Graystone Tower Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Graystone Tower Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Graystone Tower Bank 1826 Good Hope Rd Enola, PA 17025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,786 |
| Total Mortgage Loan Application Amount | $607,725,000 |
| Average Mortgage Loan Application Amount | $181,000 |
| Highest Mortgage Loan Application Amount | $3,070,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $2,137,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Graystone Tower Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Graystone Tower Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Graystone Tower Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Graystone Tower Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Graystone Tower Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Graystone Tower Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 360 | $ 67,124,000 | $ 186,000 | $ 86,000 |
| York County Pennsylvania | 140 | $ 28,267,000 | $ 201,000 | $ 91,000 |
| Chester County Pennsylvania | 139 | $ 30,279,000 | $ 217,000 | $ 106,000 |
| Franklin County Pennsylvania | 137 | $ 14,993,000 | $ 109,000 | $ 61,000 |
| Cumberland County Pennsylvania | 135 | $ 26,392,000 | $ 195,000 | $ 116,000 |
| Dauphin County Pennsylvania | 125 | $ 24,510,000 | $ 196,000 | $ 84,000 |
| Montgomery County Pennsylvania | 101 | $ 24,254,000 | $ 240,000 | $ 118,000 |
| Centre County Pennsylvania | 86 | $ 19,682,000 | $ 228,000 | $ 163,000 |
| Montgomery County Maryland | 73 | $ 28,479,000 | $ 390,000 | $ 221,000 |
| Middlesex County Massachusetts | 63 | $ 19,174,000 | $ 304,000 | $ 120,000 |
| Delaware County Pennsylvania | 62 | $ 12,394,000 | $ 199,000 | $ 81,000 |
| Lebanon County Pennsylvania | 62 | $ 12,980,000 | $ 209,000 | $ 122,000 |
| Philadelphia County Pennsylvania | 61 | $ 10,571,000 | $ 173,000 | $ 82,000 |
| Fulton County Pennsylvania | 59 | $ 4,341,000 | $ 73,000 | $ 51,000 |
| Union County Pennsylvania | 47 | $ 7,873,000 | $ 167,000 | $ 91,000 |
| Bucks County Pennsylvania | 46 | $ 11,631,000 | $ 252,000 | $ 121,000 |
| Burlington County New Jersey | 37 | $ 8,720,000 | $ 235,000 | $ 117,000 |
| Atlantic County New Jersey | 36 | $ 8,069,000 | $ 224,000 | $ 121,000 |
| Anne Arundel County Maryland | 35 | $ 10,233,000 | $ 292,000 | $ 141,000 |
| District of Columbia County District Of Columbia | 34 | $ 14,281,000 | $ 420,000 | $ 158,000 |
| Rockingham County New Hampshire | 31 | $ 8,206,000 | $ 264,000 | $ 106,000 |
| Camden County New Jersey | 31 | $ 5,773,000 | $ 186,000 | $ 107,000 |
| Cumberland County Maine | 27 | $ 6,599,000 | $ 244,000 | $ 107,000 |
| New Castle County Delaware | 26 | $ 6,040,000 | $ 232,000 | $ 118,000 |
| Washington County Maryland | 26 | $ 4,167,000 | $ 160,000 | $ 104,000 |
| Essex County Massachusetts | 25 | $ 8,204,000 | $ 328,000 | $ 121,000 |
| Mercer County New Jersey | 25 | $ 5,719,000 | $ 228,000 | $ 113,000 |
| Ocean County New Jersey | 25 | $ 6,447,000 | $ 257,000 | $ 98,000 |
| Sussex County Delaware | 20 | $ 4,502,000 | $ 225,000 | $ 124,000 |
| Baltimore County Maryland | 20 | $ 5,491,000 | $ 274,000 | $ 149,000 |
| Monmouth County New Jersey | 19 | $ 5,955,000 | $ 313,000 | $ 110,000 |
