Gmfs, LLC Mortgage Lending & HMDA Data, 2004
In 2004, Gmfs, LLC of Baton Rouge, LA reported 27,556 mortgage applications totaling $2.6 billion, up 34% from 2003. The average application was for $93,864, and applicants reported an average income of $51,937. 17% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Baton Rouge, LA (1,904), Atlanta-Sandy Springs-Marietta, GA (1,796) and New Orleans-Metairie-Kenner, LA (1,571) (applications in parentheses).
| Mortgage Company & Address | Gmfs, LLC 7389 Florida Blvd, Ste 200-A Baton Rouge, LA 70806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,556 |
| Total Mortgage Loan Application Amount | $2,586,520,000 |
| Average Mortgage Loan Application Amount | $93,864 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $51,937 |
| Highest Applicant Income | $2,603,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gmfs, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baton Rouge, LA | 1,904 | $ 187,254,000 | $ 98,347 | $ 68,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,796 | $ 197,873,000 | $ 110,174 | $ 71,000 |
| New Orleans-Metairie-Kenner, LA | 1,571 | $ 156,074,000 | $ 99,346 | $ 57,000 |
| Birmingham-Hoover, AL | 1,006 | $ 100,842,000 | $ 100,240 | $ 61,000 |
| Little Rock-North Little Rock, AR | 618 | $ 52,382,000 | $ 84,760 | $ 45,000 |
| Nashville-Davidson--Murfreesboro, TN | 606 | $ 65,293,000 | $ 107,744 | $ 50,000 |
| Jackson, MS | 537 | $ 53,769,000 | $ 100,128 | $ 52,000 |
| Memphis, TN-MS-AR | 535 | $ 47,986,000 | $ 89,693 | $ 49,000 |
| Mobile, AL | 503 | $ 42,715,000 | $ 84,920 | $ 42,000 |
| Shreveport-Bossier City, LA | 428 | $ 33,092,000 | $ 77,317 | $ 46,000 |
| Gulfport-Biloxi, MS | 407 | $ 39,334,000 | $ 96,643 | $ 49,000 |
| St. Louis, MO-IL | 393 | $ 29,443,000 | $ 74,918 | $ 52,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 393 | $ 35,281,000 | $ 89,773 | $ 57,000 |
| Savannah, GA | 361 | $ 39,852,000 | $ 110,393 | $ 63,000 |
| Augusta-Richmond County, GA-SC | 316 | $ 28,477,000 | $ 90,117 | $ 49,000 |
| Lafayette, LA | 305 | $ 25,199,000 | $ 82,619 | $ 50,000 |
| Macon, GA | 293 | $ 33,026,000 | $ 112,716 | $ 57,000 |
| Montgomery, AL | 278 | $ 23,529,000 | $ 84,636 | $ 54,000 |
| Kansas City, MO-KS | 270 | $ 20,738,000 | $ 76,807 | $ 55,000 |
| Richmond, VA | 264 | $ 23,269,000 | $ 88,140 | $ 57,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 253 | $ 26,461,000 | $ 104,588 | $ 56,000 |
| Alexandria, LA | 242 | $ 18,357,000 | $ 75,855 | $ 47,000 |
| Huntsville, AL | 242 | $ 23,727,000 | $ 98,045 | $ 57,000 |
| Louisville, KY-IN | 239 | $ 23,240,000 | $ 97,238 | $ 48,000 |
| Pascagoula, MS | 225 | $ 20,496,000 | $ 91,093 | $ 45,000 |
| Charlotte-Gastonia-Concord, NC-SC | 216 | $ 28,104,000 | $ 130,111 | $ 66,000 |
| Lake Charles, LA | 209 | $ 15,870,000 | $ 75,933 | $ 41,000 |
| Columbia, SC | 204 | $ 18,946,000 | $ 92,872 | $ 46,000 |
| Monroe, LA | 171 | $ 14,427,000 | $ 84,368 | $ 47,000 |
| Houma-Bayou Cane-Thibodaux, LA | 151 | $ 12,691,000 | $ 84,046 | $ 46,000 |
| Knoxville, TN | 151 | $ 11,363,000 | $ 75,251 | $ 50,000 |
