Great Plains National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Great Plains National Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Plains National Bank 5909 Nw Expressway Elk City, OK 73132 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 3,775 |
| Total Mortgage Loan Application Amount | $817,755,000 |
| Average Mortgage Loan Application Amount | $166,166 |
| Highest Mortgage Loan Application Amount | $4,055,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,246,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Great Plains National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Plains National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Great Plains National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Plains National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Plains National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Plains National Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 1,110 | $ 236,600,000 | $ 213,000 | $ 101,000 |
| Canadian County Oklahoma | 594 | $ 126,580,000 | $ 213,000 | $ 93,000 |
| Cleveland County Oklahoma | 426 | $ 91,720,000 | $ 215,000 | $ 91,000 |
| Payne County Oklahoma | 166 | $ 34,390,000 | $ 207,000 | $ 127,000 |
| Tulsa County Oklahoma | 143 | $ 28,445,000 | $ 198,000 | $ 94,000 |
| Grady County Oklahoma | 114 | $ 24,440,000 | $ 214,000 | $ 118,000 |
| Creek County Oklahoma | 79 | $ 13,025,000 | $ 164,000 | $ 71,000 |
| McClain County Oklahoma | 73 | $ 15,795,000 | $ 216,000 | $ 84,000 |
| Woodward County Oklahoma | 68 | $ 12,160,000 | $ 178,000 | $ 103,000 |
| Beckham County Oklahoma | 63 | $ 9,295,000 | $ 147,000 | $ 91,000 |
| Logan County Oklahoma | 57 | $ 13,225,000 | $ 232,000 | $ 112,000 |
| Garfield County Oklahoma | 56 | $ 11,070,000 | $ 197,000 | $ 114,000 |
| Collin County Texas | 49 | $ 15,695,000 | $ 320,000 | $ 207,000 |
| Travis County Texas | 48 | $ 13,860,000 | $ 288,000 | $ 141,000 |
| Dallas County Texas | 25 | $ 9,705,000 | $ 388,000 | $ 182,000 |
| Tarrant County Texas | 24 | $ 7,460,000 | $ 310,000 | $ 210,000 |
| Kiowa County Oklahoma | 22 | $ 2,790,000 | $ 126,000 | $ 90,000 |
| Greer County Oklahoma | 21 | $ 1,835,000 | $ 87,000 | $ 91,000 |
| Denton County Texas | 21 | $ 5,755,000 | $ 274,000 | $ 155,000 |
| Pottawatomie County Oklahoma | 20 | $ 3,380,000 | $ 169,000 | $ 66,000 |
| Kingfisher County Oklahoma | 19 | $ 3,225,000 | $ 169,000 | $ 88,000 |
| Harris County Texas | 18 | $ 4,550,000 | $ 252,000 | $ 90,000 |
| Williamson County Texas | 18 | $ 4,210,000 | $ 233,000 | $ 111,000 |
| Washita County Oklahoma | 17 | $ 1,685,000 | $ 99,000 | $ 105,000 |
| Los Angeles County California | 14 | $ 5,950,000 | $ 425,000 | $ 115,000 |
| Comanche County Oklahoma | 13 | $ 1,845,000 | $ 141,000 | $ 70,000 |
| Rogers County Oklahoma | 13 | $ 2,815,000 | $ 216,000 | $ 88,000 |
| Rockwall County Texas | 13 | $ 3,585,000 | $ 275,000 | $ 172,000 |
| King County Washington | 13 | $ 4,265,000 | $ 328,000 | $ 107,000 |
| Wagoner County Oklahoma | 12 | $ 2,290,000 | $ 190,000 | $ 110,000 |
| Lincoln County Oklahoma | 11 | $ 1,745,000 | $ 158,000 | $ 55,000 |
| Osage County Oklahoma | 11 | $ 3,105,000 | $ 282,000 | $ 116,000 |
| Noble County Oklahoma | 10 | $ 1,570,000 | $ 157,000 | $ 70,000 |
| Pittsburg County Oklahoma | 10 | $ 2,110,000 | $ 211,000 | $ 114,000 |
| Pierce County Washington | 10 | $ 3,400,000 | $ 340,000 | $ 90,000 |
| Custer County Oklahoma | 9 | $ 1,865,000 | $ 207,000 | $ 120,000 |
| Hays County Texas | 9 | $ 2,265,000 | $ 251,000 | $ 82,000 |
| Jackson County Oklahoma | 8 | $ 880,000 | $ 110,000 | $ 76,000 |
| Pawnee County Oklahoma | 8 | $ 1,010,000 | $ 126,000 | $ 68,000 |
| Mayes County Oklahoma | 7 | $ 1,395,000 | $ 199,000 | $ 91,000 |
| McIntosh County Oklahoma | 7 | $ 1,005,000 | $ 143,000 | $ 103,000 |
| Fort Bend County Texas | 7 | $ 1,815,000 | $ 259,000 | $ 126,000 |
| Caddo County Oklahoma | 6 | $ 950,000 | $ 158,000 | $ 197,000 |
| Carter County Oklahoma | 6 | $ 670,000 | $ 111,000 | $ 66,000 |
| Delaware County Oklahoma | 6 | $ 1,830,000 | $ 305,000 | $ 204,000 |
| Washington County Oklahoma | 6 | $ 700,000 | $ 116,000 | $ 51,000 |
| Bastrop County Texas | 6 | $ 1,260,000 | $ 210,000 | $ 81,000 |
| Hillsborough County Florida | 5 | $ 895,000 | $ 179,000 | $ 69,000 |
| Sarasota County Florida | 5 | $ 1,645,000 | $ 329,000 | $ 77,000 |
| Cherokee County Oklahoma | 5 | $ 1,035,000 | $ 207,000 | $ 63,000 |
| Okmulgee County Oklahoma | 5 | $ 785,000 | $ 157,000 | $ 100,000 |
| Johnson County Texas | 5 | $ 1,355,000 | $ 271,000 | $ 97,000 |
| Orange County California | 4 | $ 2,310,000 | $ 577,000 | $ 300,000 |
| Gwinnett County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 75,000 |
| Cook County Illinois | 4 | $ 840,000 | $ 210,000 | $ 64,000 |
| Haywood County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 32,000 |
