Glacier Bank Mortgage Lending & HMDA Data, 2021

In 2021, Glacier Bank of Kalispell, MT reported 15,781 mortgage applications totaling $5.0 billion, down 7% from 2020. The average application was for $318,284, and applicants reported an average income of $139,223. 71% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Coeur D'Alene, ID (1,415), Billings, MT (913) and Missoula, MT (751) (applications in parentheses).

Mortgage Company & Address Glacier Bank
202 Main
Kalispell, MT 59901
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 15,781
Total Mortgage Loan Application Amount $5,022,845,000
Average Mortgage Loan Application Amount $318,284
Highest Mortgage Loan Application Amount $42,555,000
Average Applicant Income $139,223
Highest Applicant Income $7,481,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Glacier Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Glacier Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kootenai, Idaho 1,415 $ 512,045,000 $ 361,869 $ 134,000
Flathead, Montana 1,367 $ 503,405,000 $ 368,255 $ 172,000
Gallatin, Montana 887 $ 361,235,000 $ 407,254 $ 186,000
Yellowstone, Montana 863 $ 180,595,000 $ 209,264 $ 96,000
Missoula, Montana 751 $ 250,045,000 $ 332,949 $ 152,000
Spokane, Washington 600 $ 197,560,000 $ 329,266 $ 144,000
Lewis and Clark, Montana 583 $ 131,135,000 $ 224,931 $ 123,000
Bonner, Idaho 554 $ 201,870,000 $ 364,386 $ 153,000
Utah, Utah 489 $ 199,695,000 $ 408,374 $ 146,000
Bannock, Idaho 439 $ 104,405,000 $ 237,824 $ 121,000
Ada, Idaho 329 $ 87,085,000 $ 264,696 $ 144,000
Park, Wyoming 320 $ 96,500,000 $ 301,562 $ 134,000
Lake, Montana 314 $ 106,620,000 $ 339,554 $ 176,000
Yavapai, Arizona 302 $ 98,950,000 $ 327,649 $ 142,000
Mohave, Arizona 300 $ 90,310,000 $ 301,033 $ 150,000
Lincoln, Montana 275 $ 61,135,000 $ 222,309 $ 93,000
Ravalli, Montana 252 $ 66,050,000 $ 262,103 $ 112,000
Silver Bow, Montana 244 $ 43,230,000 $ 177,172 $ 95,000
Salt Lake, Utah 242 $ 109,030,000 $ 450,537 $ 149,000
Cache, Utah 192 $ 58,190,000 $ 303,072 $ 112,000
Natrona, Wyoming 192 $ 59,230,000 $ 308,489 $ 134,000
Canyon, Idaho 178 $ 41,290,000 $ 231,966 $ 107,000
Uinta, Wyoming 174 $ 32,720,000 $ 188,045 $ 91,000
Boundary, Idaho 146 $ 35,550,000 $ 243,493 $ 91,000
La Plata, Colorado 144 $ 51,340,000 $ 356,527 $ 156,000
Bonneville, Idaho 142 $ 39,740,000 $ 279,859 $ 127,000
Lincoln, Wyoming 140 $ 38,410,000 $ 274,357 $ 126,000
Platte, Wyoming 138 $ 23,870,000 $ 172,971 $ 86,000
Fergus, Montana 129 $ 17,755,000 $ 137,635 $ 75,000
Washoe, Nevada 126 $ 59,190,000 $ 469,761 $ 207,000
Washington, Utah 119 $ 48,305,000 $ 405,924 $ 221,000
Chelan, Washington 105 $ 35,215,000 $ 335,380 $ 183,000
Deer Lodge, Montana 104 $ 16,500,000 $ 158,653 $ 86,000
Blaine, Idaho 99 $ 33,175,000 $ 335,101 $ 185,000
Jefferson, Montana 93 $ 26,895,000 $ 289,193 $ 143,000
