Gershman Investment Corp.
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Gershman Investment Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Gershman Investment Corp. 16253 Swingley Ridge Road, Suite 400 Chesterfield, MO 63017 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 3,477 |
| Total Mortgage Loan Application Amount | $710,573,000 |
| Average Mortgage Loan Application Amount | $211,500 |
| Highest Mortgage Loan Application Amount | $39,401,000 |
| Average Applicant Income | $67,500 |
| Highest Applicant Income | $1,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Charles County Missouri | 547 | $ 107,451,000 | $ 196,000 | $ 82,000 |
| St. Louis County Missouri | 500 | $ 122,193,000 | $ 244,000 | $ 106,000 |
| St. Clair County Illinois | 400 | $ 71,937,000 | $ 179,000 | $ 60,000 |
| Greene County Missouri | 247 | $ 32,039,000 | $ 129,000 | $ 53,000 |
| Madison County Illinois | 244 | $ 36,198,000 | $ 148,000 | $ 51,000 |
| Polk County Iowa | 126 | $ 20,681,000 | $ 164,000 | $ 74,000 |
| Jefferson County Missouri | 126 | $ 21,561,000 | $ 171,000 | $ 63,000 |
| Christian County Missouri | 102 | $ 14,460,000 | $ 141,000 | $ 61,000 |
| St. Louis City County Missouri | 92 | $ 14,603,000 | $ 158,000 | $ 72,000 |
| Jefferson County Illinois | 59 | $ 7,155,000 | $ 121,000 | $ 61,000 |
| Polk County Missouri | 58 | $ 6,742,000 | $ 116,000 | $ 53,000 |
| Taney County Missouri | 43 | $ 6,159,000 | $ 143,000 | $ 65,000 |
| Lincoln County Missouri | 38 | $ 6,449,000 | $ 169,000 | $ 61,000 |
| Clinton County Illinois | 36 | $ 5,265,000 | $ 146,000 | $ 48,000 |
| Barry County Missouri | 28 | $ 3,858,000 | $ 137,000 | $ 77,000 |
| Webster County Missouri | 27 | $ 3,125,000 | $ 115,000 | $ 42,000 |
| Monroe County Illinois | 22 | $ 3,898,000 | $ 177,000 | $ 63,000 |
| Stone County Missouri | 22 | $ 3,453,000 | $ 156,000 | $ 71,000 |
| Jackson County Missouri | 21 | $ 18,919,000 | $ 900,000 | $ 65,000 |
| Dallas County Iowa | 20 | $ 4,872,000 | $ 243,000 | $ 90,000 |
| Warren County Missouri | 16 | $ 3,170,000 | $ 198,000 | $ 64,000 |
| Lawrence County Missouri | 15 | $ 1,974,000 | $ 131,000 | $ 57,000 |
| Warren County Iowa | 13 | $ 2,179,000 | $ 167,000 | $ 54,000 |
| Montgomery County Illinois | 12 | $ 1,186,000 | $ 98,000 | $ 32,000 |
| Cedar County Missouri | 12 | $ 1,488,000 | $ 124,000 | $ 73,000 |
| Franklin County Missouri | 12 | $ 2,360,000 | $ 196,000 | $ 78,000 |
| Jersey County Illinois | 9 | $ 1,412,000 | $ 156,000 | $ 46,000 |
| Dallas County Missouri | 9 | $ 1,030,000 | $ 114,000 | $ 57,000 |
| Bond County Illinois | 7 | $ 1,017,000 | $ 145,000 | $ 70,000 |
| Fayette County Illinois | 7 | $ 637,000 | $ 91,000 | $ 46,000 |
| Cape Girardeau County Missouri | 7 | $ 949,000 | $ 135,000 | $ 14,000 |
| Jasper County Missouri | 7 | $ 1,117,000 | $ 159,000 | $ 50,000 |
| Macoupin County Illinois | 6 | $ 653,000 | $ 108,000 | $ 34,000 |
| Pike County Illinois | 5 | $ 533,000 | $ 106,000 | $ 39,000 |
| Boone County Missouri | 4 | $ 741,000 | $ 185,000 | $ 9,000 |
| Camden County Missouri | 4 | $ 478,000 | $ 119,000 | $ 220,000 |
| Dade County Missouri | 4 | $ 400,000 | $ 100,000 | $ 40,000 |
| Ste. Genevieve County Missouri | 4 | $ 501,000 | $ 125,000 | $ 37,000 |
| Cook County Illinois | 3 | $ 720,000 | $ 240,000 | $ 113,000 |
| Marion County Illinois | 3 | $ 297,000 | $ 99,000 | $ 65,000 |
| Randolph County Illinois | 3 | $ 259,000 | $ 86,000 | $ 28,000 |
| Madison County Iowa | 3 | $ 569,000 | $ 189,000 | $ 79,000 |
