Goldwater Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Goldwater Bank, N.A. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Goldwater Bank, N.A.
2525 East Camelback Road Suite 1100
Phoenix, AZ 85016
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 702
Total Mortgage Loan Application Amount $175,200,000
Average Mortgage Loan Application Amount $237,333
Highest Mortgage Loan Application Amount $1,150,000
Average Applicant Income $104,333
Highest Applicant Income $1,159,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Goldwater Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Goldwater Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Goldwater Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Goldwater Bank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Goldwater Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Goldwater Bank, N.A.'s mortgage activity for 2011.

Mortgage Loan Application Totals for Goldwater Bank, N.A. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Larimer County Colorado 56 $ 10,417,000 $ 186,000 $ 110,000
Boulder County Colorado 52 $ 13,415,000 $ 257,000 $ 131,000
Arapahoe County Colorado 49 $ 12,939,000 $ 264,000 $ 116,000
Maricopa County Arizona 43 $ 8,165,000 $ 189,000 $ 88,000
Denver County Colorado 42 $ 10,778,000 $ 256,000 $ 107,000
Douglas County Colorado 39 $ 11,520,000 $ 295,000 $ 114,000
Spokane County Washington 34 $ 6,235,000 $ 183,000 $ 88,000
Jefferson County Colorado 33 $ 8,309,000 $ 251,000 $ 121,000
Kootenai County Idaho 29 $ 5,310,000 $ 183,000 $ 63,000
Los Angeles County California 17 $ 9,360,000 $ 550,000 $ 210,000
Summit County Colorado 14 $ 4,745,000 $ 338,000 $ 127,000
Gunnison County Colorado 12 $ 2,423,000 $ 201,000 $ 102,000
Weld County Colorado 11 $ 2,254,000 $ 204,000 $ 81,000
Bonner County Idaho 9 $ 1,836,000 $ 204,000 $ 58,000
Broomfield County Colorado 8 $ 2,131,000 $ 266,000 $ 122,000
Eagle County Colorado 7 $ 2,139,000 $ 305,000 $ 76,000
Sarpy County Nebraska 7 $ 1,559,000 $ 222,000 $ 159,000
Orange County California 6 $ 2,517,000 $ 419,000 $ 142,000
El Paso County Colorado 6 $ 1,027,000 $ 171,000 $ 127,000
Travis County Texas 5 $ 1,209,000 $ 241,000 $ 196,000
King County Washington 5 $ 2,067,000 $ 413,000 $ 153,000
Pima County Arizona 4 $ 717,000 $ 179,000 $ 75,000
Adams County Colorado 4 $ 1,081,000 $ 270,000 $ 61,000
Hinsdale County Colorado 4 $ 549,000 $ 137,000 $ 134,000
Las Animas County Colorado 4 $ 450,000 $ 112,000 $ 42,000
Douglas County Nebraska 4 $ 644,000 $ 161,000 $ 72,000
Pierce County Washington 4 $ 742,000 $ 185,000 $ 56,000
Chaffee County Colorado 3 $ 688,000 $ 229,000 $ 63,000
Elbert County Colorado 3 $ 1,155,000 $ 385,000 $ 343,000
Garfield County Colorado 3 $ 1,146,000 $ 382,000 $ 190,000
Park County Colorado 3 $ 589,000 $ 196,000 $ 63,000
Pitkin County Colorado 3 $ 972,000 $ 324,000 $ 186,000
Cobb County Georgia 3 $ 461,000 $ 153,000 $ 79,000
DeKalb County Georgia 3 $ 673,000 $ 224,000 $ 95,000
Honolulu County Hawaii 3 $ 1,494,000 $ 498,000 $ 122,000
Livingston County Michigan 3 $ 1,264,000 $ 421,000 $ 122,000
Collin County Texas 3 $ 837,000 $ 279,000 $ 128,000
Tarrant County Texas 3 $ 476,000 $ 158,000 $ 97,000
Grand County Utah 3 $ 517,000 $ 172,000 $ 140,000
Marin County California 2 $ 1,133,000 $ 566,000 $ 173,000
