Gmfs, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Gmfs, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gmfs, Llc 7389 Florida Blvd, Ste 200-A Baton Rouge, LA 70806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,556 |
| Total Mortgage Loan Application Amount | $2,586,520,000 |
| Average Mortgage Loan Application Amount | $93,680 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $86,936 |
| Highest Applicant Income | $2,603,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Gmfs, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gmfs, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Gmfs, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gmfs, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Gmfs, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gmfs, Llc's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BATON ROUGE, LA | 1,904 | $ 187,254,000 | $ 98,000 | $ 68,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,796 | $ 197,873,000 | $ 110,000 | $ 71,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1,571 | $ 156,074,000 | $ 99,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 1,006 | $ 100,842,000 | $ 100,000 | $ 61,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 618 | $ 52,382,000 | $ 84,000 | $ 45,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 606 | $ 65,293,000 | $ 107,000 | $ 50,000 |
| JACKSON, MS | 537 | $ 53,769,000 | $ 100,000 | $ 52,000 |
| MEMPHIS, TN-MS-AR | 535 | $ 47,986,000 | $ 89,000 | $ 49,000 |
| MOBILE, AL | 503 | $ 42,715,000 | $ 84,000 | $ 42,000 |
| SHREVEPORT-BOSSIER CITY, LA | 428 | $ 33,092,000 | $ 77,000 | $ 46,000 |
| GULFPORT-BILOXI, MS | 407 | $ 39,334,000 | $ 96,000 | $ 49,000 |
| ST. LOUIS, MO-IL | 393 | $ 29,443,000 | $ 74,000 | $ 52,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 393 | $ 35,281,000 | $ 89,000 | $ 57,000 |
| SAVANNAH, GA | 361 | $ 39,852,000 | $ 110,000 | $ 63,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 316 | $ 28,477,000 | $ 90,000 | $ 49,000 |
| LAFAYETTE, LA | 305 | $ 25,199,000 | $ 82,000 | $ 50,000 |
| MACON, GA | 293 | $ 33,026,000 | $ 112,000 | $ 57,000 |
| MONTGOMERY, AL | 278 | $ 23,529,000 | $ 84,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 270 | $ 20,738,000 | $ 76,000 | $ 55,000 |
| RICHMOND, VA | 264 | $ 23,269,000 | $ 88,000 | $ 57,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 253 | $ 26,461,000 | $ 104,000 | $ 56,000 |
| ALEXANDRIA, LA | 242 | $ 18,357,000 | $ 75,000 | $ 47,000 |
| HUNTSVILLE, AL | 242 | $ 23,727,000 | $ 98,000 | $ 57,000 |
| LOUISVILLE, KY-IN | 239 | $ 23,240,000 | $ 97,000 | $ 48,000 |
| PASCAGOULA, MS | 225 | $ 20,496,000 | $ 91,000 | $ 45,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 216 | $ 28,104,000 | $ 130,000 | $ 66,000 |
| LAKE CHARLES, LA | 209 | $ 15,870,000 | $ 75,000 | $ 41,000 |
| COLUMBIA, SC | 204 | $ 18,946,000 | $ 92,000 | $ 46,000 |
| MONROE, LA | 171 | $ 14,427,000 | $ 84,000 | $ 47,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 151 | $ 12,691,000 | $ 84,000 | $ 46,000 |
| KNOXVILLE, TN | 151 | $ 11,363,000 | $ 75,000 | $ 50,000 |
