Mill City Credit Union
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Minnesota.
The mortgage statistics and data below are specific to mortgage loan applications for Mill City Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Mill City Credit Union 9999 Wayzata Boulevard Minnetonka, MN 55305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 361 |
| Total Mortgage Loan Application Amount | $63,965,000 |
| Average Mortgage Loan Application Amount | $135,000 |
| Highest Mortgage Loan Application Amount | $1,108,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $368,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 95 | $ 19,224,000 | $ 202,000 | $ 110,000 |
| Miami-Dade County Florida | 11 | $ 2,538,000 | $ 230,000 | $ 105,000 |
| Linn County Iowa | 11 | $ 816,000 | $ 74,000 | $ 71,000 |
| Marion County Missouri | 8 | $ 667,000 | $ 83,000 | $ 55,000 |
| Ramsey County Minnesota | 7 | $ 1,034,000 | $ 147,000 | $ 93,000 |
| Wright County Minnesota | 7 | $ 917,000 | $ 131,000 | $ 98,000 |
| Anoka County Minnesota | 6 | $ 1,355,000 | $ 225,000 | $ 121,000 |
| Ralls County Missouri | 6 | $ 430,000 | $ 71,000 | $ 64,000 |
| Maricopa County Arizona | 5 | $ 954,000 | $ 190,000 | $ 90,000 |
| Rockdale County Georgia | 5 | $ 617,000 | $ 123,000 | $ 54,000 |
| Winnebago County Illinois | 5 | $ 876,000 | $ 175,000 | $ 70,000 |
| Mecosta County Michigan | 5 | $ 534,000 | $ 106,000 | $ 51,000 |
| Dakota County Minnesota | 5 | $ 811,000 | $ 162,000 | $ 113,000 |
| Scott County Minnesota | 5 | $ 1,014,000 | $ 202,000 | $ 68,000 |
| Bernalillo County New Mexico | 5 | $ 1,221,000 | $ 244,000 | $ 115,000 |
| Rutherford County Tennessee | 5 | $ 862,000 | $ 172,000 | $ 103,000 |
| Newton County Georgia | 4 | $ 421,000 | $ 105,000 | $ 67,000 |
| Boone County Illinois | 4 | $ 458,000 | $ 114,000 | $ 52,000 |
| Johnson County Iowa | 4 | $ 886,000 | $ 221,000 | $ 85,000 |
| Jasper County Missouri | 4 | $ 464,000 | $ 116,000 | $ 62,000 |
| Los Angeles County California | 3 | $ 1,560,000 | $ 520,000 | $ 122,000 |
| Orange County California | 3 | $ 1,583,000 | $ 527,000 | $ 173,000 |
| Carver County Minnesota | 3 | $ 863,000 | $ 287,000 | $ 114,000 |
| Pine County Minnesota | 3 | $ 264,000 | $ 88,000 | $ 56,000 |
| Washington County Minnesota | 3 | $ 555,000 | $ 185,000 | $ 141,000 |
| Erie County New York | 3 | $ 278,000 | $ 92,000 | $ 68,000 |
| Hamilton County Ohio | 3 | $ 413,000 | $ 137,000 | $ 83,000 |
| Milwaukee County Wisconsin | 3 | $ 439,000 | $ 146,000 | $ 83,000 |
| Broward County Florida | 2 | $ 612,000 | $ 306,000 | $ 117,000 |
| DeKalb County Georgia | 2 | $ 245,000 | $ 122,000 | $ 112,000 |
| Gwinnett County Georgia | 2 | $ 299,000 | $ 149,000 | $ 44,000 |
| Adams County Illinois | 2 | $ 152,000 | $ 76,000 | $ 77,000 |
| Cook County Illinois | 2 | $ 522,000 | $ 261,000 | $ 78,000 |
| Pike County Illinois | 2 | $ 73,000 | $ 36,000 | $ 34,000 |
| Hamilton County Indiana | 2 | $ 630,000 | $ 315,000 | $ 69,000 |
| Kent County Michigan | 2 | $ 550,000 | $ 275,000 | $ 130,000 |
| Onondaga County New York | 2 | $ 197,000 | $ 98,000 | $ 65,000 |
| Jackson County Ohio | 2 | $ 578,000 | $ 289,000 | $ 126,000 |
| Waukesha County Wisconsin | 2 | $ 523,000 | $ 261,000 | $ 98,000 |
| Benton County Arkansas | 1 | $ 276,000 | $ 276,000 | $ 128,000 |
| Washington County Arkansas | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Madera County California | 1 | $ 307,000 | $ 307,000 | $ 118,000 |
| Placer County California | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Sacramento County California | 1 | $ 243,000 | $ 243,000 | $ 78,000 |
| San Diego County California | 1 | $ 109,000 | $ 109,000 | $ 49,000 |
| San Joaquin County California | 1 | $ 288,000 | $ 288,000 | $ 97,000 |
| Flagler County Florida | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Okaloosa County Florida | 1 | $ 241,000 | $ 241,000 | $ 105,000 |
| Pinellas County Florida | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Volusia County Florida | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
| Cobb County Georgia | 1 | $ 60,000 | $ 60,000 | $ 150,000 |
| Douglas County Georgia | 1 | $ 101,000 | $ 101,000 | $ 78,000 |
| Jasper County Georgia | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Oconee County Georgia | 1 | $ 455,000 | $ 455,000 | $ 158,000 |
| DuPage County Illinois | 1 | $ 74,000 | $ 74,000 | $ 66,000 |
| Kane County Illinois | 1 | $ 200,000 | $ 200,000 | $ 368,000 |
| Whiteside County Illinois | 1 | $ 123,000 | $ 123,000 | $ 85,000 |
| Polk County Iowa | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Johnson County Kansas | 1 | $ 80,000 | $ 80,000 | $ 96,000 |
| Jefferson County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Macomb County Michigan | 1 | $ 46,000 | $ 46,000 | $ 119,000 |
| Osceola County Michigan | 1 | $ 136,000 | $ 136,000 | $ 39,000 |
| Saginaw County Michigan | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Brown County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