Riverside County California 2 $ 1,060,000 $ 530,000 $ 107,000
San Diego County California 2 $ 785,000 $ 392,000 $ 440,000
San Luis Obispo County California 2 $ 579,000 $ 289,000 $ 129,000
Santa Cruz County California 2 $ 775,000 $ 387,000 $ 142,000
Solano County California 2 $ 479,000 $ 239,000 $ 400,000
Grand County Colorado 2 $ 598,000 $ 299,000 $ 656,000
New Haven County Connecticut 2 $ 582,000 $ 291,000 $ 174,000
Shoshone County Idaho 2 $ 207,000 $ 103,000 $ 43,000
Cook County Illinois 2 $ 297,000 $ 148,000 $ 185,000
Lake County Illinois 2 $ 1,092,000 $ 546,000 $ 200,000
Middlesex County Massachusetts 2 $ 547,000 $ 273,000 $ 210,000
Suffolk County Massachusetts 2 $ 547,000 $ 273,000 $ 138,000
Worcester County Massachusetts 2 $ 360,000 $ 180,000 $ 84,000
Washoe County Nevada 2 $ 442,000 $ 221,000 $ 69,000
Ocean County New Jersey 2 $ 544,000 $ 272,000 $ 300,000
Union County New Jersey 2 $ 699,000 $ 349,000 $ 108,000
Bexar County Texas 2 $ 301,000 $ 150,000 $ 83,000
Denton County Texas 2 $ 1,494,000 $ 747,000 $ 373,000
Harris County Texas 2 $ 333,000 $ 166,000 $ 101,000
Utah County Utah 2 $ 677,000 $ 338,000 $ 36,000
Fairfax County Virginia 2 $ 1,459,000 $ 729,000 $ 172,000
Snohomish County Washington 2 $ 450,000 $ 225,000 $ 85,000
Fairbanks North Star County Alaska 1 $ 156,000 $ 156,000 $ 68,000
Matanuska-Susitna County Alaska 1 $ 145,000 $ 145,000 $ 75,000
Navajo County Arizona 1 $ 150,000 $ 150,000 $ 52,000
Pinal County Arizona 1 $ 53,000 $ 53,000 $ 57,000
Yavapai County Arizona 1 $ 71,000 $ 71,000 $ 24,000
Faulkner County Arkansas 1 $ 136,000 $ 136,000 $ 88,000
Pulaski County Arkansas 1 $ 342,000 $ 342,000 $ 112,000
Saline County Arkansas 1 $ 123,000 $ 123,000 $ 62,000
Amador County California 1 $ 158,000 $ 158,000 $ 85,000
Contra Costa County California 1 $ 431,000 $ 431,000 $ 385,000
El Dorado County California 1 $ 166,000 $ 166,000 $ 49,000
Monterey County California 1 $ 413,000 $ 413,000 $ 160,000
Sacramento County California 1 $ 118,000 $ 118,000 $ 53,000
San Bernardino County California 1 $ 268,000 $ 268,000 $ 293,000
San Mateo County California 1 $ 406,000 $ 406,000 $ 229,000
Ventura County California 1 $ 542,000 $ 542,000 $ 150,000
Conejos County Colorado 1 $ 81,000 $ 81,000 $ 26,000
Delta County Colorado 1 $ 147,000 $ 147,000 $ 113,000
Fremont County Colorado 1 $ 270,000 $ 270,000 $ 73,000
Gilpin County Colorado 1 $ 225,000 $ 225,000 $ 48,000
La Plata County Colorado 1 $ 231,000 $ 231,000 $ 108,000
Logan County Colorado 1 $ 138,000 $ 138,000 $ 62,000
Montezuma County Colorado 1 $ 144,000 $ 144,000 $ 54,000
Montrose County Colorado 1 $ 216,000 $ 216,000 $ 93,000
Pueblo County Colorado 1 $ 385,000 $ 385,000 $ 126,000
Rio Grande County Colorado 1 $ 92,000 $ 92,000 $ 83,000
Routt County Colorado 1 $ 574,000 $ 574,000 $ 268,000
San Juan County Colorado 1 $ 417,000 $ 417,000 $ 300,000
District of Columbia County District Of Columbia 1 $ 626,000 $ 626,000 $ 350,000
Orange County Florida 1 $ 230,000 $ 230,000 $ 85,000
Pinellas County Florida 1 $ 360,000 $ 360,000 $ 150,000
Dawson County Georgia 1 $ 347,000 $ 347,000 $ 149,000
Forsyth County Georgia 1 $ 343,000 $ 343,000 $ 90,000
Fulton County Georgia 1 $ 72,000 $ 72,000 $ 49,000
Gwinnett County Georgia 1 $ 145,000 $ 145,000 $ 120,000
Jackson County Georgia 1 $ 237,000 $ 237,000 $ 138,000
Ada County Idaho 1 $ 197,000 $ 197,000 $ 90,000
