German American Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
German American Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | German American Bank 711 Main Street, P.O. Box 360 Jasper, IN 47546 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2003 |
| Total Number of Mortgage Applications | 3,472 |
| Total Mortgage Loan Application Amount | $423,500,000 |
| Average Mortgage Loan Application Amount | $93,833 |
| Highest Mortgage Loan Application Amount | $10,845,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $2,899,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with German American Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing German American Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down German American Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how German American Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by German American Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at German American Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubois County Indiana | 374 | $ 39,460,000 | $ 105,000 | $ 91,000 |
| Daviess County Indiana | 336 | $ 35,870,000 | $ 106,000 | $ 77,000 |
| Perry County Indiana | 299 | $ 23,965,000 | $ 80,000 | $ 72,000 |
| Vanderburgh County Indiana | 277 | $ 33,735,000 | $ 121,000 | $ 99,000 |
| Monroe County Indiana | 265 | $ 65,745,000 | $ 248,000 | $ 157,000 |
| Jefferson County Indiana | 220 | $ 24,690,000 | $ 112,000 | $ 96,000 |
| Bartholomew County Indiana | 201 | $ 27,675,000 | $ 137,000 | $ 94,000 |
| Knox County Indiana | 157 | $ 12,925,000 | $ 82,000 | $ 75,000 |
| Pike County Indiana | 129 | $ 9,245,000 | $ 71,000 | $ 72,000 |
| Gibson County Indiana | 113 | $ 10,605,000 | $ 93,000 | $ 74,000 |
| Warrick County Indiana | 109 | $ 18,295,000 | $ 167,000 | $ 149,000 |
| Martin County Indiana | 101 | $ 10,045,000 | $ 99,000 | $ 82,000 |
| Jennings County Indiana | 94 | $ 6,770,000 | $ 72,000 | $ 67,000 |
| Spencer County Indiana | 92 | $ 6,900,000 | $ 75,000 | $ 72,000 |
| Floyd County Indiana | 91 | $ 13,135,000 | $ 144,000 | $ 110,000 |
| Clark County Indiana | 76 | $ 15,240,000 | $ 200,000 | $ 88,000 |
| Lawrence County Indiana | 74 | $ 8,410,000 | $ 113,000 | $ 84,000 |
| Jackson County Indiana | 53 | $ 5,525,000 | $ 104,000 | $ 81,000 |
| Brown County Indiana | 29 | $ 3,995,000 | $ 137,000 | $ 96,000 |
| Daviess County Kentucky | 28 | $ 2,420,000 | $ 86,000 | $ 77,000 |
| Harrison County Indiana | 19 | $ 2,335,000 | $ 122,000 | $ 78,000 |
| Posey County Indiana | 19 | $ 2,785,000 | $ 146,000 | $ 76,000 |
| Warren County Kentucky | 18 | $ 2,530,000 | $ 140,000 | $ 108,000 |
| Decatur County Indiana | 17 | $ 2,115,000 | $ 124,000 | $ 75,000 |
| Marion County Indiana | 16 | $ 2,340,000 | $ 146,000 | $ 257,000 |
| Greene County Indiana | 14 | $ 1,450,000 | $ 103,000 | $ 113,000 |
| Ripley County Indiana | 13 | $ 795,000 | $ 61,000 | $ 58,000 |
| Henderson County Kentucky | 13 | $ 1,235,000 | $ 95,000 | $ 90,000 |
| Trimble County Kentucky | 13 | $ 975,000 | $ 75,000 | $ 96,000 |
| Crawford County Indiana | 12 | $ 830,000 | $ 69,000 | $ 66,000 |
| Hancock County Kentucky | 12 | $ 940,000 | $ 78,000 | $ 63,000 |
| Jefferson County Kentucky | 11 | $ 1,915,000 | $ 174,000 | $ 110,000 |
| Lawrence County Illinois | 10 | $ 1,230,000 | $ 123,000 | $ 66,000 |
| Owen County Indiana | 10 | $ 960,000 | $ 96,000 | $ 79,000 |
| Carroll County Kentucky | 10 | $ 1,020,000 | $ 102,000 | $ 86,000 |
| Sullivan County Indiana | 9 | $ 665,000 | $ 73,000 | $ 61,000 |
| Simpson County Kentucky | 9 | $ 415,000 | $ 46,000 | $ 47,000 |
| Johnson County Indiana | 8 | $ 680,000 | $ 85,000 | $ 80,000 |
| Washington County Indiana | 8 | $ 1,350,000 | $ 168,000 | $ 74,000 |
| Orange County Indiana | 7 | $ 405,000 | $ 57,000 | $ 47,000 |
| Morgan County Indiana | 5 | $ 565,000 | $ 113,000 | $ 156,000 |
| Shelby County Indiana | 5 | $ 785,000 | $ 157,000 | $ 114,000 |
| Switzerland County Indiana | 5 | $ 505,000 | $ 101,000 | $ 133,000 |
| Crawford County Illinois | 4 | $ 350,000 | $ 87,000 | $ 66,000 |
| Rush County Indiana | 4 | $ 440,000 | $ 110,000 | $ 69,000 |
| Hopkins County Kentucky | 4 | $ 640,000 | $ 160,000 | $ 57,000 |
| Richland County Illinois | 3 | $ 225,000 | $ 75,000 | $ 48,000 |
| Hamilton County Indiana | 3 | $ 385,000 | $ 128,000 | $ 133,000 |
| Hendricks County Indiana | 3 | $ 1,425,000 | $ 475,000 | $ 143,000 |
| Scott County Indiana | 3 | $ 255,000 | $ 85,000 | $ 56,000 |
| Edmonson County Kentucky | 3 | $ 75,000 | $ 25,000 | $ 52,000 |
| Oldham County Kentucky | 3 | $ 805,000 | $ 268,000 | $ 130,000 |
| Palm Beach County Florida | 2 | $ 910,000 | $ 455,000 | $ 327,000 |
| Pinellas County Florida | 2 | $ 640,000 | $ 320,000 | $ 174,000 |
| Walton County Florida | 2 | $ 810,000 | $ 405,000 | $ 192,000 |
| Franklin County Indiana | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| Vigo County Indiana | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Wayne County Indiana | 2 | $ 830,000 | $ 415,000 | $ 109,000 |
| Barren County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Breckinridge County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 57,000 |
| McLean County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 52,000 |
| Muhlenberg County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Davidson County Tennessee | 2 | $ 1,620,000 | $ 810,000 | $ 76,000 |
| Kane County Utah | 2 | $ 330,000 | $ 165,000 | $ 158,000 |
| Colbert County Alabama | 1 | $ 145,000 | $ 145,000 | $ 145,000 |
| Maricopa County Arizona | 1 | $ 1,105,000 | $ 1,105,000 | $ 230,000 |