Maricopa, Arizona 92 $ 60,340,000 $ 655,869 $ 306,000
Sanders, Montana 85 $ 16,685,000 $ 196,294 $ 102,000
Bingham, Idaho 79 $ 20,395,000 $ 258,164 $ 104,000
Shoshone, Idaho 79 $ 16,325,000 $ 206,645 $ 80,000
Davis, Utah 79 $ 24,815,000 $ 314,113 $ 151,000
Pueblo, Colorado 76 $ 13,130,000 $ 172,763 $ 74,000
Mesa, Colorado 75 $ 18,145,000 $ 241,933 $ 94,000
Big Horn, Wyoming 72 $ 11,050,000 $ 153,472 $ 65,000
El Paso, Colorado 67 $ 24,835,000 $ 370,671 $ 178,000
Broadwater, Montana 67 $ 17,585,000 $ 262,462 $ 98,000
Sublette, Wyoming 67 $ 14,535,000 $ 216,940 $ 98,000
Goshen, Wyoming 64 $ 10,190,000 $ 159,218 $ 68,000
Denver, Colorado 58 $ 44,440,000 $ 766,206 $ 354,000
Sweetwater, Wyoming 57 $ 10,695,000 $ 187,631 $ 77,000
Clark, Nevada 56 $ 14,870,000 $ 265,535 $ 155,000
Pend Oreille, Washington 55 $ 12,325,000 $ 224,090 $ 89,000
Yuma, Arizona 54 $ 22,640,000 $ 419,259 $ 101,000
Summit, Utah 54 $ 31,120,000 $ 576,296 $ 226,000
Madison, Montana 53 $ 46,835,000 $ 883,679 $ 409,000
Okanogan, Washington 52 $ 13,750,000 $ 264,423 $ 116,000
Box Elder, Utah 50 $ 24,000,000 $ 480,000 $ 90,000
Coconino, Arizona 49 $ 24,695,000 $ 503,979 $ 177,000
Park, Montana 49 $ 15,945,000 $ 325,408 $ 136,000
Weber, Utah 49 $ 19,145,000 $ 390,714 $ 124,000
Franklin, Idaho 48 $ 12,050,000 $ 251,041 $ 151,000
Sheridan, Wyoming 47 $ 19,475,000 $ 414,361 $ 182,000
Chaffee, Colorado 44 $ 13,200,000 $ 300,000 $ 109,000
Morgan, Utah 42 $ 11,650,000 $ 277,380 $ 140,000
Teton, Montana 40 $ 7,800,000 $ 195,000 $ 102,000
Fremont, Colorado 37 $ 6,125,000 $ 165,540 $ 64,000
Cascade, Montana 36 $ 23,110,000 $ 641,944 $ 82,000
Douglas, Washington 36 $ 12,350,000 $ 343,055 $ 179,000
Fremont, Idaho 35 $ 11,035,000 $ 315,285 $ 162,000
Carbon, Montana 35 $ 8,305,000 $ 237,285 $ 116,000
Benewah, Idaho 32 $ 8,120,000 $ 253,750 $ 104,000
Archuleta, Colorado 30 $ 6,820,000 $ 227,333 $ 116,000
Stevens, Washington 30 $ 8,650,000 $ 288,333 $ 108,000
Jefferson, Idaho 28 $ 8,340,000 $ 297,857 $ 90,000
Madison, Idaho 27 $ 8,195,000 $ 303,518 $ 133,000
Wasatch, Utah 27 $ 16,425,000 $ 608,333 $ 232,000
Tooele, Utah 25 $ 10,735,000 $ 429,400 $ 123,000
Arapahoe, Colorado 24 $ 17,980,000 $ 749,166 $ 186,000
Routt, Colorado 24 $ 5,740,000 $ 239,166 $ 104,000
Granite, Montana 24 $ 5,560,000 $ 231,666 $ 104,000
Rio Blanco, Colorado 23 $ 3,515,000 $ 152,826 $ 87,000
Pima, Arizona 21 $ 6,545,000 $ 311,666 $ 175,000
Cassia, Idaho 19 $ 2,425,000 $ 127,631 $ 99,000
Chouteau, Montana 19 $ 2,655,000 $ 139,736 $ 70,000
Gem, Idaho 18 $ 5,770,000 $ 320,555 $ 88,000
Power, Idaho 18 $ 3,370,000 $ 187,222 $ 72,000
Adams, Colorado 17 $ 6,045,000 $ 355,588 $ 290,000
Jefferson, Colorado 17 $ 12,725,000 $ 748,529 $ 270,000
Powell, Montana 17 $ 5,375,000 $ 316,176 $ 170,000
Moffat, Colorado 15 $ 2,355,000 $ 157,000 $ 59,000
Pondera, Montana 15 $ 3,045,000 $ 203,000 $ 90,000
