | $ 210,000 | $ 135,000 |
| Humboldt County California | 9 | $ 1,376,000 | $ 152,000 | $ 65,000 |
| Nevada County California | 9 | $ 1,683,000 | $ 187,000 | $ 69,000 |
| Siskiyou County California | 9 | $ 988,000 | $ 109,000 | $ 49,000 |
| Amador County California | 8 | $ 550,000 | $ 68,000 | $ 64,000 |
| San Mateo County California | 8 | $ 1,945,000 | $ 243,000 | $ 82,000 |
| Yolo County California | 8 | $ 1,441,000 | $ 180,000 | $ 110,000 |
| Arapahoe County Colorado | 8 | $ 1,226,000 | $ 153,000 | $ 93,000 |
| El Paso County Colorado | 8 | $ 1,752,000 | $ 219,000 | $ 74,000 |
| Kent County Michigan | 7 | $ 887,000 | $ 126,000 | $ 70,000 |
| Carson City County Nevada | 7 | $ 802,000 | $ 114,000 | $ 53,000 |
| Douglas County Nevada | 7 | $ 1,398,000 | $ 199,000 | $ 126,000 |
| Lyon County Nevada | 7 | $ 691,000 | $ 98,000 | $ 51,000 |
| Spokane County Washington | 7 | $ 1,063,000 | $ 151,000 | $ 81,000 |
| Colusa County California | 6 | $ 484,000 | $ 80,000 | $ 53,000 |
| Mono County California | 5 | $ 576,000 | $ 115,000 | $ 79,000 |
| Trinity County California | 5 | $ 549,000 | $ 109,000 | $ 34,000 |
| Tuolumne County California | 5 | $ 763,000 | $ 152,000 | $ 40,000 |
| Coos County Oregon | 5 | $ 428,000 | $ 85,000 | $ 58,000 |
| Jefferson County Washington | 5 | $ 686,000 | $ 137,000 | $ 113,000 |
| Kitsap County Washington | 5 | $ 657,000 | $ 131,000 | $ 99,000 |
| Modoc County California | 4 | $ 471,000 | $ 117,000 | $ 49,000 |
| Gwinnett County Georgia | 4 | $ 611,000 | $ 152,000 | $ 33,000 |
| Ada County Idaho | 4 | $ 425,000 | $ 106,000 | $ 54,000 |
| Dona Ana County New Mexico | 4 | $ 471,000 | $ 117,000 | $ 37,000 |
| Santa Fe County New Mexico | 4 | $ 896,000 | $ 224,000 | $ 117,000 |
| Cowlitz County Washington | 4 | $ 429,000 | $ 107,000 | $ 71,000 |
| Maricopa County Arizona | 3 | $ 220,000 | $ 73,000 | $ 64,000 |
| San Benito County California | 3 | $ 703,000 | $ 234,000 | $ 250,000 |
| Jefferson County Colorado | 3 | $ 337,000 | $ 112,000 | $ 71,000 |
| Larimer County Colorado | 3 | $ 577,000 | $ 192,000 | $ 66,000 |
| Cobb County Georgia | 3 | $ 430,000 | $ 143,000 | $ 81,000 |
| Paulding County Georgia | 3 | $ 391,000 | $ 130,000 | $ 54,000 |
| Ingham County Michigan | 3 | $ 223,000 | $ 74,000 | $ 53,000 |
| Lincoln County New Mexico | 3 | $ 523,000 | $ 174,000 | $ 65,000 |
| Sandoval County New Mexico | 3 | $ 366,000 | $ 122,000 | $ 88,000 |
| Kittitas County Washington | 3 | $ 179,000 | $ 59,000 | $ 47,000 |
| Whatcom County Washington | 3 | $ 503,000 | $ 167,000 | $ 52,000 |
| Yakima County Washington | 3 | $ 263,000 | $ 87,000 | $ 64,000 |
| Adams County Colorado | 2 | $ 323,000 | $ 161,000 | $ 73,000 |
| Clear Creek County Colorado | 2 | $ 413,000 | $ 206,000 | $ 74,000 |
| Denver County Colorado | 2 | $ 306,000 | $ 153,000 | $ 112,000 |
| Weld County Colorado | 2 | $ 295,000 | $ 147,000 | $ 68,000 |
| DeKalb County Georgia | 2 | $ 393,000 | $ 196,000 | $ 87,000 |
| Forsyth County Georgia | 2 | $ 631,000 | $ 315,000 | $ 136,000 |
| Bay County Michigan | 2 | $ 203,000 | $ 101,000 | $ 28,000 |
| Charlevoix County Michigan | 2 | $ 208,000 | $ 104,000 | $ 69,000 |
| Clinton County Michigan | 2 | $ 290,000 | $ 145,000 | $ 131,000 |
| Genesee County Michigan | 2 | $ 291,000 | $ 145,000 | $ 36,000 |
| Kalamazoo County Michigan | 2 | $ 274,000 | $ 137,000 | $ 59,000 |
| Lenawee County Michigan | 2 | $ 271,000 | $ 135,000 | $ 98,000 |
| Livingston County Michigan | 2 | $ 445,000 | $ 222,000 | $ 69,000 |
| St. Joseph County Michigan | 2 | $ 215,000 | $ 107,000 | $ 60,000 |
