Gold Reverse, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Gold Reverse, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gold Reverse, Inc. 2099 South State College Blvd #600 Anaheim, CA 92806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,492 |
| Total Mortgage Loan Application Amount | $1,224,153,000 |
| Average Mortgage Loan Application Amount | $278,000 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $142,500 |
| Highest Applicant Income | $2,310,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Gold Reverse, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gold Reverse, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Gold Reverse, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gold Reverse, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Gold Reverse, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gold Reverse, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,044 | $ 314,558,000 | $ 301,000 | $ 129,000 |
| Orange County California | 404 | $ 150,088,000 | $ 371,000 | $ 159,000 |
| Riverside County California | 358 | $ 95,735,000 | $ 267,000 | $ 117,000 |
| San Bernardino County California | 326 | $ 71,922,000 | $ 220,000 | $ 110,000 |
| San Diego County California | 241 | $ 77,998,000 | $ 323,000 | $ 130,000 |
| Sacramento County California | 227 | $ 49,889,000 | $ 219,000 | $ 119,000 |
| Clark County Nevada | 212 | $ 52,986,000 | $ 249,000 | $ 166,000 |
| Maricopa County Arizona | 140 | $ 32,777,000 | $ 234,000 | $ 148,000 |
| Alameda County California | 105 | $ 37,868,000 | $ 360,000 | $ 171,000 |
| Fresno County California | 85 | $ 14,944,000 | $ 175,000 | $ 169,000 |
| Salt Lake County Utah | 85 | $ 10,874,000 | $ 127,000 | $ 134,000 |
| Contra Costa County California | 73 | $ 21,954,000 | $ 300,000 | $ 126,000 |
| Kern County California | 58 | $ 11,716,000 | $ 202,000 | $ 123,000 |
| San Joaquin County California | 57 | $ 14,459,000 | $ 253,000 | $ 142,000 |
| Santa Clara County California | 50 | $ 21,344,000 | $ 426,000 | $ 153,000 |
| Ventura County California | 48 | $ 18,552,000 | $ 386,000 | $ 195,000 |
| Solano County California | 39 | $ 10,767,000 | $ 276,000 | $ 116,000 |
| Stanislaus County California | 38 | $ 7,414,000 | $ 195,000 | $ 91,000 |
| Placer County California | 36 | $ 13,188,000 | $ 366,000 | $ 199,000 |
| Nevada County California | 31 | $ 6,687,000 | $ 215,000 | $ 264,000 |
| King County Washington | 31 | $ 8,405,000 | $ 271,000 | $ 155,000 |
| Pima County Arizona | 30 | $ 3,544,000 | $ 118,000 | $ 64,000 |
| Pierce County Washington | 30 | $ 4,418,000 | $ 147,000 | $ 143,000 |
| Weber County Utah | 28 | $ 2,471,000 | $ 88,000 | $ 240,000 |
| Utah County Utah | 27 | $ 4,944,000 | $ 183,000 | $ 165,000 |
| Davis County Utah | 26 | $ 3,223,000 | $ 123,000 | $ 54,000 |
| Arapahoe County Colorado | 25 | $ 6,161,000 | $ 246,000 | $ 222,000 |
| Butte County California | 22 | $ 3,577,000 | $ 162,000 | $ 98,000 |
| El Paso County Colorado | 22 | $ 4,529,000 | $ 205,000 | $ 147,000 |
| El Dorado County California | 20 | $ 4,599,000 | $ 229,000 | $ 111,000 |
| San Mateo County California | 20 | $ 9,027,000 | $ 451,000 | $ 148,000 |
| Denver County Colorado | 20 | $ 3,409,000 | $ 170,000 | $ 84,000 |
