Golden Empire Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Golden Empire Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Golden Empire Mortgage, Inc. 1200 Discovery Drive, Suite 300 Bakersfield, CA 93309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,033 |
| Total Mortgage Loan Application Amount | $2,448,434,000 |
| Average Mortgage Loan Application Amount | $283,666 |
| Highest Mortgage Loan Application Amount | $2,212,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $2,101,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,699 | $ 580,021,000 | $ 341,000 | $ 103,000 |
| San Bernardino County California | 1,442 | $ 274,520,000 | $ 190,000 | $ 77,000 |
| Riverside County California | 1,099 | $ 274,315,000 | $ 249,000 | $ 86,000 |
| Kern County California | 739 | $ 119,950,000 | $ 162,000 | $ 63,000 |
| San Diego County California | 543 | $ 217,561,000 | $ 400,000 | $ 117,000 |
| Ventura County California | 413 | $ 156,183,000 | $ 378,000 | $ 97,000 |
| Contra Costa County California | 391 | $ 120,287,000 | $ 307,000 | $ 108,000 |
| Orange County California | 328 | $ 133,429,000 | $ 406,000 | $ 137,000 |
| San Joaquin County California | 264 | $ 57,516,000 | $ 217,000 | $ 80,000 |
| Madera County California | 205 | $ 37,323,000 | $ 182,000 | $ 61,000 |
| Bexar County Texas | 177 | $ 39,727,000 | $ 224,000 | $ 85,000 |
| Sacramento County California | 173 | $ 36,887,000 | $ 213,000 | $ 89,000 |
| Stanislaus County California | 158 | $ 35,762,000 | $ 226,000 | $ 72,000 |
| Harris County Texas | 116 | $ 23,018,000 | $ 198,000 | $ 79,000 |
| Fresno County California | 89 | $ 17,764,000 | $ 199,000 | $ 70,000 |
| Tarrant County Texas | 89 | $ 18,032,000 | $ 202,000 | $ 84,000 |
| Clatsop County Oregon | 82 | $ 17,493,000 | $ 213,000 | $ 93,000 |
| Solano County California | 77 | $ 17,728,000 | $ 230,000 | $ 90,000 |
| Alameda County California | 75 | $ 25,846,000 | $ 344,000 | $ 110,000 |
| Washington County Oregon | 58 | $ 18,899,000 | $ 325,000 | $ 106,000 |
| Multnomah County Oregon | 51 | $ 14,537,000 | $ 285,000 | $ 96,000 |
| Deschutes County Oregon | 38 | $ 10,302,000 | $ 271,000 | $ 115,000 |
| Merced County California | 37 | $ 6,866,000 | $ 185,000 | $ 56,000 |
| San Luis Obispo County California | 37 | $ 14,803,000 | $ 400,000 | $ 118,000 |
| Santa Barbara County California | 33 | $ 11,463,000 | $ 347,000 | $ 136,000 |
| Placer County California | 31 | $ 8,004,000 | $ 258,000 | $ 105,000 |
| Dallas County Texas | 31 | $ 6,166,000 | $ 198,000 | $ 79,000 |
| Honolulu County Hawaii | 30 | $ 10,183,000 | $ 339,000 | $ 89,000 |
| Maui County Hawaii | 30 | $ 9,548,000 | $ 318,000 | $ 81,000 |
| Clackamas County Oregon | 27 | $ 9,137,000 | $ 338,000 | $ 97,000 |
| Denton County Texas | 27 | $ 7,088,000 | $ 262,000 | $ 112,000 |
| King County Washington | 26 | $ 10,085,000 | $ 387,000 | $ 120,000 |
| Mohave County Arizona | 22 | $ 5,077,000 | $ 230,000 | $ 121,000 |
| Guadalupe County Texas | 21 | $ 5,764,000 | $ 274,000 | $ 98,000 |