| Northumberland County Pennsylvania | 18 | $ 3,038,000 | $ 168,000 | $ 80,000 |
| Northampton County Pennsylvania | 17 | $ 3,530,000 | $ 207,000 | $ 103,000 |
| Providence County Rhode Island | 16 | $ 3,036,000 | $ 189,000 | $ 83,000 |
| Adams County Pennsylvania | 15 | $ 2,320,000 | $ 154,000 | $ 83,000 |
| Norfolk County Massachusetts | 13 | $ 3,445,000 | $ 265,000 | $ 104,000 |
| Bergen County New Jersey | 13 | $ 4,127,000 | $ 317,000 | $ 138,000 |
| Cape May County New Jersey | 13 | $ 4,250,000 | $ 326,000 | $ 160,000 |
| York County Maine | 11 | $ 2,233,000 | $ 203,000 | $ 74,000 |
| Plymouth County Massachusetts | 11 | $ 2,824,000 | $ 256,000 | $ 101,000 |
| Gloucester County New Jersey | 11 | $ 2,534,000 | $ 230,000 | $ 97,000 |
| Berks County Pennsylvania | 11 | $ 1,882,000 | $ 171,000 | $ 101,000 |
| Cecil County Maryland | 10 | $ 2,692,000 | $ 269,000 | $ 98,000 |
| Bristol County Massachusetts | 10 | $ 2,758,000 | $ 275,000 | $ 101,000 |
| Snyder County Pennsylvania | 10 | $ 1,991,000 | $ 199,000 | $ 82,000 |
| Middlesex County New Jersey | 9 | $ 3,362,000 | $ 373,000 | $ 119,000 |
| Lehigh County Pennsylvania | 9 | $ 2,699,000 | $ 299,000 | $ 171,000 |
| Kent County Delaware | 8 | $ 1,574,000 | $ 196,000 | $ 88,000 |
| Suffolk County Massachusetts | 8 | $ 2,111,000 | $ 263,000 | $ 107,000 |
| Lycoming County Pennsylvania | 8 | $ 1,303,000 | $ 162,000 | $ 83,000 |
| New Haven County Connecticut | 7 | $ 1,072,000 | $ 153,000 | $ 54,000 |
| Penobscot County Maine | 7 | $ 1,327,000 | $ 189,000 | $ 73,000 |
| Worcester County Massachusetts | 7 | $ 1,920,000 | $ 274,000 | $ 114,000 |
| Columbia County Pennsylvania | 7 | $ 1,197,000 | $ 171,000 | $ 79,000 |
| Perry County Pennsylvania | 7 | $ 1,477,000 | $ 211,000 | $ 95,000 |
| Fairfield County Connecticut | 6 | $ 2,264,000 | $ 377,000 | $ 146,000 |
| Dorchester County Maryland | 6 | $ 1,080,000 | $ 180,000 | $ 68,000 |
| Merrimack County New Hampshire | 6 | $ 1,144,000 | $ 190,000 | $ 58,000 |
| Kings County New York | 6 | $ 2,875,000 | $ 479,000 | $ 171,000 |
| Montour County Pennsylvania | 6 | $ 1,028,000 | $ 171,000 | $ 81,000 |
| St. Johns County Florida | 5 | $ 934,000 | $ 186,000 | $ 97,000 |
| DeKalb County Georgia | 5 | $ 1,269,000 | $ 253,000 | $ 80,000 |
| Harford County Maryland | 5 | $ 1,379,000 | $ 275,000 | $ 94,000 |
| Howard County Maryland | 5 | $ 2,018,000 | $ 403,000 | $ 123,000 |
| Strafford County New Hampshire | 5 | $ 900,000 | $ 180,000 | $ 101,000 |
| Hudson County New Jersey | 5 | $ 916,000 | $ 183,000 | $ 59,000 |
| Broome County New York | 5 | $ 507,000 | $ 101,000 | $ 87,000 |
| Stark County Ohio | 5 | $ 955,000 | $ 191,000 | $ 82,000 |
| Carbon County Pennsylvania | 5 | $ 845,000 | $ 169,000 | $ 134,000 |
| Clearfield County Pennsylvania | 5 | $ 845,000 | $ 169,000 | $ 56,000 |
| Huntingdon County Pennsylvania | 5 | $ 693,000 | $ 138,000 | $ 111,000 |
| Kent County Rhode Island | 5 | $ 1,031,000 | $ 206,000 | $ 74,000 |
| Arlington County Virginia | 5 | $ 1,705,000 | $ 341,000 | $ 120,000 |
| Baltimore City County Maryland | 4 | $ 471,000 | $ 117,000 | $ 43,000 |
| Prince George's County Maryland | 4 | $ 999,000 | $ 249,000 | $ 142,000 |
