Golden Empire Mortgage, Inc.
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Golden Empire Mortgage, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Golden Empire Mortgage, Inc. 1200 Discovery Drive, Suite 300 Bakersfield, CA 93309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,758 |
| Total Mortgage Loan Application Amount | $2,074,560,000 |
| Average Mortgage Loan Application Amount | $243,250 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $122,500 |
| Highest Applicant Income | $1,907,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,267 | $ 418,875,000 | $ 330,000 | $ 105,000 |
| San Bernardino County California | 1,163 | $ 244,775,000 | $ 210,000 | $ 86,000 |
| Kern County California | 794 | $ 120,300,000 | $ 151,000 | $ 67,000 |
| Riverside County California | 753 | $ 194,835,000 | $ 258,000 | $ 99,000 |
| San Diego County California | 432 | $ 177,360,000 | $ 410,000 | $ 125,000 |
| Ventura County California | 387 | $ 146,735,000 | $ 379,000 | $ 120,000 |
| Contra Costa County California | 249 | $ 76,415,000 | $ 306,000 | $ 119,000 |
| San Joaquin County California | 234 | $ 47,920,000 | $ 204,000 | $ 86,000 |
| Bexar County Texas | 232 | $ 51,150,000 | $ 220,000 | $ 88,000 |
| Orange County California | 231 | $ 106,275,000 | $ 460,000 | $ 157,000 |
| Madera County California | 224 | $ 40,650,000 | $ 181,000 | $ 69,000 |
| Harris County Texas | 189 | $ 43,225,000 | $ 228,000 | $ 100,000 |
| Stanislaus County California | 183 | $ 36,285,000 | $ 198,000 | $ 77,000 |
| Sacramento County California | 142 | $ 27,670,000 | $ 194,000 | $ 86,000 |
| Solano County California | 97 | $ 25,415,000 | $ 262,000 | $ 114,000 |
| Fresno County California | 90 | $ 18,110,000 | $ 201,000 | $ 75,000 |
| Tarrant County Texas | 86 | $ 19,510,000 | $ 226,000 | $ 96,000 |
| Clatsop County Oregon | 80 | $ 18,240,000 | $ 228,000 | $ 83,000 |
| Washington County Oregon | 61 | $ 20,185,000 | $ 330,000 | $ 117,000 |
| Multnomah County Oregon | 58 | $ 18,540,000 | $ 319,000 | $ 124,000 |
| San Luis Obispo County California | 53 | $ 22,705,000 | $ 428,000 | $ 137,000 |
| Alameda County California | 46 | $ 18,830,000 | $ 409,000 | $ 125,000 |
| Santa Barbara County California | 35 | $ 11,305,000 | $ 323,000 | $ 100,000 |
| Deschutes County Oregon | 33 | $ 8,985,000 | $ 272,000 | $ 111,000 |
| Dallas County Texas | 30 | $ 6,910,000 | $ 230,000 | $ 91,000 |
| Merced County California | 26 | $ 5,510,000 | $ 211,000 | $ 69,000 |
| Guadalupe County Texas | 25 | $ 5,445,000 | $ 217,000 | $ 92,000 |
| Montgomery County Texas | 23 | $ 4,975,000 | $ 216,000 | $ 118,000 |
| Bell County Texas | 22 | $ 3,840,000 | $ 174,000 | $ 74,000 |
| Comal County Texas | 21 | $ 5,915,000 | $ 281,000 | $ 139,000 |
| Collin County Texas | 20 | $ 5,830,000 | $ 291,000 | $ 103,000 |
| Midland County Texas | 20 | $ 5,060,000 | $ 253,000 | $ 119,000 |
| Clackamas County Oregon | 19 | $ 7,275,000 | $ 382,000 | $ 129,000 |
| Monterey County California | 17 | $ 4,535,000 | $ 266,000 | $ 115,000 |
| Placer County California | 17 | $ 5,885,000 | $ 346,000 | $ 144,000 |
| Fort Bend County Texas | 17 | $ 3,895,000 | $ 229,000 | $ 85,000 |
| Denton County Texas | 16 | $ 5,020,000 | $ 313,000 | $ 128,000 |
| El Dorado County California | 14 | $ 3,220,000 | $ 230,000 | $ 85,000 |
| Jefferson County Oregon | 13 | $ 2,925,000 | $ 225,000 | $ 65,000 |
| Santa Clara County California | 12 | $ 7,490,000 | $ 624,000 | $ 188,000 |
| Webb County Texas | 12 | $ 1,890,000 | $ 157,000 | $ 41,000 |
