Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Great Southern Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,445 |
| Total Mortgage Loan Application Amount | $169,003,000 |
| Average Mortgage Loan Application Amount | $137,620 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $62,068 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 622 | $ 69,597,000 | $ 111,000 | $ 46,000 |
| Christian County Missouri | 147 | $ 21,641,000 | $ 147,000 | $ 45,000 |
| Taney County Missouri | 84 | $ 9,103,000 | $ 108,000 | $ 39,000 |
| Stone County Missouri | 65 | $ 8,357,000 | $ 128,000 | $ 68,000 |
| Jasper County Missouri | 35 | $ 2,593,000 | $ 74,000 | $ 37,000 |
| Webster County Missouri | 29 | $ 2,831,000 | $ 97,000 | $ 39,000 |
| Camden County Missouri | 27 | $ 3,627,000 | $ 134,000 | $ 101,000 |
| Newton County Missouri | 23 | $ 2,059,000 | $ 89,000 | $ 63,000 |
| Lawrence County Missouri | 22 | $ 1,908,000 | $ 86,000 | $ 34,000 |
| Laclede County Missouri | 21 | $ 2,366,000 | $ 112,000 | $ 35,000 |
| Dallas County Missouri | 17 | $ 851,000 | $ 50,000 | $ 34,000 |
| Benton County Arkansas | 13 | $ 2,524,000 | $ 194,000 | $ 69,000 |
| Washington County Arkansas | 10 | $ 1,130,000 | $ 113,000 | $ 27,000 |
| Cedar County Missouri | 10 | $ 781,000 | $ 78,000 | $ 30,000 |
| Howell County Missouri | 10 | $ 736,000 | $ 73,000 | $ 33,000 |
| Polk County Missouri | 9 | $ 1,291,000 | $ 143,000 | $ 46,000 |
| Oregon County Missouri | 8 | $ 523,000 | $ 65,000 | $ 35,000 |
| Barry County Missouri | 6 | $ 641,000 | $ 106,000 | $ 51,000 |
| Garland County Arkansas | 5 | $ 1,302,000 | $ 260,000 | $ 257,000 |
| Morgan County Missouri | 5 | $ 491,000 | $ 98,000 | $ 57,000 |
| Texas County Missouri | 5 | $ 220,000 | $ 44,000 | $ 31,000 |
| Boone County Arkansas | 4 | $ 161,000 | $ 40,000 | $ 65,000 |
| Nassau County Florida | 4 | $ 302,000 | $ 75,000 | $ 44,000 |
| Jackson County Missouri | 4 | $ 494,000 | $ 123,000 | $ 115,000 |
| Miller County Missouri | 4 | $ 279,000 | $ 69,000 | $ 104,000 |
| St. Louis County Missouri | 4 | $ 12,755,000 | $ 3,188,000 | $ 6,000 |
| Baldwin County Alabama | 3 | $ 119,000 | $ 39,000 | $ 27,000 |
| Madison County Florida | 3 | $ 154,000 | $ 51,000 | $ 63,000 |
| Wright County Missouri | 3 | $ 106,000 | $ 35,000 | $ 26,000 |
| Cleveland County Arkansas | 2 | $ 102,000 | $ 51,000 | $ 33,000 |
| Craighead County Arkansas | 2 | $ 113,000 | $ 56,000 | $ 49,000 |
| Fulton County Arkansas | 2 | $ 129,000 | $ 64,000 | $ 50,000 |
| Mississippi County Arkansas | 2 | $ 80,000 | $ 40,000 | $ 25,000 |
| Hamilton County Florida | 2 | $ 98,000 | $ 49,000 | $ 64,000 |
| Suwannee County Florida | 2 | $ 71,000 | $ 35,000 | $ 21,000 |
| Cherokee County Kansas | 2 | $ 176,000 | $ 88,000 | $ 71,000 |
| Johnson County Kansas | 2 | $ 779,000 | $ 389,000 | $ 945,000 |
| Calcasieu County Louisiana | 2 | $ 82,000 | $ 41,000 | $ 48,000 |
| Concordia County Louisiana | 2 | $ 45,000 | $ 22,000 | $ 40,000 |
| Franklin County Louisiana | 2 | $ 68,000 | $ 34,000 | $ 25,000 |
| Lafayette County Louisiana | 2 | $ 75,000 | $ 37,000 | $ 65,000 |
| Ouachita County Louisiana | 2 | $ 100,000 | $ 50,000 | $ 41,000 |
| Washington County Louisiana | 2 | $ 105,000 | $ 52,000 | $ 53,000 |
| Benton County Missouri | 2 | $ 456,000 | $ 228,000 | $ 46,000 |
| Dade County Missouri | 2 | $ 411,000 | $ 205,000 | $ 69,000 |
| Hickory County Missouri | 2 | $ 55,000 | $ 27,000 | $ 38,000 |
| McDonald County Missouri | 2 | $ 109,000 | $ 54,000 | $ 33,000 |
| St. Charles County Missouri | 2 | $ 458,000 | $ 229,000 | $ 90,000 |
| Franklin County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 37,000 |
| Sampson County North Carolina | 2 | $ 108,000 | $ 54,000 | $ 32,000 |
| Georgetown County South Carolina | 2 | $ 108,000 | $ 54,000 | $ 55,000 |
| Henderson County Tennessee | 2 | $ 107,000 | $ 53,000 | $ 43,000 |
| Blount County Alabama | 1 | $ 62,000 | $ 62,000 | $ 31,000 |
| Calhoun County Alabama | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Chilton County Alabama | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Clay County Alabama | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Escambia County Alabama | 1 | $ 19,000 | $ 19,000 | $ 17,000 |
| Etowah County Alabama | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Fayette County Alabama | 1 | $ 78,000 | $ 78,000 | $ 113,000 |
| Geneva County Alabama | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Jefferson County Alabama | 1 | $ 33,000 | $ 33,000 | $ 41,000 |
| Lamar County Alabama | 1 | $ 48,000 | $ 48,000 | $ 26,000 |
| Marion County Alabama | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Mobile County Alabama | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| Montgomery County Alabama | 1 | $ 48,000 | $ 48,000 | $ 38,000 |
| Morgan County Alabama | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Pickens County Alabama | 1 | $ 52,000 | $ 52,000 | $ 66,000 |
| Shelby County Alabama | 1 | $ 32,000 | $ 32,000 | $ 31,000 |
| Tallapoosa County Alabama | 1 | $ 64,000 | $ 64,000 | $ 31,000 |
| Walker County Alabama | 1 | $ 23,000 | $ 23,000 | $ 15,000 |
| Winston County Alabama | 1 | $ 43,000 | $ 43,000 | $ 26,000 |
| Maricopa County Arizona | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Navajo County Arizona | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Ashley County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 32,000 |
