Great Southern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Great Southern Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Southern Bank 218 S Glenstone Ave Reeds Spring, MO 65802 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,543 |
| Total Mortgage Loan Application Amount | $671,961,000 |
| Average Mortgage Loan Application Amount | $202,333 |
| Highest Mortgage Loan Application Amount | $30,115,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $2,986,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Great Southern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Southern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Great Southern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Southern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Southern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Southern Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Missouri | 576 | $ 77,018,000 | $ 133,000 | $ 57,000 |
| Christian County Missouri | 176 | $ 23,290,000 | $ 132,000 | $ 59,000 |
| Woodbury County Iowa | 135 | $ 31,573,000 | $ 233,000 | $ 63,000 |
| Polk County Iowa | 111 | $ 24,530,000 | $ 220,000 | $ 81,000 |
| Scott County Iowa | 83 | $ 11,432,000 | $ 137,000 | $ 68,000 |
| Benton County Arkansas | 64 | $ 10,997,000 | $ 171,000 | $ 83,000 |
| Camden County Missouri | 63 | $ 6,772,000 | $ 107,000 | $ 64,000 |
| Jasper County Iowa | 62 | $ 5,264,000 | $ 84,000 | $ 53,000 |
| Lawrence County Missouri | 52 | $ 8,808,000 | $ 169,000 | $ 51,000 |
| St. Louis County Missouri | 50 | $ 29,318,000 | $ 586,000 | $ 132,000 |
| Taney County Missouri | 49 | $ 5,343,000 | $ 109,000 | $ 48,000 |
| Miami County Kansas | 42 | $ 3,483,000 | $ 82,000 | $ 78,000 |
| Johnson County Kansas | 41 | $ 7,544,000 | $ 184,000 | $ 97,000 |
| Douglas County Missouri | 41 | $ 3,399,000 | $ 82,000 | $ 52,000 |
| Stone County Missouri | 37 | $ 3,580,000 | $ 96,000 | $ 57,000 |
| Jasper County Missouri | 35 | $ 8,588,000 | $ 245,000 | $ 46,000 |
| Newton County Missouri | 34 | $ 3,890,000 | $ 114,000 | $ 48,000 |
| Vernon County Missouri | 34 | $ 2,400,000 | $ 70,000 | $ 53,000 |
| Howell County Missouri | 33 | $ 1,843,000 | $ 55,000 | $ 41,000 |
| Jackson County Missouri | 33 | $ 11,463,000 | $ 347,000 | $ 99,000 |
| Webster County Missouri | 30 | $ 3,111,000 | $ 103,000 | $ 84,000 |
| Wright County Missouri | 27 | $ 1,660,000 | $ 61,000 | $ 40,000 |
| Hennepin County Minnesota | 26 | $ 9,208,000 | $ 354,000 | $ 119,000 |
| Marion County Iowa | 23 | $ 2,017,000 | $ 87,000 | $ 59,000 |
| Labette County Kansas | 23 | $ 1,023,000 | $ 44,000 | $ 46,000 |
| Dakota County Nebraska | 23 | $ 1,759,000 | $ 76,000 | $ 59,000 |
| Mahaska County Iowa | 22 | $ 1,344,000 | $ 61,000 | $ 47,000 |
| Plymouth County Iowa | 21 | $ 2,501,000 | $ 119,000 | $ 50,000 |
| St. Charles County Missouri | 21 | $ 13,683,000 | $ 651,000 | $ 112,000 |
| Dallas County Missouri | 18 | $ 1,403,000 | $ 77,000 | $ 32,000 |
| Laclede County Missouri | 18 | $ 1,119,000 | $ 62,000 | $ 40,000 |
| Reynolds County Missouri | 18 | $ 1,519,000 | $ 84,000 | $ 50,000 |
| St. Louis City County Missouri | 18 | $ 13,330,000 | $ 740,000 | $ 39,000 |
| Dallas County Iowa | 16 | $ 2,809,000 | $ 175,000 | $ 98,000 |
| Cedar County Missouri | 16 | $ 1,417,000 | $ 88,000 | $ 43,000 |