| Talbot County Maryland | 4 | $ 1,562,000 | $ 390,000 | $ 128,000 |
| Essex County New Jersey | 4 | $ 759,000 | $ 189,000 | $ 55,000 |
| Morris County New Jersey | 4 | $ 1,024,000 | $ 256,000 | $ 71,000 |
| Bronx County New York | 4 | $ 2,021,000 | $ 505,000 | $ 88,000 |
| Erie County Ohio | 4 | $ 609,000 | $ 152,000 | $ 60,000 |
| Lawrence County Pennsylvania | 4 | $ 873,000 | $ 218,000 | $ 104,000 |
| Fairfax County Virginia | 4 | $ 1,461,000 | $ 365,000 | $ 178,000 |
| Henry County Indiana | 3 | $ 164,000 | $ 54,000 | $ 30,000 |
| Oxford County Maine | 3 | $ 616,000 | $ 205,000 | $ 150,000 |
| Calvert County Maryland | 3 | $ 679,000 | $ 226,000 | $ 84,000 |
| Frederick County Maryland | 3 | $ 762,000 | $ 254,000 | $ 69,000 |
| Worcester County Maryland | 3 | $ 816,000 | $ 272,000 | $ 180,000 |
| Barnstable County Massachusetts | 3 | $ 752,000 | $ 250,000 | $ 240,000 |
| Hillsborough County New Hampshire | 3 | $ 534,000 | $ 178,000 | $ 75,000 |
| Sullivan County New Hampshire | 3 | $ 472,000 | $ 157,000 | $ 68,000 |
| Delaware County New York | 3 | $ 501,000 | $ 167,000 | $ 114,000 |
| Rockland County New York | 3 | $ 1,315,000 | $ 438,000 | $ 169,000 |
| Saratoga County New York | 3 | $ 833,000 | $ 277,000 | $ 94,000 |
| Morrow County Ohio | 3 | $ 492,000 | $ 164,000 | $ 75,000 |
| Blair County Pennsylvania | 3 | $ 308,000 | $ 102,000 | $ 114,000 |
| Clinton County Pennsylvania | 3 | $ 278,000 | $ 92,000 | $ 38,000 |
| Indiana County Pennsylvania | 3 | $ 410,000 | $ 136,000 | $ 89,000 |
| Luzerne County Pennsylvania | 3 | $ 663,000 | $ 221,000 | $ 86,000 |
| Newport County Rhode Island | 3 | $ 921,000 | $ 307,000 | $ 382,000 |
| Washington County Rhode Island | 3 | $ 842,000 | $ 280,000 | $ 198,000 |
| Prince William County Virginia | 3 | $ 927,000 | $ 309,000 | $ 135,000 |
| Berkeley County West Virginia | 3 | $ 580,000 | $ 193,000 | $ 38,000 |
| Morgan County West Virginia | 3 | $ 173,000 | $ 57,000 | $ 47,000 |
| El Paso County Colorado | 2 | $ 571,000 | $ 285,000 | $ 92,000 |
| Gwinnett County Georgia | 2 | $ 420,000 | $ 210,000 | $ 74,000 |
| Aroostook County Maine | 2 | $ 227,000 | $ 113,000 | $ 25,000 |
| Franklin County Maine | 2 | $ 283,000 | $ 141,000 | $ 235,000 |
| Hancock County Maine | 2 | $ 363,000 | $ 181,000 | $ 65,000 |
| Allegany County Maryland | 2 | $ 92,000 | $ 46,000 | $ 36,000 |
| Carroll County Maryland | 2 | $ 744,000 | $ 372,000 | $ 123,000 |
| Garrett County Maryland | 2 | $ 1,052,000 | $ 526,000 | $ 1,683,000 |
| Hampden County Massachusetts | 2 | $ 438,000 | $ 219,000 | $ 93,000 |
| Nantucket County Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 144,000 |
| Lenawee County Michigan | 2 | $ 526,000 | $ 263,000 | $ 145,000 |
| Grafton County New Hampshire | 2 | $ 518,000 | $ 259,000 | $ 138,000 |
| Salem County New Jersey | 2 | $ 396,000 | $ 198,000 | $ 95,000 |
| Somerset County New Jersey | 2 | $ 431,000 | $ 215,000 | $ 79,000 |
| Sussex County New Jersey | 2 | $ 506,000 | $ 253,000 | $ 85,000 |
| Union County New Jersey | 2 | $ 667,000 | $ 333,000 | $ 124,000 |
| Albany County New York | 2 | $ 600,000 | $ 300,000 | $ 99,000 |
| Chenango County New York | 2 | $ 266,000 | $ 133,000 | $ 64,000 |
| Dutchess County New York | 2 | $ 461,000 | $ 230,000 | $ 64,000 |