| Poinsett County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| San Luis Obispo County California | 1 | $ 105,000 | $ 105,000 | $ 275,000 |
| Charlotte County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 352,000 |
| Lee County Florida | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Levy County Florida | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Manatee County Florida | 1 | $ 345,000 | $ 345,000 | $ 171,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| DeKalb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Rockdale County Georgia | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Wayne County Georgia | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Cook County Illinois | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Wabash County Illinois | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| White County Illinois | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Cass County Indiana | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Clay County Indiana | 1 | $ 255,000 | $ 255,000 | $ 81,000 |
| Dearborn County Indiana | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Howard County Indiana | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Montgomery County Indiana | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Tippecanoe County Indiana | 1 | $ 165,000 | $ 165,000 | $ 205,000 |
| Fayette County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 429,000 |
| Lyon County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 756,000 |
| Russell County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Spencer County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 239,000 |
| Trigg County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 173,000 |
| Union County Kentucky | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Houghton County Michigan | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Wayne County Michigan | 1 | $ 325,000 | $ 325,000 | $ 1,077,000 |
| St. Louis City County Missouri | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Dare County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 480,000 |
| Haywood County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Canadian County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Maury County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Sumner County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Smith County Texas | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for German American Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,320 | $225,300,000 | $170,000 | $10,845,000 | $89,000 | $2,500,000 |
| Refinancing | 831 | $97,085,000 | $116,000 | $2,485,000 | $101,000 | $859,000 |
| Other Purpose | 727 | $43,865,000 | $60,000 | $1,005,000 | $97,000 | $2,111,000 |
| Home Improvement | 347 | $16,825,000 | $48,000 | $395,000 | $97,000 | $2,899,000 |
| Cash-out Refinancing | 246 | $40,420,000 | $164,000 | $1,655,000 | $78,000 | $480,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,193 | $353,445,000 | $110,000 | $1,905,000 | $93,000 | $2,899,000 |
| Not applicable | 119 | $46,635,000 | $391,000 | $10,845,000 | $0 | $0 |
| Hispanic | 54 | $4,990,000 | $92,000 | $275,000 | $66,000 | $289,000 |
| Not Provided | 48 | $9,560,000 | $199,000 | $2,435,000 | $127,000 | $1,381,000 |
| Asian | 25 | $4,155,000 | $166,000 | $445,000 | $113,000 | $411,000 |
| Black or African American | 21 | $3,305,000 | $157,000 | $805,000 | $89,000 | $344,000 |
| American Indian or Alaskan Native | 4 | $430,000 | $107,000 | $235,000 | $72,000 | $105,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $605,000 | $201,000 | $385,000 | $76,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,208 | $387,960,000 | $120,000 | $10,845,000 | $97,000 | $2,899,000 |
| FHA-insured (Federal Housing Administration) | 136 | $18,310,000 | $134,000 | $285,000 | $58,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $10,405,000 | $114,000 | $215,000 | $46,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 37 | $6,825,000 | $184,000 | $445,000 | $78,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,539 | $308,655,000 | $121,000 | $10,845,000 | $98,000 | $2,899,000 |
| Application Denied By Financial Institution | 528 | $51,970,000 | $98,000 | $2,005,000 | $66,000 | $1,381,000 |
| Application Withdrawn By Applicant | 308 | $50,040,000 | $162,000 | $3,505,000 | $100,000 | $618,000 |
| Application Approved But Not Accepted | 85 | $10,815,000 | $127,000 | $875,000 | $97,000 | $766,000 |
| File Closed For Incompleteness | 12 | $2,020,000 | $168,000 | $455,000 | $102,000 | $184,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,944 | $371,530,000 | $126,000 | $10,845,000 | $99,000 | $2,899,000 |
| Credit History | 253 | $15,505,000 | $61,000 | $715,000 | $61,000 | $405,000 |
| Debt-To-Income Ratio | 129 | $16,795,000 | $130,000 | $875,000 | $60,000 | $530,000 |
| Collateral | 91 | $10,895,000 | $119,000 | $725,000 | $91,000 | $1,381,000 |
| Other | 29 | $6,075,000 | $209,000 | $2,005,000 | $90,000 | $480,000 |
| Employment History | 18 | $1,680,000 | $93,000 | $255,000 | $43,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $360,000 | $90,000 | $115,000 | $24,000 | $28,000 |
| Unverifiable Information | 4 | $660,000 | $165,000 | $265,000 | $53,000 | $65,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into German American Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess German American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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