Gold Reverse, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Gold Reverse, Inc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gold Reverse, Inc. 2099 South State College Blvd #600 Anaheim, CA 92806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,923 |
| Total Mortgage Loan Application Amount | $789,702,000 |
| Average Mortgage Loan Application Amount | $155,722 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $68,944 |
| Highest Applicant Income | $7,580,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Gold Reverse, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gold Reverse, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Gold Reverse, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gold Reverse, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gold Reverse, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gold Reverse, Inc.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,413 | $ 278,574,000 | $ 197,000 | $ 79,000 |
| Orange County California | 1,016 | $ 241,865,000 | $ 238,000 | $ 96,000 |
| Riverside County California | 318 | $ 55,660,000 | $ 175,000 | $ 65,000 |
| San Bernardino County California | 272 | $ 39,435,000 | $ 144,000 | $ 58,000 |
| San Diego County California | 143 | $ 33,398,000 | $ 233,000 | $ 106,000 |
| Salt Lake County Utah | 137 | $ 20,860,000 | $ 152,000 | $ 51,000 |
| Ventura County California | 125 | $ 26,075,000 | $ 208,000 | $ 72,000 |
| Alameda County California | 50 | $ 10,948,000 | $ 218,000 | $ 106,000 |
| Contra Costa County California | 40 | $ 8,676,000 | $ 216,000 | $ 126,000 |
| Clark County Nevada | 31 | $ 6,550,000 | $ 211,000 | $ 80,000 |
| Sacramento County California | 30 | $ 4,833,000 | $ 161,000 | $ 85,000 |
| Kern County California | 23 | $ 2,165,000 | $ 94,000 | $ 45,000 |
| Utah County Utah | 23 | $ 3,164,000 | $ 137,000 | $ 50,000 |
| Marin County California | 22 | $ 4,401,000 | $ 200,000 | $ 106,000 |
| Stanislaus County California | 19 | $ 2,715,000 | $ 142,000 | $ 97,000 |
| Davis County Utah | 17 | $ 2,492,000 | $ 146,000 | $ 22,000 |
| Placer County California | 15 | $ 2,800,000 | $ 186,000 | $ 74,000 |
| Santa Clara County California | 15 | $ 5,119,000 | $ 341,000 | $ 139,000 |
| Sonoma County California | 15 | $ 3,241,000 | $ 216,000 | $ 173,000 |
| Monterey County California | 14 | $ 3,161,000 | $ 225,000 | $ 151,000 |
| San Francisco County California | 14 | $ 3,388,000 | $ 242,000 | $ 147,000 |
| San Joaquin County California | 14 | $ 2,604,000 | $ 186,000 | $ 82,000 |
| San Mateo County California | 14 | $ 5,754,000 | $ 411,000 | $ 140,000 |
| Nevada County California | 12 | $ 1,834,000 | $ 152,000 | $ 83,000 |
| Fresno County California | 10 | $ 1,450,000 | $ 145,000 | $ 73,000 |
| Ada County Idaho | 10 | $ 1,166,000 | $ 116,000 | $ 0 |
| Tulare County California | 7 | $ 1,340,000 | $ 191,000 | $ 200,000 |
| Jefferson County Colorado | 7 | $ 1,300,000 | $ 185,000 | $ 73,000 |
| Weber County Utah | 7 | $ 790,000 | $ 112,000 | $ 52,000 |
| Tooele County Utah | 6 | $ 776,000 | $ 129,000 | $ 19,000 |
| Solano County California | 5 | $ 575,000 | $ 115,000 | $ 60,000 |
| Madera County California | 4 | $ 595,000 | $ 148,000 | $ 65,000 |
| San Luis Obispo County California | 4 | $ 1,214,000 | $ 303,000 | $ 90,000 |
| Yolo County California | 4 | $ 520,000 | $ 130,000 | $ 77,000 |
| Arapahoe County Colorado | 4 | $ 674,000 | $ 168,000 | $ 71,000 |
| Imperial County California | 3 | $ 488,000 | $ 162,000 | $ 129,000 |
| Denver County Colorado | 3 | $ 321,000 | $ 107,000 | $ 46,000 |
| Weld County Colorado | 3 | $ 792,000 | $ 264,000 | $ 240,000 |
| Washoe County Nevada | 3 | $ 483,000 | $ 161,000 | $ 110,000 |
| Box Elder County Utah | 3 | $ 335,000 | $ 111,000 | $ 26,000 |
| Wasatch County Utah | 3 | $ 657,000 | $ 219,000 | $ 37,000 |
| Washington County Utah | 3 | $ 549,000 | $ 183,000 | $ 44,000 |
| Maricopa County Arizona | 2 | $ 196,000 | $ 98,000 | $ 95,000 |
| Butte County California | 2 | $ 412,000 | $ 206,000 | $ 41,000 |
| Shasta County California | 2 | $ 324,000 | $ 162,000 | $ 122,000 |
| Summit County Utah | 2 | $ 634,000 | $ 317,000 | $ 239,000 |
| Dallas County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Garland County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Calaveras County California | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| El Dorado County California | 1 | $ 194,000 | $ 194,000 | $ 62,000 |