| Carroll County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 30,000 |
| Conway County Arkansas | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Dallas County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Greene County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Independence County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 56,000 |
| Jefferson County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 77,000 |
| Montgomery County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 94,000 |
| Ouachita County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Phillips County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 43,000 |
| Pike County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 46,000 |
| Yell County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Denver County Colorado | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Alachua County Florida | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Baker County Florida | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Citrus County Florida | 1 | $ 92,000 | $ 92,000 | $ 43,000 |
| Clay County Florida | 1 | $ 37,000 | $ 37,000 | $ 44,000 |
| Dixie County Florida | 1 | $ 54,000 | $ 54,000 | $ 396,000 |
| Escambia County Florida | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Gilchrist County Florida | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Glades County Florida | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Hernando County Florida | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Leon County Florida | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Marion County Florida | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Taylor County Florida | 1 | $ 44,000 | $ 44,000 | $ 122,000 |
| Effingham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Hancock County Georgia | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Lanier County Georgia | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| McIntosh County Georgia | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Stephens County Georgia | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Ware County Georgia | 1 | $ 44,000 | $ 44,000 | $ 31,000 |
| Madison County Illinois | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Marion County Illinois | 1 | $ 62,000 | $ 62,000 | $ 34,000 |
| Dickinson County Iowa | 1 | $ 48,000 | $ 48,000 | $ 25,000 |
| Morris County Kansas | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Allen County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Beauregard County Louisiana | 1 | $ 29,000 | $ 29,000 | $ 43,000 |
| Bienville County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 151,000 |
| Bossier County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Caddo County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 22,000 |
| Iberia County Louisiana | 1 | $ 37,000 | $ 37,000 | $ 25,000 |
| Jefferson County Louisiana | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Natchitoches County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 40,000 |
| Sabine County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 67,000 |
| St. Charles County Louisiana | 1 | $ 49,000 | $ 49,000 | $ 21,000 |
| St. Helena County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 105,000 |
| St. Landry County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| St. Martin County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 23,000 |
| Tangipahoa County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 28,000 |
| Tensas County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 25,000 |
| Union County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Vermilion County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| West Carroll County Louisiana | 1 | $ 39,000 | $ 39,000 | $ 24,000 |
| Winn County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 30,000 |
| Wright County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Adams County Mississippi | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Carroll County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 64,000 |
| Chickasaw County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 14,000 |
| Copiah County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Covington County Mississippi | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| Forrest County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 39,000 |
| Grenada County Mississippi | 1 | $ 66,000 | $ 66,000 | $ 54,000 |
| Lafayette County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Lauderdale County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 38,000 |
| Monroe County Mississippi | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Oktibbeha County Mississippi | 1 | $ 31,000 | $ 31,000 | $ 58,000 |
| Rankin County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Tippah County Mississippi | 1 | $ 38,000 | $ 38,000 | $ 14,000 |
| Union County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Walthall County Mississippi | 1 | $ 59,000 | $ 59,000 | $ 48,000 |
| Barton County Missouri | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Boone County Missouri | 1 | $ 79,000 | $ 79,000 | $ 95,000 |
