Gold Reverse, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Gold Reverse, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Gold Reverse, Inc.
2099 South State College Blvd #600
Anaheim, CA 92806
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,067
Total Mortgage Loan Application Amount $859,876,000
Average Mortgage Loan Application Amount $280,500
Highest Mortgage Loan Application Amount $3,657,000
Average Applicant Income $122,000
Highest Applicant Income $5,400,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Gold Reverse, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gold Reverse, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2007 breaks down Gold Reverse, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gold Reverse, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Gold Reverse, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gold Reverse, Inc.'s mortgage activity for 2007.

Mortgage Loan Application Totals for Gold Reverse, Inc. by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 653 $ 211,995,000 $ 324,000 $ 132,000
Riverside County California 261 $ 68,032,000 $ 260,000 $ 116,000
Orange County California 245 $ 90,532,000 $ 369,000 $ 159,000
Clark County Nevada 220 $ 55,447,000 $ 252,000 $ 135,000
San Diego County California 196 $ 57,521,000 $ 293,000 $ 148,000
San Bernardino County California 190 $ 43,287,000 $ 227,000 $ 105,000
Maricopa County Arizona 92 $ 30,428,000 $ 330,000 $ 178,000
Sacramento County California 91 $ 18,936,000 $ 208,000 $ 115,000
Salt Lake County Utah 50 $ 12,853,000 $ 257,000 $ 116,000
Alameda County California 48 $ 17,437,000 $ 363,000 $ 197,000
Santa Clara County California 44 $ 17,371,000 $ 394,000 $ 185,000
Contra Costa County California 42 $ 14,787,000 $ 352,000 $ 136,000
Kern County California 40 $ 7,843,000 $ 196,000 $ 87,000
Miami-Dade County Florida 40 $ 8,747,000 $ 218,000 $ 38,000
Fresno County California 32 $ 6,566,000 $ 205,000 $ 73,000
Ventura County California 32 $ 11,667,000 $ 364,000 $ 223,000
San Joaquin County California 30 $ 9,131,000 $ 304,000 $ 101,000
Pima County Arizona 25 $ 4,660,000 $ 186,000 $ 58,000
Placer County California 22 $ 6,682,000 $ 303,000 $ 110,000
Stanislaus County California 22 $ 6,155,000 $ 279,000 $ 189,000
Solano County California 21 $ 7,242,000 $ 344,000 $ 89,000
Utah County Utah 21 $ 3,999,000 $ 190,000 $ 84,000
King County Washington 19 $ 3,835,000 $ 201,000 $ 73,000
Mesa County Colorado 17 $ 4,798,000 $ 282,000 $ 55,000
Arapahoe County Colorado 15 $ 2,526,000 $ 168,000 $ 108,000
San Mateo County California 14 $ 5,509,000 $ 393,000 $ 140,000
Tulare County California 14 $ 2,216,000 $ 158,000 $ 87,000
Denver County Colorado 14 $ 2,179,000 $ 155,000 $ 119,000
Pierce County Washington 14 $ 3,140,000 $ 224,000 $ 99,000
Broward County Florida 13 $ 3,287,000 $ 252,000 $ 38,000
Madera County California 12 $ 2,911,000 $ 242,000 $ 49,000
Monterey County California 12 $ 4,336,000 $ 361,000 $ 143,000
Pinal County Arizona 11 $ 2,308,000 $ 209,000 $ 154,000
St. Louis City County Missouri 11 $ 989,000 $ 89,000 $ 102,000
El Dorado County California 10 $ 2,603,000 $ 260,000 $ 28,000
Santa Barbara County California 10 $ 6,178,000 $ 617,000 $ 489,000
Adams County Colorado 10 $ 1,443,000 $ 144,000 $ 94,000
Bernalillo County New Mexico 10 $ 3,170,000 $ 317,000 $ 133,000
