Golden Empire Mortgage Inc
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Golden Empire Mortgage Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Golden Empire Mortgage Inc 1200 Discovery Drive - Third Floor Bakesrfield, CA 93309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,028 |
| Total Mortgage Loan Application Amount | $2,925,875,000 |
| Average Mortgage Loan Application Amount | $170,500 |
| Highest Mortgage Loan Application Amount | $2,300,000 |
| Average Applicant Income | $106,250 |
| Highest Applicant Income | $4,452,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 3,453 | $ 883,114,000 | $ 255,000 | $ 105,000 |
| San Bernardino County California | 2,361 | $ 459,700,000 | $ 194,000 | $ 80,000 |
| Kern County California | 1,018 | $ 178,449,000 | $ 175,000 | $ 73,000 |
| Riverside County California | 835 | $ 195,629,000 | $ 234,000 | $ 88,000 |
| Fresno County California | 504 | $ 86,623,000 | $ 171,000 | $ 64,000 |
| Clark County Nevada | 490 | $ 81,785,000 | $ 166,000 | $ 83,000 |
| Maricopa County Arizona | 446 | $ 64,696,000 | $ 145,000 | $ 89,000 |
| Orange County California | 386 | $ 132,038,000 | $ 342,000 | $ 102,000 |
| Contra Costa County California | 344 | $ 103,310,000 | $ 300,000 | $ 20,000 |
| Santa Clara County California | 281 | $ 101,477,000 | $ 361,000 | $ 12,000 |
| Alameda County California | 250 | $ 87,253,000 | $ 349,000 | $ 15,000 |
| Walla Walla County Washington | 228 | $ 23,944,000 | $ 105,000 | $ 49,000 |
| San Diego County California | 220 | $ 57,397,000 | $ 260,000 | $ 93,000 |
| Tulare County California | 170 | $ 23,014,000 | $ 135,000 | $ 50,000 |
| Monterey County California | 157 | $ 49,411,000 | $ 314,000 | $ 12,000 |
| San Joaquin County California | 140 | $ 35,544,000 | $ 253,000 | $ 11,000 |
| Sacramento County California | 114 | $ 24,853,000 | $ 218,000 | $ 19,000 |
| Madera County California | 112 | $ 20,547,000 | $ 183,000 | $ 68,000 |
| Washington County Oregon | 77 | $ 11,185,000 | $ 145,000 | $ 53,000 |
| Multnomah County Oregon | 69 | $ 10,405,000 | $ 150,000 | $ 85,000 |
| Solano County California | 67 | $ 20,382,000 | $ 304,000 | $ 3,000 |
| Umatilla County Oregon | 61 | $ 5,495,000 | $ 90,000 | $ 44,000 |
| Merced County California | 58 | $ 11,124,000 | $ 191,000 | $ 14,000 |
| San Mateo County California | 57 | $ 21,194,000 | $ 371,000 | $ 12,000 |
| Stanislaus County California | 57 | $ 13,701,000 | $ 240,000 | $ 19,000 |
| Imperial County California | 37 | $ 4,564,000 | $ 123,000 | $ 58,000 |
| San Benito County California | 36 | $ 12,015,000 | $ 333,000 | $ 10,000 |
| Pinal County Arizona | 25 | $ 3,352,000 | $ 134,000 | $ 103,000 |
| Kings County California | 24 | $ 2,991,000 | $ 124,000 | $ 44,000 |
| Ventura County California | 24 | $ 7,509,000 | $ 312,000 | $ 53,000 |
| San Francisco County California | 23 | $ 10,567,000 | $ 459,000 | $ 20,000 |
| Sonoma County California | 20 | $ 5,425,000 | $ 271,000 | $ 0 |
| Mohave County Arizona | 18 | $ 3,622,000 | $ 201,000 | $ 237,000 |
| Santa Cruz County California | 17 | $ 6,226,000 | $ 366,000 | $ 0 |
| Clark County Washington | 16 | $ 1,895,000 | $ 118,000 | $ 81,000 |
| Clackamas County Oregon | 13 | $ 1,934,000 | $ 148,000 | $ 56,000 |
| El Dorado County California | 11 | $ 2,816,000 | $ 256,000 | $ 61,000 |
| San Luis Obispo County California | 11 | $ 3,008,000 | $ 273,000 | $ 116,000 |
| Yolo County California | 11 | $ 2,201,000 | $ 200,000 | $ 17,000 |
| Yavapai County Arizona | 9 | $ 1,102,000 | $ 122,000 | $ 76,000 |