| Yolo County California | 19 | $ 4,647,000 | $ 244,000 | $ 96,000 |
| Douglas County Colorado | 18 | $ 4,589,000 | $ 254,000 | $ 231,000 |
| Pinal County Arizona | 17 | $ 2,546,000 | $ 149,000 | $ 407,000 |
| Sutter County California | 17 | $ 2,586,000 | $ 152,000 | $ 73,000 |
| Jackson County Missouri | 17 | $ 3,088,000 | $ 181,000 | $ 136,000 |
| Snohomish County Washington | 15 | $ 2,772,000 | $ 184,000 | $ 128,000 |
| Tulare County California | 14 | $ 1,909,000 | $ 136,000 | $ 71,000 |
| Jefferson County Colorado | 13 | $ 8,963,000 | $ 689,000 | $ 275,000 |
| Summit County Utah | 12 | $ 3,779,000 | $ 314,000 | $ 174,000 |
| Clark County Washington | 12 | $ 2,137,000 | $ 178,000 | $ 98,000 |
| Mohave County Arizona | 11 | $ 1,666,000 | $ 151,000 | $ 276,000 |
| Sonoma County California | 11 | $ 3,856,000 | $ 350,000 | $ 172,000 |
| Yuba County California | 11 | $ 1,674,000 | $ 152,000 | $ 76,000 |
| Madera County California | 10 | $ 2,623,000 | $ 262,000 | $ 122,000 |
| Adams County Colorado | 10 | $ 1,301,000 | $ 130,000 | $ 94,000 |
| Multnomah County Oregon | 10 | $ 2,631,000 | $ 263,000 | $ 277,000 |
| Yavapai County Arizona | 9 | $ 1,600,000 | $ 177,000 | $ 146,000 |
| Imperial County California | 9 | $ 1,210,000 | $ 134,000 | $ 401,000 |
| Santa Cruz County California | 9 | $ 3,786,000 | $ 420,000 | $ 180,000 |
| Mono County California | 8 | $ 2,674,000 | $ 334,000 | $ 303,000 |
| Napa County California | 8 | $ 2,409,000 | $ 301,000 | $ 29,000 |
| San Luis Obispo County California | 8 | $ 3,091,000 | $ 386,000 | $ 253,000 |
| Mesa County Colorado | 8 | $ 1,151,000 | $ 143,000 | $ 105,000 |
| Kings County California | 7 | $ 996,000 | $ 142,000 | $ 7,000 |
| Marin County California | 7 | $ 3,521,000 | $ 503,000 | $ 241,000 |
| Merced County California | 7 | $ 1,132,000 | $ 161,000 | $ 88,000 |
| San Francisco County California | 7 | $ 5,147,000 | $ 735,000 | $ 150,000 |
| Canyon County Idaho | 7 | $ 673,000 | $ 96,000 | $ 137,000 |
| Deschutes County Oregon | 7 | $ 1,142,000 | $ 163,000 | $ 104,000 |
| Marion County Oregon | 7 | $ 947,000 | $ 135,000 | $ 72,000 |
| Shasta County California | 6 | $ 1,073,000 | $ 178,000 | $ 149,000 |
| Eagle County Colorado | 6 | $ 3,426,000 | $ 571,000 | $ 452,000 |
| Washoe County Nevada | 6 | $ 2,828,000 | $ 471,000 | $ 347,000 |
| Washington County Utah | 6 | $ 563,000 | $ 93,000 | $ 44,000 |
| Calaveras County California | 5 | $ 688,000 | $ 137,000 | $ 55,000 |
| Routt County Colorado | 5 | $ 947,000 | $ 189,000 | $ 78,000 |
| Ada County Idaho | 5 | $ 893,000 | $ 178,000 | $ 62,000 |
| Spokane County Washington | 5 | $ 1,462,000 | $ 292,000 | $ 286,000 |
| Amador County California | 4 | $ 635,000 | $ 158,000 | $ 76,000 |
| Humboldt County California | 4 | $ 440,000 | $ 110,000 | $ 101,000 |
| Monterey County California | 4 | $ 1,862,000 | $ 465,000 | $ 108,000 |
| Tuolumne County California | 4 | $ 1,540,000 | $ 385,000 | $ 271,000 |
| Broomfield County Colorado | 4 | $ 724,000 | $ 181,000 | $ 263,000 |
| Twin Falls County Idaho | 4 | $ 639,000 | $ 159,000 | $ 296,000 |
| Douglas County Nevada | 4 | $ 3,375,000 | $ 843,000 | $ 505,000 |
| Umatilla County Oregon | 4 | $ 232,000 | $ 58,000 | $ 131,000 |
| Cowlitz County Washington | 4 | $ 181,000 | $ 45,000 | $ 98,000 |