Mohave County Arizona 9 $ 1,563,000 $ 173,000 $ 94,000
Merced County California 9 $ 1,527,000 $ 169,000 $ 123,000
Napa County California 9 $ 2,945,000 $ 327,000 $ 60,000
Weld County Colorado 9 $ 3,788,000 $ 420,000 $ 117,000
Washington County Utah 9 $ 4,434,000 $ 492,000 $ 39,000
Weber County Utah 9 $ 1,504,000 $ 167,000 $ 90,000
Sutter County California 8 $ 1,228,000 $ 153,000 $ 93,000
Yuba County California 8 $ 883,000 $ 110,000 $ 53,000
Jefferson County Colorado 8 $ 1,269,000 $ 158,000 $ 194,000
Orange County Florida 8 $ 1,716,000 $ 214,000 $ 60,000
Palm Beach County Florida 8 $ 1,376,000 $ 172,000 $ 34,000
San Francisco County California 7 $ 4,022,000 $ 574,000 $ 148,000
Jackson County Missouri 7 $ 835,000 $ 119,000 $ 93,000
Multnomah County Oregon 7 $ 1,208,000 $ 172,000 $ 37,000
Sonoma County California 6 $ 1,900,000 $ 316,000 $ 40,000
Douglas County Colorado 6 $ 3,715,000 $ 619,000 $ 357,000
Pinellas County Florida 6 $ 901,000 $ 150,000 $ 18,000
Lane County Oregon 6 $ 829,000 $ 138,000 $ 20,000
Marion County Oregon 6 $ 1,013,000 $ 168,000 $ 94,000
Davis County Utah 6 $ 622,000 $ 103,000 $ 65,000
Butte County California 5 $ 875,000 $ 175,000 $ 59,000
San Luis Obispo County California 5 $ 1,399,000 $ 279,000 $ 96,000
Shasta County California 5 $ 1,318,000 $ 263,000 $ 86,000
Tehama County California 5 $ 1,151,000 $ 230,000 $ 60,000
Duval County Florida 5 $ 673,000 $ 134,000 $ 48,000
Marion County Florida 5 $ 706,000 $ 141,000 $ 0
Pasco County Florida 5 $ 629,000 $ 125,000 $ 0
Kootenai County Idaho 5 $ 1,082,000 $ 216,000 $ 30,000
St. Louis County Missouri 5 $ 441,000 $ 88,000 $ 73,000
Thurston County Washington 5 $ 691,000 $ 138,000 $ 70,000
Yavapai County Arizona 4 $ 2,214,000 $ 553,000 $ 99,000
Calaveras County California 4 $ 896,000 $ 224,000 $ 32,000
Imperial County California 4 $ 621,000 $ 155,000 $ 47,000
Kings County California 4 $ 590,000 $ 147,000 $ 90,000
Lake County California 4 $ 323,000 $ 80,000 $ 73,000
Nevada County California 4 $ 1,374,000 $ 343,000 $ 72,000
Yolo County California 4 $ 710,000 $ 177,000 $ 100,000
Boulder County Colorado 4 $ 924,000 $ 231,000 $ 134,000
El Paso County Colorado 4 $ 338,000 $ 84,000 $ 50,000
Fairfield County Connecticut 4 $ 1,636,000 $ 409,000 $ 47,000
Collier County Florida 4 $ 1,142,000 $ 285,000 $ 93,000
Manatee County Florida 4 $ 723,000 $ 180,000 $ 0
Osceola County Florida 4 $ 824,000 $ 206,000 $ 38,000
Sarasota County Florida 4 $ 739,000 $ 184,000 $ 0
Seminole County Florida 4 $ 1,116,000 $ 279,000 $ 27,000
Sunflower County Mississippi 4 $ 315,000 $ 78,000 $ 195,000
Nye County Nevada 4 $ 728,000 $ 182,000 $ 74,000
Dona Ana County New Mexico 4 $ 392,000 $ 98,000 $ 180,000
Deschutes County Oregon 4 $ 857,000 $ 214,000 $ 88,000
Linn County Oregon 4 $ 495,000 $ 123,000 $ 47,000
Washington County Oregon 4 $ 1,034,000 $ 258,000 $ 184,000
Snohomish County Washington 4 $ 1,334,000 $ 333,000 $ 21,000
Santa Cruz County California 3 $ 893,000 $ 297,000 $ 486,000
Clay County Florida 3 $ 544,000 $ 181,000 $ 100,000
Polk County Florida 3 $ 437,000 $ 145,000 $ 9,000
Volusia County Florida 3 $ 310,000 $ 103,000 $ 6,000
Ada County Idaho 3 $ 381,000 $ 127,000 $ 0
Canyon County Idaho 3 $ 362,000 $ 120,000 $ 53,000
Worcester County Massachusetts 3 $ 462,000 $ 154,000 $ 0
DeSoto County Mississippi 3 $ 338,000 $ 112,000 $ 142,000