| Washtenaw County Michigan | 2 | $ 252,000 | $ 126,000 | $ 40,000 |
| Wexford County Michigan | 2 | $ 269,000 | $ 134,000 | $ 54,000 |
| Otero County New Mexico | 2 | $ 219,000 | $ 109,000 | $ 45,000 |
| San Juan County New Mexico | 2 | $ 261,000 | $ 130,000 | $ 52,000 |
| Socorro County New Mexico | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Lake County Oregon | 2 | $ 172,000 | $ 86,000 | $ 34,000 |
| Asotin County Washington | 2 | $ 194,000 | $ 97,000 | $ 35,000 |
| Benton County Washington | 2 | $ 187,000 | $ 93,000 | $ 40,000 |
| Chelan County Washington | 2 | $ 262,000 | $ 131,000 | $ 69,000 |
| Grays Harbor County Washington | 2 | $ 234,000 | $ 117,000 | $ 63,000 |
| Island County Washington | 2 | $ 175,000 | $ 87,000 | $ 63,000 |
| Inyo County California | 1 | $ 150,000 | $ 150,000 | $ 87,000 |
| Mariposa County California | 1 | $ 230,000 | $ 230,000 | $ 92,000 |
| Sierra County California | 1 | $ 82,000 | $ 82,000 | $ 74,000 |
| Delta County Colorado | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Douglas County Colorado | 1 | $ 40,000 | $ 40,000 | $ 112,000 |
| La Plata County Colorado | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
| Montrose County Colorado | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
| Prowers County Colorado | 1 | $ 92,000 | $ 92,000 | $ 91,000 |
| Routt County Colorado | 1 | $ 230,000 | $ 230,000 | $ 72,000 |
| Carroll County Georgia | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Clayton County Georgia | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Glynn County Georgia | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Pickens County Georgia | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Richmond County Georgia | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Rockdale County Georgia | 1 | $ 160,000 | $ 160,000 | $ 79,000 |
| Spalding County Georgia | 1 | $ 139,000 | $ 139,000 | $ 58,000 |
| Upson County Georgia | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Whitfield County Georgia | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Bingham County Idaho | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Blaine County Idaho | 1 | $ 277,000 | $ 277,000 | $ 19,000 |
| Kootenai County Idaho | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Hamilton County Indiana | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Marion County Indiana | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Daviess County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 19,000 |
| Scott County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
| Alcona County Michigan | 1 | $ 168,000 | $ 168,000 | $ 70,000 |
| Ionia County Michigan | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Jackson County Michigan | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| Lapeer County Michigan | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
| Monroe County Michigan | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Muskegon County Michigan | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Oscoda County Michigan | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Ottawa County Michigan | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Roscommon County Michigan | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Shiawassee County Michigan | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| St. Clair County Michigan | 1 | $ 140,000 | $ 140,000 | $ 110,000 |
| Cascade County Montana | 1 | $ 56,000 | $ 56,000 | $ 46,000 |
