Gold Reverse, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Gold Reverse, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gold Reverse, Inc. 2099 South State College Blvd #600 Anaheim, CA 92806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,058 |
| Total Mortgage Loan Application Amount | $1,060,717,000 |
| Average Mortgage Loan Application Amount | $199,869 |
| Highest Mortgage Loan Application Amount | $16,250,000 |
| Average Applicant Income | $98,304 |
| Highest Applicant Income | $6,656,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Gold Reverse, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gold Reverse, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Gold Reverse, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gold Reverse, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gold Reverse, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gold Reverse, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,059 | $ 308,831,000 | $ 291,000 | $ 134,000 |
| Orange County California | 460 | $ 158,773,000 | $ 345,000 | $ 139,000 |
| Riverside County California | 339 | $ 83,053,000 | $ 244,000 | $ 118,000 |
| San Bernardino County California | 243 | $ 50,313,000 | $ 207,000 | $ 98,000 |
| Clark County Nevada | 165 | $ 37,500,000 | $ 227,000 | $ 91,000 |
| Salt Lake County Utah | 160 | $ 21,376,000 | $ 133,000 | $ 38,000 |
| San Diego County California | 155 | $ 53,286,000 | $ 343,000 | $ 117,000 |
| Maricopa County Arizona | 107 | $ 18,509,000 | $ 172,000 | $ 107,000 |
| Sacramento County California | 83 | $ 19,441,000 | $ 234,000 | $ 96,000 |
| Alameda County California | 64 | $ 16,871,000 | $ 263,000 | $ 106,000 |
| Contra Costa County California | 59 | $ 22,731,000 | $ 385,000 | $ 111,000 |
| Kern County California | 58 | $ 7,542,000 | $ 130,000 | $ 106,000 |
| Utah County Utah | 49 | $ 6,067,000 | $ 123,000 | $ 49,000 |
| Fresno County California | 48 | $ 8,442,000 | $ 175,000 | $ 77,000 |
| Davis County Utah | 40 | $ 4,992,000 | $ 124,000 | $ 41,000 |
| Bonneville County Idaho | 39 | $ 4,610,000 | $ 118,000 | $ 31,000 |
| El Paso County Colorado | 35 | $ 3,326,000 | $ 95,000 | $ 101,000 |
| San Joaquin County California | 33 | $ 7,513,000 | $ 227,000 | $ 78,000 |
| Santa Clara County California | 32 | $ 11,139,000 | $ 348,000 | $ 109,000 |
| San Mateo County California | 30 | $ 13,350,000 | $ 445,000 | $ 141,000 |
| Ventura County California | 30 | $ 11,623,000 | $ 387,000 | $ 122,000 |
| Stanislaus County California | 27 | $ 5,723,000 | $ 211,000 | $ 57,000 |
| Merced County California | 26 | $ 4,410,000 | $ 169,000 | $ 134,000 |
| Solano County California | 25 | $ 6,490,000 | $ 259,000 | $ 118,000 |
| Douglas County Colorado | 24 | $ 3,992,000 | $ 166,000 | $ 61,000 |
| Adams County Colorado | 23 | $ 2,891,000 | $ 125,000 | $ 107,000 |
| Weber County Utah | 23 | $ 2,574,000 | $ 111,000 | $ 36,000 |
| Placer County California | 22 | $ 6,290,000 | $ 285,000 | $ 101,000 |
| San Francisco County California | 19 | $ 27,232,000 | $ 1,433,000 | $ 237,000 |
| Tulare County California | 19 | $ 2,831,000 | $ 149,000 | $ 97,000 |
| Mohave County Arizona | 18 | $ 2,381,000 | $ 132,000 | $ 116,000 |
| King County Washington | 15 | $ 2,432,000 | $ 162,000 | $ 185,000 |
| Santa Cruz County California | 14 | $ 5,851,000 | $ 417,000 | $ 47,000 |
| Box Elder County Utah | 14 | $ 1,870,000 | $ 133,000 | $ 53,000 |
| Snohomish County Washington | 14 | $ 1,877,000 | $ 134,000 | $ 63,000 |
| Pinal County Arizona | 13 | $ 1,649,000 | $ 126,000 | $ 113,000 |
| Arapahoe County Colorado | 13 | $ 1,901,000 | $ 146,000 | $ 99,000 |
| Honolulu County Hawaii | 13 | $ 5,659,000 | $ 435,000 | $ 209,000 |
| Denver County Colorado | 12 | $ 1,550,000 | $ 129,000 | $ 68,000 |
| Clark County Washington | 12 | $ 974,000 | $ 81,000 | $ 55,000 |
| Pierce County Washington | 12 | $ 2,073,000 | $ 172,000 | $ 99,000 |
| El Dorado County California | 11 | $ 6,292,000 | $ 572,000 | $ 90,000 |
