Golden Plains Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Golden Plains Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Golden Plains Credit Union 1714 East Kansas Avenue Garden City, KS 67846 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 628 |
| Total Mortgage Loan Application Amount | $68,240,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $400,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $841,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Golden Plains Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Golden Plains Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Golden Plains Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Golden Plains Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Golden Plains Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Golden Plains Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Finney County Kansas | 218 | $ 24,920,000 | $ 114,000 | $ 78,000 |
| Ellis County Kansas | 133 | $ 16,728,000 | $ 125,000 | $ 77,000 |
| Grant County Kansas | 22 | $ 1,949,000 | $ 88,000 | $ 69,000 |
| Phillips County Kansas | 21 | $ 1,347,000 | $ 64,000 | $ 68,000 |
| Sedgwick County Kansas | 17 | $ 2,571,000 | $ 151,000 | $ 86,000 |
| Trego County Kansas | 17 | $ 1,586,000 | $ 93,000 | $ 85,000 |
| Kearny County Kansas | 15 | $ 1,252,000 | $ 83,000 | $ 61,000 |
| Ford County Kansas | 14 | $ 1,249,000 | $ 89,000 | $ 87,000 |
| Rooks County Kansas | 14 | $ 1,033,000 | $ 73,000 | $ 61,000 |
| Scott County Kansas | 11 | $ 1,778,000 | $ 161,000 | $ 114,000 |
| Stevens County Kansas | 11 | $ 1,301,000 | $ 118,000 | $ 89,000 |
| Seward County Kansas | 9 | $ 679,000 | $ 75,000 | $ 61,000 |
| Thomas County Kansas | 9 | $ 775,000 | $ 86,000 | $ 67,000 |
| Gove County Kansas | 8 | $ 487,000 | $ 60,000 | $ 37,000 |
| Graham County Kansas | 8 | $ 328,000 | $ 41,000 | $ 40,000 |
| Harvey County Kansas | 7 | $ 733,000 | $ 104,000 | $ 56,000 |
| Haskell County Kansas | 7 | $ 633,000 | $ 90,000 | $ 106,000 |
| Hamilton County Kansas | 6 | $ 516,000 | $ 86,000 | $ 77,000 |
| Hodgeman County Kansas | 6 | $ 365,000 | $ 60,000 | $ 77,000 |
| Russell County Kansas | 6 | $ 498,000 | $ 83,000 | $ 92,000 |
| Gray County Kansas | 5 | $ 528,000 | $ 105,000 | $ 74,000 |
| Ness County Kansas | 4 | $ 209,000 | $ 52,000 | $ 66,000 |
| Saline County Kansas | 4 | $ 716,000 | $ 179,000 | $ 75,000 |
| Greeley County Kansas | 3 | $ 275,000 | $ 91,000 | $ 60,000 |
| Johnson County Kansas | 3 | $ 449,000 | $ 149,000 | $ 75,000 |
| Lane County Kansas | 3 | $ 334,000 | $ 111,000 | $ 104,000 |
| Meade County Kansas | 3 | $ 375,000 | $ 125,000 | $ 98,000 |
| Wichita County Kansas | 3 | $ 204,000 | $ 68,000 | $ 41,000 |
| Barton County Kansas | 2 | $ 218,000 | $ 109,000 | $ 65,000 |
| Cheyenne County Kansas | 2 | $ 205,000 | $ 102,000 | $ 88,000 |
| Mitchell County Kansas | 2 | $ 376,000 | $ 188,000 | $ 141,000 |
| Morton County Kansas | 2 | $ 193,000 | $ 96,000 | $ 76,000 |
| Norton County Kansas | 2 | $ 115,000 | $ 57,000 | $ 56,000 |
| Rawlins County Kansas | 2 | $ 202,000 | $ 101,000 | $ 100,000 |
| Rush County Kansas | 2 | $ 178,000 | $ 89,000 | $ 72,000 |
| Sherman County Kansas | 2 | $ 154,000 | $ 77,000 | $ 37,000 |
| Smith County Kansas | 2 | $ 118,000 | $ 59,000 | $ 60,000 |
| Harris County Texas | 2 | $ 529,000 | $ 264,000 | $ 179,000 |
| Larimer County Colorado | 1 | $ 257,000 | $ 257,000 | $ 198,000 |
| Douglas County Kansas | 1 | $ 151,000 | $ 151,000 | $ 76,000 |
| Ellsworth County Kansas | 1 | $ 23,000 | $ 23,000 | $ 58,000 |
| Harper County Kansas | 1 | $ 78,000 | $ 78,000 | $ 79,000 |
