Gibraltar Mortgage Southwest
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006

Gibraltar Mortgage Southwest 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Gibraltar Mortgage Southwest
16430 N Scottsdale Rd Suite 113
Scottsdale, AZ 85254
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  
Total Number of Mortgage Applications 172
Total Mortgage Loan Application Amount $44,223,000
Average Mortgage Loan Application Amount $306,333
Highest Mortgage Loan Application Amount $1,700,000
Average Applicant Income $156,666
Highest Applicant Income $1,188,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Gibraltar Mortgage Southwest. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gibraltar Mortgage Southwest's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2006 breaks down Gibraltar Mortgage Southwest's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gibraltar Mortgage Southwest serves its applicants.

Each category highlights the total number of mortgage applications processed by Gibraltar Mortgage Southwest, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gibraltar Mortgage Southwest's mortgage activity for 2006.

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Mortgage Loan Application Detail Totals for Gibraltar Mortgage Southwest in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 126 $28,119,000 $223,000 $1,313,000 $117,000 $1,188,000
Refinancing 43 $15,066,000 $350,000 $1,700,000 $237,000 $1,020,000
Home Improvement 3 $1,038,000 $346,000 $450,000 $116,000 $150,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 134 $36,361,000 $271,000 $1,700,000 $148,000 $1,188,000
Not Provided 15 $2,832,000 $188,000 $450,000 $89,000 $225,000
Asian 9 $2,030,000 $225,000 $400,000 $305,000 $722,000
Hispanic 8 $1,805,000 $225,000 $400,000 $118,000 $266,000
Black or African American 5 $1,055,000 $211,000 $400,000 $79,000 $120,000
American Indian or Alaskan Native 1 $140,000 $140,000 $140,000 $134,000 $134,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 172 $44,223,000 $257,000 $1,700,000 $147,000 $1,188,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 132 $33,658,000 $254,000 $1,700,000 $139,000 $1,188,000
Application Withdrawn By Applicant 23 $6,164,000 $268,000 $1,313,000 $136,000 $473,000
Application Approved But Not Accepted 10 $2,219,000 $221,000 $490,000 $230,000 $1,020,000
Application Denied By Financial Institution 7 $2,182,000 $311,000 $747,000 $213,000 $540,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 3 $617,000 $205,000 $260,000 $78,000 $100,000
Other 3 $1,005,000 $335,000 $747,000 $239,000 $312,000
Credit Application Incomplete 1 $560,000 $560,000 $560,000 $540,000 $540,000
Credit History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gibraltar Mortgage Southwest's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gibraltar Mortgage Southwest's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

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