Gmac Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Gmac Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Gmac Bank 4 Walnut Grove Horsham, PA 19044 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 140,993 |
| Total Mortgage Loan Application Amount | $22,547,785,000 |
| Average Mortgage Loan Application Amount | $114,304 |
| Highest Mortgage Loan Application Amount | $1,808,000 |
| Average Applicant Income | $63,059 |
| Highest Applicant Income | $8,485,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DeKalb County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Haywood County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 47,000 |
| Jackson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 0 |
| McNairy County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Overton County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Perry County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 34,000 |
| Polk County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Sequatchie County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Smith County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 95,000 |
| Union County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Van Buren County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| White County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Archer County Texas | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Baylor County Texas | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Bee County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Brewster County Texas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Brooks County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Camp County Texas | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Childress County Texas | 1 | $ 22,000 | $ 22,000 | $ 31,000 |
| Coke County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Coleman County Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Colorado County Texas | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Concho County Texas | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Fayette County Texas | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Floyd County Texas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Franklin County Texas | 1 | $ 149,000 | $ 149,000 | $ 129,000 |
| Freestone County Texas | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Hansford County Texas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Jones County Texas | 1 | $ 31,000 | $ 31,000 | $ 59,000 |
| Kimble County Texas | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Limestone County Texas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lipscomb County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Madison County Texas | 1 | $ 76,000 | $ 76,000 | $ 110,000 |
| Mitchell County Texas | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Morris County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Ochiltree County Texas | 1 | $ 93,000 | $ 93,000 | $ 40,000 |
| Panola County Texas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Pecos County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Rains County Texas | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Real County Texas | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Red River County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Robertson County Texas | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Runnels County Texas | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
| San Augustine County Texas | 1 | $ 148,000 | $ 148,000 | $ 81,000 |
| San Jacinto County Texas | 1 | $ 300,000 | $ 300,000 | $ 84,000 |
| Schleicher County Texas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Scurry County Texas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Somervell County Texas | 1 | $ 27,000 | $ 27,000 | $ 125,000 |
| Sterling County Texas | 1 | $ 60,000 | $ 60,000 | $ 69,000 |
| Trinity County Texas | 1 | $ 88,000 | $ 88,000 | $ 59,000 |
| Tyler County Texas | 1 | $ 67,000 | $ 67,000 | $ 19,000 |
| Uvalde County Texas | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Yoakum County Texas | 1 | $ 66,000 | $ 66,000 | $ 82,000 |
| Young County Texas | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Beaver County Utah | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Emery County Utah | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Millard County Utah | 1 | $ 77,000 | $ 77,000 | $ 108,000 |
| Rich County Utah | 1 | $ 127,000 | $ 127,000 | $ 0 |
| San Juan County Utah | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Addison County Vermont | 1 | $ 151,000 | $ 151,000 | $ 74,000 |
| Brunswick County Virginia | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Covington County Virginia | 1 | $ 28,000 | $ 28,000 | $ 10,000 |
| Craig County Virginia | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Franklin City County Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Greensville County Virginia | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Lexington County Virginia | 1 | $ 180,000 | $ 180,000 | $ 151,000 |
| Scott County Virginia | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Sussex County Virginia | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Columbia County Washington | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Ferry County Washington | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Clay County West Virginia | 1 | $ 24,000 | $ 24,000 | $ 31,000 |
| Lewis County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Lincoln County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 60,000 |
| Marshall County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| McDowell County West Virginia | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Pocahontas County West Virginia | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Tucker County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 89,000 |
| Buffalo County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Dunn County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Iron County Wisconsin | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Pepin County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Crook County Wyoming | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Goshen County Wyoming | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| Hot Springs County Wyoming | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Gmac Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 91,352 | $14,997,121,000 | $143,058 | $1,808,000 | $50,372 | $8,485,000 |
| Home Purchase | 39,203 | $7,143,809,000 | $161,137 | $1,500,000 | $76,156 | $8,000,000 |
| Home Improvement | 10,438 | $406,855,000 | $35,632 | $300,000 | $62,632 | $1,204,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 95,685 | $15,598,093,000 | $142,588 | $1,808,000 | $61,411 | $8,000,000 |
| Not Provided | 19,733 | $2,985,970,000 | $125,411 | $1,200,000 | $67,764 | $2,655,000 |
| Black or African American | 11,205 | $1,475,960,000 | $133,862 | $1,000,000 | $46,960 | $8,485,000 |
| Hispanic | 8,842 | $1,330,380,000 | $134,511 | $1,700,000 | $45,533 | $2,334,000 |
| Asian | 4,276 | $954,567,000 | $172,416 | $1,000,000 | $80,062 | $3,600,000 |
| Native Hawaiian or Other Pacific Islander | 441 | $74,219,000 | $146,204 | $650,000 | $55,250 | $2,499,000 |
| Not applicable | 426 | $67,025,000 | $135,860 | $780,000 | $46,023 | $504,000 |
| American Indian or Alaskan Native | 385 | $61,571,000 | $144,212 | $635,000 | $70,468 | $764,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 114,059 | $19,526,358,000 | $143,333 | $1,808,000 | $72,156 | $8,485,000 |
| VA-guaranteed (Veterans Administration) | 21,403 | $2,341,743,000 | $117,916 | $322,000 | $11,562 | $164,000 |
| FHA-insured (Federal Housing Administration) | 5,531 | $679,684,000 | $130,934 | $456,000 | $39,086 | $465,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 67,242 | $11,095,340,000 | $135,313 | $1,500,000 | $69,509 | $8,000,000 |
| Loan Purchased By The Institution | 62,971 | $9,941,053,000 | $145,529 | $990,000 | $49,352 | $8,485,000 |
| Application Approved But Not Accepted | 5,654 | $846,400,000 | $123,019 | $1,700,000 | $67,215 | $1,459,000 |
| Application Denied By Financial Institution | 4,732 | $587,478,000 | $109,313 | $1,680,000 | $61,372 | $1,789,000 |
| Application Withdrawn By Applicant | 386 | $76,040,000 | $191,704 | $1,808,000 | $93,068 | $2,499,000 |
| File Closed For Incompleteness | 8 | $1,474,000 | $187,000 | $280,000 | $54,666 | $77,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,155 | $129,409,000 | $104,260 | $1,680,000 | $69,360 | $1,789,000 |
| Debt-To-Income Ratio | 1,135 | $140,867,000 | $104,354 | $1,225,000 | $51,354 | $406,000 |
| Credit History | 921 | $102,220,000 | $98,777 | $977,000 | $64,022 | $960,000 |
| Other | 877 | $119,754,000 | $113,980 | $1,485,000 | $60,940 | $1,200,000 |
| Unverifiable Information | 253 | $31,352,000 | $105,150 | $715,000 | $55,475 | $300,000 |
| Credit Application Incomplete | 216 | $35,414,000 | $188,815 | $1,200,000 | $84,263 | $1,333,000 |
| Employment History | 100 | $16,672,000 | $171,592 | $875,000 | $58,444 | $302,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 71 | $10,894,000 | $146,529 | $638,000 | $62,411 | $339,000 |
| Mortgage Insurance Denied | 4 | $896,000 | $198,333 | $374,000 | $87,333 | $136,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.