| Henderson County North Carolina | 4 | $ 830,000 | $ 207,000 | $ 53,000 |
| Jackson County North Carolina | 4 | $ 670,000 | $ 167,000 | $ 91,000 |
| Dewey County Oklahoma | 4 | $ 850,000 | $ 212,000 | $ 154,000 |
| Garvin County Oklahoma | 4 | $ 520,000 | $ 130,000 | $ 81,000 |
| Grant County Oklahoma | 4 | $ 650,000 | $ 162,000 | $ 61,000 |
| Kay County Oklahoma | 4 | $ 660,000 | $ 165,000 | $ 148,000 |
| Stephens County Oklahoma | 4 | $ 1,340,000 | $ 335,000 | $ 123,000 |
| Bexar County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 95,000 |
| San Bernardino County California | 3 | $ 1,055,000 | $ 351,000 | $ 107,000 |
| San Diego County California | 3 | $ 645,000 | $ 215,000 | $ 61,000 |
| Weld County Colorado | 3 | $ 835,000 | $ 278,000 | $ 102,000 |
| Osceola County Florida | 3 | $ 465,000 | $ 155,000 | $ 51,000 |
| Clayton County Georgia | 3 | $ 265,000 | $ 88,000 | $ 62,000 |
| DeSoto County Mississippi | 3 | $ 1,005,000 | $ 335,000 | $ 84,000 |
| Stone County Missouri | 3 | $ 4,105,000 | $ 1,368,000 | $ 146,000 |
| Orange County New York | 3 | $ 875,000 | $ 291,000 | $ 77,000 |
| Buncombe County North Carolina | 3 | $ 1,055,000 | $ 351,000 | $ 89,000 |
| Cumberland County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 54,000 |
| Macon County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 85,000 |
| Bryan County Oklahoma | 3 | $ 625,000 | $ 208,000 | $ 83,000 |
| Murray County Oklahoma | 3 | $ 545,000 | $ 181,000 | $ 99,000 |
| Seminole County Oklahoma | 3 | $ 365,000 | $ 121,000 | $ 35,000 |
| Tillman County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 51,000 |
| Brazos County Texas | 3 | $ 765,000 | $ 255,000 | $ 112,000 |
| Caldwell County Texas | 3 | $ 545,000 | $ 181,000 | $ 78,000 |
| Chambers County Texas | 3 | $ 755,000 | $ 251,000 | $ 50,000 |
| Lubbock County Texas | 3 | $ 895,000 | $ 298,000 | $ 171,000 |
| McLennan County Texas | 3 | $ 665,000 | $ 221,000 | $ 75,000 |
| Montgomery County Texas | 3 | $ 665,000 | $ 221,000 | $ 199,000 |
| Madison County Alabama | 2 | $ 580,000 | $ 290,000 | $ 110,000 |
| Maricopa County Arizona | 2 | $ 400,000 | $ 200,000 | $ 52,000 |
| Larimer County Colorado | 2 | $ 1,430,000 | $ 715,000 | $ 400,000 |
| Fairfield County Connecticut | 2 | $ 860,000 | $ 430,000 | $ 121,000 |
| Lee County Florida | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Manatee County Florida | 2 | $ 750,000 | $ 375,000 | $ 61,000 |
| Pasco County Florida | 2 | $ 670,000 | $ 335,000 | $ 170,000 |
| Chatham County Georgia | 2 | $ 640,000 | $ 320,000 | $ 112,000 |
| Henry County Georgia | 2 | $ 910,000 | $ 455,000 | $ 99,000 |
| Leavenworth County Kansas | 2 | $ 710,000 | $ 355,000 | $ 100,000 |
| Calvert County Maryland | 2 | $ 1,930,000 | $ 965,000 | $ 356,000 |
| Prince George's County Maryland | 2 | $ 510,000 | $ 255,000 | $ 48,000 |
| Lamar County Mississippi | 2 | $ 610,000 | $ 305,000 | $ 91,000 |
| Clark County Nevada | 2 | $ 760,000 | $ 380,000 | $ 152,000 |
| Bernalillo County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Taos County New Mexico | 2 | $ 310,000 | $ 155,000 | $ 170,000 |
| Craven County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Guilford County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Johnston County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 143,000 |
| Nash County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Wake County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 193,000 |
| Marshall County Oklahoma | 2 | $ 460,000 | $ 230,000 | $ 43,000 |
| McCurtain County Oklahoma | 2 | $ 520,000 | $ 260,000 | $ 219,000 |
| Muskogee County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 200,000 |
| Pushmataha County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 86,000 |
| Roger Mills County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 108,000 |
| Sequoyah County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 158,000 |
| Texas County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| Rutherford County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Bell County Texas | 2 | $ 520,000 | $ 260,000 | $ 68,000 |
| Collingsworth County Texas | 2 | $ 40,000 | $ 20,000 | $ 38,000 |
| Grayson County Texas | 2 | $ 290,000 | $ 145,000 | $ 218,000 |
| Guadalupe County Texas | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Kaufman County Texas | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Webb County Texas | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| Chesapeake County Virginia | 2 | $ 870,000 | $ 435,000 | $ 120,000 |
| Colbert County Alabama | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Houston County Alabama | 1 | $ 355,000 | $ 355,000 | $ 54,000 |
| Kern County California | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Riverside County California | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| San Joaquin County California | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| San Luis Obispo County California | 1 | $ 405,000 | $ 405,000 | $ 91,000 |