Washoe County Nevada 3 $ 523,000 $ 174,000 $ 60,000
Sandoval County New Mexico 3 $ 955,000 $ 318,000 $ 159,000
Santa Fe County New Mexico 3 $ 859,000 $ 286,000 $ 0
Chelan County Washington 3 $ 278,000 $ 92,000 $ 45,000
Lewis County Washington 3 $ 399,000 $ 133,000 $ 140,000
Cochise County Arizona 2 $ 191,000 $ 95,000 $ 0
Marin County California 2 $ 1,700,000 $ 850,000 $ 367,000
Mariposa County California 2 $ 585,000 $ 292,000 $ 162,000
Broomfield County Colorado 2 $ 238,000 $ 119,000 $ 52,000
Garfield County Colorado 2 $ 228,000 $ 114,000 $ 67,000
Larimer County Colorado 2 $ 345,000 $ 172,000 $ 67,000
Routt County Colorado 2 $ 441,000 $ 220,000 $ 137,000
Summit County Colorado 2 $ 950,000 $ 475,000 $ 762,000
Hartford County Connecticut 2 $ 348,000 $ 174,000 $ 38,000
Brevard County Florida 2 $ 268,000 $ 134,000 $ 0
Bingham County Idaho 2 $ 197,000 $ 98,000 $ 0
Gem County Idaho 2 $ 450,000 $ 225,000 $ 19,000
Jefferson County Idaho 2 $ 311,000 $ 155,000 $ 78,000
Bristol County Massachusetts 2 $ 535,000 $ 267,000 $ 192,000
Buchanan County Missouri 2 $ 146,000 $ 73,000 $ 54,000
Cass County Missouri 2 $ 308,000 $ 154,000 $ 289,000
Greene County Missouri 2 $ 651,000 $ 325,000 $ 0
Jefferson County Missouri 2 $ 476,000 $ 238,000 $ 0
Polk County Oregon 2 $ 316,000 $ 158,000 $ 67,000
Summit County Utah 2 $ 1,295,000 $ 647,000 $ 0
Clark County Washington 2 $ 338,000 $ 169,000 $ 143,000
Douglas County Washington 2 $ 160,000 $ 80,000 $ 42,000
Mason County Washington 2 $ 292,000 $ 146,000 $ 0
Amador County California 1 $ 258,000 $ 258,000 $ 92,000
Del Norte County California 1 $ 69,000 $ 69,000 $ 0
Siskiyou County California 1 $ 205,000 $ 205,000 $ 90,000
Fremont County Colorado 1 $ 89,000 $ 89,000 $ 0
Moffat County Colorado 1 $ 117,000 $ 117,000 $ 0
Park County Colorado 1 $ 109,000 $ 109,000 $ 51,000
Pueblo County Colorado 1 $ 120,000 $ 120,000 $ 190,000
New Haven County Connecticut 1 $ 244,000 $ 244,000 $ 157,000
Citrus County Florida 1 $ 128,000 $ 128,000 $ 0
Gulf County Florida 1 $ 126,000 $ 126,000 $ 0
Hernando County Florida 1 $ 109,000 $ 109,000 $ 0
Highlands County Florida 1 $ 80,000 $ 80,000 $ 51,000
Hillsborough County Florida 1 $ 120,000 $ 120,000 $ 0
Indian River County Florida 1 $ 525,000 $ 525,000 $ 0
Lee County Florida 1 $ 192,000 $ 192,000 $ 0
Nassau County Florida 1 $ 229,000 $ 229,000 $ 0
Okaloosa County Florida 1 $ 171,000 $ 171,000 $ 0
Putnam County Florida 1 $ 115,000 $ 115,000 $ 0
Bonneville County Idaho 1 $ 134,000 $ 134,000 $ 0
Owyhee County Idaho 1 $ 253,000 $ 253,000 $ 96,000
Essex County Massachusetts 1 $ 231,000 $ 231,000 $ 0
Isanti County Minnesota 1 $ 195,000 $ 195,000 $ 47,000
Lafayette County Mississippi 1 $ 94,000 $ 94,000 $ 102,000
Lee County Mississippi 1 $ 124,000 $ 124,000 $ 0
Marshall County Mississippi 1 $ 164,000 $ 164,000 $ 89,000
Gentry County Missouri 1 $ 76,000 $ 76,000 $ 34,000
St. Charles County Missouri 1 $ 154,000 $ 154,000 $ 56,000
Sullivan County Missouri 1 $ 55,000 $ 55,000 $ 0
Lincoln County Nevada 1 $ 143,000 $ 143,000 $ 96,000
Catron County New Mexico 1 $ 153,000 $ 153,000 $ 0
Lea County New Mexico 1 $ 419,000 $ 419,000 $ 0
Otero County New Mexico 1 $ 128,000 $ 128,000 $ 0
San Miguel County New Mexico 1 $ 149,000 $ 149,000 $ 107,000
Sierra County New Mexico 1 $ 150,000 $ 150,000 $ 0
Taos County New Mexico 1 $ 615,000 $ 615,000 $ 246,000