| Erie County New York | 2 | $ 424,000 | $ 212,000 | $ 83,000 |
| Nassau County New York | 2 | $ 912,000 | $ 456,000 | $ 121,000 |
| Niagara County New York | 2 | $ 434,000 | $ 217,000 | $ 103,000 |
| Orange County New York | 2 | $ 566,000 | $ 283,000 | $ 78,000 |
| Putnam County New York | 2 | $ 592,000 | $ 296,000 | $ 161,000 |
| Queens County New York | 2 | $ 728,000 | $ 364,000 | $ 190,000 |
| Rensselaer County New York | 2 | $ 416,000 | $ 208,000 | $ 71,000 |
| Warren County New York | 2 | $ 408,000 | $ 204,000 | $ 73,000 |
| Cumberland County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 98,000 |
| Dare County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 148,000 |
| Gaston County North Carolina | 2 | $ 474,000 | $ 237,000 | $ 85,000 |
| Cuyahoga County Ohio | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Lucas County Ohio | 2 | $ 359,000 | $ 179,000 | $ 56,000 |
| Medina County Ohio | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Ottawa County Ohio | 2 | $ 390,000 | $ 195,000 | $ 46,000 |
| Perry County Ohio | 2 | $ 337,000 | $ 168,000 | $ 48,000 |
| Portage County Ohio | 2 | $ 409,000 | $ 204,000 | $ 72,000 |
| Putnam County Ohio | 2 | $ 451,000 | $ 225,000 | $ 97,000 |
| Seneca County Ohio | 2 | $ 354,000 | $ 177,000 | $ 76,000 |
| Allegheny County Pennsylvania | 2 | $ 512,000 | $ 256,000 | $ 135,000 |
| Beaver County Pennsylvania | 2 | $ 396,000 | $ 198,000 | $ 86,000 |
| Bedford County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 18,000 |
| Lackawanna County Pennsylvania | 2 | $ 588,000 | $ 294,000 | $ 114,000 |
| Schuylkill County Pennsylvania | 2 | $ 641,000 | $ 320,000 | $ 191,000 |
| Washington County Pennsylvania | 2 | $ 584,000 | $ 292,000 | $ 224,000 |
| Wayne County Pennsylvania | 2 | $ 499,000 | $ 249,000 | $ 144,000 |
| Beaufort County South Carolina | 2 | $ 747,000 | $ 373,000 | $ 165,000 |
| Richland County South Carolina | 2 | $ 605,000 | $ 302,000 | $ 130,000 |
| Rutland County Vermont | 2 | $ 313,000 | $ 156,000 | $ 70,000 |
| Windsor County Vermont | 2 | $ 437,000 | $ 218,000 | $ 73,000 |
| Alexandria County Virginia | 2 | $ 888,000 | $ 444,000 | $ 172,000 |
| Stafford County Virginia | 2 | $ 603,000 | $ 301,000 | $ 143,000 |
| Jefferson County West Virginia | 2 | $ 461,000 | $ 230,000 | $ 59,000 |
| Dane County Wisconsin | 2 | $ 552,000 | $ 276,000 | $ 97,000 |
| Henry County Alabama | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| Marshall County Alabama | 1 | $ 360,000 | $ 360,000 | $ 232,000 |
| Maricopa County Arizona | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Santa Cruz County Arizona | 1 | $ 340,000 | $ 340,000 | $ 117,000 |
| Benton County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 135,000 |
| Marion County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| Grand County Colorado | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Hartford County Connecticut | 1 | $ 412,000 | $ 412,000 | $ 150,000 |
| Litchfield County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Windham County Connecticut | 1 | $ 304,000 | $ 304,000 | $ 73,000 |
| Collier County Florida | 1 | $ 368,000 | $ 368,000 | $ 317,000 |