| Glenn County California | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Merced County California | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Napa County California | 1 | $ 76,000 | $ 76,000 | $ 127,000 |
| Plumas County California | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Santa Barbara County California | 1 | $ 158,000 | $ 158,000 | $ 41,000 |
| Sutter County California | 1 | $ 39,000 | $ 39,000 | $ 72,000 |
| Adams County Colorado | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 434,000 | $ 434,000 | $ 126,000 |
| El Paso County Colorado | 1 | $ 41,000 | $ 41,000 | $ 158,000 |
| Gunnison County Colorado | 1 | $ 247,000 | $ 247,000 | $ 56,000 |
| Montezuma County Colorado | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Summit County Colorado | 1 | $ 252,000 | $ 252,000 | $ 74,000 |
| Hawaii County Hawaii | 1 | $ 135,000 | $ 135,000 | $ 266,000 |
| Bingham County Idaho | 1 | $ 153,000 | $ 153,000 | $ 64,000 |
| Canyon County Idaho | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Fremont County Idaho | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 122,000 | $ 122,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Lake County Indiana | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Marion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Putnam County Indiana | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Taney County Missouri | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Elko County Nevada | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Multnomah County Oregon | 1 | $ 476,000 | $ 476,000 | $ 108,000 |
| El Paso County Texas | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Sanpete County Utah | 1 | $ 57,000 | $ 57,000 | $ 28,000 |
| Fairfax County Virginia | 1 | $ 50,000 | $ 50,000 | $ 123,000 |
| Clark County Washington | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Pierce County Washington | 1 | $ 147,000 | $ 147,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gold Reverse, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,190 | $459,532,000 | $169,090 | $5,000,000 | $46,909 | $7,580,000 |
| Home Purchase (one-to-four family) | 1,733 | $330,170,000 | $134,714 | $3,152,000 | $103,571 | $2,640,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,695 | $368,540,000 | $191,333 | $3,152,000 | $99,222 | $2,640,000 |
| Hispanic | 1,066 | $185,268,000 | $122,000 | $1,900,000 | $35,400 | $1,238,000 |
| Information not provided by applicant in mail or telephone application | 733 | $147,842,000 | $140,800 | $1,470,000 | $42,700 | $1,130,000 |
| Asian or Pacific Islander | 241 | $53,453,000 | $148,666 | $5,000,000 | $47,666 | $817,000 |
| Black | 177 | $32,445,000 | $148,800 | $1,503,000 | $56,200 | $7,580,000 |
| American Indian or Alaskan Native | 6 | $1,469,000 | $244,000 | $424,000 | $78,000 | $180,000 |
| Other | 5 | $685,000 | $137,000 | $312,000 | $66,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,490 | $718,131,000 | $171,700 | $5,000,000 | $103,800 | $7,580,000 |
| FHA-insured (Federal Housing Administration) | 433 | $71,571,000 | $128,666 | $359,000 | $7,222 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,310 | $460,248,000 | $132,000 | $3,152,000 | $28,250 | $7,580,000 |
| Application Approved But Not Accepted | 631 | $128,946,000 | $174,222 | $1,700,000 | $72,000 | $1,130,000 |
| Application Denied By Financial Institution | 495 | $92,290,000 | $99,875 | $5,000,000 | $66,625 | $817,000 |
| Application Withdrawn By Applicant | 263 | $57,617,000 | $199,333 | $1,800,000 | $73,666 | $1,977,000 |
| File Closed For Incompleteness | 224 | $50,601,000 | $137,285 | $1,900,000 | $48,571 | $2,640,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 30 | $5,872,000 | $195,000 | $603,000 | $69,000 | $264,000 |
| Other | 16 | $2,853,000 | $178,000 | $361,000 | $70,000 | $120,000 |
| Debt-To-Income Ratio | 14 | $3,222,000 | $189,000 | $498,000 | $44,000 | $112,000 |
| Collateral | 7 | $1,771,000 | $253,000 | $500,000 | $84,000 | $198,000 |
| Unverifiable Information | 5 | $824,000 | $157,500 | $231,000 | $34,000 | $67,000 |
| Employment History | 3 | $1,067,000 | $332,500 | $414,000 | $105,500 | $151,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Reverse, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gold Reverse, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.