| Santa Clara County California | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Solano County California | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Tulare County California | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Archuleta County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Boulder County Colorado | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Denver County Colorado | 1 | $ 1,365,000 | $ 1,365,000 | $ 345,000 |
| El Paso County Colorado | 1 | $ 295,000 | $ 295,000 | $ 80,000 |
| Jefferson County Colorado | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Mineral County Colorado | 1 | $ 135,000 | $ 135,000 | $ 301,000 |
| Sussex County Delaware | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Bay County Florida | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Leon County Florida | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Walton County Florida | 1 | $ 515,000 | $ 515,000 | $ 430,000 |
| Dawson County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Fulton County Georgia | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Hall County Georgia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Paulding County Georgia | 1 | $ 515,000 | $ 515,000 | $ 116,000 |
| Canyon County Idaho | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Rock Island County Illinois | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Lake County Indiana | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Marion County Indiana | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Douglas County Kansas | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Franklin County Kansas | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Lyon County Kansas | 1 | $ 115,000 | $ 115,000 | $ 579,000 |
| Christian County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Washington County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cheboygan County Michigan | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Clay County Missouri | 1 | $ 335,000 | $ 335,000 | $ 154,000 |
| Clinton County Missouri | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Jackson County Missouri | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Jefferson County Missouri | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Colfax County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Lea County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dutchess County New York | 1 | $ 385,000 | $ 385,000 | $ 194,000 |
| Caldwell County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Catawba County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Harnett County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Mecklenburg County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Moore County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Fairfield County Ohio | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Guernsey County Ohio | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Medina County Ohio | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Montgomery County Ohio | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Shelby County Ohio | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Atoka County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Blaine County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Cotton County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Ellis County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Harmon County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Harper County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Haskell County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Latimer County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Major County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Nowata County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Okfuskee County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Pontotoc County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Woods County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Yamhill County Oregon | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Lancaster County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 142,000 |
| Lexington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Haywood County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Putnam County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Sumner County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Williamson County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 173,000 |
| Angelina County Texas | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Bosque County Texas | 1 | $ 115,000 | $ 115,000 | $ 230,000 |