Valencia County New Mexico 1 $ 87,000 $ 87,000 $ 0
Benton County Oregon 1 $ 166,000 $ 166,000 $ 274,000
Jackson County Oregon 1 $ 221,000 $ 221,000 $ 24,000
Klamath County Oregon 1 $ 71,000 $ 71,000 $ 0
Lincoln County Oregon 1 $ 132,000 $ 132,000 $ 0
Umatilla County Oregon 1 $ 218,000 $ 218,000 $ 198,000
Knox County Tennessee 1 $ 64,000 $ 64,000 $ 0
Cache County Utah 1 $ 116,000 $ 116,000 $ 236,000
Grand County Utah 1 $ 116,000 $ 116,000 $ 0
Tooele County Utah 1 $ 114,000 $ 114,000 $ 0
Uintah County Utah 1 $ 103,000 $ 103,000 $ 0
James City County Virginia 1 $ 252,000 $ 252,000 $ 0
Franklin County Washington 1 $ 134,000 $ 134,000 $ 76,000
Kittitas County Washington 1 $ 89,000 $ 89,000 $ 45,000
Lincoln County Washington 1 $ 119,000 $ 119,000 $ 0
Spokane County Washington 1 $ 153,000 $ 153,000 $ 0
Wahkiakum County Washington 1 $ 350,000 $ 350,000 $ 0
Whatcom County Washington 1 $ 114,000 $ 114,000 $ 94,000

Mortgage Loan Application Detail Totals for Gold Reverse, Inc. in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,696 $464,586,000 $273,000 $1,500,000 $138,000 $1,008,000
Refinancing 1,371 $395,290,000 $288,000 $3,657,000 $106,000 $5,400,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,359 $395,546,000 $291,000 $3,500,000 $139,000 $5,400,000
Hispanic 960 $254,853,000 $265,000 $2,000,000 $106,000 $1,314,000
Black or African American 317 $87,431,000 $275,000 $1,200,000 $126,000 $1,110,000
Asian 191 $53,872,000 $282,000 $1,163,000 $132,000 $1,008,000
Not Provided 175 $50,990,000 $291,000 $3,657,000 $87,000 $1,164,000
Native Hawaiian or Other Pacific Islander 50 $14,044,000 $280,000 $990,000 $121,000 $459,000
American Indian or Alaskan Native 15 $3,140,000 $209,000 $576,000 $90,000 $183,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,766 $804,446,000 $290,000 $3,657,000 $137,000 $5,400,000
FHA-insured (Federal Housing Administration) 301 $55,430,000 $184,000 $378,000 $3,000 $62,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,580 $450,930,000 $285,000 $1,500,000 $139,000 $1,110,000
Loan Originated 588 $144,302,000 $245,000 $998,000 $72,000 $1,314,000
Application Approved But Not Accepted 545 $156,578,000 $287,000 $3,500,000 $131,000 $5,400,000
Application Withdrawn By Applicant 200 $62,022,000 $310,000 $3,657,000 $124,000 $2,100,000
File Closed For Incompleteness 153 $45,904,000 $300,000 $1,820,000 $141,000 $866,000
Preapproval Approved but not Accepted 1 $140,000 $140,000 $140,000 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 851 $245,385,000 $288,000 $1,500,000 $149,000 $1,110,000
Unverifiable Information 243 $74,114,000 $304,000 $1,106,000 $137,000 $729,000
Credit History 211 $54,127,000 $256,000 $1,500,000 $123,000 $776,000
Collateral 94 $24,055,000 $255,000 $990,000 $123,000 $738,000
Debt-To-Income Ratio 76 $20,733,000 $272,000 $959,000 $118,000 $402,000
Insufficient Cash (Downpayment, Closing Cost) 74 $24,900,000 $336,000 $1,369,000 $130,000 $390,000
Employment History 18 $4,278,000 $237,000 $568,000 $89,000 $218,000
Mortgage Insurance Denied 1 $367,000 $367,000 $367,000 $108,000 $108,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gold Reverse, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gold Reverse, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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