Gershman Investment Corp.
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Gershman Investment Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Gershman Investment Corp. 7 N. Bemiston St. Louis, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,216 |
| Total Mortgage Loan Application Amount | $637,057,000 |
| Average Mortgage Loan Application Amount | $1,258,666 |
| Highest Mortgage Loan Application Amount | $30,356,000 |
| Average Applicant Income | $50,000 |
| Highest Applicant Income | $921,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Clair County Illinois | 495 | $ 93,935,000 | $ 189,000 | $ 66,000 |
| St. Louis County Missouri | 393 | $ 127,305,000 | $ 323,000 | $ 116,000 |
| St. Charles County Missouri | 308 | $ 94,925,000 | $ 308,000 | $ 80,000 |
| Madison County Illinois | 192 | $ 27,878,000 | $ 145,000 | $ 63,000 |
| Greene County Missouri | 186 | $ 55,295,000 | $ 297,000 | $ 54,000 |
| Jefferson County Missouri | 132 | $ 22,889,000 | $ 173,000 | $ 73,000 |
| Christian County Missouri | 66 | $ 7,924,000 | $ 120,000 | $ 47,000 |
| St. Louis City County Missouri | 61 | $ 16,264,000 | $ 266,000 | $ 86,000 |
| Polk County Iowa | 43 | $ 5,520,000 | $ 128,000 | $ 60,000 |
| Polk County Missouri | 33 | $ 3,611,000 | $ 109,000 | $ 52,000 |
| Clinton County Illinois | 28 | $ 4,394,000 | $ 156,000 | $ 56,000 |
| Jefferson County Illinois | 25 | $ 8,469,000 | $ 338,000 | $ 42,000 |
| Monroe County Illinois | 21 | $ 4,477,000 | $ 213,000 | $ 89,000 |
| Jasper County Missouri | 16 | $ 1,923,000 | $ 120,000 | $ 79,000 |
| Lawrence County Missouri | 14 | $ 1,834,000 | $ 131,000 | $ 46,000 |
| Lincoln County Missouri | 14 | $ 2,552,000 | $ 182,000 | $ 86,000 |
| Dallas County Missouri | 11 | $ 1,084,000 | $ 98,000 | $ 58,000 |
| Warren County Iowa | 8 | $ 1,129,000 | $ 141,000 | $ 68,000 |
| Cedar County Missouri | 8 | $ 803,000 | $ 100,000 | $ 52,000 |
| Taney County Missouri | 8 | $ 1,152,000 | $ 144,000 | $ 77,000 |
| Marion County Illinois | 7 | $ 810,000 | $ 115,000 | $ 57,000 |
| Stone County Missouri | 7 | $ 1,236,000 | $ 176,000 | $ 44,000 |
| Washington County Illinois | 6 | $ 721,000 | $ 120,000 | $ 77,000 |
| Dickinson County Iowa | 6 | $ 723,000 | $ 120,000 | $ 65,000 |
| Franklin County Missouri | 6 | $ 1,010,000 | $ 168,000 | $ 68,000 |
| Laclede County Missouri | 6 | $ 2,624,000 | $ 437,000 | $ 31,000 |
| Newton County Missouri | 5 | $ 621,000 | $ 124,000 | $ 15,000 |
| St. Francois County Missouri | 5 | $ 782,000 | $ 156,000 | $ 67,000 |
| Webster County Missouri | 5 | $ 545,000 | $ 109,000 | $ 49,000 |
| Kane County Illinois | 4 | $ 779,000 | $ 194,000 | $ 26,000 |
| Randolph County Illinois | 4 | $ 379,000 | $ 94,000 | $ 42,000 |
| Dallas County Iowa | 4 | $ 858,000 | $ 214,000 | $ 105,000 |
| Camden County Missouri | 4 | $ 1,213,000 | $ 303,000 | $ 190,000 |
| Jackson County Missouri | 4 | $ 542,000 | $ 135,000 | $ 55,000 |
| Williamson County Illinois | 3 | $ 437,000 | $ 145,000 | $ 68,000 |
| Morgan County Missouri | 3 | $ 304,000 | $ 101,000 | $ 45,000 |
| Fulton County Georgia | 2 | $ 7,354,000 | $ 3,677,000 | $ 0 |
| Adams County Illinois | 2 | $ 299,000 | $ 149,000 | $ 47,000 |
| Cook County Illinois | 2 | $ 383,000 | $ 191,000 | $ 54,000 |
| Clarke County Iowa | 2 | $ 214,000 | $ 107,000 | $ 46,000 |
| Decatur County Iowa | 2 | $ 117,000 | $ 58,000 | $ 39,000 |
| Emmet County Iowa | 2 | $ 121,000 | $ 60,000 | $ 29,000 |
| Madison County Iowa | 2 | $ 395,000 | $ 197,000 | $ 87,000 |
| Hickory County Missouri | 2 | $ 149,000 | $ 74,000 | $ 30,000 |
| Miller County Missouri | 2 | $ 477,000 | $ 238,000 | $ 282,000 |
| Maricopa County Arizona | 1 | $ 9,911,000 | $ 9,911,000 | $ 0 |
| Pima County Arizona | 1 | $ 5,878,000 | $ 5,878,000 | $ 0 |
| Benton County Arkansas | 1 | $ 3,367,000 | $ 3,367,000 | $ 0 |
| Santa Cruz County California | 1 | $ 4,657,000 | $ 4,657,000 | $ 0 |
| Denver County Colorado | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Bond County Illinois | 1 | $ 234,000 | $ 234,000 | $ 77,000 |
| Champaign County Illinois | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Franklin County Illinois | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Hamilton County Illinois | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Jackson County Illinois | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Jasper County Illinois | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Jersey County Illinois | 1 | $ 413,000 | $ 413,000 | $ 196,000 |
| Johnson County Illinois | 1 | $ 122,000 | $ 122,000 | $ 51,000 |
| Macoupin County Illinois | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Massac County Illinois | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| McLean County Illinois | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Morgan County Illinois | 1 | $ 7,002,000 | $ 7,002,000 | $ 0 |