| Duval County Florida | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Monroe County Florida | 1 | $ 393,000 | $ 393,000 | $ 411,000 |
| Polk County Florida | 1 | $ 236,000 | $ 236,000 | $ 85,000 |
| Baldwin County Georgia | 1 | $ 92,000 | $ 92,000 | $ 76,000 |
| Carroll County Georgia | 1 | $ 179,000 | $ 179,000 | $ 67,000 |
| Chatham County Georgia | 1 | $ 275,000 | $ 275,000 | $ 184,000 |
| Cobb County Georgia | 1 | $ 242,000 | $ 242,000 | $ 96,000 |
| Fulton County Georgia | 1 | $ 320,000 | $ 320,000 | $ 121,000 |
| Jackson County Georgia | 1 | $ 210,000 | $ 210,000 | $ 81,000 |
| Paulding County Georgia | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Putnam County Georgia | 1 | $ 417,000 | $ 417,000 | $ 471,000 |
| Bureau County Illinois | 1 | $ 293,000 | $ 293,000 | $ 110,000 |
| LaPorte County Indiana | 1 | $ 113,000 | $ 113,000 | $ 43,000 |
| Steuben County Indiana | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Breckinridge County Kentucky | 1 | $ 194,000 | $ 194,000 | $ 542,000 |
| Owen County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 163,000 |
| St. Landry County Louisiana | 1 | $ 314,000 | $ 314,000 | $ 88,000 |
| Androscoggin County Maine | 1 | $ 179,000 | $ 179,000 | $ 49,000 |
| Piscataquis County Maine | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Charles County Maryland | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| Kent County Maryland | 1 | $ 325,000 | $ 325,000 | $ 245,000 |
| Queen Anne's County Maryland | 1 | $ 336,000 | $ 336,000 | $ 125,000 |
| Somerset County Maryland | 1 | $ 350,000 | $ 350,000 | $ 69,000 |
| Wicomico County Maryland | 1 | $ 139,000 | $ 139,000 | $ 30,000 |
| Hampshire County Massachusetts | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Allegan County Michigan | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Emmet County Michigan | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| Kalamazoo County Michigan | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| Washtenaw County Michigan | 1 | $ 355,000 | $ 355,000 | $ 290,000 |
| Clarke County Mississippi | 1 | $ 227,000 | $ 227,000 | $ 235,000 |
| Marshall County Mississippi | 1 | $ 417,000 | $ 417,000 | $ 768,000 |
| St. Louis County Missouri | 1 | $ 417,000 | $ 417,000 | $ 209,000 |
| Belknap County New Hampshire | 1 | $ 238,000 | $ 238,000 | $ 87,000 |
| Cheshire County New Hampshire | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Passaic County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Warren County New Jersey | 1 | $ 324,000 | $ 324,000 | $ 84,000 |
| Taos County New Mexico | 1 | $ 350,000 | $ 350,000 | $ 83,000 |
| Cayuga County New York | 1 | $ 121,000 | $ 121,000 | $ 62,000 |
| Chemung County New York | 1 | $ 109,000 | $ 109,000 | $ 50,000 |
| Clinton County New York | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Genesee County New York | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Jefferson County New York | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Onondaga County New York | 1 | $ 66,000 | $ 66,000 | $ 50,000 |
| Otsego County New York | 1 | $ 167,000 | $ 167,000 | $ 183,000 |
| Schenectady County New York | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Schoharie County New York | 1 | $ 140,000 | $ 140,000 | $ 150,000 |