| Mohave County Arizona | 11 | $ 2,885,000 | $ 262,000 | $ 165,000 |
| King County Washington | 11 | $ 4,825,000 | $ 438,000 | $ 174,000 |
| Yolo County California | 10 | $ 1,570,000 | $ 157,000 | $ 99,000 |
| Johnson County Texas | 10 | $ 1,950,000 | $ 195,000 | $ 63,000 |
| Nevada County California | 8 | $ 1,670,000 | $ 208,000 | $ 222,000 |
| Tulare County California | 8 | $ 1,250,000 | $ 156,000 | $ 53,000 |
| Yuba County California | 8 | $ 1,600,000 | $ 200,000 | $ 107,000 |
| Brazos County Texas | 8 | $ 540,000 | $ 67,000 | $ 125,000 |
| Ector County Texas | 8 | $ 1,540,000 | $ 192,000 | $ 148,000 |
| Galveston County Texas | 8 | $ 1,810,000 | $ 226,000 | $ 103,000 |
| Parker County Texas | 8 | $ 1,680,000 | $ 210,000 | $ 91,000 |
| Calaveras County California | 7 | $ 1,745,000 | $ 249,000 | $ 111,000 |
| Yamhill County Oregon | 7 | $ 1,945,000 | $ 277,000 | $ 78,000 |
| Tuolumne County California | 6 | $ 1,480,000 | $ 246,000 | $ 134,000 |
| Columbia County Oregon | 6 | $ 1,510,000 | $ 251,000 | $ 67,000 |
| El Paso County Texas | 6 | $ 1,080,000 | $ 180,000 | $ 102,000 |
| Liberty County Texas | 6 | $ 1,600,000 | $ 266,000 | $ 107,000 |
| Williamson County Texas | 6 | $ 1,490,000 | $ 248,000 | $ 82,000 |
| Maricopa County Arizona | 5 | $ 815,000 | $ 163,000 | $ 128,000 |
| Butte County California | 5 | $ 1,095,000 | $ 219,000 | $ 102,000 |
| San Benito County California | 5 | $ 1,755,000 | $ 351,000 | $ 122,000 |
| Brazoria County Texas | 5 | $ 1,085,000 | $ 217,000 | $ 90,000 |
| Chambers County Texas | 5 | $ 1,045,000 | $ 209,000 | $ 66,000 |
| Wilson County Texas | 5 | $ 2,045,000 | $ 409,000 | $ 118,000 |
| Wise County Texas | 5 | $ 865,000 | $ 173,000 | $ 66,000 |
| Clark County Washington | 5 | $ 1,485,000 | $ 297,000 | $ 105,000 |
| Pacific County Washington | 5 | $ 1,025,000 | $ 205,000 | $ 71,000 |
| Inyo County California | 4 | $ 690,000 | $ 172,000 | $ 71,000 |
| Hopkins County Texas | 4 | $ 530,000 | $ 132,000 | $ 79,000 |
| Kaufman County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 110,000 |
| Imperial County California | 3 | $ 835,000 | $ 278,000 | $ 199,000 |
| Napa County California | 3 | $ 1,365,000 | $ 455,000 | $ 142,000 |
| San Francisco County California | 3 | $ 1,865,000 | $ 621,000 | $ 124,000 |
| Ellis County Texas | 3 | $ 695,000 | $ 231,000 | $ 82,000 |
| Medina County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 125,000 |
| Nueces County Texas | 3 | $ 845,000 | $ 281,000 | $ 204,000 |
| Travis County Texas | 3 | $ 1,105,000 | $ 368,000 | $ 122,000 |
| Pinal County Arizona | 2 | $ 480,000 | $ 240,000 | $ 101,000 |
| Amador County California | 2 | $ 580,000 | $ 290,000 | $ 108,000 |
| Del Norte County California | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Lake County California | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| Mendocino County California | 2 | $ 310,000 | $ 155,000 | $ 163,000 |
| Santa Cruz County California | 2 | $ 1,140,000 | $ 570,000 | $ 117,000 |
| Shasta County California | 2 | $ 480,000 | $ 240,000 | $ 100,000 |
| Coos County Oregon | 2 | $ 620,000 | $ 310,000 | $ 80,000 |
| Klamath County Oregon | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| Marion County Oregon | 2 | $ 550,000 | $ 275,000 | $ 68,000 |
| Tillamook County Oregon | 2 | $ 510,000 | $ 255,000 | $ 129,000 |
| Andrews County Texas | 2 | $ 390,000 | $ 195,000 | $ 59,000 |
| Atascosa County Texas | 2 | $ 450,000 | $ 225,000 | $ 94,000 |
| Brewster County Texas | 2 | $ 440,000 | $ 220,000 | $ 101,000 |