Stillwater, Montana 15 $ 2,665,000 $ 177,666 $ 67,000
Blaine, Montana 14 $ 1,530,000 $ 109,285 $ 64,000
Mineral, Montana 14 $ 4,600,000 $ 328,571 $ 176,000
Douglas, Nevada 14 $ 2,370,000 $ 169,285 $ 96,000
King, Washington 14 $ 6,070,000 $ 433,571 $ 164,000
Niobrara, Wyoming 14 $ 1,900,000 $ 135,714 $ 59,000
Valley, Idaho 13 $ 5,635,000 $ 433,461 $ 257,000
Rich, Utah 13 $ 3,215,000 $ 247,307 $ 121,000
Bear Lake, Idaho 12 $ 4,170,000 $ 347,500 $ 157,000
Douglas, Colorado 11 $ 6,695,000 $ 608,636 $ 306,000
Caribou, Idaho 11 $ 2,195,000 $ 199,545 $ 93,000
Oneida, Idaho 11 $ 2,675,000 $ 243,181 $ 114,000
Grant, Washington 11 $ 2,045,000 $ 185,909 $ 114,000
Latah, Idaho 10 $ 3,180,000 $ 318,000 $ 132,000
Pinal, Arizona 9 $ 3,775,000 $ 419,444 $ 81,000
Elmore, Idaho 9 $ 1,795,000 $ 199,444 $ 93,000
Twin Falls, Idaho 9 $ 2,345,000 $ 260,555 $ 104,000
Liberty, Montana 9 $ 1,075,000 $ 119,444 $ 57,000
Laramie, Wyoming 9 $ 2,675,000 $ 297,222 $ 103,000
Owyhee, Idaho 8 $ 1,440,000 $ 180,000 $ 114,000
Teton, Idaho 8 $ 3,460,000 $ 432,500 $ 534,000
Iron, Utah 8 $ 2,590,000 $ 323,750 $ 111,000
Payette, Idaho 7 $ 1,905,000 $ 272,142 $ 93,000
Scotts Bluff, Nebraska 7 $ 635,000 $ 90,714 $ 51,000
Lincoln, Washington 7 $ 1,625,000 $ 232,142 $ 125,000
Boise, Idaho 6 $ 1,690,000 $ 281,666 $ 113,000
Custer, Idaho 6 $ 770,000 $ 128,333 $ 65,000
Nez Perce, Idaho 6 $ 1,270,000 $ 211,666 $ 94,000
Beaverhead, Montana 6 $ 1,250,000 $ 208,333 $ 167,000
Carson City, Nevada 6 $ 2,860,000 $ 476,666 $ 267,000
Carbon, Utah 6 $ 2,080,000 $ 346,666 $ 90,000
Garfield, Utah 6 $ 1,130,000 $ 188,333 $ 96,000
Grand, Colorado 5 $ 2,535,000 $ 507,000 $ 352,000
Weld, Colorado 5 $ 1,145,000 $ 229,000 $ 296,000
Polk, Florida 5 $ 755,000 $ 151,000 $ 205,000
Wheatland, Montana 5 $ 325,000 $ 65,000 $ 49,000
Whitman, Washington 5 $ 1,735,000 $ 347,000 $ 75,000
Boulder, Colorado 4 $ 1,680,000 $ 420,000 $ 373,000
Montezuma, Colorado 4 $ 1,400,000 $ 350,000 $ 102,000
Butte, Idaho 4 $ 740,000 $ 185,000 $ 116,000
Camas, Idaho 4 $ 330,000 $ 82,500 $ 54,000
Glacier, Montana 4 $ 510,000 $ 127,500 $ 705,000
Hill, Montana 4 $ 540,000 $ 135,000 $ 98,000
Musselshell, Montana 4 $ 690,000 $ 172,500 $ 75,000
Kendall, Texas 4 $ 2,110,000 $ 527,500 $ 213,000
Sanpete, Utah 4 $ 1,920,000 $ 480,000 $ 97,000
Uintah, Utah 4 $ 620,000 $ 155,000 $ 109,000
Benton, Washington 4 $ 2,810,000 $ 702,500 $ 181,000
Albany, Wyoming 4 $ 4,190,000 $ 1,047,500 $ 169,000
Carbon, Wyoming 4 $ 480,000 $ 120,000 $ 66,000
Converse, Wyoming 4 $ 590,000 $ 147,500 $ 187,000
Fremont, Wyoming 4 $ 1,040,000 $ 260,000 $ 158,000
Navajo, Arizona 3 $ 395,000 $ 131,666 $ 102,000
Eagle, Colorado 3 $ 2,685,000 $ 895,000 $ 547,000
Park, Colorado 3 $ 845,000 $ 281,666 $ 79,000
Kauai, Hawaii 3 $ 2,085,000 $ 695,000 $ 285,000
Lemhi, Idaho 3 $ 1,145,000 $ 381,666 $ 320,000