Canyon County Idaho 1 $ 49,000 $ 49,000 $ 137,000
DuPage County Illinois 1 $ 105,000 $ 105,000 $ 43,000
Kendall County Illinois 1 $ 210,000 $ 210,000 $ 125,000
Knox County Illinois 1 $ 108,000 $ 108,000 $ 115,000
Logan County Illinois 1 $ 121,000 $ 121,000 $ 72,000
McHenry County Illinois 1 $ 87,000 $ 87,000 $ 29,000
Monroe County Indiana 1 $ 145,000 $ 145,000 $ 71,000
Pottawattamie County Iowa 1 $ 163,000 $ 163,000 $ 78,000
Woodbury County Iowa 1 $ 156,000 $ 156,000 $ 103,000
Johnson County Kansas 1 $ 387,000 $ 387,000 $ 200,000
Montgomery County Kansas 1 $ 42,000 $ 42,000 $ 111,000
Jefferson County Kentucky 1 $ 142,000 $ 142,000 $ 41,000
Pulaski County Kentucky 1 $ 241,000 $ 241,000 $ 95,000
East Baton Rouge County Louisiana 1 $ 292,000 $ 292,000 $ 113,000
Anne Arundel County Maryland 1 $ 515,000 $ 515,000 $ 168,000
Howard County Maryland 1 $ 417,000 $ 417,000 $ 130,000
Montgomery County Maryland 1 $ 508,000 $ 508,000 $ 125,000
Prince George's County Maryland 1 $ 148,000 $ 148,000 $ 39,000
Barnstable County Massachusetts 1 $ 417,000 $ 417,000 $ 213,000
Essex County Massachusetts 1 $ 360,000 $ 360,000 $ 174,000
Norfolk County Massachusetts 1 $ 402,000 $ 402,000 $ 132,000
Washtenaw County Michigan 1 $ 195,000 $ 195,000 $ 100,000
Carlton County Minnesota 1 $ 100,000 $ 100,000 $ 50,000
Hinds County Mississippi 1 $ 110,000 $ 110,000 $ 93,000
Jackson County Mississippi 1 $ 105,000 $ 105,000 $ 73,000
Rankin County Mississippi 1 $ 110,000 $ 110,000 $ 254,000
Lincoln County Montana 1 $ 211,000 $ 211,000 $ 39,000
Dawes County Nebraska 1 $ 66,000 $ 66,000 $ 65,000
Clark County Nevada 1 $ 156,000 $ 156,000 $ 1,000
Lander County Nevada 1 $ 120,000 $ 120,000 $ 49,000
Grafton County New Hampshire 1 $ 183,000 $ 183,000 $ 202,000
Rockingham County New Hampshire 1 $ 282,000 $ 282,000 $ 74,000
Strafford County New Hampshire 1 $ 113,000 $ 113,000 $ 81,000
Bergen County New Jersey 1 $ 320,000 $ 320,000 $ 312,000
Essex County New Jersey 1 $ 254,000 $ 254,000 $ 70,000
Somerset County New Jersey 1 $ 245,000 $ 245,000 $ 100,000
Sandoval County New Mexico 1 $ 292,000 $ 292,000 $ 75,000
Nassau County New York 1 $ 300,000 $ 300,000 $ 82,000
Putnam County New York 1 $ 729,000 $ 729,000 $ 319,000
Westchester County New York 1 $ 230,000 $ 230,000 $ 100,000
Cabarrus County North Carolina 1 $ 259,000 $ 259,000 $ 117,000
Orange County North Carolina 1 $ 160,000 $ 160,000 $ 159,000
Grand Forks County North Dakota 1 $ 244,000 $ 244,000 $ 1,000
Carroll County Ohio 1 $ 127,000 $ 127,000 $ 23,000
Clark County Ohio 1 $ 115,000 $ 115,000 $ 51,000
Grady County Oklahoma 1 $ 84,000 $ 84,000 $ 38,000
Oklahoma County Oklahoma 1 $ 158,000 $ 158,000 $ 113,000
Wagoner County Oklahoma 1 $ 106,000 $ 106,000 $ 12,000
Clatsop County Oregon 1 $ 165,000 $ 165,000 $ 72,000
Marion County Oregon 1 $ 141,000 $ 141,000 $ 62,000
Umatilla County Oregon 1 $ 138,000 $ 138,000 $ 119,000
Erie County Pennsylvania 1 $ 300,000 $ 300,000 $ 96,000
Luzerne County Pennsylvania 1 $ 169,000 $ 169,000 $ 88,000
Northumberland County Pennsylvania 1 $ 92,000 $ 92,000 $ 36,000
Susquehanna County Pennsylvania 1 $ 147,000 $ 147,000 $ 70,000
Davidson County Tennessee 1 $ 145,000 $ 145,000 $ 60,000
Hamilton County Tennessee 1 $ 210,000 $ 210,000 $ 260,000
Bell County Texas 1 $ 583,000 $ 583,000 $ 399,000