| Cass County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Chisago County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 219,000 |
| Goodhue County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 54,000 |
| Lyon County Minnesota | 1 | $ 356,000 | $ 356,000 | $ 165,000 |
| McLeod County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Otter Tail County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Swift County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 81,000 |
| Johnson County Missouri | 1 | $ 249,000 | $ 249,000 | $ 79,000 |
| Lewis County Missouri | 1 | $ 21,000 | $ 21,000 | $ 34,000 |
| Shelby County Missouri | 1 | $ 81,000 | $ 81,000 | $ 63,000 |
| St. Charles County Missouri | 1 | $ 213,000 | $ 213,000 | $ 61,000 |
| Sarpy County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Rockingham County New Hampshire | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Strafford County New Hampshire | 1 | $ 223,000 | $ 223,000 | $ 76,000 |
| Cumberland County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Gloucester County New Jersey | 1 | $ 280,000 | $ 280,000 | $ 155,000 |
| Sandoval County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 194,000 |
| Valencia County New Mexico | 1 | $ 7,000 | $ 7,000 | $ 56,000 |
| Niagara County New York | 1 | $ 37,000 | $ 37,000 | $ 65,000 |
| Mecklenburg County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| Crawford County Ohio | 1 | $ 30,000 | $ 30,000 | $ 44,000 |
| Delaware County Ohio | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
| Warren County Ohio | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Dauphin County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Luzerne County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Spartanburg County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 68,000 |
| York County South Carolina | 1 | $ 312,000 | $ 312,000 | $ 140,000 |
| Coffee County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 82,000 |
| El Paso County Texas | 1 | $ 147,000 | $ 147,000 | $ 68,000 |
| Lubbock County Texas | 1 | $ 132,000 | $ 132,000 | $ 65,000 |
| King County Washington | 1 | $ 279,000 | $ 279,000 | $ 134,000 |
| Skagit County Washington | 1 | $ 174,000 | $ 174,000 | $ 72,000 |
| Burnett County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 71,000 |
| Dane County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 70,000 |
| Racine County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 96,000 |
| St. Croix County Wisconsin | 1 | $ 320,000 | $ 320,000 | $ 113,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Minnesota,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Mill City Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 175 | $37,958,000 | $216,000 | $1,108,000 | $92,000 | $359,000 |
| Refinancing | 158 | $25,116,000 | $158,000 | $417,000 | $91,000 | $368,000 |
| Home Improvement | 28 | $891,000 | $31,000 | $175,000 | $80,000 | $238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 225 | $41,932,000 | $186,000 | $1,108,000 | $87,000 | $362,000 |
| Not Provided | 85 | $10,670,000 | $125,000 | $608,000 | $102,000 | $368,000 |
| Hispanic | 27 | $5,824,000 | $215,000 | $410,000 | $88,000 | $210,000 |
| Black or African American | 16 | $3,123,000 | $195,000 | $765,000 | $65,000 | $175,000 |
| Asian | 8 | $2,416,000 | $302,000 | $520,000 | $141,000 | $293,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 357 | $63,426,000 | $177,000 | $1,108,000 | $91,000 | $368,000 |
| FHA-insured (Federal Housing Administration) | 4 | $539,000 | $134,000 | $177,000 | $58,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 145 | $21,433,000 | $147,000 | $1,000,000 | $98,000 | $359,000 |
| File Closed For Incompleteness | 51 | $10,949,000 | $214,000 | $417,000 | $95,000 | $240,000 |
| Application Approved But Not Accepted | 50 | $12,820,000 | $256,000 | $1,108,000 | $108,000 | $362,000 |
| Application Denied By Financial Institution | 50 | $8,082,000 | $161,000 | $417,000 | $64,000 | $293,000 |
| Preapproval Denied by Financial Institution | 36 | $4,769,000 | $132,000 | $520,000 | $58,000 | $152,000 |
| Application Withdrawn By Applicant | 27 | $5,377,000 | $199,000 | $417,000 | $102,000 | $368,000 |
| Preapproval Approved but not Accepted | 2 | $535,000 | $267,000 | $320,000 | $85,000 | $110,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $5,128,000 | $119,000 | $417,000 | $64,000 | $293,000 |
| Debt-To-Income Ratio | 25 | $4,623,000 | $184,000 | $520,000 | $54,000 | $165,000 |
| Collateral | 8 | $1,676,000 | $209,000 | $336,000 | $77,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $367,000 | $122,000 | $180,000 | $38,000 | $42,000 |
| Mortgage Insurance Denied | 1 | $144,000 | $144,000 | $144,000 | $89,000 | $89,000 |
| Credit Application Incomplete | 1 | $235,000 | $235,000 | $235,000 | $67,000 | $67,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information at your convenience.