| Buchanan County Missouri | 3 | $ 253,000 | $ 84,000 | $ 35,000 |
| Laclede County Missouri | 3 | $ 476,000 | $ 158,000 | $ 57,000 |
| Lafayette County Missouri | 3 | $ 294,000 | $ 98,000 | $ 45,000 |
| Phelps County Missouri | 3 | $ 484,000 | $ 161,000 | $ 63,000 |
| Scott County Missouri | 3 | $ 257,000 | $ 85,000 | $ 8,000 |
| Denver County Colorado | 2 | $ 1,182,000 | $ 591,000 | $ 45,000 |
| Adams County Illinois | 2 | $ 350,000 | $ 175,000 | $ 79,000 |
| Christian County Illinois | 2 | $ 108,000 | $ 54,000 | $ 34,000 |
| Williamson County Illinois | 2 | $ 135,000 | $ 67,000 | $ 36,000 |
| Guthrie County Iowa | 2 | $ 717,000 | $ 358,000 | $ 13,000 |
| Clay County Missouri | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Crawford County Missouri | 2 | $ 223,000 | $ 111,000 | $ 26,000 |
| Henry County Missouri | 2 | $ 186,000 | $ 93,000 | $ 42,000 |
| Platte County Missouri | 2 | $ 327,000 | $ 163,000 | $ 54,000 |
| Ralls County Missouri | 2 | $ 500,000 | $ 250,000 | $ 0 |
| St. Francois County Missouri | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| Arapahoe County Colorado | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Weld County Colorado | 1 | $ 200,000 | $ 200,000 | $ 134,000 |
| Calhoun County Illinois | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Champaign County Illinois | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Coles County Illinois | 1 | $ 27,000 | $ 27,000 | $ 23,000 |
| Effingham County Illinois | 1 | $ 168,000 | $ 168,000 | $ 73,000 |
| Franklin County Illinois | 1 | $ 168,000 | $ 168,000 | $ 52,000 |
| Greene County Illinois | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Kane County Illinois | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Rock Island County Illinois | 1 | $ 402,000 | $ 402,000 | $ 157,000 |
| Sangamon County Illinois | 1 | $ 141,000 | $ 141,000 | $ 42,000 |
| Scott County Illinois | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Washington County Illinois | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Winnebago County Illinois | 1 | $ 10,720,000 | $ 10,720,000 | $ 0 |
| Woodford County Illinois | 1 | $ 157,000 | $ 157,000 | $ 98,000 |
| Audubon County Iowa | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Clarke County Iowa | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Jasper County Iowa | 1 | $ 133,000 | $ 133,000 | $ 123,000 |
| Marion County Iowa | 1 | $ 110,000 | $ 110,000 | $ 22,000 |
| O'Brien County Iowa | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| Story County Iowa | 1 | $ 128,000 | $ 128,000 | $ 31,000 |
| Woodbury County Iowa | 1 | $ 92,000 | $ 92,000 | $ 56,000 |
| Geary County Kansas | 1 | $ 3,293,000 | $ 3,293,000 | $ 0 |
| Johnson County Kansas | 1 | $ 248,000 | $ 248,000 | $ 65,000 |
| Reno County Kansas | 1 | $ 4,432,000 | $ 4,432,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 34,615,000 | $ 34,615,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 2,391,000 | $ 2,391,000 | $ 0 |
| Wayne County Michigan | 1 | $ 39,401,000 | $ 39,401,000 | $ 0 |
| Audrain County Missouri | 1 | $ 216,000 | $ 216,000 | $ 114,000 |
| Cole County Missouri | 1 | $ 177,000 | $ 177,000 | $ 76,000 |
| Daviess County Missouri | 1 | $ 409,000 | $ 409,000 | $ 201,000 |
| Hickory County Missouri | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Madison County Missouri | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Morgan County Missouri | 1 | $ 100,000 | $ 100,000 | $ 182,000 |
| New Madrid County Missouri | 1 | $ 33,000 | $ 33,000 | $ 18,000 |