| ORLANDO, FL | 150 | $ 16,882,000 | $ 112,000 | $ 67,000 |
| CHATTANOOGA, TN-GA | 149 | $ 11,998,000 | $ 80,000 | $ 45,000 |
| SAN ANTONIO, TX | 144 | $ 15,380,000 | $ 106,000 | $ 79,000 |
| AKRON, OH | 142 | $ 15,114,000 | $ 106,000 | $ 66,000 |
| JACKSON, TN | 141 | $ 11,885,000 | $ 84,000 | $ 40,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 137 | $ 17,194,000 | $ 125,000 | $ 69,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 131 | $ 10,160,000 | $ 77,000 | $ 47,000 |
| WARNER ROBINS, GA | 128 | $ 12,118,000 | $ 94,000 | $ 42,000 |
| COLUMBUS, GA-AL | 127 | $ 10,642,000 | $ 83,000 | $ 45,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 126 | $ 13,777,000 | $ 109,000 | $ 49,000 |
| AUBURN-OPELIKA, AL | 121 | $ 12,807,000 | $ 105,000 | $ 52,000 |
| CLARKSVILLE, TN-KY | 120 | $ 10,416,000 | $ 86,000 | $ 51,000 |
| TUSCALOOSA, AL | 116 | $ 12,177,000 | $ 104,000 | $ 53,000 |
| COLUMBUS, OH | 114 | $ 10,743,000 | $ 94,000 | $ 53,000 |
| GREENVILLE, SC | 114 | $ 10,507,000 | $ 92,000 | $ 57,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 108 | $ 11,157,000 | $ 103,000 | $ 68,000 |
| FORT SMITH, AR-OK | 107 | $ 7,391,000 | $ 69,000 | $ 42,000 |
| RALEIGH-CARY, NC | 106 | $ 16,160,000 | $ 152,000 | $ 59,000 |
| DECATUR, AL | 86 | $ 5,953,000 | $ 69,000 | $ 50,000 |
| JOPLIN, MO | 85 | $ 5,904,000 | $ 69,000 | $ 41,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 83 | $ 9,527,000 | $ 114,000 | $ 69,000 |
| JACKSONVILLE, FL | 83 | $ 8,264,000 | $ 99,000 | $ 51,000 |
| SPRINGFIELD, MO | 79 | $ 5,555,000 | $ 70,000 | $ 48,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 75 | $ 5,155,000 | $ 68,000 | $ 41,000 |
| FLORENCE-MUSCLE SHOALS, AL | 71 | $ 5,207,000 | $ 73,000 | $ 42,000 |
| JONESBORO, AR | 70 | $ 5,473,000 | $ 78,000 | $ 44,000 |
| ROANOKE, VA | 69 | $ 6,059,000 | $ 87,000 | $ 45,000 |
| HATTIESBURG, MS | 68 | $ 6,589,000 | $ 96,000 | $ 57,000 |
| PINE BLUFF, AR | 66 | $ 4,118,000 | $ 62,000 | $ 39,000 |
| HINESVILLE-FORT STEWART, GA | 61 | $ 5,498,000 | $ 90,000 | $ 58,000 |
| ATHENS-CLARKE COUNTY, GA | 60 | $ 4,600,000 | $ 76,000 | $ 49,000 |
| GADSDEN, AL | 60 | $ 4,518,000 | $ 75,000 | $ 77,000 |
| HOT SPRINGS, AR | 57 | $ 4,510,000 | $ 79,000 | $ 41,000 |
| DALLAS-PLANO-IRVING, TX | 56 | $ 9,132,000 | $ 163,000 | $ 76,000 |
| ANNISTON-OXFORD, AL | 55 | $ 3,712,000 | $ 67,000 | $ 47,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 55 | $ 5,465,000 | $ 99,000 | $ 72,000 |
| AUSTIN-ROUND ROCK, TX | 53 | $ 7,800,000 | $ 147,000 | $ 75,000 |
| DOTHAN, AL | 52 | $ 3,632,000 | $ 69,000 | $ 55,000 |
| FLORENCE, SC | 51 | $ 4,630,000 | $ 90,000 | $ 47,000 |
| LEXINGTON-FAYETTE, KY | 51 | $ 4,153,000 | $ 81,000 | $ 48,000 |
| JOHNSON CITY, TN | 49 | $ 3,680,000 | $ 75,000 | $ 48,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 49 | $ 6,353,000 | $ 129,000 | $ 45,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 47 | $ 3,936,000 | $ 83,000 | $ 54,000 |
| GAINESVILLE, GA | 46 | $ 5,165,000 | $ 112,000 | $ 61,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 46 | $ 4,989,000 | $ 108,000 | $ 58,000 |