Judith Basin, Montana 3 $ 525,000 $ 175,000 $ 84,000
Meagher, Montana 3 $ 475,000 $ 158,333 $ 131,000
Sweet Grass, Montana 3 $ 955,000 $ 318,333 $ 90,000
Bexar, Texas 3 $ 1,025,000 $ 341,666 $ 220,000
Duchesne, Utah 3 $ 2,375,000 $ 791,666 $ 217,000
Juab, Utah 3 $ 735,000 $ 245,000 $ 106,000
Franklin, Washington 3 $ 1,695,000 $ 565,000 $ 147,000
Grays Harbor, Washington 3 $ 685,000 $ 228,333 $ 98,000
Snohomish, Washington 3 $ 1,095,000 $ 365,000 $ 144,000
Campbell, Wyoming 3 $ 535,000 $ 178,333 $ 337,000
Kern, California 2 $ 560,000 $ 280,000 $ 139,000
Orange, California 2 $ 6,010,000 $ 3,005,000 $ 490,000
Broomfield, Colorado 2 $ 1,290,000 $ 645,000 $ 364,000
Montrose, Colorado 2 $ 160,000 $ 80,000 $ 129,000
Teller, Colorado 2 $ 390,000 $ 195,000 $ 0
Adams, Idaho 2 $ 720,000 $ 360,000 $ 165,000
Idaho, Idaho 2 $ 300,000 $ 150,000 $ 78,000
Lewis, Idaho 2 $ 260,000 $ 130,000 $ 61,000
Marion, Indiana 2 $ 190,000 $ 95,000 $ 103,000
Petroleum, Montana 2 $ 260,000 $ 130,000 $ 38,000
Phillips, Montana 2 $ 170,000 $ 85,000 $ 58,000
Box Butte, Nebraska 2 $ 320,000 $ 160,000 $ 80,000
Lyon, Nevada 2 $ 700,000 $ 350,000 $ 139,000
Storey, Nevada 2 $ 180,000 $ 90,000 $ 70,000
Montgomery, Ohio 2 $ 290,000 $ 145,000 $ 163,000
Oklahoma, Oklahoma 2 $ 480,000 $ 240,000 $ 0
Providence, Rhode Island 2 $ 1,340,000 $ 670,000 $ 275,000
Emery, Utah 2 $ 880,000 $ 440,000 $ 100,000
Grand, Utah 2 $ 700,000 $ 350,000 $ 512,000
Kane, Utah 2 $ 430,000 $ 215,000 $ 250,000
Pacific, Washington 2 $ 1,360,000 $ 680,000 $ 362,000
Pierce, Washington 2 $ 590,000 $ 295,000 $ 83,000
Whatcom, Washington 2 $ 840,000 $ 420,000 $ 160,000
Yakima, Washington 2 $ 360,000 $ 180,000 $ 54,000
Weston, Wyoming 2 $ 330,000 $ 165,000 $ 66,000
Madison, Alabama 1 $ 75,000 $ 75,000 $ 101,000
Cochise, Arizona 1 $ 125,000 $ 125,000 $ 103,000
Gila, Arizona 1 $ 375,000 $ 375,000 $ 78,000
La Paz, Arizona 1 $ 105,000 $ 105,000 $ 101,000
Santa Cruz, Arizona 1 $ 255,000 $ 255,000 $ 143,000
Benton, Arkansas 1 $ 185,000 $ 185,000 $ 146,000
El Dorado, California 1 $ 505,000 $ 505,000 $ 0
Los Angeles, California 1 $ 175,000 $ 175,000 $ 150,000
Marin, California 1 $ 505,000 $ 505,000 $ 189,000
Nevada, California 1 $ 1,005,000 $ 1,005,000 $ 0
Santa Clara, California 1 $ 435,000 $ 435,000 $ 0
Bent, Colorado 1 $ 75,000 $ 75,000 $ 11,000
Custer, Colorado 1 $ 1,105,000 $ 1,105,000 $ 0
Delta, Colorado 1 $ 255,000 $ 255,000 $ 0
Garfield, Colorado 1 $ 875,000 $ 875,000 $ 201,000
Huerfano, Colorado 1 $ 245,000 $ 245,000 $ 0
Larimer, Colorado 1 $ 195,000 $ 195,000 $ 48,000
Las Animas, Colorado 1 $ 105,000 $ 105,000 $ 178,000
Otero, Colorado 1 $ 95,000 $ 95,000 $ 41,000
Pitkin, Colorado 1 $ 455,000 $ 455,000 $ 686,000
San Juan, Colorado 1 $ 55,000 $ 55,000 $ 98,000
Summit, Colorado 1 $ 1,005,000 $ 1,005,000 $ 163,000
Pinellas, Florida 1 $ 125,000 $ 125,000 $ 377,000