| Napa County California | 8 | $ 2,945,000 | $ 368,000 | $ 17,000 |
| Washoe County Nevada | 8 | $ 1,861,000 | $ 232,000 | $ 80,000 |
| Yuba County California | 7 | $ 1,752,000 | $ 250,000 | $ 36,000 |
| Placer County California | 6 | $ 1,217,000 | $ 202,000 | $ 0 |
| Columbia County Oregon | 6 | $ 903,000 | $ 150,000 | $ 70,000 |
| Marion County Oregon | 6 | $ 769,000 | $ 128,000 | $ 76,000 |
| Columbia County Washington | 6 | $ 478,000 | $ 79,000 | $ 49,000 |
| Santa Cruz County Arizona | 5 | $ 416,000 | $ 83,000 | $ 100,000 |
| Butte County California | 5 | $ 769,000 | $ 153,000 | $ 35,000 |
| Lake County California | 5 | $ 942,000 | $ 188,000 | $ 63,000 |
| Lyon County Nevada | 5 | $ 1,403,000 | $ 280,000 | $ 145,000 |
| Washington County Utah | 5 | $ 1,893,000 | $ 378,000 | $ 361,000 |
| Navajo County Arizona | 4 | $ 352,000 | $ 88,000 | $ 111,000 |
| Shasta County California | 4 | $ 618,000 | $ 154,000 | $ 39,000 |
| Nye County Nevada | 4 | $ 668,000 | $ 167,000 | $ 72,000 |
| Yamhill County Oregon | 4 | $ 756,000 | $ 189,000 | $ 108,000 |
| Pima County Arizona | 3 | $ 494,000 | $ 164,000 | $ 47,000 |
| Amador County California | 3 | $ 533,000 | $ 177,000 | $ 0 |
| Calaveras County California | 3 | $ 390,000 | $ 130,000 | $ 35,000 |
| Lassen County California | 3 | $ 404,000 | $ 134,000 | $ 67,000 |
| Mono County California | 3 | $ 1,183,000 | $ 394,000 | $ 128,000 |
| Santa Barbara County California | 3 | $ 892,000 | $ 297,000 | $ 60,000 |
| Sutter County California | 3 | $ 682,000 | $ 227,000 | $ 24,000 |
| Douglas County Nevada | 3 | $ 1,235,000 | $ 411,000 | $ 0 |
| Jackson County Oregon | 3 | $ 531,000 | $ 177,000 | $ 106,000 |
| Lincoln County Oregon | 3 | $ 376,000 | $ 125,000 | $ 109,000 |
| Hidalgo County Texas | 3 | $ 172,000 | $ 57,000 | $ 32,000 |
| Benton County Washington | 3 | $ 376,000 | $ 125,000 | $ 40,000 |
| Yuma County Arizona | 2 | $ 305,000 | $ 152,000 | $ 28,000 |
| Humboldt County California | 2 | $ 794,000 | $ 397,000 | $ 0 |
| Mendocino County California | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Nevada County California | 2 | $ 297,000 | $ 148,000 | $ 86,000 |
| Siskiyou County California | 2 | $ 546,000 | $ 273,000 | $ 57,000 |
| Deschutes County Oregon | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Salt Lake County Utah | 2 | $ 229,000 | $ 114,000 | $ 56,000 |
| Douglas County Washington | 2 | $ 113,000 | $ 56,000 | $ 73,000 |
| Franklin County Washington | 2 | $ 165,000 | $ 82,000 | $ 78,000 |
| Snohomish County Washington | 2 | $ 236,000 | $ 118,000 | $ 93,000 |
| Coconino County Arizona | 1 | $ 283,000 | $ 283,000 | $ 64,000 |
| Del Norte County California | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Marin County California | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Plumas County California | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Trinity County California | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| Tuolumne County California | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| El Paso County Colorado | 1 | $ 238,000 | $ 238,000 | $ 52,000 |
| Jefferson County Colorado | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 224,000 | $ 224,000 | $ 95,000 |
| Lewis County Idaho | 1 | $ 248,000 | $ 248,000 | $ 116,000 |
| Baker County Oregon | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Coos County Oregon | 1 | $ 263,000 | $ 263,000 | $ 134,000 |