| Iron County Missouri | 16 | $ 809,000 | $ 50,000 | $ 47,000 |
| Oregon County Missouri | 16 | $ 986,000 | $ 61,000 | $ 34,000 |
| Story County Iowa | 15 | $ 2,916,000 | $ 194,000 | $ 71,000 |
| Barry County Missouri | 14 | $ 1,242,000 | $ 88,000 | $ 48,000 |
| Washington County Arkansas | 13 | $ 31,943,000 | $ 2,457,000 | $ 61,000 |
| Monona County Iowa | 13 | $ 1,247,000 | $ 95,000 | $ 94,000 |
| Dade County Missouri | 13 | $ 406,000 | $ 31,000 | $ 42,000 |
| Madison County Missouri | 11 | $ 970,000 | $ 88,000 | $ 54,000 |
| Morgan County Missouri | 11 | $ 693,000 | $ 63,000 | $ 28,000 |
| Polk County Missouri | 11 | $ 895,000 | $ 81,000 | $ 46,000 |
| Douglas County Nebraska | 11 | $ 2,042,000 | $ 185,000 | $ 73,000 |
| Warren County Iowa | 10 | $ 1,619,000 | $ 161,000 | $ 57,000 |
| Dakota County Minnesota | 10 | $ 2,672,000 | $ 267,000 | $ 159,000 |
| Franklin County Kansas | 9 | $ 664,000 | $ 73,000 | $ 52,000 |
| Miller County Missouri | 9 | $ 1,406,000 | $ 156,000 | $ 51,000 |
| Boone County Arkansas | 8 | $ 1,017,000 | $ 127,000 | $ 47,000 |
| Rock Island County Illinois | 8 | $ 957,000 | $ 119,000 | $ 63,000 |
| Allen County Kansas | 8 | $ 219,000 | $ 27,000 | $ 45,000 |
| Texas County Missouri | 8 | $ 495,000 | $ 61,000 | $ 38,000 |
| St. Francois County Missouri | 7 | $ 462,000 | $ 66,000 | $ 51,000 |
| Ozark County Missouri | 6 | $ 462,000 | $ 77,000 | $ 33,000 |
| Union County South Dakota | 6 | $ 871,000 | $ 145,000 | $ 56,000 |
| Boone County Iowa | 5 | $ 540,000 | $ 108,000 | $ 47,000 |
| Anderson County Kansas | 5 | $ 325,000 | $ 65,000 | $ 59,000 |
| Wyandotte County Kansas | 5 | $ 3,163,000 | $ 632,000 | $ 27,000 |
| Ramsey County Minnesota | 5 | $ 1,195,000 | $ 239,000 | $ 86,000 |
| Clay County Missouri | 5 | $ 718,000 | $ 143,000 | $ 76,000 |
| Jefferson County Missouri | 5 | $ 643,000 | $ 128,000 | $ 67,000 |
| McDonald County Missouri | 5 | $ 551,000 | $ 110,000 | $ 67,000 |
| Oklahoma County Oklahoma | 5 | $ 25,640,000 | $ 5,128,000 | $ 0 |
| Pottawattamie County Iowa | 4 | $ 224,000 | $ 56,000 | $ 38,000 |
| Bourbon County Kansas | 4 | $ 428,000 | $ 107,000 | $ 149,000 |
| Scott County Minnesota | 4 | $ 1,185,000 | $ 296,000 | $ 88,000 |
| Cass County Missouri | 4 | $ 905,000 | $ 226,000 | $ 82,000 |
| Sarpy County Nebraska | 4 | $ 586,000 | $ 146,000 | $ 107,000 |
| Dallas County Texas | 4 | $ 5,496,000 | $ 1,374,000 | $ 30,000 |
| Henry County Illinois | 3 | $ 560,000 | $ 186,000 | $ 94,000 |
| Madison County Iowa | 3 | $ 286,000 | $ 95,000 | $ 70,000 |
| Linn County Kansas | 3 | $ 311,000 | $ 103,000 | $ 56,000 |
| Shawnee County Kansas | 3 | $ 10,232,000 | $ 3,410,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 708,000 | $ 236,000 | $ 135,000 |
| Wayne County Michigan | 3 | $ 3,218,000 | $ 1,072,000 | $ 0 |
| Anoka County Minnesota | 3 | $ 517,000 | $ 172,000 | $ 58,000 |
| Sherburne County Minnesota | 3 | $ 614,000 | $ 204,000 | $ 109,000 |
| Washington County Minnesota | 3 | $ 771,000 | $ 257,000 | $ 120,000 |
| Barton County Missouri | 3 | $ 92,000 | $ 30,000 | $ 30,000 |
| Perry County Missouri | 3 | $ 590,000 | $ 196,000 | $ 70,000 |
| St. Clair County Missouri | 3 | $ 11,000 | $ 3,000 | $ 35,000 |
| Le Flore County Oklahoma | 3 | $ 510,000 | $ 170,000 | $ 90,000 |