| ALBANY, GA | 40 | $ 3,398,000 | $ 84,000 | $ 58,000 |
| ANDERSON, SC | 40 | $ 3,319,000 | $ 82,000 | $ 41,000 |
| DAYTON, OH | 40 | $ 3,821,000 | $ 95,000 | $ 44,000 |
| MORRISTOWN, TN | 40 | $ 4,331,000 | $ 108,000 | $ 74,000 |
| DURHAM, NC | 39 | $ 4,393,000 | $ 112,000 | $ 47,000 |
| GREENSBORO-HIGH POINT, NC | 38 | $ 6,303,000 | $ 165,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 38 | $ 3,525,000 | $ 92,000 | $ 66,000 |
| LYNCHBURG, VA | 37 | $ 3,140,000 | $ 84,000 | $ 56,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 35 | $ 2,901,000 | $ 82,000 | $ 37,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 33 | $ 3,233,000 | $ 97,000 | $ 49,000 |
| SPARTANBURG, SC | 33 | $ 3,117,000 | $ 94,000 | $ 68,000 |
| BRUNSWICK, GA | 31 | $ 3,857,000 | $ 124,000 | $ 61,000 |
| CHARLOTTESVILLE, VA | 31 | $ 3,383,000 | $ 109,000 | $ 46,000 |
| FORT WORTH-ARLINGTON, TX | 31 | $ 3,850,000 | $ 124,000 | $ 67,000 |
| DALTON, GA | 30 | $ 3,053,000 | $ 101,000 | $ 69,000 |
| TOLEDO, OH | 29 | $ 2,645,000 | $ 91,000 | $ 66,000 |
| WINSTON-SALEM, NC | 29 | $ 3,397,000 | $ 117,000 | $ 53,000 |
| LAKELAND, FL | 28 | $ 1,839,000 | $ 65,000 | $ 49,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 27 | $ 2,600,000 | $ 96,000 | $ 60,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 27 | $ 2,620,000 | $ 97,000 | $ 65,000 |
| ROME, GA | 27 | $ 2,088,000 | $ 77,000 | $ 57,000 |
| SARASOTA-BRADENTON-VENICE, FL | 27 | $ 3,125,000 | $ 115,000 | $ 73,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 26 | $ 2,179,000 | $ 83,000 | $ 42,000 |
| CANTON-MASSILLON, OH | 26 | $ 2,398,000 | $ 92,000 | $ 44,000 |
| WINCHESTER, VA-WV | 26 | $ 2,767,000 | $ 106,000 | $ 47,000 |
| INDIANAPOLIS, IN | 24 | $ 3,554,000 | $ 148,000 | $ 61,000 |
| TEXARKANA, TX-TEXARKANA, AR | 24 | $ 2,279,000 | $ 94,000 | $ 47,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 21 | $ 3,506,000 | $ 166,000 | $ 129,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 21 | $ 2,481,000 | $ 118,000 | $ 77,000 |
| PANAMA CITY-LYNN HAVEN, FL | 21 | $ 2,031,000 | $ 96,000 | $ 84,000 |
| COLUMBIA, MO | 20 | $ 1,775,000 | $ 88,000 | $ 53,000 |
| JEFFERSON CITY, MO | 20 | $ 1,264,000 | $ 63,000 | $ 57,000 |
| TALLAHASSEE, FL | 20 | $ 1,879,000 | $ 93,000 | $ 46,000 |
| ST. JOSEPH, MO-KS | 19 | $ 957,000 | $ 50,000 | $ 85,000 |
| VALDOSTA, GA | 19 | $ 1,191,000 | $ 62,000 | $ 63,000 |
| CLEVELAND, TN | 18 | $ 1,279,000 | $ 71,000 | $ 47,000 |
| SUMTER, SC | 18 | $ 758,000 | $ 42,000 | $ 42,000 |
| BOWLING GREEN, KY | 17 | $ 1,356,000 | $ 79,000 | $ 46,000 |
| OCALA, FL | 17 | $ 1,328,000 | $ 78,000 | $ 48,000 |
| CAPE CORAL-FORT MYERS, FL | 16 | $ 1,627,000 | $ 101,000 | $ 57,000 |
| ELIZABETHTOWN, KY | 16 | $ 1,238,000 | $ 77,000 | $ 46,000 |
| DANVILLE, VA | 15 | $ 1,194,000 | $ 79,000 | $ 40,000 |
| GAINESVILLE, FL | 14 | $ 2,064,000 | $ 147,000 | $ 65,000 |
| WILMINGTON, NC | 14 | $ 1,470,000 | $ 105,000 | $ 73,000 |
| BEAUMONT-PORT ARTHUR, TX | 13 | $ 1,020,000 | $ 78,000 | $ 58,000 |
| HICKORY-LENOIR-MORGANTON, NC | 13 | $ 1,418,000 | $ 109,000 | $ 42,000 |
| LAREDO, TX | 13 | $ 1,226,000 | $ 94,000 | $ 43,000 |