| Calhoun County Texas | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Clay County Texas | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Coryell County Texas | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| DeWitt County Texas | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| El Paso County Texas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Ellis County Texas | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Franklin County Texas | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Gillespie County Texas | 1 | $ 385,000 | $ 385,000 | $ 175,000 |
| Goliad County Texas | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Hidalgo County Texas | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Palo Pinto County Texas | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Parker County Texas | 1 | $ 305,000 | $ 305,000 | $ 229,000 |
| Randall County Texas | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Robertson County Texas | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Wichita County Texas | 1 | $ 415,000 | $ 415,000 | $ 95,000 |
| Salt Lake County Utah | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Utah County Utah | 1 | $ 315,000 | $ 315,000 | $ 54,000 |
| Augusta County Virginia | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Charlottesville County Virginia | 1 | $ 135,000 | $ 135,000 | $ 165,000 |
| Fairfax County Virginia | 1 | $ 335,000 | $ 335,000 | $ 170,000 |
| Spotsylvania County Virginia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Clark County Washington | 1 | $ 515,000 | $ 515,000 | $ 90,000 |
| Snohomish County Washington | 1 | $ 375,000 | $ 375,000 | $ 63,000 |
| Spokane County Washington | 1 | $ 225,000 | $ 225,000 | $ 0 |
Mortgage Loan Application Detail Totals for Great Plains National Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,459 | $524,305,000 | $213,000 | $4,055,000 | $94,000 | $1,246,000 |
| Refinancing | 967 | $218,815,000 | $226,000 | $3,325,000 | $118,000 | $1,048,000 |
| Cash-out Refinancing | 316 | $71,050,000 | $224,000 | $605,000 | $123,000 | $940,000 |
| Home Improvement | 25 | $2,605,000 | $104,000 | $375,000 | $85,000 | $301,000 |
| Other Purpose | 7 | $875,000 | $125,000 | $255,000 | $106,000 | $263,000 |
| Not Applicable | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,272 | $492,100,000 | $216,000 | $1,485,000 | $108,000 | $1,246,000 |
| Hispanic | 451 | $83,735,000 | $185,000 | $565,000 | $66,000 | $269,000 |
| Not Provided | 442 | $102,460,000 | $231,000 | $1,365,000 | $110,000 | $806,000 |
| Black or African American | 162 | $36,500,000 | $225,000 | $525,000 | $91,000 | $469,000 |
| American Indian or Alaskan Native | 152 | $30,530,000 | $200,000 | $715,000 | $94,000 | $562,000 |
| Asian | 145 | $34,085,000 | $235,000 | $515,000 | $120,000 | $559,000 |
| Not applicable | 133 | $34,335,000 | $258,000 | $4,055,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,085,000 | $237,000 | $375,000 | $95,000 | $259,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,543 | $562,325,000 | $221,000 | $4,055,000 | $116,000 | $1,246,000 |
| FHA-insured (Federal Housing Administration) | 826 | $148,050,000 | $179,000 | $515,000 | $68,000 | $425,000 |
| VA-guaranteed (Veterans Administration) | 350 | $99,730,000 | $284,000 | $1,245,000 | $100,000 | $375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $7,650,000 | $136,000 | $255,000 | $49,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,147 | $681,355,000 | $216,000 | $4,055,000 | $104,000 | $1,246,000 |
| Application Withdrawn By Applicant | 473 | $105,275,000 | $222,000 | $3,405,000 | $102,000 | $1,048,000 |
| Application Denied By Financial Institution | 127 | $25,055,000 | $197,000 | $1,245,000 | $71,000 | $375,000 |
| Application Approved But Not Accepted | 15 | $2,895,000 | $193,000 | $515,000 | $137,000 | $358,000 |
| File Closed For Incompleteness | 13 | $3,175,000 | $244,000 | $405,000 | $106,000 | $207,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,648 | $792,700,000 | $217,000 | $4,055,000 | $103,000 | $1,246,000 |
| Debt-To-Income Ratio | 55 | $10,925,000 | $198,000 | $795,000 | $56,000 | $189,000 |
| Collateral | 21 | $3,985,000 | $189,000 | $425,000 | $89,000 | $286,000 |
| Credit History | 17 | $2,645,000 | $155,000 | $345,000 | $72,000 | $140,000 |
| Other | 16 | $4,130,000 | $258,000 | $1,245,000 | $102,000 | $375,000 |
| Employment History | 14 | $1,870,000 | $133,000 | $285,000 | $52,000 | $109,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,115,000 | $371,000 | $595,000 | $115,000 | $200,000 |
| Unverifiable Information | 1 | $385,000 | $385,000 | $385,000 | $59,000 | $59,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Plains National Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Plains National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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