| Tulsa County Oklahoma | 3 | $ 13,150,000 | $ 4,383,000 | $ 0 |
| Harris County Texas | 3 | $ 31,685,000 | $ 10,561,000 | $ 0 |
| Elmore County Alabama | 2 | $ 186,000 | $ 93,000 | $ 44,000 |
| Fulton County Arkansas | 2 | $ 224,000 | $ 112,000 | $ 56,000 |
| Garland County Arkansas | 2 | $ 2,007,000 | $ 1,003,000 | $ 32,000 |
| Marion County Arkansas | 2 | $ 117,000 | $ 58,000 | $ 57,000 |
| Clinton County Iowa | 2 | $ 361,000 | $ 180,000 | $ 101,000 |
| Marshall County Iowa | 2 | $ 362,000 | $ 181,000 | $ 129,000 |
| Sac County Iowa | 2 | $ 12,000 | $ 6,000 | $ 73,000 |
| Cherokee County Kansas | 2 | $ 66,000 | $ 33,000 | $ 61,000 |
| Neosho County Kansas | 2 | $ 206,000 | $ 103,000 | $ 64,000 |
| Carver County Minnesota | 2 | $ 1,200,000 | $ 600,000 | $ 109,000 |
| Isanti County Minnesota | 2 | $ 554,000 | $ 277,000 | $ 100,000 |
| St. Louis County Minnesota | 2 | $ 4,770,000 | $ 2,385,000 | $ 59,000 |
| Wright County Minnesota | 2 | $ 384,000 | $ 192,000 | $ 38,000 |
| Benton County Missouri | 2 | $ 92,000 | $ 46,000 | $ 18,000 |
| Boone County Missouri | 2 | $ 345,000 | $ 172,000 | $ 46,000 |
| Cape Girardeau County Missouri | 2 | $ 296,000 | $ 148,000 | $ 85,000 |
| Franklin County Missouri | 2 | $ 167,000 | $ 83,000 | $ 67,000 |
| Pulaski County Missouri | 2 | $ 116,000 | $ 58,000 | $ 97,000 |
| Warren County Missouri | 2 | $ 113,000 | $ 56,000 | $ 50,000 |
| Washington County Missouri | 2 | $ 247,000 | $ 123,000 | $ 42,000 |
| Dixon County Nebraska | 2 | $ 307,000 | $ 153,000 | $ 63,000 |
| Otoe County Nebraska | 2 | $ 16,000 | $ 8,000 | $ 66,000 |
| Saunders County Nebraska | 2 | $ 512,000 | $ 256,000 | $ 171,000 |
| Wayne County Nebraska | 2 | $ 137,000 | $ 68,000 | $ 30,000 |
| Bell County Texas | 2 | $ 7,727,000 | $ 3,863,000 | $ 0 |
| Collin County Texas | 2 | $ 15,651,000 | $ 7,825,000 | $ 36,000 |
| Baldwin County Alabama | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Maricopa County Arizona | 1 | $ 12,459,000 | $ 12,459,000 | $ 0 |
| Carroll County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 112,000 |
| Craighead County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 71,000 |
| Faulkner County Arkansas | 1 | $ 5,985,000 | $ 5,985,000 | $ 0 |
| Franklin County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 61,000 |
| Izard County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 182,000 |
| Madison County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Sebastian County Arkansas | 1 | $ 1,656,000 | $ 1,656,000 | $ 0 |
| Sharp County Arkansas | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
| Stone County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 133,000 |
| Adams County Colorado | 1 | $ 286,000 | $ 286,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 317,000 | $ 317,000 | $ 65,000 |
| Duval County Florida | 1 | $ 195,000 | $ 195,000 | $ 768,000 |
| Pasco County Florida | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Houston County Georgia | 1 | $ 257,000 | $ 257,000 | $ 70,000 |
| Cook County Illinois | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Kendall County Illinois | 1 | $ 226,000 | $ 226,000 | $ 113,000 |
| Marion County Indiana | 1 | $ 10,500,000 | $ 10,500,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 288,000 | $ 288,000 | $ 93,000 |