| Grant County Washington | 4 | $ 471,000 | $ 117,000 | $ 489,000 |
| Yakima County Washington | 4 | $ 424,000 | $ 106,000 | $ 420,000 |
| Del Norte County California | 3 | $ 179,000 | $ 59,000 | $ 31,000 |
| Glenn County California | 3 | $ 347,000 | $ 115,000 | $ 48,000 |
| San Benito County California | 3 | $ 1,475,000 | $ 491,000 | $ 240,000 |
| Santa Barbara County California | 3 | $ 2,145,000 | $ 715,000 | $ 239,000 |
| Tehama County California | 3 | $ 406,000 | $ 135,000 | $ 103,000 |
| Archuleta County Colorado | 3 | $ 886,000 | $ 295,000 | $ 39,000 |
| Larimer County Colorado | 3 | $ 452,000 | $ 150,000 | $ 74,000 |
| Weld County Colorado | 3 | $ 337,000 | $ 112,000 | $ 148,000 |
| Bonneville County Idaho | 3 | $ 322,000 | $ 107,000 | $ 39,000 |
| St. Louis City County Missouri | 3 | $ 247,000 | $ 82,000 | $ 96,000 |
| Carson City County Nevada | 3 | $ 516,000 | $ 172,000 | $ 431,000 |
| Cache County Utah | 3 | $ 632,000 | $ 210,000 | $ 116,000 |
| Uintah County Utah | 3 | $ 311,000 | $ 103,000 | $ 99,000 |
| Lewis County Washington | 3 | $ 417,000 | $ 139,000 | $ 16,000 |
| Apache County Arizona | 2 | $ 128,000 | $ 64,000 | $ 2,040,000 |
| Cochise County Arizona | 2 | $ 180,000 | $ 90,000 | $ 0 |
| La Paz County Arizona | 2 | $ 495,000 | $ 247,000 | $ 150,000 |
| Lake County California | 2 | $ 380,000 | $ 190,000 | $ 461,000 |
| Plumas County California | 2 | $ 370,000 | $ 185,000 | $ 116,000 |
| Siskiyou County California | 2 | $ 123,000 | $ 61,000 | $ 150,000 |
| Boulder County Colorado | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Custer County Colorado | 2 | $ 284,000 | $ 142,000 | $ 129,000 |
| Gilpin County Colorado | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Logan County Colorado | 2 | $ 90,000 | $ 45,000 | $ 0 |
| San Miguel County Colorado | 2 | $ 2,600,000 | $ 1,300,000 | $ 1,752,000 |
| Gem County Idaho | 2 | $ 320,000 | $ 160,000 | $ 150,000 |
| Madison County Idaho | 2 | $ 151,000 | $ 75,000 | $ 93,000 |
| Payette County Idaho | 2 | $ 196,000 | $ 98,000 | $ 56,000 |
| Cass County Missouri | 2 | $ 303,000 | $ 151,000 | $ 436,000 |
| Jefferson County Missouri | 2 | $ 191,000 | $ 95,000 | $ 216,000 |
| St. Louis County Missouri | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Lyon County Nevada | 2 | $ 289,000 | $ 144,000 | $ 177,000 |
| Washington County Oregon | 2 | $ 372,000 | $ 186,000 | $ 62,000 |
| Iron County Utah | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Tooele County Utah | 2 | $ 399,000 | $ 199,000 | $ 114,000 |
| Douglas County Washington | 2 | $ 808,000 | $ 404,000 | $ 300,000 |
| Kittitas County Washington | 2 | $ 193,000 | $ 96,000 | $ 166,000 |
| Skagit County Washington | 2 | $ 331,000 | $ 165,000 | $ 0 |
| Whatcom County Washington | 2 | $ 287,000 | $ 143,000 | $ 94,000 |
| Coconino County Arizona | 1 | $ 320,000 | $ 320,000 | $ 343,000 |
| Colusa County California | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Elbert County Colorado | 1 | $ 318,000 | $ 318,000 | $ 102,000 |
| Fremont County Colorado | 1 | $ 95,000 | $ 95,000 | $ 132,000 |
| Garfield County Colorado | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Blaine County Idaho | 1 | $ 347,000 | $ 347,000 | $ 90,000 |