| Parker County Texas | 16 | $ 3,825,000 | $ 239,000 | $ 110,000 |
| Webb County Texas | 15 | $ 2,440,000 | $ 162,000 | $ 41,000 |
| Galveston County Texas | 13 | $ 3,237,000 | $ 249,000 | $ 155,000 |
| Monterey County California | 12 | $ 4,089,000 | $ 340,000 | $ 104,000 |
| Santa Clara County California | 12 | $ 6,726,000 | $ 560,000 | $ 164,000 |
| Tulare County California | 12 | $ 1,920,000 | $ 160,000 | $ 49,000 |
| Hawaii County Hawaii | 12 | $ 3,072,000 | $ 256,000 | $ 73,000 |
| Montgomery County Texas | 12 | $ 2,095,000 | $ 174,000 | $ 70,000 |
| Sonoma County California | 11 | $ 3,257,000 | $ 296,000 | $ 100,000 |
| Yolo County California | 10 | $ 1,682,000 | $ 168,000 | $ 96,000 |
| Bell County Texas | 10 | $ 1,694,000 | $ 169,000 | $ 80,000 |
| Collin County Texas | 10 | $ 3,292,000 | $ 329,000 | $ 123,000 |
| Yuba County California | 9 | $ 1,246,000 | $ 138,000 | $ 59,000 |
| Comal County Texas | 9 | $ 2,793,000 | $ 310,000 | $ 103,000 |
| Fort Bend County Texas | 9 | $ 1,904,000 | $ 211,000 | $ 89,000 |
| Snohomish County Washington | 9 | $ 3,081,000 | $ 342,000 | $ 108,000 |
| Yamhill County Oregon | 8 | $ 2,325,000 | $ 290,000 | $ 97,000 |
| Marion County Oregon | 7 | $ 1,839,000 | $ 262,000 | $ 203,000 |
| Ellis County Texas | 7 | $ 2,005,000 | $ 286,000 | $ 143,000 |
| San Mateo County California | 6 | $ 2,500,000 | $ 416,000 | $ 112,000 |
| Midland County Texas | 6 | $ 1,136,000 | $ 189,000 | $ 86,000 |
| Butte County California | 5 | $ 1,056,000 | $ 211,000 | $ 64,000 |
| Calaveras County California | 5 | $ 1,097,000 | $ 219,000 | $ 117,000 |
| El Dorado County California | 5 | $ 1,602,000 | $ 320,000 | $ 79,000 |
| Santa Cruz County California | 5 | $ 1,947,000 | $ 389,000 | $ 103,000 |
| Jefferson County Oregon | 5 | $ 1,035,000 | $ 207,000 | $ 57,000 |
| Johnson County Texas | 5 | $ 789,000 | $ 157,000 | $ 89,000 |
| Williamson County Texas | 5 | $ 1,271,000 | $ 254,000 | $ 92,000 |
| Clark County Washington | 5 | $ 1,119,000 | $ 223,000 | $ 50,000 |
| Maricopa County Arizona | 4 | $ 1,062,000 | $ 265,000 | $ 140,000 |
| Chambers County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 137,000 |
| Ector County Texas | 4 | $ 1,035,000 | $ 258,000 | $ 120,000 |
| Gillespie County Texas | 4 | $ 1,295,000 | $ 323,000 | $ 128,000 |
| Nueces County Texas | 4 | $ 786,000 | $ 196,000 | $ 85,000 |
| Travis County Texas | 4 | $ 1,215,000 | $ 303,000 | $ 97,000 |
| Wilson County Texas | 4 | $ 983,000 | $ 245,000 | $ 85,000 |
| Amador County California | 3 | $ 696,000 | $ 232,000 | $ 90,000 |
| Kings County California | 3 | $ 625,000 | $ 208,000 | $ 143,000 |
| Marin County California | 3 | $ 1,613,000 | $ 537,000 | $ 118,000 |
| Crook County Oregon | 3 | $ 720,000 | $ 240,000 | $ 77,000 |
| Hays County Texas | 3 | $ 601,000 | $ 200,000 | $ 68,000 |
| Kaufman County Texas | 3 | $ 670,000 | $ 223,000 | $ 80,000 |
| Wise County Texas | 3 | $ 490,000 | $ 163,000 | $ 80,000 |
| Kitsap County Washington | 3 | $ 1,360,000 | $ 453,000 | $ 148,000 |