| Cooke County Texas | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Gillespie County Texas | 2 | $ 460,000 | $ 230,000 | $ 126,000 |
| Grayson County Texas | 2 | $ 370,000 | $ 185,000 | $ 86,000 |
| Hays County Texas | 2 | $ 800,000 | $ 400,000 | $ 189,000 |
| Jackson County Texas | 2 | $ 380,000 | $ 190,000 | $ 134,000 |
| Kendall County Texas | 2 | $ 790,000 | $ 395,000 | $ 103,000 |
| San Jacinto County Texas | 2 | $ 330,000 | $ 165,000 | $ 89,000 |
| San Patricio County Texas | 2 | $ 360,000 | $ 180,000 | $ 79,000 |
| Van Zandt County Texas | 2 | $ 400,000 | $ 200,000 | $ 54,000 |
| Walker County Texas | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Cochise County Arizona | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Santa Cruz County Arizona | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Yavapai County Arizona | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Colusa County California | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Glenn County California | 1 | $ 295,000 | $ 295,000 | $ 153,000 |
| Humboldt County California | 1 | $ 235,000 | $ 235,000 | $ 36,000 |
| Kings County California | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Mono County California | 1 | $ 325,000 | $ 325,000 | $ 72,000 |
| Plumas County California | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| San Mateo County California | 1 | $ 785,000 | $ 785,000 | $ 178,000 |
| Sutter County California | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Crook County Oregon | 1 | $ 365,000 | $ 365,000 | $ 118,000 |
| Jackson County Oregon | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Lane County Oregon | 1 | $ 445,000 | $ 445,000 | $ 109,000 |
| Lincoln County Oregon | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Wasco County Oregon | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Aransas County Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Bandera County Texas | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Bosque County Texas | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Burnet County Texas | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Cameron County Texas | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Cherokee County Texas | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Coryell County Texas | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Henderson County Texas | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Howard County Texas | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Hunt County Texas | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Hutchinson County Texas | 1 | $ 75,000 | $ 75,000 | $ 135,000 |
| Kerr County Texas | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Lampasas County Texas | 1 | $ 175,000 | $ 175,000 | $ 167,000 |
| McLennan County Texas | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Milam County Texas | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Montague County Texas | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Palo Pinto County Texas | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Smith County Texas | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Tom Green County Texas | 1 | $ 215,000 | $ 215,000 | $ 174,000 |
| Upshur County Texas | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Victoria County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Waller County Texas | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Washington County Texas | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Willacy County Texas | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Kitsap County Washington | 1 | $ 255,000 | $ 255,000 | $ 35,000 |