| HARRISONBURG, VA | 12 | $ 1,034,000 | $ 86,000 | $ 41,000 |
| OWENSBORO, KY | 12 | $ 613,000 | $ 51,000 | $ 39,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 11 | $ 979,000 | $ 89,000 | $ 34,000 |
| MANSFIELD, OH | 11 | $ 1,151,000 | $ 104,000 | $ 44,000 |
| NAPLES-MARCO ISLAND, FL | 11 | $ 1,159,000 | $ 105,000 | $ 34,000 |
| DENVER-AURORA, CO | 9 | $ 1,940,000 | $ 215,000 | $ 77,000 |
| ROCKY MOUNT, NC | 9 | $ 1,111,000 | $ 123,000 | $ 44,000 |
| ASHEVILLE, NC | 7 | $ 980,000 | $ 140,000 | $ 61,000 |
| FAYETTEVILLE, NC | 7 | $ 731,000 | $ 104,000 | $ 59,000 |
| PUNTA GORDA, FL | 7 | $ 591,000 | $ 84,000 | $ 49,000 |
| BURLINGTON, NC | 6 | $ 1,012,000 | $ 168,000 | $ 77,000 |
| GARY, IN | 6 | $ 661,000 | $ 110,000 | $ 48,000 |
| LIMA, OH | 6 | $ 480,000 | $ 80,000 | $ 50,000 |
| OKLAHOMA CITY, OK | 6 | $ 584,000 | $ 97,000 | $ 43,000 |
| SPRINGFIELD, OH | 6 | $ 681,000 | $ 113,000 | $ 68,000 |
| TULSA, OK | 6 | $ 731,000 | $ 121,000 | $ 72,000 |
| ANDERSON, IN | 4 | $ 385,000 | $ 96,000 | $ 66,000 |
| VERO BEACH, FL | 4 | $ 251,000 | $ 62,000 | $ 44,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 4 | $ 470,000 | $ 117,000 | $ 39,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 358,000 | $ 119,000 | $ 68,000 |
| GREELEY, CO | 3 | $ 336,000 | $ 112,000 | $ 34,000 |
| GREENVILLE, NC | 3 | $ 133,000 | $ 44,000 | $ 22,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 3 | $ 248,000 | $ 82,000 | $ 101,000 |
| KOKOMO, IN | 3 | $ 279,000 | $ 93,000 | $ 23,000 |
| PUEBLO, CO | 3 | $ 302,000 | $ 100,000 | $ 42,000 |
| ROCHESTER, MN | 3 | $ 190,000 | $ 63,000 | $ 37,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 235,000 | $ 78,000 | $ 47,000 |
| TYLER, TX | 3 | $ 179,000 | $ 59,000 | $ 24,000 |
| COLORADO SPRINGS, CO | 2 | $ 336,000 | $ 168,000 | $ 23,000 |
| DULUTH, MN-WI | 2 | $ 184,000 | $ 92,000 | $ 32,000 |
| EL PASO, TX | 2 | $ 176,000 | $ 88,000 | $ 110,000 |
| ELKHART-GOSHEN, IN | 2 | $ 148,000 | $ 74,000 | $ 63,000 |
| FORT WAYNE, IN | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| GOLDSBORO, NC | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| JACKSONVILLE, NC | 2 | $ 169,000 | $ 84,000 | $ 37,000 |
| LAFAYETTE, IN | 2 | $ 149,000 | $ 74,000 | $ 25,000 |
| LANSING-EAST LANSING, MI | 2 | $ 155,000 | $ 77,000 | $ 37,000 |
| LONGVIEW, TX | 2 | $ 209,000 | $ 104,000 | $ 56,000 |
| SANDUSKY, OH | 2 | $ 162,000 | $ 81,000 | $ 26,000 |
| ANN ARBOR, MI | 1 | $ 279,000 | $ 279,000 | $ 20,000 |
| BALTIMORE-TOWSON, MD | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| BILLINGS, MT | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| BLOOMINGTON, IN | 1 | $ 180,000 | $ 180,000 | $ 96,000 |
| BOULDER, CO | 1 | $ 10,000 | $ 10,000 | $ 200,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| COLUMBUS, IN | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| CORPUS CHRISTI, TX | 1 | $ 111,000 | $ 111,000 | $ 84,000 |
| EVANSVILLE, IN-KY | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| GRAND JUNCTION, CO | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 144,000 | $ 144,000 | $ 48,000 |