| Imperial County California | 2 | $ 354,000 | $ 177,000 | $ 73,000 |
| Lake County California | 2 | $ 616,000 | $ 308,000 | $ 79,000 |
| Napa County California | 2 | $ 865,000 | $ 432,000 | $ 90,000 |
| Nevada County California | 2 | $ 769,000 | $ 384,000 | $ 97,000 |
| Shasta County California | 2 | $ 366,000 | $ 183,000 | $ 80,000 |
| Siskiyou County California | 2 | $ 539,000 | $ 269,000 | $ 77,000 |
| Sutter County California | 2 | $ 585,000 | $ 292,000 | $ 72,000 |
| Tuolumne County California | 2 | $ 796,000 | $ 398,000 | $ 109,000 |
| Kauai County Hawaii | 2 | $ 379,000 | $ 189,000 | $ 65,000 |
| Columbia County Oregon | 2 | $ 569,000 | $ 284,000 | $ 89,000 |
| Josephine County Oregon | 2 | $ 390,000 | $ 195,000 | $ 48,000 |
| Tillamook County Oregon | 2 | $ 476,000 | $ 238,000 | $ 469,000 |
| El Paso County Texas | 2 | $ 457,000 | $ 228,000 | $ 127,000 |
| Hopkins County Texas | 2 | $ 374,000 | $ 187,000 | $ 136,000 |
| Jasper County Texas | 2 | $ 437,000 | $ 218,000 | $ 88,000 |
| Rockwall County Texas | 2 | $ 688,000 | $ 344,000 | $ 84,000 |
| Pacific County Washington | 2 | $ 318,000 | $ 159,000 | $ 48,000 |
| Whatcom County Washington | 2 | $ 637,000 | $ 318,000 | $ 127,000 |
| Gila County Arizona | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Pima County Arizona | 1 | $ 162,000 | $ 162,000 | $ 182,000 |
| Humboldt County California | 1 | $ 392,000 | $ 392,000 | $ 204,000 |
| Inyo County California | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Mariposa County California | 1 | $ 420,000 | $ 420,000 | $ 167,000 |
| Mono County California | 1 | $ 372,000 | $ 372,000 | $ 670,000 |
| San Francisco County California | 1 | $ 535,000 | $ 535,000 | $ 92,000 |
| Benton County Oregon | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Gilliam County Oregon | 1 | $ 76,000 | $ 76,000 | $ 18,000 |
| Klamath County Oregon | 1 | $ 167,000 | $ 167,000 | $ 107,000 |
| Linn County Oregon | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
| Polk County Oregon | 1 | $ 220,000 | $ 220,000 | $ 42,000 |
| Atascosa County Texas | 1 | $ 223,000 | $ 223,000 | $ 86,000 |
| Comanche County Texas | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Cooke County Texas | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Hood County Texas | 1 | $ 369,000 | $ 369,000 | $ 173,000 |
| Jim Hogg County Texas | 1 | $ 137,000 | $ 137,000 | $ 85,000 |
| Kendall County Texas | 1 | $ 258,000 | $ 258,000 | $ 150,000 |
| Llano County Texas | 1 | $ 392,000 | $ 392,000 | $ 141,000 |
| Lubbock County Texas | 1 | $ 180,000 | $ 180,000 | $ 100,000 |
| McLennan County Texas | 1 | $ 79,000 | $ 79,000 | $ 151,000 |
| Medina County Texas | 1 | $ 273,000 | $ 273,000 | $ 114,000 |
| Palo Pinto County Texas | 1 | $ 169,000 | $ 169,000 | $ 80,000 |
| Rains County Texas | 1 | $ 93,000 | $ 93,000 | $ 50,000 |
| Runnels County Texas | 1 | $ 99,000 | $ 99,000 | $ 76,000 |
| Smith County Texas | 1 | $ 258,000 | $ 258,000 | $ 53,000 |
| Tom Green County Texas | 1 | $ 260,000 | $ 260,000 | $ 97,000 |