| Snohomish County Washington | 1 | $ 415,000 | $ 415,000 | $ 140,000 |
| Spokane County Washington | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Stevens County Washington | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Thurston County Washington | 1 | $ 415,000 | $ 415,000 | $ 168,000 |
| Walla Walla County Washington | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Whatcom County Washington | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Golden Empire Mortgage, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,872 | $1,498,230,000 | $255,000 | $1,265,000 | $97,000 | $1,907,000 |
| Cash-out Refinancing | 1,333 | $407,945,000 | $306,000 | $2,005,000 | $100,000 | $1,876,000 |
| Refinancing | 549 | $167,955,000 | $305,000 | $935,000 | $104,000 | $682,000 |
| Other Purpose | 4 | $430,000 | $107,000 | $225,000 | $189,000 | $279,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 3,499 | $833,915,000 | $238,000 | $1,445,000 | $84,000 | $1,208,000 |
| White | 2,920 | $864,540,000 | $296,000 | $2,005,000 | $114,000 | $1,907,000 |
| Black or African American | 620 | $144,450,000 | $232,000 | $775,000 | $89,000 | $439,000 |
| Not Provided | 387 | $132,855,000 | $343,000 | $795,000 | $111,000 | $470,000 |
| Asian | 254 | $79,690,000 | $313,000 | $835,000 | $115,000 | $557,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $5,220,000 | $237,000 | $585,000 | $90,000 | $211,000 |
| American Indian or Alaskan Native | 15 | $2,805,000 | $187,000 | $465,000 | $114,000 | $238,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,894 | $1,208,190,000 | $246,000 | $2,005,000 | $104,000 | $1,907,000 |
| FHA-insured (Federal Housing Administration) | 2,221 | $647,815,000 | $291,000 | $985,000 | $86,000 | $611,000 |
| VA-guaranteed (Veterans Administration) | 612 | $212,910,000 | $347,000 | $1,405,000 | $101,000 | $482,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $5,645,000 | $182,000 | $295,000 | $58,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,546 | $1,484,840,000 | $267,000 | $1,405,000 | $99,000 | $1,907,000 |
| Application Withdrawn By Applicant | 1,681 | $453,625,000 | $269,000 | $2,005,000 | $97,000 | $1,200,000 |
| Application Approved But Not Accepted | 321 | $81,895,000 | $255,000 | $815,000 | $99,000 | $557,000 |
| Application Denied By Financial Institution | 183 | $48,265,000 | $263,000 | $895,000 | $85,000 | $682,000 |
| File Closed For Incompleteness | 27 | $5,935,000 | $219,000 | $605,000 | $94,000 | $214,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,575 | $2,026,295,000 | $267,000 | $2,005,000 | $99,000 | $1,907,000 |
| Debt-To-Income Ratio | 86 | $24,620,000 | $286,000 | $895,000 | $68,000 | $154,000 |
| Other | 25 | $5,335,000 | $213,000 | $595,000 | $107,000 | $251,000 |
| Credit History | 25 | $5,905,000 | $236,000 | $445,000 | $87,000 | $229,000 |
| Collateral | 21 | $6,065,000 | $288,000 | $805,000 | $106,000 | $682,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,445,000 | $265,000 | $485,000 | $137,000 | $377,000 |
| Unverifiable Information | 8 | $1,920,000 | $240,000 | $335,000 | $75,000 | $110,000 |
| Employment History | 3 | $565,000 | $188,000 | $385,000 | $74,000 | $83,000 |
| Credit Application Incomplete | 1 | $225,000 | $225,000 | $225,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 1 | $185,000 | $185,000 | $185,000 | $88,000 | $88,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.