| Monterey County California | 11 | $ 7,552,000 | $ 686,000 | $ 143,000 |
| Nevada County California | 11 | $ 3,882,000 | $ 352,000 | $ 83,000 |
| Sonoma County California | 11 | $ 4,800,000 | $ 436,000 | $ 186,000 |
| Tooele County Utah | 11 | $ 1,353,000 | $ 123,000 | $ 586,000 |
| Larimer County Colorado | 10 | $ 2,144,000 | $ 214,000 | $ 149,000 |
| Butte County California | 9 | $ 2,014,000 | $ 223,000 | $ 98,000 |
| Santa Barbara County California | 9 | $ 3,390,000 | $ 376,000 | $ 69,000 |
| Jefferson County Colorado | 9 | $ 1,376,000 | $ 152,000 | $ 45,000 |
| Washoe County Nevada | 9 | $ 1,741,000 | $ 193,000 | $ 57,000 |
| Navajo County Arizona | 8 | $ 1,276,000 | $ 159,000 | $ 180,000 |
| Imperial County California | 8 | $ 917,000 | $ 114,000 | $ 52,000 |
| San Luis Obispo County California | 8 | $ 2,109,000 | $ 263,000 | $ 95,000 |
| St. Louis City County Missouri | 8 | $ 645,000 | $ 80,000 | $ 119,000 |
| Marin County California | 7 | $ 3,163,000 | $ 451,000 | $ 165,000 |
| Wasatch County Utah | 7 | $ 769,000 | $ 109,000 | $ 83,000 |
| Washington County Utah | 7 | $ 1,964,000 | $ 280,000 | $ 342,000 |
| Yavapai County Arizona | 6 | $ 876,000 | $ 146,000 | $ 151,000 |
| Calaveras County California | 6 | $ 1,114,000 | $ 185,000 | $ 94,000 |
| Del Norte County California | 6 | $ 1,024,000 | $ 170,000 | $ 41,000 |
| La Plata County Colorado | 6 | $ 1,132,000 | $ 188,000 | $ 134,000 |
| Ada County Idaho | 6 | $ 874,000 | $ 145,000 | $ 232,000 |
| St. Louis County Missouri | 6 | $ 543,000 | $ 90,000 | $ 72,000 |
| Washington County Oregon | 6 | $ 896,000 | $ 149,000 | $ 63,000 |
| Yolo County California | 5 | $ 1,318,000 | $ 263,000 | $ 114,000 |
| Bingham County Idaho | 5 | $ 599,000 | $ 119,000 | $ 36,000 |
| Jefferson County Idaho | 5 | $ 637,000 | $ 127,000 | $ 20,000 |
| Summit County Utah | 5 | $ 1,421,000 | $ 284,000 | $ 286,000 |
| Modoc County California | 4 | $ 220,000 | $ 55,000 | $ 203,000 |
| Mono County California | 4 | $ 725,000 | $ 181,000 | $ 138,000 |
| Sutter County California | 4 | $ 805,000 | $ 201,000 | $ 106,000 |
| Yuba County California | 4 | $ 647,000 | $ 161,000 | $ 91,000 |
| Routt County Colorado | 4 | $ 1,129,000 | $ 282,000 | $ 76,000 |
| Maui County Hawaii | 4 | $ 1,900,000 | $ 475,000 | $ 185,000 |
| Canyon County Idaho | 4 | $ 262,000 | $ 65,000 | $ 117,000 |
| Lake County California | 3 | $ 936,000 | $ 312,000 | $ 62,000 |
| San Benito County California | 3 | $ 1,450,000 | $ 483,000 | $ 115,000 |
| Boulder County Colorado | 3 | $ 778,000 | $ 259,000 | $ 135,000 |
| Bannock County Idaho | 3 | $ 382,000 | $ 127,000 | $ 138,000 |
| Lyon County Nevada | 3 | $ 275,000 | $ 91,000 | $ 49,000 |
| Curry County Oregon | 3 | $ 1,010,000 | $ 336,000 | $ 234,000 |
| Island County Washington | 3 | $ 198,000 | $ 66,000 | $ 108,000 |
| La Paz County Arizona | 2 | $ 491,000 | $ 245,000 | $ 179,000 |
| Pima County Arizona | 2 | $ 250,000 | $ 125,000 | $ 48,000 |
| Colusa County California | 2 | $ 341,000 | $ 170,000 | $ 76,000 |
| Humboldt County California | 2 | $ 628,000 | $ 314,000 | $ 136,000 |
| Kings County California | 2 | $ 316,000 | $ 158,000 | $ 28,000 |
| Mendocino County California | 2 | $ 695,000 | $ 347,000 | $ 196,000 |
| Napa County California | 2 | $ 1,226,000 | $ 613,000 | $ 336,000 |
| Shasta County California | 2 | $ 300,000 | $ 150,000 | $ 15,000 |
| Chaffee County Colorado | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Eagle County Colorado | 2 | $ 403,000 | $ 201,000 | $ 44,000 |
| Kootenai County Idaho | 2 | $ 167,000 | $ 83,000 | $ 106,000 |
| Clay County Missouri | 2 | $ 136,000 | $ 68,000 | $ 97,000 |
| Jackson County Missouri | 2 | $ 89,000 | $ 44,000 | $ 63,000 |
| Elko County Nevada | 2 | $ 233,000 | $ 116,000 | $ 23,000 |
| Clackamas County Oregon | 2 | $ 204,000 | $ 102,000 | $ 85,000 |
| Multnomah County Oregon | 2 | $ 643,000 | $ 321,000 | $ 144,000 |