| Gilliam County Oregon | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Grant County Oregon | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Klamath County Oregon | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Morrow County Oregon | 1 | $ 149,000 | $ 149,000 | $ 57,000 |
| Polk County Oregon | 1 | $ 109,000 | $ 109,000 | $ 49,000 |
| Union County Oregon | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Wasco County Oregon | 1 | $ 101,000 | $ 101,000 | $ 138,000 |
| Weber County Utah | 1 | $ 194,000 | $ 194,000 | $ 204,000 |
| King County Washington | 1 | $ 238,000 | $ 238,000 | $ 118,000 |
| Whatcom County Washington | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Yakima County Washington | 1 | $ 91,000 | $ 91,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Golden Empire Mortgage Inc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,167 | $1,635,298,000 | $188,000 | $1,650,000 | $82,500 | $4,452,000 |
| Refinancing | 4,851 | $1,290,241,000 | $185,750 | $2,300,000 | $139,875 | $1,038,000 |
| Home Improvement | 10 | $336,000 | $22,000 | $248,000 | $90,500 | $590,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 5,646 | $1,171,822,000 | $140,142 | $1,320,000 | $58,285 | $2,323,000 |
| White | 4,519 | $1,043,990,000 | $199,111 | $2,170,000 | $78,777 | $4,452,000 |
| Not Provided | 1,768 | $439,236,000 | $186,000 | $2,300,000 | $78,625 | $858,000 |
| Black or African American | 509 | $119,607,000 | $159,000 | $1,300,000 | $74,800 | $1,924,000 |
| Asian | 420 | $113,666,000 | $150,833 | $1,085,000 | $73,333 | $400,000 |
| Native Hawaiian or Other Pacific Islander | 93 | $21,204,000 | $169,000 | $617,000 | $199,000 | $2,220,000 |
| American Indian or Alaskan Native | 58 | $13,720,000 | $149,000 | $990,000 | $69,200 | $404,000 |
| Not applicable | 15 | $2,630,000 | $143,500 | $540,000 | $32,000 | $324,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,638 | $2,860,353,000 | $179,909 | $2,300,000 | $83,000 | $4,452,000 |
| FHA-insured (Federal Housing Administration) | 329 | $53,322,000 | $144,500 | $318,000 | $46,250 | $211,000 |
| VA-guaranteed (Veterans Administration) | 48 | $8,855,000 | $161,250 | $359,000 | $57,000 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $3,345,000 | $197,500 | $744,000 | $76,000 | $273,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,122 | $1,563,604,000 | $199,571 | $2,300,000 | $119,857 | $4,452,000 |
| Application Withdrawn By Applicant | 3,105 | $701,617,000 | $159,777 | $1,600,000 | $68,111 | $2,323,000 |
| Loan Originated | 2,190 | $499,881,000 | $189,250 | $1,650,000 | $130,500 | $1,038,000 |
| Application Denied By Financial Institution | 363 | $93,163,000 | $178,000 | $2,170,000 | $55,400 | $450,000 |
| Application Approved But Not Accepted | 248 | $67,610,000 | $194,166 | $1,320,000 | $49,500 | $1,203,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 171 | $43,342,000 | $250,333 | $968,000 | $38,000 | $233,000 |
| Credit History | 109 | $28,183,000 | $172,200 | $2,170,000 | $67,200 | $180,000 |
| Debt-To-Income Ratio | 34 | $9,371,000 | $155,250 | $727,000 | $61,500 | $128,000 |
| Employment History | 24 | $6,232,000 | $185,500 | $959,000 | $48,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,408,000 | $133,500 | $380,000 | $64,000 | $450,000 |
| Collateral | 9 | $2,321,000 | $251,000 | $584,000 | $14,000 | $57,000 |
| Credit Application Incomplete | 6 | $2,122,000 | $353,000 | $643,000 | $0 | $0 |
| Unverifiable Information | 1 | $184,000 | $184,000 | $184,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.