| Island County Washington | 1 | $ 292,000 | $ 292,000 | $ 80,000 |
| Klickitat County Washington | 1 | $ 280,000 | $ 280,000 | $ 109,000 |
| Mason County Washington | 1 | $ 168,000 | $ 168,000 | $ 28,000 |
| Pierce County Washington | 1 | $ 193,000 | $ 193,000 | $ 71,000 |
| San Juan County Washington | 1 | $ 210,000 | $ 210,000 | $ 81,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Golden Empire Mortgage, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,325 | $1,627,268,000 | $257,000 | $2,212,000 | $90,000 | $1,737,000 |
| Refinancing | 2,511 | $763,896,000 | $304,000 | $1,456,000 | $95,000 | $2,101,000 |
| Home Improvement | 197 | $57,270,000 | $290,000 | $1,580,000 | $92,000 | $391,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 4,318 | $1,042,296,000 | $241,000 | $1,240,000 | $78,000 | $2,101,000 |
| White | 3,557 | $1,081,750,000 | $304,000 | $2,212,000 | $108,000 | $1,420,000 |
| Black or African American | 610 | $154,260,000 | $252,000 | $959,000 | $88,000 | $385,000 |
| Asian | 391 | $124,969,000 | $319,000 | $2,000,000 | $102,000 | $743,000 |
| Native Hawaiian or Other Pacific Islander | 137 | $40,359,000 | $294,000 | $716,000 | $87,000 | $243,000 |
| American Indian or Alaskan Native | 20 | $4,800,000 | $240,000 | $446,000 | $117,000 | $402,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,174 | $1,291,274,000 | $249,000 | $2,000,000 | $100,000 | $2,101,000 |
| FHA-insured (Federal Housing Administration) | 3,109 | $892,912,000 | $287,000 | $1,245,000 | $77,000 | $298,000 |
| VA-guaranteed (Veterans Administration) | 696 | $252,322,000 | $362,000 | $990,000 | $97,000 | $286,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $11,926,000 | $220,000 | $2,212,000 | $56,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,456 | $1,755,372,000 | $271,000 | $1,960,000 | $92,000 | $1,737,000 |
| Application Withdrawn By Applicant | 1,935 | $537,234,000 | $277,000 | $2,212,000 | $92,000 | $2,101,000 |
| Application Approved But Not Accepted | 378 | $87,050,000 | $230,000 | $1,000,000 | $86,000 | $779,000 |
| Application Denied By Financial Institution | 211 | $55,003,000 | $260,000 | $687,000 | $81,000 | $367,000 |
| File Closed For Incompleteness | 53 | $13,775,000 | $259,000 | $1,050,000 | $68,000 | $248,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 98 | $25,121,000 | $256,000 | $638,000 | $68,000 | $211,000 |
| Credit History | 44 | $12,631,000 | $287,000 | $600,000 | $101,000 | $367,000 |
| Collateral | 27 | $8,439,000 | $312,000 | $687,000 | $104,000 | $294,000 |
| Other | 21 | $3,541,000 | $168,000 | $358,000 | $69,000 | $116,000 |
| Unverifiable Information | 13 | $2,900,000 | $223,000 | $480,000 | $65,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $994,000 | $248,000 | $370,000 | $106,000 | $250,000 |
| Employment History | 3 | $1,057,000 | $352,000 | $526,000 | $140,000 | $185,000 |
| Credit Application Incomplete | 1 | $320,000 | $320,000 | $320,000 | $131,000 | $131,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.