| Churchill County Nevada | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Humboldt County Nevada | 1 | $ 98,000 | $ 98,000 | $ 61,000 |
| Lander County Nevada | 1 | $ 56,000 | $ 56,000 | $ 39,000 |
| Mineral County Nevada | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Storey County Nevada | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Eddy County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 18,000 |
| Lea County New Mexico | 1 | $ 94,000 | $ 94,000 | $ 107,000 |
| McKinley County New Mexico | 1 | $ 295,000 | $ 295,000 | $ 153,000 |
| Clatsop County Oregon | 1 | $ 368,000 | $ 368,000 | $ 60,000 |
| Columbia County Oregon | 1 | $ 139,000 | $ 139,000 | $ 84,000 |
| Hood River County Oregon | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Umatilla County Oregon | 1 | $ 107,000 | $ 107,000 | $ 59,000 |
| Union County Oregon | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Harris County Texas | 1 | $ 110,000 | $ 110,000 | $ 282,000 |
| Washington County Utah | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Clallam County Washington | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Douglas County Washington | 1 | $ 39,000 | $ 39,000 | $ 20,000 |
| Ferry County Washington | 1 | $ 71,000 | $ 71,000 | $ 90,000 |
| Mason County Washington | 1 | $ 120,000 | $ 120,000 | $ 83,000 |
| Okanogan County Washington | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Skagit County Washington | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Stevens County Washington | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Gateway Business Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 6,814 | $1,103,010,000 | $133,214 | $2,520,000 | $74,000 | $1,054,000 |
| Home Purchase (one-to-four family) | 3,394 | $591,471,000 | $165,333 | $1,000,000 | $85,555 | $1,054,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,612 | $954,878,000 | $130,750 | $2,520,000 | $86,916 | $1,054,000 |
| Information not provided by applicant in mail or telephone application | 2,613 | $424,139,000 | $145,250 | $1,238,000 | $60,166 | $547,000 |
| Hispanic | 1,383 | $204,349,000 | $103,833 | $750,000 | $49,666 | $660,000 |
| Asian or Pacific Islander | 293 | $59,700,000 | $178,000 | $1,000,000 | $54,250 | $921,000 |
| Black | 170 | $29,483,000 | $132,250 | $464,000 | $50,500 | $300,000 |
| Other | 90 | $15,712,000 | $128,666 | $580,000 | $55,666 | $450,000 |
| American Indian or Alaskan Native | 47 | $6,220,000 | $135,000 | $310,000 | $64,666 | $261,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,463 | $1,593,486,000 | $129,933 | $2,520,000 | $75,000 | $1,054,000 |
| FHA-insured (Federal Housing Administration) | 618 | $81,049,000 | $135,000 | $405,000 | $29,333 | $745,000 |
| VA-guaranteed (Veterans Administration) | 126 | $19,771,000 | $148,333 | $245,000 | $68,333 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $56,000 | $56,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,351 | $1,235,462,000 | $126,818 | $1,000,000 | $68,454 | $1,054,000 |
| Application Withdrawn By Applicant | 2,178 | $354,761,000 | $131,461 | $2,520,000 | $57,307 | $921,000 |
| Application Denied By Financial Institution | 345 | $48,926,000 | $134,888 | $699,000 | $72,222 | $282,000 |
| Application Approved But Not Accepted | 334 | $55,332,000 | $157,375 | $740,000 | $69,625 | $408,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway Business Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway Business Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.