| Clay County Missouri | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Crawford County Missouri | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Henry County Missouri | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Phelps County Missouri | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
| Saline County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Vernon County Missouri | 1 | $ 10,000 | $ 10,000 | $ 76,000 |
| Warren County Missouri | 1 | $ 216,000 | $ 216,000 | $ 43,000 |
| Bernalillo County New Mexico | 1 | $ 26,000 | $ 26,000 | $ 26,000 |
| Lea County New Mexico | 1 | $ 18,000 | $ 18,000 | $ 16,000 |
| Rio Arriba County New Mexico | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Santa Fe County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 69,000 |
| Cumberland County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 70,000 |
| Duplin County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Hoke County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Jackson County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 36,000 |
| Jones County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Robeson County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Cass County North Dakota | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Scioto County Ohio | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Cherokee County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 14,000 |
| Creek County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Greer County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 72,000 |
| Le Flore County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| McClain County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 35,000 |
| Muskogee County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 35,000 |
| Pontotoc County Oklahoma | 1 | $ 31,000 | $ 31,000 | $ 62,000 |
| Cumberland County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 39,000 |
| Fayette County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 28,000 |
| Franklin County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Greene County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 59,000 |
| Berkeley County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 46,000 |
| Dorchester County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 64,000 |
| Orangeburg County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 64,000 |
| Williamsburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Anderson County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 40,000 |
| Carroll County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Franklin County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Grundy County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 28,000 |
| Hamilton County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Hardeman County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Moore County Tennessee | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Rhea County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Sequatchie County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 36,000 |
| Harrison County Texas | 1 | $ 29,000 | $ 29,000 | $ 151,000 |
| Smith County Texas | 1 | $ 86,000 | $ 86,000 | $ 88,000 |
| Randolph County West Virginia | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 847 | $101,450,000 | $132,434 | $12,000,000 | $66,347 | $1,800,000 |
| Refinancing | 532 | $66,810,000 | $228,750 | $2,160,000 | $49,750 | $393,000 |
| Home Improvement | 66 | $743,000 | $15,000 | $150,000 | $37,500 | $318,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,287 | $137,605,000 | $68,695 | $4,225,000 | $63,043 | $1,800,000 |
| Not applicable | 65 | $24,965,000 | $1,023,000 | $12,000,000 | $0 | $0 |
| Hispanic | 34 | $2,573,000 | $68,833 | $148,000 | $40,500 | $72,000 |
| Black or African American | 27 | $1,468,000 | $49,111 | $110,000 | $46,222 | $151,000 |
| Not Provided | 13 | $429,000 | $41,666 | $203,000 | $38,333 | $170,000 |
| Asian | 11 | $1,175,000 | $101,000 | $188,000 | $38,500 | $84,000 |
| American Indian or Alaskan Native | 7 | $580,000 | $96,333 | $164,000 | $53,666 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $208,000 | $208,000 | $208,000 | $99,000 | $99,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,206 | $146,549,000 | $146,750 | $12,000,000 | $60,041 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 198 | $17,404,000 | $86,500 | $164,000 | $35,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 41 | $5,050,000 | $122,000 | $307,000 | $36,500 | $86,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 957 | $131,216,000 | $808,200 | $12,000,000 | $125,400 | $1,800,000 |
| Loan Purchased By The Institution | 170 | $8,634,000 | $53,454 | $146,000 | $46,363 | $396,000 |
| Application Withdrawn By Applicant | 149 | $14,804,000 | $112,000 | $360,000 | $86,000 | $347,000 |
| Application Denied By Financial Institution | 75 | $5,895,000 | $73,500 | $330,000 | $39,500 | $127,000 |
| Preapproval Denied by Financial Institution | 58 | $5,174,000 | $89,000 | $164,000 | $33,000 | $88,000 |
| Application Approved But Not Accepted | 21 | $1,757,000 | $83,000 | $180,000 | $64,000 | $169,000 |
| File Closed For Incompleteness | 15 | $1,523,000 | $119,000 | $300,000 | $48,000 | $198,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $42,000 | $42,000 | $42,000 | $19,000 | $19,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.