| Elmore County Idaho | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Jerome County Idaho | 1 | $ 202,000 | $ 202,000 | $ 99,000 |
| Valley County Idaho | 1 | $ 336,000 | $ 336,000 | $ 72,000 |
| Nye County Nevada | 1 | $ 301,000 | $ 301,000 | $ 65,000 |
| Douglas County Oregon | 1 | $ 198,000 | $ 198,000 | $ 161,000 |
| Klamath County Oregon | 1 | $ 1,538,000 | $ 1,538,000 | $ 656,000 |
| Emery County Utah | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Wasatch County Utah | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 87,000 | $ 87,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Gold Reverse, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,763 | $697,695,000 | $252,000 | $2,400,000 | $140,000 | $2,040,000 |
| Refinancing | 1,729 | $526,458,000 | $304,000 | $4,000,000 | $145,000 | $2,310,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,180 | $607,732,000 | $278,000 | $4,000,000 | $165,000 | $2,310,000 |
| Hispanic | 1,393 | $362,984,000 | $260,000 | $1,593,000 | $107,000 | $1,200,000 |
| Black or African American | 497 | $134,850,000 | $271,000 | $1,771,000 | $137,000 | $804,000 |
| Asian | 300 | $82,996,000 | $276,000 | $1,196,000 | $152,000 | $672,000 |
| Native Hawaiian or Other Pacific Islander | 77 | $23,289,000 | $302,000 | $990,000 | $94,000 | $816,000 |
| Not Provided | 32 | $8,907,000 | $278,000 | $1,000,000 | $140,000 | $474,000 |
| American Indian or Alaskan Native | 12 | $3,287,000 | $273,000 | $448,000 | $106,000 | $300,000 |
| Not applicable | 1 | $108,000 | $108,000 | $108,000 | $15,000 | $15,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,486 | $1,223,078,000 | $272,000 | $4,000,000 | $142,000 | $2,310,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,075,000 | $179,000 | $217,000 | $36,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,657 | $470,429,000 | $283,000 | $2,400,000 | $154,000 | $2,310,000 |
| Loan Originated | 1,226 | $305,460,000 | $249,000 | $1,900,000 | $123,000 | $2,040,000 |
| Application Approved But Not Accepted | 841 | $226,664,000 | $269,000 | $1,680,000 | $123,000 | $924,000 |
| Application Withdrawn By Applicant | 588 | $161,555,000 | $274,000 | $2,000,000 | $159,000 | $1,200,000 |
| File Closed For Incompleteness | 180 | $60,045,000 | $333,000 | $4,000,000 | $189,000 | $996,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 870 | $243,712,000 | $280,000 | $2,400,000 | $158,000 | $2,040,000 |
| Credit History | 324 | $91,535,000 | $282,000 | $2,000,000 | $132,000 | $660,000 |
| Collateral | 141 | $39,931,000 | $283,000 | $2,000,000 | $149,000 | $1,080,000 |
| Unverifiable Information | 134 | $40,997,000 | $305,000 | $1,424,000 | $173,000 | $900,000 |
| Debt-To-Income Ratio | 83 | $24,086,000 | $290,000 | $1,120,000 | $149,000 | $738,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 48 | $12,662,000 | $263,000 | $853,000 | $204,000 | $2,310,000 |
| Employment History | 46 | $14,548,000 | $316,000 | $1,330,000 | $143,000 | $508,000 |
| Mortgage Insurance Denied | 3 | $644,000 | $214,000 | $360,000 | $112,000 | $132,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Reverse, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gold Reverse, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.