| Bremer County Iowa | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Cedar County Iowa | 1 | $ 159,000 | $ 159,000 | $ 54,000 |
| Des Moines County Iowa | 1 | $ 2,000 | $ 2,000 | $ 22,000 |
| Dickinson County Iowa | 1 | $ 197,000 | $ 197,000 | $ 98,000 |
| Guthrie County Iowa | 1 | $ 364,000 | $ 364,000 | $ 233,000 |
| Harrison County Iowa | 1 | $ 276,000 | $ 276,000 | $ 55,000 |
| Linn County Iowa | 1 | $ 181,000 | $ 181,000 | $ 113,000 |
| Muscatine County Iowa | 1 | $ 276,000 | $ 276,000 | $ 111,000 |
| Poweshiek County Iowa | 1 | $ 92,000 | $ 92,000 | $ 135,000 |
| Ringgold County Iowa | 1 | $ 108,000 | $ 108,000 | $ 100,000 |
| Shelby County Iowa | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Tama County Iowa | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Coffey County Kansas | 1 | $ 4,000 | $ 4,000 | $ 44,000 |
| Crawford County Kansas | 1 | $ 4,000 | $ 4,000 | $ 68,000 |
| Douglas County Kansas | 1 | $ 250,000 | $ 250,000 | $ 42,000 |
| Montgomery County Kansas | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Osage County Kansas | 1 | $ 320,000 | $ 320,000 | $ 96,000 |
| Wilson County Kansas | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
| St. Tammany County Louisiana | 1 | $ 29,941,000 | $ 29,941,000 | $ 0 |
| Emmet County Michigan | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 40,000 |
| Crow Wing County Minnesota | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 374,000 | $ 374,000 | $ 198,000 |
| DeSoto County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Bollinger County Missouri | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Buchanan County Missouri | 1 | $ 360,000 | $ 360,000 | $ 153,000 |
| Butler County Missouri | 1 | $ 69,000 | $ 69,000 | $ 30,000 |
| Cole County Missouri | 1 | $ 62,000 | $ 62,000 | $ 23,000 |
| Crawford County Missouri | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hickory County Missouri | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Lafayette County Missouri | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| Lincoln County Missouri | 1 | $ 8,000 | $ 8,000 | $ 72,000 |
| Pettis County Missouri | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Phelps County Missouri | 1 | $ 110,000 | $ 110,000 | $ 111,000 |
| Pike County Missouri | 1 | $ 91,000 | $ 91,000 | $ 35,000 |
| Platte County Missouri | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Putnam County Missouri | 1 | $ 101,000 | $ 101,000 | $ 126,000 |
| Stoddard County Missouri | 1 | $ 2,000 | $ 2,000 | $ 81,000 |
| Wayne County Missouri | 1 | $ 68,000 | $ 68,000 | $ 29,000 |
| Burt County Nebraska | 1 | $ 4,000 | $ 4,000 | $ 35,000 |
| Cuming County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 106,000 |
| Polk County Nebraska | 1 | $ 57,000 | $ 57,000 | $ 111,000 |
| Washington County Nebraska | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Bernalillo County New Mexico | 1 | $ 20,000,000 | $ 20,000,000 | $ 0 |
| Cherokee County Oklahoma | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Comanche County Oklahoma | 1 | $ 2,000 | $ 2,000 | $ 78,000 |
| Delaware County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 31,000 |
| Payne County Oklahoma | 1 | $ 11,117,000 | $ 11,117,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Multnomah County Oregon | 1 | $ 660,000 | $ 660,000 | $ 356,000 |