| Orlando, FL | 150 | $ 16,882,000 | $ 112,546 | $ 67,000 |
| Chattanooga, TN-GA | 149 | $ 11,998,000 | $ 80,523 | $ 45,000 |
| San Antonio, TX | 144 | $ 15,380,000 | $ 106,805 | $ 79,000 |
| Akron, OH | 142 | $ 15,114,000 | $ 106,436 | $ 66,000 |
| Jackson, TN | 141 | $ 11,885,000 | $ 84,290 | $ 40,000 |
| Charleston-North Charleston, SC | 137 | $ 17,194,000 | $ 125,503 | $ 69,000 |
| Tampa-St. Petersburg-Clearwater, FL | 131 | $ 10,160,000 | $ 77,557 | $ 47,000 |
| Warner Robins, GA | 128 | $ 12,118,000 | $ 94,671 | $ 42,000 |
| Columbus, GA-AL | 127 | $ 10,642,000 | $ 83,795 | $ 45,000 |
| Cleveland-Elyria-Mentor, OH | 126 | $ 13,777,000 | $ 109,341 | $ 49,000 |
| Auburn-Opelika, AL | 121 | $ 12,807,000 | $ 105,842 | $ 52,000 |
| Clarksville, TN-KY | 120 | $ 10,416,000 | $ 86,800 | $ 51,000 |
| Tuscaloosa, AL | 116 | $ 12,177,000 | $ 104,974 | $ 53,000 |
| Columbus, OH | 114 | $ 10,743,000 | $ 94,236 | $ 53,000 |
| Greenville, SC | 114 | $ 10,507,000 | $ 92,166 | $ 57,000 |
| Cincinnati-Middletown, OH-KY-IN | 108 | $ 11,157,000 | $ 103,305 | $ 68,000 |
| Fort Smith, AR-OK | 107 | $ 7,391,000 | $ 69,074 | $ 42,000 |
| Raleigh-Cary, NC | 106 | $ 16,160,000 | $ 152,452 | $ 59,000 |
| Decatur, AL | 86 | $ 5,953,000 | $ 69,220 | $ 50,000 |
| Joplin, MO | 85 | $ 5,904,000 | $ 69,458 | $ 41,000 |
| Houston-Baytown-Sugar Land, TX | 83 | $ 9,527,000 | $ 114,783 | $ 69,000 |
| Jacksonville, FL | 83 | $ 8,264,000 | $ 99,566 | $ 51,000 |
| Springfield, MO | 79 | $ 5,555,000 | $ 70,316 | $ 48,000 |
| Kingsport-Bristol-Bristol, TN-VA | 75 | $ 5,155,000 | $ 68,733 | $ 41,000 |
| Florence-Muscle Shoals, AL | 71 | $ 5,207,000 | $ 73,338 | $ 42,000 |
| Jonesboro, AR | 70 | $ 5,473,000 | $ 78,185 | $ 44,000 |
| Roanoke, VA | 69 | $ 6,059,000 | $ 87,811 | $ 45,000 |
| Hattiesburg, MS | 68 | $ 6,589,000 | $ 96,897 | $ 57,000 |
| Pine Bluff, AR | 66 | $ 4,118,000 | $ 62,393 | $ 39,000 |
| Hinesville-Fort Stewart, GA | 61 | $ 5,498,000 | $ 90,131 | $ 58,000 |
| Athens-Clarke County, GA | 60 | $ 4,600,000 | $ 76,666 | $ 49,000 |
| Gadsden, AL | 60 | $ 4,518,000 | $ 75,300 | $ 77,000 |
| Hot Springs, AR | 57 | $ 4,510,000 | $ 79,122 | $ 41,000 |
| Dallas-Plano-Irving, TX | 56 | $ 9,132,000 | $ 163,071 | $ 76,000 |
| Anniston-Oxford, AL | 55 | $ 3,712,000 | $ 67,490 | $ 47,000 |
| Miami-Miami Beach-Kendall, FL | 55 | $ 5,465,000 | $ 99,363 | $ 72,000 |
| Austin-Round Rock, TX | 53 | $ 7,800,000 | $ 147,169 | $ 75,000 |
| Dothan, AL | 52 | $ 3,632,000 | $ 69,846 | $ 55,000 |
| Florence, SC | 51 | $ 4,630,000 | $ 90,784 | $ 47,000 |
| Lexington-Fayette, KY | 51 | $ 4,153,000 | $ 81,431 | $ 48,000 |
| Johnson City, TN | 49 | $ 3,680,000 | $ 75,102 | $ 48,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 49 | $ 6,353,000 | $ 129,653 | $ 45,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 47 | $ 3,936,000 | $ 83,744 | $ 54,000 |
| Gainesville, GA | 46 | $ 5,165,000 | $ 112,282 | $ 61,000 |
| Pensacola-Ferry Pass-Brent, FL | 46 | $ 4,989,000 | $ 108,456 | $ 58,000 |
| Albany, GA | 40 | $ 3,398,000 | $ 84,950 | $ 58,000 |