Cobb, Georgia 1 $ 195,000 $ 195,000 $ 249,000
Houston, Georgia 1 $ 145,000 $ 145,000 $ 77,000
Gooding, Idaho 1 $ 345,000 $ 345,000 $ 281,000
Washington, Idaho 1 $ 15,000 $ 15,000 $ 31,000
Hendricks, Indiana 1 $ 325,000 $ 325,000 $ 125,000
Doniphan, Kansas 1 $ 495,000 $ 495,000 $ 0
Jackson, Missouri 1 $ 145,000 $ 145,000 $ 908,000
Big Horn, Montana 1 $ 115,000 $ 115,000 $ 28,000
Custer, Montana 1 $ 125,000 $ 125,000 $ 32,000
Dawson, Montana 1 $ 105,000 $ 105,000 $ 35,000
Fallon, Montana 1 $ 145,000 $ 145,000 $ 119,000
Garfield, Montana 1 $ 125,000 $ 125,000 $ 33,000
Golden Valley, Montana 1 $ 545,000 $ 545,000 $ 162,000
Richland, Montana 1 $ 385,000 $ 385,000 $ 144,000
Roosevelt, Montana 1 $ 135,000 $ 135,000 $ 40,000
Rosebud, Montana 1 $ 1,125,000 $ 1,125,000 $ 0
Toole, Montana 1 $ 35,000 $ 35,000 $ 39,000
Valley, Montana 1 $ 115,000 $ 115,000 $ 151,000
Dodge, Nebraska 1 $ 325,000 $ 325,000 $ 369,000
Morrill, Nebraska 1 $ 145,000 $ 145,000 $ 69,000
Elko, Nevada 1 $ 235,000 $ 235,000 $ 67,000
Mineral, Nevada 1 $ 65,000 $ 65,000 $ 86,000
Burlington, New Jersey 1 $ 365,000 $ 365,000 $ 87,000
Grant, New Mexico 1 $ 825,000 $ 825,000 $ 0
Stark, North Dakota 1 $ 35,000 $ 35,000 $ 47,000
Cuyahoga, Ohio 1 $ 2,705,000 $ 2,705,000 $ 0
Tulsa, Oklahoma 1 $ 205,000 $ 205,000 $ 47,000
Malheur, Oregon 1 $ 355,000 $ 355,000 $ 0
Greenville, South Carolina 1 $ 395,000 $ 395,000 $ 90,000
Horry, South Carolina 1 $ 1,475,000 $ 1,475,000 $ 527,000
Richland, South Carolina 1 $ 125,000 $ 125,000 $ 44,000
Claiborne, Tennessee 1 $ 195,000 $ 195,000 $ 33,000
Cumberland, Tennessee 1 $ 215,000 $ 215,000 $ 45,000
Comal, Texas 1 $ 155,000 $ 155,000 $ 167,000
Denton, Texas 1 $ 375,000 $ 375,000 $ 159,000
Fort Bend, Texas 1 $ 375,000 $ 375,000 $ 251,000
Galveston, Texas 1 $ 125,000 $ 125,000 $ 76,000
Hidalgo, Texas 1 $ 235,000 $ 235,000 $ 245,000
Beaver, Utah 1 $ 305,000 $ 305,000 $ 0
Daggett, Utah 1 $ 155,000 $ 155,000 $ 63,000
San Juan, Utah 1 $ 335,000 $ 335,000 $ 159,000
Sevier, Utah 1 $ 205,000 $ 205,000 $ 51,000
Albemarle, Virginia 1 $ 345,000 $ 345,000 $ 228,000
Clallam, Washington 1 $ 455,000 $ 455,000 $ 127,000
Cowlitz, Washington 1 $ 375,000 $ 375,000 $ 108,000
Ferry, Washington 1 $ 325,000 $ 325,000 $ 124,000
Kitsap, Washington 1 $ 305,000 $ 305,000 $ 56,000
Lewis, Washington 1 $ 95,000 $ 95,000 $ 146,000
Skagit, Washington 1 $ 925,000 $ 925,000 $ 0
Thurston, Washington 1 $ 545,000 $ 545,000 $ 185,000
Walla Walla, Washington 1 $ 265,000 $ 265,000 $ 106,000
Hot Springs, Wyoming 1 $ 235,000 $ 235,000 $ 42,000
Johnson, Wyoming 1 $ 265,000 $ 265,000 $ 68,000
Teton, Wyoming 1 $ 1,295,000 $ 1,295,000 $ 251,000
Washakie, Wyoming 1 $ 175,000 $ 175,000 $ 47,000

Mortgage Loan Application Detail Totals for Glacier Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,958 $2,763,940,000 $397,000 $42,555,000 $150,000 $7,481,000