| Newton County Missouri | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Oregon County Missouri | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Pettis County Missouri | 1 | $ 156,000 | $ 156,000 | $ 97,000 |
| Vernon County Missouri | 1 | $ 73,000 | $ 73,000 | $ 22,000 |
| Washington County Missouri | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 1,503,000 | $ 1,503,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 48,000 |
| Pottawatomie County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Rock County Wisconsin | 1 | $ 2,760,000 | $ 2,760,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gershman Investment Corp. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,649 | $523,324,000 | $197,000 | $39,401,000 | $60,000 | $1,500,000 |
| Refinancing | 828 | $187,249,000 | $226,000 | $10,720,000 | $75,000 | $929,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,665 | $460,108,000 | $172,000 | $2,004,000 | $75,000 | $1,500,000 |
| Not Provided | 319 | $50,099,000 | $157,000 | $403,000 | $11,000 | $325,000 |
| Black or African American | 209 | $30,766,000 | $147,000 | $880,000 | $50,000 | $510,000 |
| Not applicable | 180 | $150,833,000 | $837,000 | $39,401,000 | $0 | $46,000 |
| Hispanic | 52 | $8,050,000 | $154,000 | $417,000 | $67,000 | $230,000 |
| Asian | 42 | $9,410,000 | $224,000 | $417,000 | $110,000 | $374,000 |
| American Indian or Alaskan Native | 6 | $708,000 | $118,000 | $194,000 | $63,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $599,000 | $149,000 | $236,000 | $72,000 | $117,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,358 | $271,846,000 | $200,000 | $2,004,000 | $96,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 1,265 | $295,967,000 | $233,000 | $39,401,000 | $42,000 | $246,000 |
| VA-guaranteed (Veterans Administration) | 512 | $101,151,000 | $197,000 | $552,000 | $51,000 | $220,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 342 | $41,609,000 | $121,000 | $288,000 | $34,000 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,456 | $553,006,000 | $225,000 | $39,401,000 | $77,000 | $1,500,000 |
| Preapproval Denied by Financial Institution | 468 | $64,194,000 | $137,000 | $350,000 | $15,000 | $130,000 |
| Application Withdrawn By Applicant | 226 | $37,812,000 | $167,000 | $1,162,000 | $70,000 | $433,000 |
| Loan Purchased By The Institution | 170 | $29,884,000 | $175,000 | $666,000 | $0 | $46,000 |
| Application Denied By Financial Institution | 129 | $20,832,000 | $161,000 | $2,004,000 | $47,000 | $552,000 |
| File Closed For Incompleteness | 24 | $4,279,000 | $178,000 | $344,000 | $101,000 | $557,000 |
| Preapproval Approved but not Accepted | 3 | $434,000 | $144,000 | $194,000 | $55,000 | $61,000 |
| Application Approved But Not Accepted | 1 | $132,000 | $132,000 | $132,000 | $52,000 | $52,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 446 | $62,530,000 | $140,000 | $350,000 | $15,000 | $130,000 |
| Debt-To-Income Ratio | 36 | $5,106,000 | $141,000 | $617,000 | $46,000 | $174,000 |
| Collateral | 23 | $4,328,000 | $188,000 | $2,004,000 | $80,000 | $552,000 |
| Other | 10 | $1,145,000 | $114,000 | $181,000 | $62,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,207,000 | $134,000 | $270,000 | $48,000 | $198,000 |
| Employment History | 8 | $707,000 | $88,000 | $167,000 | $50,000 | $144,000 |
| Unverifiable Information | 5 | $798,000 | $159,000 | $184,000 | $34,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.