Fort Bend County Texas 1 $ 128,000 $ 128,000 $ 0
Grimes County Texas 1 $ 150,000 $ 150,000 $ 139,000
Hill County Texas 1 $ 97,000 $ 97,000 $ 99,000
Rockwall County Texas 1 $ 133,000 $ 133,000 $ 100,000
Williamson County Texas 1 $ 209,000 $ 209,000 $ 48,000
Weber County Utah 1 $ 164,000 $ 164,000 $ 76,000
Bennington County Vermont 1 $ 150,000 $ 150,000 $ 105,000
Prince William County Virginia 1 $ 448,000 $ 448,000 $ 158,000
Clark County Washington 1 $ 126,000 $ 126,000 $ 67,000
Island County Washington 1 $ 117,000 $ 117,000 $ 39,000
Pend Oreille County Washington 1 $ 266,000 $ 266,000 $ 70,000
Stevens County Washington 1 $ 93,000 $ 93,000 $ 50,000
Raleigh County West Virginia 1 $ 160,000 $ 160,000 $ 69,000
Dane County Wisconsin 1 $ 779,000 $ 779,000 $ 286,000
Rock County Wisconsin 1 $ 113,000 $ 113,000 $ 0
Goshen County Wyoming 1 $ 55,000 $ 55,000 $ 62,000
Laramie County Wyoming 1 $ 128,000 $ 128,000 $ 26,000

Mortgage Loan Application Detail Totals for Goldwater Bank, N.A. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 533 $140,854,000 $264,000 $1,150,000 $125,000 $1,159,000
Home Purchase 168 $34,100,000 $202,000 $656,000 $88,000 $408,000
Home Improvement 1 $246,000 $246,000 $246,000 $100,000 $100,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 593 $149,053,000 $251,000 $1,150,000 $118,000 $1,159,000
Not Provided 49 $11,269,000 $229,000 $993,000 $109,000 $372,000
Hispanic 23 $4,034,000 $175,000 $394,000 $84,000 $254,000
Asian 21 $7,081,000 $337,000 $729,000 $135,000 $308,000
Black or African American 9 $1,784,000 $198,000 $306,000 $68,000 $173,000
American Indian or Alaskan Native 5 $1,537,000 $307,000 $555,000 $95,000 $162,000
Native Hawaiian or Other Pacific Islander 2 $442,000 $221,000 $232,000 $188,000 $260,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 555 $147,460,000 $265,000 $1,150,000 $131,000 $1,159,000
FHA-insured (Federal Housing Administration) 133 $25,712,000 $193,000 $568,000 $61,000 $510,000
VA-guaranteed (Veterans Administration) 10 $1,652,000 $165,000 $277,000 $49,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $376,000 $94,000 $138,000 $43,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 339 $83,240,000 $245,000 $645,000 $119,000 $1,159,000
Application Withdrawn By Applicant 143 $37,984,000 $265,000 $1,150,000 $122,000 $790,000
Application Approved But Not Accepted 118 $29,812,000 $252,000 $729,000 $114,000 $617,000
Application Denied By Financial Institution 89 $20,492,000 $230,000 $973,000 $93,000 $510,000
File Closed For Incompleteness 13 $3,672,000 $282,000 $460,000 $156,000 $408,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 26 $5,203,000 $200,000 $973,000 $76,000 $510,000
Other 26 $6,427,000 $247,000 $568,000 $127,000 $347,000
Collateral 16 $3,454,000 $215,000 $417,000 $87,000 $241,000
Debt-To-Income Ratio 15 $4,064,000 $270,000 $417,000 $71,000 $174,000
Unverifiable Information 4 $910,000 $227,000 $387,000 $102,000 $159,000
Employment History 1 $350,000 $350,000 $350,000 $91,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 1 $84,000 $84,000 $84,000 $42,000 $42,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Goldwater Bank, N.A.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Goldwater Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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