| St. Lawrence County New York | 1 | $ 89,000 | $ 89,000 | $ 70,000 |
| Steuben County New York | 1 | $ 250,000 | $ 250,000 | $ 83,000 |
| Tioga County New York | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Tompkins County New York | 1 | $ 160,000 | $ 160,000 | $ 24,000 |
| Westchester County New York | 1 | $ 396,000 | $ 396,000 | $ 177,000 |
| Burke County North Carolina | 1 | $ 217,000 | $ 217,000 | $ 93,000 |
| Franklin County North Carolina | 1 | $ 276,000 | $ 276,000 | $ 62,000 |
| Lincoln County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 70,000 |
| Mecklenburg County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 90,000 |
| Pitt County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Allen County Ohio | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Ashland County Ohio | 1 | $ 143,000 | $ 143,000 | $ 45,000 |
| Ashtabula County Ohio | 1 | $ 154,000 | $ 154,000 | $ 106,000 |
| Champaign County Ohio | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Columbiana County Ohio | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Delaware County Ohio | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Fairfield County Ohio | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Franklin County Ohio | 1 | $ 269,000 | $ 269,000 | $ 105,000 |
| Fulton County Ohio | 1 | $ 224,000 | $ 224,000 | $ 106,000 |
| Geauga County Ohio | 1 | $ 223,000 | $ 223,000 | $ 49,000 |
| Hardin County Ohio | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| Huron County Ohio | 1 | $ 257,000 | $ 257,000 | $ 175,000 |
| Knox County Ohio | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Mahoning County Ohio | 1 | $ 97,000 | $ 97,000 | $ 293,000 |
| Muskingum County Ohio | 1 | $ 157,000 | $ 157,000 | $ 48,000 |
| Tuscarawas County Ohio | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Washington County Ohio | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Wayne County Ohio | 1 | $ 144,000 | $ 144,000 | $ 70,000 |
| Williams County Ohio | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Wyandot County Ohio | 1 | $ 239,000 | $ 239,000 | $ 112,000 |
| Fayette County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 135,000 |
| Juniata County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 95,000 |
| Pike County Pennsylvania | 1 | $ 320,000 | $ 320,000 | $ 151,000 |
| Somerset County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 280,000 |
| Tioga County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 49,000 |
| Berkeley County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 183,000 |
| Fairfield County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 267,000 |
| York County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 78,000 |
| Cocke County Tennessee | 1 | $ 318,000 | $ 318,000 | $ 139,000 |
| Davidson County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Dickson County Tennessee | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Union County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 91,000 |
| Collin County Texas | 1 | $ 394,000 | $ 394,000 | $ 159,000 |
| Bennington County Vermont | 1 | $ 304,000 | $ 304,000 | $ 123,000 |
| Accomack County Virginia | 1 | $ 244,000 | $ 244,000 | $ 51,000 |