| Anderson, SC | 40 | $ 3,319,000 | $ 82,975 | $ 41,000 |
| Dayton, OH | 40 | $ 3,821,000 | $ 95,525 | $ 44,000 |
| Morristown, TN | 40 | $ 4,331,000 | $ 108,275 | $ 74,000 |
| Durham, NC | 39 | $ 4,393,000 | $ 112,641 | $ 47,000 |
| Greensboro-High Point, NC | 38 | $ 6,303,000 | $ 165,868 | $ 65,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 38 | $ 3,525,000 | $ 92,763 | $ 66,000 |
| Lynchburg, VA | 37 | $ 3,140,000 | $ 84,864 | $ 56,000 |
| Youngstown-Warren-Boardman, OH-PA | 35 | $ 2,901,000 | $ 82,885 | $ 37,000 |
| Palm Bay-Melbourne-Titusville, FL | 33 | $ 3,233,000 | $ 97,969 | $ 49,000 |
| Spartanburg, SC | 33 | $ 3,117,000 | $ 94,454 | $ 68,000 |
| Brunswick, GA | 31 | $ 3,857,000 | $ 124,419 | $ 61,000 |
| Charlottesville, VA | 31 | $ 3,383,000 | $ 109,129 | $ 46,000 |
| Fort Worth-Arlington, TX | 31 | $ 3,850,000 | $ 124,193 | $ 67,000 |
| Dalton, GA | 30 | $ 3,053,000 | $ 101,766 | $ 69,000 |
| Toledo, OH | 29 | $ 2,645,000 | $ 91,206 | $ 66,000 |
| Winston-Salem, NC | 29 | $ 3,397,000 | $ 117,137 | $ 53,000 |
| Lakeland, FL | 28 | $ 1,839,000 | $ 65,678 | $ 49,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 27 | $ 2,600,000 | $ 96,296 | $ 60,000 |
| Port St. Lucie-Fort Pierce, FL | 27 | $ 2,620,000 | $ 97,037 | $ 65,000 |
| Rome, GA | 27 | $ 2,088,000 | $ 77,333 | $ 57,000 |
| Sarasota-Bradenton-Venice, FL | 27 | $ 3,125,000 | $ 115,740 | $ 73,000 |
| Blacksburg-Christiansburg-Radford, VA | 26 | $ 2,179,000 | $ 83,807 | $ 42,000 |
| Canton-Massillon, OH | 26 | $ 2,398,000 | $ 92,230 | $ 44,000 |
| Winchester, VA-WV | 26 | $ 2,767,000 | $ 106,423 | $ 47,000 |
| Indianapolis, IN | 24 | $ 3,554,000 | $ 148,083 | $ 61,000 |
| Texarkana, Tx-Texarkana, AR | 24 | $ 2,279,000 | $ 94,958 | $ 47,000 |
| Fort Walton Beach-Crestview-Destin, FL | 21 | $ 3,506,000 | $ 166,952 | $ 129,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 2,481,000 | $ 118,142 | $ 77,000 |
| Panama City-Lynn Haven, FL | 21 | $ 2,031,000 | $ 96,714 | $ 84,000 |
| Columbia, MO | 20 | $ 1,775,000 | $ 88,750 | $ 53,000 |
| Jefferson City, MO | 20 | $ 1,264,000 | $ 63,200 | $ 57,000 |
| Tallahassee, FL | 20 | $ 1,879,000 | $ 93,950 | $ 46,000 |
| St. Joseph, MO-KS | 19 | $ 957,000 | $ 50,368 | $ 85,000 |
| Valdosta, GA | 19 | $ 1,191,000 | $ 62,684 | $ 63,000 |
| Cleveland, TN | 18 | $ 1,279,000 | $ 71,055 | $ 47,000 |
| Sumter, SC | 18 | $ 758,000 | $ 42,111 | $ 42,000 |
| Bowling Green, KY | 17 | $ 1,356,000 | $ 79,764 | $ 46,000 |
| Ocala, FL | 17 | $ 1,328,000 | $ 78,117 | $ 48,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 1,627,000 | $ 101,687 | $ 57,000 |
| Elizabethtown, KY | 16 | $ 1,238,000 | $ 77,375 | $ 46,000 |
| Danville, VA | 15 | $ 1,194,000 | $ 79,600 | $ 40,000 |
| Gainesville, FL | 14 | $ 2,064,000 | $ 147,428 | $ 65,000 |
| Wilmington, NC | 14 | $ 1,470,000 | $ 105,000 | $ 73,000 |
| Beaumont-Port Arthur, TX | 13 | $ 1,020,000 | $ 78,461 | $ 58,000 |
| Hickory-Lenoir-Morganton, NC | 13 | $ 1,418,000 | $ 109,076 | $ 42,000 |
| Laredo, TX | 13 | $ 1,226,000 | $ 94,307 | $ 43,000 |
| Harrisonburg, VA | 12 | $ 1,034,000 | $ 86,166 | $ 41,000 |