| Clay County South Dakota | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 340,000 | $ 340,000 | $ 125,000 |
| Pennington County South Dakota | 1 | $ 13,600,000 | $ 13,600,000 | $ 0 |
| Tarrant County Texas | 1 | $ 342,000 | $ 342,000 | $ 147,000 |
| Williamson County Texas | 1 | $ 15,300,000 | $ 15,300,000 | $ 0 |
| Dunn County Wisconsin | 1 | $ 1,206,000 | $ 1,206,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Polk County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 378,000 |
Mortgage Loan Application Detail Totals for Great Southern Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,329 | $507,291,000 | $381,000 | $30,115,000 | $62,000 | $2,986,000 |
| Refinancing | 805 | $145,558,000 | $180,000 | $11,750,000 | $69,000 | $644,000 |
| Home Improvement | 409 | $19,112,000 | $46,000 | $10,500,000 | $58,000 | $658,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,192 | $253,362,000 | $115,000 | $1,875,000 | $67,000 | $2,986,000 |
| Not applicable | 157 | $392,631,000 | $2,500,000 | $30,115,000 | $0 | $0 |
| Not Provided | 57 | $8,168,000 | $143,000 | $600,000 | $72,000 | $186,000 |
| Hispanic | 57 | $5,309,000 | $93,000 | $460,000 | $52,000 | $155,000 |
| Black or African American | 42 | $7,217,000 | $171,000 | $660,000 | $96,000 | $356,000 |
| Asian | 20 | $3,739,000 | $186,000 | $870,000 | $80,000 | $420,000 |
| American Indian or Alaskan Native | 16 | $1,375,000 | $85,000 | $219,000 | $43,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $160,000 | $80,000 | $158,000 | $91,000 | $102,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,856 | $591,360,000 | $318,000 | $30,115,000 | $69,000 | $2,986,000 |
| FHA-insured (Federal Housing Administration) | 359 | $41,150,000 | $114,000 | $352,000 | $50,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 205 | $20,269,000 | $98,000 | $247,000 | $40,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 123 | $19,182,000 | $155,000 | $417,000 | $63,000 | $208,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,621 | $565,699,000 | $348,000 | $30,115,000 | $65,000 | $2,986,000 |
| Application Denied By Financial Institution | 465 | $36,827,000 | $79,000 | $600,000 | $49,000 | $224,000 |
| Application Withdrawn By Applicant | 295 | $52,567,000 | $178,000 | $5,750,000 | $70,000 | $485,000 |
| File Closed For Incompleteness | 123 | $15,897,000 | $129,000 | $574,000 | $79,000 | $644,000 |
| Application Approved But Not Accepted | 39 | $971,000 | $24,000 | $237,000 | $60,000 | $222,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 258 | $18,255,000 | $70,000 | $600,000 | $48,000 | $218,000 |
| Debt-To-Income Ratio | 120 | $8,668,000 | $72,000 | $600,000 | $44,000 | $149,000 |
| Collateral | 46 | $5,875,000 | $127,000 | $464,000 | $69,000 | $224,000 |
| Other | 21 | $2,157,000 | $102,000 | $188,000 | $60,000 | $125,000 |
| Employment History | 13 | $919,000 | $70,000 | $196,000 | $26,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $268,000 | $67,000 | $101,000 | $26,000 | $42,000 |
| Unverifiable Information | 3 | $685,000 | $228,000 | $320,000 | $37,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Southern Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Southern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.