| Albemarle County Virginia | 1 | $ 404,000 | $ 404,000 | $ 170,000 |
| Clarke County Virginia | 1 | $ 250,000 | $ 250,000 | $ 94,000 |
| Frederick County Virginia | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| Greene County Virginia | 1 | $ 147,000 | $ 147,000 | $ 218,000 |
| Loudoun County Virginia | 1 | $ 493,000 | $ 493,000 | $ 130,000 |
| Page County Virginia | 1 | $ 211,000 | $ 211,000 | $ 126,000 |
| Pittsylvania County Virginia | 1 | $ 720,000 | $ 720,000 | $ 154,000 |
| Virginia Beach County Virginia | 1 | $ 153,000 | $ 153,000 | $ 143,000 |
| Washington County Virginia | 1 | $ 282,000 | $ 282,000 | $ 113,000 |
| Westmoreland County Virginia | 1 | $ 194,000 | $ 194,000 | $ 310,000 |
| Barbour County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 116,000 |
| Marshall County West Virginia | 1 | $ 166,000 | $ 166,000 | $ 86,000 |
| Mineral County West Virginia | 1 | $ 224,000 | $ 224,000 | $ 162,000 |
| Sublette County Wyoming | 1 | $ 202,000 | $ 202,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Graystone Tower Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,371 | $299,257,000 | $218,000 | $2,500,000 | $102,000 | $1,339,000 |
| Refinancing | 1,285 | $296,076,000 | $230,000 | $3,070,000 | $115,000 | $2,137,000 |
| Home Improvement | 130 | $12,392,000 | $95,000 | $408,000 | $71,000 | $303,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,424 | $517,515,000 | $213,000 | $1,380,000 | $107,000 | $2,137,000 |
| Black or African American | 95 | $19,888,000 | $209,000 | $730,000 | $95,000 | $882,000 |
| Not Provided | 87 | $20,743,000 | $238,000 | $620,000 | $119,000 | $840,000 |
| Asian | 75 | $20,757,000 | $276,000 | $730,000 | $122,000 | $427,000 |
| Hispanic | 69 | $15,376,000 | $222,000 | $648,000 | $100,000 | $408,000 |
| Not applicable | 28 | $11,073,000 | $395,000 | $3,070,000 | $59,000 | $1,652,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,176,000 | $235,000 | $257,000 | $93,000 | $106,000 |
| American Indian or Alaskan Native | 3 | $1,197,000 | $399,000 | $729,000 | $111,000 | $186,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,039 | $448,079,000 | $219,000 | $3,070,000 | $118,000 | $2,137,000 |
| FHA-insured (Federal Housing Administration) | 648 | $136,822,000 | $211,000 | $711,000 | $75,000 | $396,000 |
| VA-guaranteed (Veterans Administration) | 84 | $20,287,000 | $241,000 | $754,000 | $91,000 | $882,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $2,537,000 | $169,000 | $352,000 | $47,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,821 | $388,962,000 | $213,000 | $3,070,000 | $110,000 | $2,137,000 |
| Application Denied By Financial Institution | 392 | $81,429,000 | $207,000 | $1,312,000 | $86,000 | $768,000 |
| Application Approved But Not Accepted | 254 | $63,289,000 | $249,000 | $624,000 | $117,000 | $762,000 |
| Application Withdrawn By Applicant | 234 | $51,270,000 | $219,000 | $1,155,000 | $102,000 | $1,000,000 |
| File Closed For Incompleteness | 85 | $22,775,000 | $267,000 | $680,000 | $112,000 | $390,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Graystone Tower Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Graystone Tower Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.