| Cache County Utah | 2 | $ 199,000 | $ 99,000 | $ 55,000 |
| Benton County Washington | 2 | $ 207,000 | $ 103,000 | $ 82,000 |
| Plumas County California | 1 | $ 63,000 | $ 63,000 | $ 314,000 |
| Elbert County Colorado | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Gunnison County Colorado | 1 | $ 3,750,000 | $ 3,750,000 | $ 840,000 |
| Weld County Colorado | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Oneida County Idaho | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Twin Falls County Idaho | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Oakland County Michigan | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Carson City County Nevada | 1 | $ 161,000 | $ 161,000 | $ 151,000 |
| Douglas County Nevada | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lincoln County Nevada | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Benton County Oregon | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Linn County Oregon | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Tillamook County Oregon | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Yamhill County Oregon | 1 | $ 664,000 | $ 664,000 | $ 143,000 |
| Bexar County Texas | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
| Juab County Utah | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Uintah County Utah | 1 | $ 94,000 | $ 94,000 | $ 0 |
Mortgage Loan Application Detail Totals for Gold Reverse, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,589 | $615,362,000 | $175,166 | $2,600,000 | $112,750 | $6,656,000 |
| Refinancing | 1,469 | $445,355,000 | $226,818 | $16,250,000 | $82,545 | $1,800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,136 | $581,102,000 | $205,833 | $16,250,000 | $112,333 | $6,656,000 |
| Hispanic | 1,187 | $289,769,000 | $164,777 | $990,000 | $106,444 | $1,194,000 |
| Black or African American | 320 | $81,209,000 | $200,500 | $2,000,000 | $86,300 | $1,735,000 |
| Asian | 261 | $72,600,000 | $175,571 | $2,275,000 | $118,857 | $608,000 |
| Not Provided | 129 | $28,451,000 | $156,125 | $1,200,000 | $71,875 | $653,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,667,000 | $243,000 | $968,000 | $93,000 | $336,000 |
| American Indian or Alaskan Native | 11 | $2,919,000 | $252,500 | $611,000 | $140,000 | $225,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,850 | $1,032,990,000 | $188,384 | $16,250,000 | $101,000 | $3,223,000 |
| FHA-insured (Federal Housing Administration) | 208 | $27,727,000 | $158,333 | $315,000 | $60,333 | $6,656,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,620 | $389,368,000 | $169,444 | $3,000,000 | $118,333 | $6,656,000 |
| Application Withdrawn By Applicant | 963 | $246,768,000 | $211,000 | $3,750,000 | $103,416 | $993,000 |
| Application Denied By Financial Institution | 697 | $203,144,000 | $207,250 | $16,250,000 | $97,250 | $3,223,000 |
| Application Approved But Not Accepted | 606 | $162,442,000 | $223,300 | $2,600,000 | $120,600 | $1,194,000 |
| File Closed For Incompleteness | 172 | $58,995,000 | $204,300 | $1,750,000 | $151,800 | $2,627,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 63 | $15,877,000 | $356,400 | $2,275,000 | $66,200 | $485,000 |
| Collateral | 50 | $14,038,000 | $303,500 | $1,908,000 | $100,875 | $480,000 |
| Credit History | 42 | $14,265,000 | $213,000 | $5,300,000 | $81,200 | $1,800,000 |
| Debt-To-Income Ratio | 31 | $7,273,000 | $178,600 | $652,000 | $74,400 | $516,000 |
| Unverifiable Information | 30 | $9,105,000 | $272,500 | $744,000 | $171,500 | $378,000 |
| Employment History | 13 | $3,588,000 | $219,000 | $750,000 | $90,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $865,000 | $432,000 | $479,000 | $163,000 | $224,000 |
| Credit Application Incomplete | 1 | $140,000 | $140,000 | $140,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Reverse, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gold Reverse, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.