| Owensboro, KY | 12 | $ 613,000 | $ 51,083 | $ 39,000 |
| Detroit-Livonia-Dearborn, MI | 11 | $ 979,000 | $ 89,000 | $ 34,000 |
| Mansfield, OH | 11 | $ 1,151,000 | $ 104,636 | $ 44,000 |
| Naples-Marco Island, FL | 11 | $ 1,159,000 | $ 105,363 | $ 34,000 |
| Denver-Aurora, CO | 9 | $ 1,940,000 | $ 215,555 | $ 77,000 |
| Rocky Mount, NC | 9 | $ 1,111,000 | $ 123,444 | $ 44,000 |
| Asheville, NC | 7 | $ 980,000 | $ 140,000 | $ 61,000 |
| Fayetteville, NC | 7 | $ 731,000 | $ 104,428 | $ 59,000 |
| Punta Gorda, FL | 7 | $ 591,000 | $ 84,428 | $ 49,000 |
| Burlington, NC | 6 | $ 1,012,000 | $ 168,666 | $ 77,000 |
| Gary, IN | 6 | $ 661,000 | $ 110,166 | $ 48,000 |
| Lima, OH | 6 | $ 480,000 | $ 80,000 | $ 50,000 |
| Oklahoma City, OK | 6 | $ 584,000 | $ 97,333 | $ 43,000 |
| Springfield, OH | 6 | $ 681,000 | $ 113,500 | $ 68,000 |
| Tulsa, OK | 6 | $ 731,000 | $ 121,833 | $ 72,000 |
| Anderson, IN | 4 | $ 385,000 | $ 96,250 | $ 66,000 |
| Vero Beach, FL | 4 | $ 251,000 | $ 62,750 | $ 44,000 |
| Warren-Farmington Hills-Troy, MI | 4 | $ 470,000 | $ 117,500 | $ 39,000 |
| Brownsville-Harlingen, TX | 3 | $ 358,000 | $ 119,333 | $ 68,000 |
| Greeley, CO | 3 | $ 336,000 | $ 112,000 | $ 34,000 |
| Greenville, NC | 3 | $ 133,000 | $ 44,333 | $ 22,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 248,000 | $ 82,666 | $ 101,000 |
| Kokomo, IN | 3 | $ 279,000 | $ 93,000 | $ 23,000 |
| Pueblo, CO | 3 | $ 302,000 | $ 100,666 | $ 42,000 |
| Rochester, MN | 3 | $ 190,000 | $ 63,333 | $ 37,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 235,000 | $ 78,333 | $ 47,000 |
| Tyler, TX | 3 | $ 179,000 | $ 59,666 | $ 24,000 |
| Colorado Springs, CO | 2 | $ 336,000 | $ 168,000 | $ 23,000 |
| Duluth, MN-WI | 2 | $ 184,000 | $ 92,000 | $ 32,000 |
| El Paso, TX | 2 | $ 176,000 | $ 88,000 | $ 110,000 |
| Elkhart-Goshen, IN | 2 | $ 148,000 | $ 74,000 | $ 63,000 |
| Fort Wayne, IN | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Goldsboro, NC | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Jacksonville, NC | 2 | $ 169,000 | $ 84,500 | $ 37,000 |
| Lafayette, IN | 2 | $ 149,000 | $ 74,500 | $ 25,000 |
| Lansing-East Lansing, MI | 2 | $ 155,000 | $ 77,500 | $ 37,000 |
| Longview, TX | 2 | $ 209,000 | $ 104,500 | $ 56,000 |
| Sandusky, OH | 2 | $ 162,000 | $ 81,000 | $ 26,000 |
| Ann Arbor, MI | 1 | $ 279,000 | $ 279,000 | $ 20,000 |
| Baltimore-Towson, MD | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| Billings, MT | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Bloomington, IN | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| Boulder, CO | 1 | $ 10,000 | $ 10,000 | $ 200,000 |
| Chicago-Naperville-Joliet, IL | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Columbus, IN | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Corpus Christi, TX | 1 | $ 111,000 | $ 111,000 | $ 84,000 |