Refinancing 3,344 $1,024,790,000 $306,000 $10,405,000 $139,000 $3,752,000
Cash-out Refinancing 2,701 $813,025,000 $301,000 $5,005,000 $114,000 $2,308,000
Home Improvement 1,567 $201,625,000 $128,000 $2,005,000 $127,000 $3,656,000
Other Purpose 1,211 $219,465,000 $181,000 $3,005,000 $150,000 $1,842,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,992 $3,768,960,000 $290,000 $6,505,000 $137,000 $7,481,000
Not Provided 1,420 $489,180,000 $344,000 $3,005,000 $169,000 $2,602,000
Not applicable 621 $571,865,000 $920,000 $42,555,000 $0 $0
Hispanic 420 $102,300,000 $243,000 $1,425,000 $106,000 $1,242,000
Asian 128 $36,330,000 $283,000 $815,000 $127,000 $426,000
American Indian or Alaskan Native 110 $25,580,000 $232,000 $1,675,000 $110,000 $2,308,000
Black or African American 56 $15,290,000 $273,000 $805,000 $106,000 $449,000
Native Hawaiian or Other Pacific Islander 19 $6,255,000 $329,000 $665,000 $134,000 $361,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,740 $4,739,050,000 $321,000 $42,555,000 $144,000 $7,481,000
FHA-insured (Federal Housing Administration) 465 $106,465,000 $228,000 $835,000 $64,000 $222,000
VA-guaranteed (Veterans Administration) 407 $141,735,000 $348,000 $1,195,000 $93,000 $317,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 169 $35,595,000 $210,000 $465,000 $55,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,219 $3,542,475,000 $315,000 $42,555,000 $141,000 $6,583,000
Application Withdrawn By Applicant 2,816 $1,003,750,000 $356,000 $9,155,000 $157,000 $7,481,000
Application Denied By Financial Institution 1,424 $375,320,000 $263,000 $10,005,000 $82,000 $1,872,000
File Closed For Incompleteness 208 $72,430,000 $348,000 $4,265,000 $163,000 $4,062,000
Application Approved But Not Accepted 101 $25,675,000 $254,000 $1,505,000 $150,000 $1,722,000
Loan Purchased By The Institution 13 $3,195,000 $245,000 $405,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,357 $4,647,525,000 $323,000 $42,555,000 $145,000 $7,481,000
Debt-To-Income Ratio 743 $201,685,000 $271,000 $1,605,000 $62,000 $499,000
Credit History 335 $73,365,000 $219,000 $1,145,000 $93,000 $859,000
Collateral 216 $47,650,000 $220,000 $2,045,000 $121,000 $1,872,000
Other 61 $17,675,000 $289,000 $1,125,000 $114,000 $335,000
Unverifiable Information 23 $6,465,000 $281,000 $1,005,000 $130,000 $811,000
Employment History 23 $7,015,000 $305,000 $2,005,000 $73,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 22 $20,920,000 $950,000 $10,005,000 $106,000 $253,000
Credit Application Incomplete 1 $545,000 $545,000 $545,000 $122,000 $122,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Glacier Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Glacier Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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