| Union County Illinois | 1 | $ 369,000 | $ 369,000 | $ 103,000 |
| Wayne County Illinois | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Lake County Indiana | 1 | $ 3,449,000 | $ 3,449,000 | $ 0 |
| Appanoose County Iowa | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Boone County Iowa | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Cerro Gordo County Iowa | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Guthrie County Iowa | 1 | $ 41,000 | $ 41,000 | $ 104,000 |
| Jasper County Iowa | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Jefferson County Iowa | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
| Kossuth County Iowa | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Wapello County Iowa | 1 | $ 80,000 | $ 80,000 | $ 77,000 |
| Washington County Iowa | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Woodbury County Iowa | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Johnson County Kansas | 1 | $ 16,290,000 | $ 16,290,000 | $ 0 |
| Riley County Kansas | 1 | $ 12,361,000 | $ 12,361,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Warren County Kentucky | 1 | $ 17,719,000 | $ 17,719,000 | $ 0 |
| Barry County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Boone County Missouri | 1 | $ 8,569,000 | $ 8,569,000 | $ 0 |
| Cole County Missouri | 1 | $ 204,000 | $ 204,000 | $ 74,000 |
| Howard County Missouri | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Madison County Missouri | 1 | $ 156,000 | $ 156,000 | $ 74,000 |
| Montgomery County Missouri | 1 | $ 1,701,000 | $ 1,701,000 | $ 0 |
| St. Clair County Missouri | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| Ste. Genevieve County Missouri | 1 | $ 405,000 | $ 405,000 | $ 162,000 |
| Warren County Missouri | 1 | $ 282,000 | $ 282,000 | $ 118,000 |
| Washington County Missouri | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Wayne County Missouri | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Wright County Missouri | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Douglas County Nebraska | 1 | $ 7,425,000 | $ 7,425,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 15,021,000 | $ 15,021,000 | $ 0 |
| Franklin County Ohio | 1 | $ 4,248,000 | $ 4,248,000 | $ 0 |
| Randolph County West Virginia | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gershman Investment Corp. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,132 | $221,200,000 | $195,000 | $17,719,000 | $69,000 | $921,000 |
| Refinancing | 1,083 | $412,657,000 | $381,000 | $30,356,000 | $81,000 | $912,000 |
| Home Improvement | 1 | $3,200,000 | $3,200,000 | $3,200,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,966 | $348,770,000 | $177,000 | $962,000 | $77,000 | $921,000 |
| Black or African American | 80 | $12,813,000 | $160,000 | $465,000 | $53,000 | $240,000 |
| Not Provided | 79 | $15,133,000 | $191,000 | $750,000 | $67,000 | $284,000 |
| Not applicable | 33 | $249,152,000 | $7,550,000 | $30,356,000 | $0 | $0 |
| Hispanic | 28 | $4,722,000 | $168,000 | $962,000 | $70,000 | $353,000 |
| Asian | 23 | $4,976,000 | $216,000 | $400,000 | $100,000 | $462,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,076,000 | $269,000 | $412,000 | $90,000 | $161,000 |
| American Indian or Alaskan Native | 3 | $415,000 | $138,000 | $188,000 | $69,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 962 | $195,247,000 | $202,000 | $962,000 | $106,000 | $912,000 |
| FHA-insured (Federal Housing Administration) | 721 | $342,261,000 | $474,000 | $30,356,000 | $53,000 | $921,000 |
| VA-guaranteed (Veterans Administration) | 395 | $83,673,000 | $211,000 | $564,000 | $49,000 | $544,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 138 | $15,876,000 | $115,000 | $281,000 | $42,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,147 | $625,480,000 | $291,000 | $30,356,000 | $75,000 | $921,000 |
| Application Denied By Financial Institution | 59 | $10,486,000 | $177,000 | $881,000 | $65,000 | $298,000 |
| Preapproval Denied by Financial Institution | 6 | $666,000 | $111,000 | $171,000 | $44,000 | $99,000 |
| Application Withdrawn By Applicant | 2 | $240,000 | $120,000 | $128,000 | $60,000 | $69,000 |
| Application Approved But Not Accepted | 1 | $69,000 | $69,000 | $69,000 | $21,000 | $21,000 |
| Preapproval Approved but not Accepted | 1 | $116,000 | $116,000 | $116,000 | $39,000 | $39,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 13 | $2,358,000 | $181,000 | $881,000 | $53,000 | $158,000 |
| Credit History | 9 | $967,000 | $107,000 | $171,000 | $54,000 | $99,000 |
| Collateral | 7 | $1,207,000 | $172,000 | $464,000 | $40,000 | $88,000 |
| Other | 6 | $1,092,000 | $182,000 | $385,000 | $75,000 | $133,000 |
| Unverifiable Information | 3 | $448,000 | $149,000 | $169,000 | $45,000 | $65,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $250,000 | $250,000 | $250,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.