| Jackson County Kansas | 1 | $ 137,000 | $ 137,000 | $ 74,000 |
| Lincoln County Kansas | 1 | $ 162,000 | $ 162,000 | $ 76,000 |
| Linn County Kansas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Marion County Kansas | 1 | $ 50,000 | $ 50,000 | $ 99,000 |
| McPherson County Kansas | 1 | $ 193,000 | $ 193,000 | $ 85,000 |
| Osage County Kansas | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Osborne County Kansas | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Pawnee County Kansas | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Pottawatomie County Kansas | 1 | $ 113,000 | $ 113,000 | $ 77,000 |
| Shawnee County Kansas | 1 | $ 160,000 | $ 160,000 | $ 121,000 |
| Sheridan County Kansas | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Stanton County Kansas | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Wabaunsee County Kansas | 1 | $ 194,000 | $ 194,000 | $ 88,000 |
| Texas County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Golden Plains Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 376 | $41,989,000 | $111,000 | $400,000 | $77,000 | $841,000 |
| Refinancing | 241 | $25,662,000 | $106,000 | $395,000 | $76,000 | $273,000 |
| Home Improvement | 11 | $589,000 | $53,000 | $225,000 | $71,000 | $242,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 499 | $56,974,000 | $114,000 | $400,000 | $81,000 | $841,000 |
| Hispanic | 91 | $7,286,000 | $80,000 | $258,000 | $52,000 | $239,000 |
| Not Provided | 21 | $2,361,000 | $112,000 | $217,000 | $82,000 | $345,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $724,000 | $103,000 | $262,000 | $61,000 | $133,000 |
| American Indian or Alaskan Native | 4 | $296,000 | $74,000 | $115,000 | $70,000 | $96,000 |
| Asian | 4 | $432,000 | $108,000 | $143,000 | $75,000 | $115,000 |
| Black or African American | 2 | $167,000 | $83,000 | $119,000 | $44,000 | $45,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 591 | $64,796,000 | $109,000 | $400,000 | $79,000 | $841,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $3,444,000 | $93,000 | $280,000 | $40,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 408 | $47,552,000 | $116,000 | $400,000 | $82,000 | $456,000 |
| Application Withdrawn By Applicant | 108 | $11,236,000 | $104,000 | $383,000 | $68,000 | $345,000 |
| Application Denied By Financial Institution | 106 | $9,155,000 | $86,000 | $349,000 | $63,000 | $841,000 |
| Preapproval Denied by Financial Institution | 3 | $185,000 | $61,000 | $73,000 | $41,000 | $55,000 |
| Loan Purchased By The Institution | 2 | $88,000 | $44,000 | $47,000 | $58,000 | $62,000 |
| File Closed For Incompleteness | 1 | $24,000 | $24,000 | $24,000 | $22,000 | $22,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $2,771,000 | $86,000 | $260,000 | $56,000 | $264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $1,789,000 | $89,000 | $349,000 | $52,000 | $239,000 |
| Other | 13 | $1,349,000 | $103,000 | $220,000 | $67,000 | $124,000 |
| Debt-To-Income Ratio | 10 | $821,000 | $82,000 | $186,000 | $49,000 | $122,000 |
| Employment History | 5 | $341,000 | $68,000 | $80,000 | $60,000 | $88,000 |
| Collateral | 3 | $248,000 | $82,000 | $145,000 | $94,000 | $152,000 |
| Credit Application Incomplete | 1 | $78,000 | $78,000 | $78,000 | $65,000 | $65,000 |
| Unverifiable Information | 1 | $145,000 | $145,000 | $145,000 | $75,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Golden Plains Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Golden Plains Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.