| JACKSON, MI | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| LAWTON, OK | 1 | $ 102,000 | $ 102,000 | $ 45,000 |
| LUBBOCK, TX | 1 | $ 111,000 | $ 111,000 | $ 36,000 |
| MCALLEN-EDINBURG-PHARR, TX | 1 | $ 94,000 | $ 94,000 | $ 53,000 |
| MUNCIE, IN | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| PEORIA, IL | 1 | $ 30,000 | $ 30,000 | $ 23,000 |
| PITTSBURGH, PA | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| SHERMAN-DENISON, TX | 1 | $ 136,000 | $ 136,000 | $ 20,000 |
| TERRE HAUTE, IN | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| WICHITA FALLS, TX | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Gmfs, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,205 | $1,732,911,000 | $85,370 | $1,500,000 | $53,814 | $1,674,000 |
| Home Purchase | 8,350 | $853,459,000 | $102,526 | $1,200,000 | $53,052 | $2,603,000 |
| Home Improvement | 1 | $150,000 | $150,000 | $150,000 | $1,625,000 | $1,625,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 23,115 | $2,098,107,000 | $88,074 | $1,500,000 | $53,962 | $2,603,000 |
| White | 2,798 | $325,989,000 | $119,058 | $1,495,000 | $55,000 | $1,041,000 |
| Black or African American | 1,361 | $134,041,000 | $103,714 | $975,000 | $52,428 | $1,147,000 |
| Hispanic | 134 | $12,461,000 | $99,083 | $315,000 | $40,000 | $180,000 |
| Not applicable | 75 | $7,559,000 | $103,538 | $512,000 | $54,307 | $228,000 |
| Asian | 46 | $5,665,000 | $141,090 | $395,000 | $71,909 | $510,000 |
| American Indian or Alaskan Native | 15 | $1,423,000 | $79,200 | $227,000 | $51,200 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,275,000 | $109,000 | $242,000 | $64,500 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,556 | $2,586,520,000 | $89,407 | $1,500,000 | $54,555 | $2,603,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 16,896 | $1,724,089,000 | $100,041 | $1,500,000 | $60,375 | $1,674,000 |
| Loan Originated | 4,804 | $515,876,000 | $111,263 | $1,000,000 | $51,894 | $2,603,000 |
| Application Denied By Financial Institution | 3,248 | $282,608,000 | $85,826 | $1,200,000 | $45,826 | $900,000 |
| Application Withdrawn By Applicant | 2,608 | $63,947,000 | $24,761 | $540,000 | $48,476 | $1,296,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,125 | $187,454,000 | $93,200 | $786,000 | $43,350 | $900,000 |
| Other | 500 | $40,418,000 | $84,450 | $573,000 | $43,800 | $521,000 |
| Collateral | 445 | $35,750,000 | $80,736 | $1,200,000 | $50,473 | $612,000 |
| Debt-To-Income Ratio | 74 | $8,298,000 | $103,916 | $369,000 | $30,666 | $90,000 |
| Employment History | 74 | $7,253,000 | $100,866 | $316,000 | $40,466 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $2,643,000 | $96,416 | $340,000 | $43,583 | $122,000 |
| Mortgage Insurance Denied | 1 | $672,000 | $672,000 | $672,000 | $20,000 | $20,000 |
| Unverifiable Information | 1 | $120,000 | $120,000 | $120,000 | $96,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gmfs, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gmfs, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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