| Evansville, IN-KY | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| Grand Junction, CO | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| Jackson, MI | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Lawton, OK | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| Lubbock, TX | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| McAllen-Edinburg-Pharr, TX | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| Muncie, IN | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Peoria, IL | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| Pittsburgh, PA | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Sherman-Denison, TX | 1 | $ 136,000 | $ 136,000 | $ 20,000 |
| Terre Haute, IN | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Wichita Falls, TX | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Gmfs, LLC in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,205 | $1,732,911,000 | $85,370 | $1,500,000 | $53,814 | $1,674,000 |
| Home Purchase | 8,350 | $853,459,000 | $102,526 | $1,200,000 | $53,052 | $2,603,000 |
| Home Improvement | 1 | $150,000 | $150,000 | $150,000 | $1,625,000 | $1,625,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 23,115 | $2,098,107,000 | $88,074 | $1,500,000 | $53,962 | $2,603,000 |
| White | 2,798 | $325,989,000 | $119,058 | $1,495,000 | $55,000 | $1,041,000 |
| Black or African American | 1,361 | $134,041,000 | $103,714 | $975,000 | $52,428 | $1,147,000 |
| Hispanic | 134 | $12,461,000 | $99,083 | $315,000 | $40,000 | $180,000 |
| Not applicable | 75 | $7,559,000 | $103,538 | $512,000 | $54,307 | $228,000 |
| Asian | 46 | $5,665,000 | $141,090 | $395,000 | $71,909 | $510,000 |
| American Indian or Alaskan Native | 15 | $1,423,000 | $79,200 | $227,000 | $51,200 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,275,000 | $109,000 | $242,000 | $64,500 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,556 | $2,586,520,000 | $89,407 | $1,500,000 | $54,555 | $2,603,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 16,896 | $1,724,089,000 | $100,041 | $1,500,000 | $60,375 | $1,674,000 |
| Loan Originated | 4,804 | $515,876,000 | $111,263 | $1,000,000 | $51,894 | $2,603,000 |
| Application Denied By Financial Institution | 3,248 | $282,608,000 | $85,826 | $1,200,000 | $45,826 | $900,000 |
| Application Withdrawn By Applicant | 2,608 | $63,947,000 | $24,761 | $540,000 | $48,476 | $1,296,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,125 | $187,454,000 | $93,200 | $786,000 | $43,350 | $900,000 |
| Other | 500 | $40,418,000 | $84,450 | $573,000 | $43,800 | $521,000 |
| Collateral | 445 | $35,750,000 | $80,736 | $1,200,000 | $50,473 | $612,000 |
| Debt-To-Income Ratio | 74 | $8,298,000 | $103,916 | $369,000 | $30,666 | $90,000 |
| Employment History | 74 | $7,253,000 | $100,866 | $316,000 | $40,466 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $2,643,000 | $96,416 | $340,000 | $43,583 | $122,000 |
| Mortgage Insurance Denied | 1 | $672,000 | $672,000 | $672,000 | $20,000 | $20,000 |
| Unverifiable Information | 1 | $120,000 | $120,000 | $120,000 | $96,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gmfs, LLC's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gmfs, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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